Investing IdeasBrowse All StocksMarkets

Have your own idea? Try our Stock Screener

Header cover image

Canadian (TSX) Consumer Finance Industry Analysis

UpdatedJan 20, 2025
DataAggregated Company Financials
Companies5
  • 7D2.0%
  • 3M-0.5%
  • 1Y24.0%
  • YTD2.3%

In the last week, the Consumer Finance industry is up 2.0%, with goeasy up 2.3%. In the same time, Inverite Insights was down 10.0%. This takes the industry's 12 month performance to a gain of 24%. As for the next few years, earnings are expected to grow by 23% per annum.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 20 Jan 2025CA$4.6bCA$1.6bCA$343.9m17.6x13.2x2.8x
Wed, 18 Dec 2024CA$4.4bCA$1.6bCA$343.1m17.8x12.9x2.7x
Fri, 15 Nov 2024CA$4.4bCA$1.6bCA$340.5m17.1x13.1x2.8x
Sun, 13 Oct 2024CA$4.6bCA$1.5bCA$313.0m18.4x14.6x3x
Tue, 10 Sep 2024CA$4.2bCA$1.5bCA$286.8m16.5x14.6x2.7x
Thu, 08 Aug 2024CA$4.3bCA$1.5bCA$272.0m16.8x16x3x
Sat, 06 Jul 2024CA$4.2bCA$1.4bCA$269.6m17x15.6x2.9x
Mon, 03 Jun 2024CA$4.1bCA$1.4bCA$271.9m14.7x14.9x2.8x
Wed, 01 May 2024CA$4.0bCA$1.4bCA$228.3m12.8x17.5x2.9x
Fri, 29 Mar 2024CA$3.5bCA$1.4bCA$227.4m12.4x15.6x2.6x
Sun, 25 Feb 2024CA$3.6bCA$1.3bCA$140.2m11.4x25.7x2.7x
Tue, 23 Jan 2024CA$3.9bCA$1.3bCA$97.4m13.8x40.2x3.1x
Thu, 21 Dec 2023CA$3.6bCA$1.3bCA$97.0m12.9x37.6x2.9x
Sat, 18 Nov 2023CA$2.9bCA$1.3bCA$88.2m9.9x33.4x2.3x
Mon, 16 Oct 2023CA$2.7bCA$1.2bCA$57.0m9.4x46.5x2.2x
Wed, 13 Sep 2023CA$2.9bCA$1.2bCA$109.4m9.4x26.2x2.4x
Fri, 11 Aug 2023CA$3.1bCA$1.2bCA$75.0m10.9x40.9x2.6x
Sun, 09 Jul 2023CA$2.7bCA$1.2bCA$15.4m10.2x178.2x2.4x
Tue, 06 Jun 2023CA$2.6bCA$1.2bCA$16.0m9.5x163.9x2.2x
Thu, 04 May 2023CA$2.3bCA$1.1b-CA$4,734,797.0010.2x-487.3x2x
Sat, 01 Apr 2023CA$2.4bCA$1.1b-CA$4,632,333.0010.8x-527.3x2.1x
Mon, 27 Feb 2023CA$3.0bCA$1.1bCA$30.9m12.5x95.4x2.7x
Wed, 25 Jan 2023CA$2.9bCA$1.1bCA$52.6m10.6x54.4x2.6x
Fri, 23 Dec 2022CA$2.6bCA$1.1bCA$76.4m10.9x33.5x2.4x
Sun, 20 Nov 2022CA$2.8bCA$1.1bCA$82.7m10.9x33.6x2.6x
Tue, 18 Oct 2022CA$2.5bCA$1.0bCA$106.7m9.6x23.4x2.4x
Thu, 15 Sep 2022CA$2.8bCA$1.0bCA$109.1m11.1x26x2.8x
Sat, 13 Aug 2022CA$3.2bCA$970.6mCA$80.5m30.3x39.4x3.3x
Mon, 11 Jul 2022CA$2.4bCA$915.7mCA$123.3m27.7x19.5x2.6x
Wed, 08 Jun 2022CA$2.6bCA$854.2mCA$157.0m45.4x16.7x3.1x
Fri, 06 May 2022CA$2.8bCA$842.8mCA$211.4m38.2x13.1x3.3x
Sun, 03 Apr 2022CA$3.3bCA$837.3mCA$211.1m40.1x15.7x4x
Tue, 01 Mar 2022CA$3.4bCA$819.5mCA$240.6m20.3x14.2x4.2x
Thu, 27 Jan 2022CA$3.5bCA$781.6mCA$233.4m22.2x14.8x4.4x
Price to Earnings Ratio

14.8x


Total Market Cap: CA$3.5bTotal Earnings: CA$233.4mTotal Revenue: CA$781.6mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 15.5x202320242025
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 13.2x which is lower than its 3-year average PE of 15.5x.
  • The industry is trading close to its 3-year average PS ratio of 2.8x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 28% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market1.22%
Financials2.46%
Consumer Finance1.97%
Consumer Finance1.97%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$173.991.8%
+CA$52.0m		4.0%PE10.2x
PRL Propel HoldingsCA$35.463.4%
+CA$44.4m		107.5%PE21.9x
EPF Everyday People FinancialCA$0.8220.6%
+CA$16.6m		67.3%PE47.6x
MOGO MogoCA$1.815.2%
+CA$2.2m		-13.8%PS1x
CXI Currency Exchange InternationalCA$23.100.9%
+CA$1.3m		-5.3%PE13.3x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
Download on the App StoreGet it on Google Play
Popular Markets
USAUUKINCAZA
About UsCareersPlans & PricingLogin
Help CenterLatest CoveragePodcastsAffiliate ProgramBusiness & EnterpriseWhat's New
Financial Services GuideTerms and ConditionsPrivacy Policy
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

MOGO

CA$1.81

Mogo

7D

5.2%

1Y

-13.8%

GSY

CA$173.99

goeasy

7D

1.8%

1Y

4.0%

EPF

CA$0.82

Everyday People Financial

7D

20.6%

1Y

67.3%

PRL

CA$35.46

Propel Holdings

7D

3.4%

1Y

107.5%

CXI

CA$23.10

Currency Exchange International

7D

0.9%

1Y

-5.3%

INVR

CA$0.045

Inverite Insights

7D

-18.2%

1Y

-10.0%