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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedMar 17, 2024
DataAggregated Company Financials
Companies7
  • 7D-0.5%
  • 3M5.6%
  • 1Y49.1%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has remained flat. As for the the longer term, the industry is up 49% over the past 12 months. Earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 17 Mar 2024CA$3.5bCA$1.4bCA$144.0m12.3x24.6x2.6x
Tue, 13 Feb 2024CA$3.5bCA$1.3bCA$94.5m13.4x37x2.7x
Thu, 11 Jan 2024CA$3.7bCA$1.3bCA$97.0m13.2x37.6x2.9x
Sat, 09 Dec 2023CA$3.4bCA$1.3bCA$97.8m12.2x34.5x2.6x
Mon, 06 Nov 2023CA$2.8bCA$1.2bCA$57.1m8.9x48.4x2.3x
Wed, 04 Oct 2023CA$2.6bCA$1.2bCA$88.7m8.3x28.9x2.1x
Fri, 01 Sep 2023CA$2.9bCA$1.2bCA$83.9m9.5x35x2.4x
Sun, 30 Jul 2023CA$2.9bCA$1.2bCA$15.3m10.8x191.3x2.5x
Tue, 27 Jun 2023CA$2.6bCA$1.2bCA$15.0m9.4x171.3x2.2x
Thu, 25 May 2023CA$2.6bCA$1.2bCA$14.3m9.4x178.2x2.2x
Sat, 22 Apr 2023CA$2.4bCA$1.1b-CA$4,569,974.0010.5x-517.7x2.1x
Mon, 20 Mar 2023CA$2.6bCA$1.1bCA$31.3m11x84.5x2.4x
Wed, 15 Feb 2023CA$3.0bCA$1.1bCA$51.8m11.7x58.2x2.8x
Fri, 13 Jan 2023CA$2.8bCA$1.1bCA$48.9m11.5x56.5x2.6x
Sun, 11 Dec 2022CA$2.8bCA$1.1bCA$76.3m10.7x36.1x2.6x
Tue, 08 Nov 2022CA$2.6bCA$1.0bCA$106.2m10.4x24.4x2.5x
Thu, 06 Oct 2022CA$2.6bCA$1.0bCA$106.4m10.1x24.6x2.6x
Sat, 03 Sep 2022CA$2.7bCA$977.5mCA$110.1m19x24.5x2.8x
Mon, 01 Aug 2022CA$2.6bCA$913.3mCA$123.2m30.7x21.2x2.9x
Wed, 29 Jun 2022CA$2.4bCA$914.8mCA$110.9m27x21.3x2.6x
Fri, 27 May 2022CA$2.5bCA$905.4mCA$106.9m42.7x23.7x2.8x
Sun, 24 Apr 2022CA$2.8bCA$840.5mCA$211.3m38.1x13.4x3.4x
Tue, 22 Mar 2022CA$3.3bCA$827.4mCA$244.6m32.4x13.3x3.9x
Thu, 17 Feb 2022CA$3.6bCA$790.0mCA$239.7m21.8x14.9x4.5x
Sat, 15 Jan 2022CA$3.9bCA$780.9mCA$233.4m22x16.5x4.9x
Mon, 13 Dec 2021CA$4.1bCA$783.2mCA$233.4m21.4x17.6x5.3x
Wed, 10 Nov 2021CA$4.5bCA$754.4mCA$246.9m21.2x18.3x6x
Fri, 08 Oct 2021CA$4.0bCA$607.2mCA$204.3m18.7x19.7x6.6x
Sun, 05 Sep 2021CA$4.0bCA$600.4mCA$214.6m17x18.4x6.6x
Tue, 03 Aug 2021CA$3.5bCA$600.4mCA$214.6m15.6x16.3x5.8x
Fri, 07 May 2021CA$3.2bCA$572.4mCA$204.3m9.6x15.7x5.6x
Price to Earnings Ratio

13.5x


Total Market Cap: CA$2.7bTotal Earnings: CA$201.3mTotal Revenue: CA$573.0mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 16.2x202220232024
Current Industry PE
  • Investors are optimistic on the Canadian Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 24.3x which is higher than its 3-year average PE of 16.2x.
  • The 3-year average PS ratio of 3.6x is higher than the industry's current PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 11% per year over the last three years.
  • Meanwhile revenues for these companies have grown 34% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does Canadian Consumer Finance compare with similar industries?

CA Market0.45%
Financials-0.044%
Consumer Finance-0.47%
Consumer Finance-0.47%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$161.740.2%
+CA$4.5m
47.5%PE10.9x
PBX PowerBand SolutionsCA$0.01100.0%
+CA$1.5m
-81.8%PS0.8x
INVR Inverite InsightsCA$0.0511.1%
+CA$1.1m
-33.3%PS17.9x
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Latest News

PRL

CA$16.13

Propel Holdings

7D

-1.9%

1Y

142.9%

MOGO

CA$2.63

Mogo

7D

-9.3%

1Y

13.9%

GSY

CA$161.74

goeasy

7D

0.2%

1Y

47.5%

AXIS

CA$0.08

Axis Auto Finance

7D

-11.1%

1Y

-80.5%

INVR

CA$0.05

Inverite Insights

7D

11.1%

1Y

-33.3%

EPF

CA$0.42

Everyday People Financial

7D

-4.5%

1Y

6.3%

PBX

CA$0.01

PowerBand Solutions

7D

100.0%

1Y

-81.8%