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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedSep 21, 2023
DataAggregated Company Financials
Companies8
  • 7D-3.5%
  • 3M4.5%
  • 1Y-21.1%
  • YTD-5.5%

Over the last 7 days, the Consumer Finance industry has dropped 4.9%, driven by goeasy declining 4.2%. The industry has fallen 22% in the last year. Looking forward, earnings are forecast to grow by 24% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 21 Sep 2023CA$2.7bCA$1.2bCA$88.0m9.4x30.8x2.2x
Sat, 19 Aug 2023CA$3.0bCA$1.2bCA$84.0m9.4x35.3x2.4x
Mon, 17 Jul 2023CA$2.9bCA$1.2bCA$15.2m10.7x188.6x2.5x
Wed, 14 Jun 2023CA$2.6bCA$1.2bCA$15.6m9.4x168.6x2.3x
Fri, 12 May 2023CA$2.6bCA$1.2bCA$37.0m9.7x70.5x2.2x
Sun, 09 Apr 2023CA$2.4bCA$1.1b-CA$4,629,903.0010.5x-524.8x2.1x
Tue, 07 Mar 2023CA$2.9bCA$1.1bCA$31.0m12.3x94.1x2.6x
Thu, 02 Feb 2023CA$3.0bCA$1.1bCA$52.4m11.6x57.3x2.8x
Sat, 31 Dec 2022CA$2.6bCA$1.1bCA$49.2m11.2x53.4x2.4x
Mon, 28 Nov 2022CA$2.9bCA$1.1bCA$74.5m11.1x38.8x2.7x
Wed, 26 Oct 2022CA$2.6bCA$1.0bCA$106.3m10x24.9x2.6x
Fri, 23 Sep 2022CA$2.6bCA$1.0bCA$106.2m10.2x24.5x2.6x
Sun, 21 Aug 2022CA$3.0bCA$975.3mCA$80.6m30x36.6x3x
Tue, 19 Jul 2022CA$2.3bCA$917.3mCA$123.3m27.1x18.4x2.5x
Thu, 16 Jun 2022CA$2.4bCA$916.0mCA$110.9m29.3x21.8x2.6x
Sat, 14 May 2022CA$2.6bCA$907.2mCA$106.9m42.3x24.6x2.9x
Mon, 11 Apr 2022CA$3.1bCA$838.7mCA$211.2m41.8x14.6x3.7x
Wed, 09 Mar 2022CA$3.0bCA$822.7mCA$240.7m19.9x12.6x3.7x
Fri, 04 Feb 2022CA$3.5bCA$788.9mCA$239.9m22.3x14.5x4.4x
Sun, 02 Jan 2022CA$4.2bCA$782.3mCA$233.4m21.9x17.9x5.3x
Tue, 30 Nov 2021CA$4.4bCA$784.2mCA$233.6m20.7x18.8x5.6x
Thu, 28 Oct 2021CA$4.2bCA$723.5mCA$216.3m22.5x19.4x5.8x
Sat, 25 Sep 2021CA$4.5bCA$607.6mCA$204.2m20.3x22.1x7.4x
Mon, 23 Aug 2021CA$3.7bCA$600.4mCA$214.6m16.3x17x6.1x
Sat, 10 Jul 2021CA$3.7bCA$600.4mCA$202.3m13.9x18x6.1x
Fri, 02 Apr 2021CA$2.7bCA$573.0mCA$201.3m8.2x13.5x4.7x
Mon, 04 Jan 2021CA$1.8bCA$526.4mCA$114.4m18.3x15.4x3.3x
Thu, 08 Oct 2020CA$1.3bCA$516.0mCA$89.2m18.2x14.8x2.6x
Price to Earnings Ratio

14.8x


Total Market Cap: CA$1.3bTotal Earnings: CA$89.2mTotal Revenue: CA$516.0mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 13.1x202120222023
Current Industry PE
  • Investors are optimistic on the Canadian Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 30.8x which is higher than its 3-year average PE of 13.1x.
  • The 3-year average PS ratio of 3.7x is higher than the industry's current PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 33% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Comparison

How does Canadian Consumer Finance compare with similar industries?

CA Market-0.092%
Financials0.57%
Consumer Finance-3.50%
Consumer Finance-3.50%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRL Propel HoldingsCA$9.151.0%
+CA$3.1m		29.1%PE10.4x
Simply Wall Stâ„¢
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
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Latest News

CXI

CA$21.83

Currency Exchange International

7D

-10.3%

1Y

11.1%

We Ran A Stock Scan For Earnings Growth And Currency Exchange International (TSE:CXI) Passed With Ease

Sep 21
We Ran A Stock Scan For Earnings Growth And Currency Exchange International (TSE:CXI) Passed With Ease

GSY

CA$113.16

goeasy

7D

-4.2%

1Y

-1.9%

AXIS

CA$0.08

Axis Auto Finance

7D

-20.0%

1Y

-84.3%

MOGO

CA$2.03

Mogo

7D

-4.2%

1Y

-45.9%

EPF

CA$0.34

Everyday People Financial

7D

-4.2%

1Y

58.1%

PRL

CA$9.15

Propel Holdings

7D

1.0%

1Y

29.1%