| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 0/6 |
| Dividends | 0/6 |
AMP Stock Overview
AMP Limited operates as a wealth management company in Australia and internationally.
AMP Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.96 |
| 52 Week High | AU$1.59 |
| 52 Week Low | AU$0.89 |
| Beta | 0.84 |
| 1 Month Change | 6.63% |
| 3 Month Change | -13.84% |
| 1 Year Change | -37.94% |
| 3 Year Change | -63.31% |
| 5 Year Change | -80.70% |
| Change since IPO | -95.80% |
Recent News & Updates
Shareholder Returns
| AMP | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | -1.0% | -1.9% | -0.5% |
| 1Y | -37.9% | -16.9% | 10.4% |
Return vs Industry: AMP underperformed the Australian Diversified Financial industry which returned -16.9% over the past year.
Return vs Market: AMP underperformed the Australian Market which returned 10.4% over the past year.
Price Volatility
| AMP volatility | |
|---|---|
| AMP Average Weekly Movement | 5.7% |
| Diversified Financial Industry Average Movement | 5.7% |
| Market Average Movement | 8.4% |
| 10% most volatile stocks in AU Market | 15.2% |
| 10% least volatile stocks in AU Market | 3.6% |
Stable Share Price: AMP is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: AMP's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1849 | 5,798 | Alexis George | https://www.amp.com.au |
AMP Limited operates as a wealth management company in Australia and internationally. The company offers financial advice and platform administration services, unit linked superannuation products, and retirement income and managed investment products for individuals; and residential mortgages, residential and investment property home loans, deposits, transaction banking services, SMSF products, and loans to AMP-aligned financial adviser practices through digital, online, and phone channels, as well as through financial advisers and home loan brokers. It also manages investments across various asset classes, including infrastructure debt, infrastructure equity, real estate, equities, fixed interest, diversified, and multi-manager and multi-asset funds for institutional and direct clients; and real estate and infrastructure assets, which include shopping centres, airports, and trains on behalf of funds and clients.
AMP Fundamentals Summary
| AMP fundamental statistics | |
|---|---|
| Market Cap | AU$3.15b |
| Earnings (TTM) | AU$119.00m |
| Revenue (TTM) | AU$3.41b |
26.5x
P/E Ratio0.9x
P/S RatioIs AMP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AMP income statement (TTM) | |
|---|---|
| Revenue | AU$3.41b |
| Cost of Revenue | AU$0 |
| Gross Profit | AU$3.41b |
| Expenses | AU$3.29b |
| Earnings | AU$119.00m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.036 |
| Gross Margin | 100.00% |
| Net Profit Margin | 3.49% |
| Debt/Equity Ratio | 571.9% |
How did AMP perform over the long term?
See historical performance and comparisonValuation
Is AMP undervalued compared to its fair value and its price relative to the market?
26.47x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: AMP (A$0.97) is trading above our estimate of fair value (A$0.88)
Significantly Below Fair Value: AMP is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: AMP is poor value based on its PE Ratio (26.5x) compared to the Australian Diversified Financial industry average (16.9x).
PE vs Market: AMP is poor value based on its PE Ratio (26.5x) compared to the Australian market (19.3x).
Price to Earnings Growth Ratio
PEG Ratio: AMP is good value based on its PEG Ratio (0.4x)
Price to Book Ratio
PB vs Industry: AMP is good value based on its PB Ratio (0.7x) compared to the AU Diversified Financial industry average (1.2x).
Future Growth
How is AMP forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
65.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AMP's forecast earnings growth (65.1% per year) is above the savings rate (1.9%).
Earnings vs Market: AMP's earnings (65.1% per year) are forecast to grow faster than the Australian market (11.3% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: AMP's revenue is expected to decline over the next 3 years (-3.4% per year).
High Growth Revenue: AMP's revenue is forecast to decline over the next 3 years (-3.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AMP's Return on Equity is forecast to be low in 3 years time (7.8%).
Past Performance
How has AMP performed over the past 5 years?
-25.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AMP has high quality earnings.
Growing Profit Margin: AMP's current net profit margins (3.5%) are lower than last year (4.1%).
Past Earnings Growth Analysis
Earnings Trend: AMP's earnings have declined by 25.8% per year over the past 5 years.
Accelerating Growth: AMP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AMP had negative earnings growth (-19%) over the past year, making it difficult to compare to the Diversified Financial industry average (26.8%).
Return on Equity
High ROE: AMP's Return on Equity (2.9%) is considered low.
Financial Health
How is AMP's financial position?
Financial Position Analysis
Short Term Liabilities: AMP's short term assets (A$4.7B) do not cover its short term liabilities (A$18.7B).
Long Term Liabilities: AMP's short term assets (A$4.7B) do not cover its long term liabilities (A$8.4B).
Debt to Equity History and Analysis
Debt Level: AMP's net debt to equity ratio (488.8%) is considered high.
Reducing Debt: AMP's debt to equity ratio has increased from 196.1% to 571.9% over the past 5 years.
Debt Coverage: AMP's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: AMP's interest payments on its debt are not well covered by EBIT (1.3x coverage).
Balance Sheet
Dividend
What is AMP current dividend yield, its reliability and sustainability?
3.59%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate AMP's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate AMP's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if AMP's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if AMP's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: AMP is not paying a notable dividend for the Australian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of AMP's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.4yrs
Average management tenure
CEO
Alexis George (57 yo)
0.42
Tenure
Ms. Alexis Ann George has been Chief Executive Officer of AMP Ltd. since August 2, 2021 and serves as its Director since August 2021. She serves as Chief Executive Officer at AMP Bank Limited since August...
Leadership Team
Experienced Management: AMP's management team is considered experienced (2.4 years average tenure).
Board Members
Experienced Board: AMP's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
AMP Limited's employee growth, exchange listings and data sources
Key Information
- Name: AMP Limited
- Ticker: AMP
- Exchange: ASX
- Founded: 1849
- Industry: Other Diversified Financial Services
- Sector: Diversified Financials
- Implied Market Cap: AU$3.150b
- Shares outstanding: 3.26b
- Website: https://www.amp.com.au
Number of Employees
Location
- AMP Limited
- AMP Building
- 33 Alfred Street
- Sydney
- New South Wales
- 2000
- Australia
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/17 16:17 |
| End of Day Share Price | 2022/01/17 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.