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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedSep 20, 2024
DataAggregated Company Financials
Companies7
  • 7D5.7%
  • 3M5.0%
  • 1Y83.5%
  • YTDn/a

The Consumer Finance industry is up 5.7% in the last week, with goeasy up 4.3%. In the same time, Axis Auto Finance was down 50%. This takes the industry's 12 month performance to a gain of 83%. Looking forward, earnings are forecast to grow by 23% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 20 Sep 2024CA$4.2bCA$1.5bCA$286.6m17.5x14.8x2.8x
Sun, 18 Aug 2024CA$4.3bCA$1.5bCA$287.3m16.1x14.9x2.8x
Tue, 16 Jul 2024CA$4.1bCA$1.5bCA$269.8m17.1x15.3x2.8x
Thu, 13 Jun 2024CA$4.2bCA$1.5bCA$272.4m15.4x15.6x2.9x
Sat, 11 May 2024CA$4.2bCA$1.4bCA$267.5m13.1x15.9x3x
Mon, 08 Apr 2024CA$3.6bCA$1.4bCA$227.6m12.3x15.8x2.6x
Wed, 06 Mar 2024CA$3.7bCA$1.3bCA$140.5m11.3x26.2x2.8x
Fri, 02 Feb 2024CA$3.6bCA$1.3bCA$94.3m12.5x38.5x2.8x
Sun, 31 Dec 2023CA$3.6bCA$1.3bCA$96.6m13x37.6x2.9x
Tue, 28 Nov 2023CA$3.0bCA$1.3bCA$97.7m10.7x30.9x2.4x
Thu, 26 Oct 2023CA$2.6bCA$1.2bCA$57.5m8.6x45x2.1x
Sat, 23 Sep 2023CA$2.6bCA$1.2bCA$88.0m9.1x29.9x2.2x
Mon, 21 Aug 2023CA$3.0bCA$1.2bCA$84.0m9.4x35.2x2.4x
Wed, 19 Jul 2023CA$2.9bCA$1.2bCA$15.1m10.9x194.5x2.5x
Fri, 16 Jun 2023CA$2.6bCA$1.2bCA$16.5m9.6x158.9x2.3x
Sun, 14 May 2023CA$2.6bCA$1.2bCA$37.2m9.8x70.6x2.3x
Tue, 11 Apr 2023CA$2.4bCA$1.1b-CA$4,657,438.0010.7x-524.6x2.1x
Thu, 09 Mar 2023CA$2.9bCA$1.1bCA$31.3m12x91.9x2.6x
Sat, 04 Feb 2023CA$3.1bCA$1.1bCA$52.6m11.9x58.6x2.8x
Mon, 02 Jan 2023CA$2.6bCA$1.1bCA$49.2m11.2x53.2x2.4x
Wed, 30 Nov 2022CA$2.8bCA$1.1bCA$74.9m10.8x37.2x2.6x
Fri, 28 Oct 2022CA$2.6bCA$1.0bCA$106.2m9.9x24.8x2.6x
Sun, 25 Sep 2022CA$2.5bCA$1.0bCA$106.3m9.5x23.6x2.5x
Tue, 23 Aug 2022CA$2.9bCA$976.3mCA$80.7m29.9x36.2x3x
Thu, 21 Jul 2022CA$2.5bCA$914.6mCA$123.2m30.1x20.6x2.8x
Sat, 18 Jun 2022CA$2.3bCA$918.0mCA$111.0m27.7x20.8x2.5x
Mon, 16 May 2022CA$2.6bCA$907.2mCA$106.9m42.3x24.6x2.9x
Wed, 13 Apr 2022CA$3.0bCA$839.0mCA$211.2m40.5x14.2x3.6x
Fri, 11 Mar 2022CA$3.1bCA$821.1mCA$240.7m19.8x12.7x3.7x
Sun, 06 Feb 2022CA$3.5bCA$790.3mCA$240.0m22.3x14.5x4.4x
Tue, 04 Jan 2022CA$4.2bCA$783.8mCA$233.5m21.9x17.9x5.3x
Thu, 02 Dec 2021CA$4.2bCA$783.7mCA$233.5m20.8x18.2x5.4x
Sat, 30 Oct 2021CA$4.6bCA$724.1mCA$216.3m22.5x21.1x6.3x
Mon, 27 Sep 2021CA$4.5bCA$607.6mCA$204.2m20.3x22.1x7.4x
Price to Earnings Ratio

22.1x


Total Market Cap: CA$4.5bTotal Earnings: CA$204.2mTotal Revenue: CA$607.6mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 16.1x202220232024
Current Industry PE
  • Investors are relatively neutral on the Canadian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.1x.
  • The 3-year average PS ratio of 3.1x is higher than the industry's current PS ratio of 2.8x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 36% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Canadian Consumer Finance compare with similar industries?

CA Market1.38%
Financials2.19%
Consumer Finance5.66%
Consumer Finance5.66%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$185.524.3%
+CA$128.9m		67.5%PE11.8x
PRL Propel HoldingsCA$30.1510.6%
+CA$99.4m		261.9%PE19.7x
EPF Everyday People FinancialCA$0.4124.6%
+CA$9.2m		22.7%PE66.8x
PBX Powerband SolutionsCA$0.0856.3%
+CA$2.8m		750.0%PS17.6x
MOGO MogoCA$1.635.8%
+CA$2.2m		-20.9%PS1x
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Latest News

GSY

CA$185.52

goeasy

7D

4.3%

1Y

67.5%

EPF

CA$0.41

Everyday People Financial

7D

24.6%

1Y

22.7%

A Piece Of The Puzzle Missing From Everyday People Financial Corp.'s (CVE:EPF) Share Price

Sep 17
A Piece Of The Puzzle Missing From Everyday People Financial Corp.'s (CVE:EPF) Share Price

CXI

CA$24.74

Currency Exchange International

7D

-0.1%

1Y

15.0%

PBX

CA$0.085

Powerband Solutions

7D

6.3%

1Y

750.0%

INVR

CA$0.05

Inverite Insights

7D

11.1%

1Y

-9.1%

PRL

CA$30.15

Propel Holdings

7D

10.6%

1Y

261.9%

MOGO

CA$1.63

Mogo

7D

5.8%

1Y

-20.9%

AXIS

CA$0.01

Axis Auto Finance

7D

-50.0%

1Y

-87.5%