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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedJul 26, 2024
DataAggregated Company Financials
Companies8
  • 7D7.4%
  • 3M9.0%
  • 1Y65.5%
  • YTD33.1%

In the last week, the Consumer Finance industry is up 7.4%, with goeasy up 8.1%. In the same time, Powerband Solutions was down 17%. This means that the industry has gained 65% over the past year. Looking forward, earnings are forecast to grow by 20% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 26 Jul 2024CA$4.4bCA$1.5bCA$270.4m17x16.3x3x
Sun, 23 Jun 2024CA$4.2bCA$1.5bCA$269.9m16.2x15.5x2.9x
Tue, 21 May 2024CA$4.1bCA$1.4bCA$269.9m13.3x15x2.8x
Thu, 18 Apr 2024CA$3.9bCA$1.4bCA$228.3m12.5x17.2x2.9x
Sat, 16 Mar 2024CA$3.5bCA$1.4bCA$144.0m12.3x24.3x2.6x
Mon, 12 Feb 2024CA$3.5bCA$1.3bCA$94.5m13.1x37.2x2.7x
Wed, 10 Jan 2024CA$3.7bCA$1.3bCA$97.1m13.1x37.6x2.9x
Fri, 08 Dec 2023CA$3.3bCA$1.3bCA$97.8m11.8x34x2.6x
Sun, 05 Nov 2023CA$2.8bCA$1.2bCA$57.1m8.9x48.4x2.3x
Tue, 03 Oct 2023CA$2.6bCA$1.2bCA$88.7m8.6x29.1x2.1x
Thu, 31 Aug 2023CA$2.9bCA$1.2bCA$84.0m9.4x34.8x2.4x
Sat, 29 Jul 2023CA$2.9bCA$1.2bCA$15.3m10.8x191.3x2.5x
Mon, 26 Jun 2023CA$2.6bCA$1.2bCA$15.1m9.5x168.7x2.2x
Wed, 24 May 2023CA$2.6bCA$1.2bCA$14.1m9.6x184.7x2.2x
Fri, 21 Apr 2023CA$2.4bCA$1.1b-CA$4,731,405.0010.5x-500.8x2.1x
Sun, 19 Mar 2023CA$2.6bCA$1.1bCA$31.3m11x84.5x2.4x
Tue, 14 Feb 2023CA$3.0bCA$1.1bCA$52.5m11.7x57.7x2.8x
Thu, 12 Jan 2023CA$2.7bCA$1.1bCA$49.0m11.6x55.8x2.5x
Sat, 10 Dec 2022CA$2.8bCA$1.1bCA$76.3m10.7x36.1x2.6x
Mon, 07 Nov 2022CA$2.6bCA$1.0bCA$106.2m9.8x24.5x2.6x
Wed, 05 Oct 2022CA$2.7bCA$1.0bCA$106.3m10.2x24.9x2.6x
Fri, 02 Sep 2022CA$2.7bCA$979.4mCA$110.1m19.1x24.2x2.7x
Sun, 31 Jul 2022CA$2.6bCA$913.3mCA$123.2m30.7x21.2x2.9x
Tue, 28 Jun 2022CA$2.4bCA$914.5mCA$110.9m26.8x21.3x2.6x
Thu, 26 May 2022CA$2.5bCA$905.4mCA$106.9m42.7x23.7x2.8x
Sat, 23 Apr 2022CA$2.8bCA$840.5mCA$211.3m38.1x13.4x3.4x
Mon, 21 Mar 2022CA$3.2bCA$828.2mCA$244.6m33.4x13.2x3.9x
Wed, 16 Feb 2022CA$3.6bCA$790.2mCA$240.0m22.7x15.2x4.6x
Fri, 14 Jan 2022CA$3.9bCA$780.0mCA$233.4m22x16.5x4.9x
Sun, 12 Dec 2021CA$4.1bCA$783.2mCA$233.4m21.4x17.6x5.3x
Tue, 09 Nov 2021CA$4.5bCA$754.4mCA$246.9m21.2x18.3x6x
Thu, 07 Oct 2021CA$3.9bCA$607.4mCA$204.2m18.2x19.2x6.5x
Sat, 04 Sep 2021CA$4.0bCA$600.4mCA$214.6m17x18.4x6.6x
Mon, 02 Aug 2021CA$3.5bCA$600.4mCA$214.6m15.3x16.2x5.8x
Price to Earnings Ratio

16.2x


Total Market Cap: CA$3.5bTotal Earnings: CA$214.6mTotal Revenue: CA$600.4mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 16.2x202220232024
Current Industry PE
  • Investors are relatively neutral on the Canadian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.2x.
  • The industry is trading close to its 3-year average PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 8.0% per year over the last three years.
  • Revenues for these companies have grown 34% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market-0.31%
Financials-0.077%
Consumer Finance7.38%
Consumer Finance7.38%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$196.488.1%
+CA$247.4m		58.6%PE12.9x
PRL Propel HoldingsCA$24.687.0%
+CA$55.3m		202.8%PE18.3x
CXI Currency Exchange InternationalCA$26.201.0%
+CA$1.7m		0.7%PE15.8x
EPF Everyday People FinancialCA$0.315.1%
+CA$1.7m		-6.1%PE1154.9x
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Latest News

GSY

CA$196.48

goeasy

7D

8.1%

1Y

58.6%

PBX

CA$0.05

Powerband Solutions

7D

-16.7%

1Y

66.7%

EPF

CA$0.31

Everyday People Financial

7D

5.1%

1Y

-6.1%

PRL

CA$24.68

Propel Holdings

7D

7.0%

1Y

202.8%

MOGO

CA$2.00

Mogo

7D

-4.8%

1Y

-32.0%

CXI

CA$26.20

Currency Exchange International

7D

1.0%

1Y

0.7%

Earnings Miss: Currency Exchange International, Corp. Missed EPS By 71% And Analysts Are Revising Their Forecasts

Jun 15
Earnings Miss: Currency Exchange International, Corp. Missed EPS By 71% And Analysts Are Revising Their Forecasts

INVR

CA$0.05

Inverite Insights

7D

-16.7%

1Y

11.1%