RMC Stock Overview
Provides residential mortgage and asset finance lending products in Australia and New Zealand. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Resimac Group Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.97 |
| 52 Week High | AU$1.24 |
| 52 Week Low | AU$0.79 |
| Beta | 1.98 |
| 1 Month Change | 4.84% |
| 3 Month Change | 12.07% |
| 1 Year Change | -6.70% |
| 3 Year Change | -48.68% |
| 5 Year Change | -35.22% |
| Change since IPO | 121.59% |
Recent News & Updates
Recent updates
Many Still Looking Away From Resimac Group Limited (ASX:RMC)
Dec 02
Here's Why I Think Resimac Group (ASX:RMC) Is An Interesting Stock
Dec 13Resimac Group's (ASX:RMC) Upcoming Dividend Will Be Larger Than Last Year's
Sep 02Is Resimac Group Limited (ASX:RMC) A Good Fit For Your Dividend Portfolio?
Apr 01Is Now The Time To Put Resimac Group (ASX:RMC) On Your Watchlist?
Mar 06Shareholders of Resimac Group (ASX:RMC) Must Be Delighted With Their 355% Total Return
Feb 07
Do Insiders Own Lots Of Shares In Resimac Group Limited (ASX:RMC)?
Jan 10Here's What You Should Know About Resimac Group Limited's (ASX:RMC) 1.9% Dividend Yield
Dec 13Did Business Growth Power Resimac Group's (ASX:RMC) Share Price Gain of 102%?
Aug 10Here's Why I Think Resimac Group (ASX:RMC) Might Deserve Your Attention Today
Jul 13Shareholder Returns
| RMC | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | -0.5% | 2.2% | 2.4% |
| 1Y | -6.7% | 10.4% | 7.7% |
Return vs Industry: RMC underperformed the Australian Diversified Financial industry which returned 10.4% over the past year.
Return vs Market: RMC underperformed the Australian Market which returned 7.7% over the past year.
Price Volatility
| RMC volatility | |
|---|---|
| RMC Average Weekly Movement | 4.2% |
| Diversified Financial Industry Average Movement | 7.7% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in AU Market | 17.0% |
| 10% least volatile stocks in AU Market | 3.0% |
Stable Share Price: RMC has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: RMC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | n/a | Susan Wood-Hansen | www.resimac.com.au |
Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home and car loans.
Resimac Group Limited Fundamentals Summary
| RMC fundamental statistics | |
|---|---|
| Market cap | AU$390.00m |
| Earnings (TTM) | AU$34.59m |
| Revenue (TTM) | AU$147.27m |
11.3x
P/E Ratio2.6x
P/S RatioIs RMC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RMC income statement (TTM) | |
|---|---|
| Revenue | AU$147.27m |
| Cost of Revenue | AU$16.05m |
| Gross Profit | AU$131.21m |
| Other Expenses | AU$96.62m |
| Earnings | AU$34.59m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.086 |
| Gross Margin | 89.10% |
| Net Profit Margin | 23.49% |
| Debt/Equity Ratio | 3,494.9% |
How did RMC perform over the long term?
See historical performance and comparisonDividends
7.2%
Current Dividend Yield81%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 00:44 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Resimac Group Limited is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Russell Wright | Barclay Pearce Capital Pty Limited |
| Marcus Barnard | Bell Potter |
| Thomas Strong | Citigroup Inc |