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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedFeb 21, 2025
DataAggregated Company Financials
Companies5
  • 7D-2.1%
  • 3M-4.8%
  • 1Y22.3%
  • YTD-1.2%

Over the last 7 days, the Consumer Finance industry has dropped 2.1%, driven by Propel Holdings declining 8.5%. This takes the industry's 12 month performance to a gain of 22%. Looking forward, earnings are forecast to grow by 24% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 21 Feb 2025CA$4.5bCA$1.6bCA$334.4m30.4x13.4x2.8x
Sun, 19 Jan 2025CA$4.6bCA$1.6bCA$343.9m17.6x13.2x2.8x
Tue, 17 Dec 2024CA$4.4bCA$1.6bCA$342.8m18.3x12.8x2.7x
Thu, 14 Nov 2024CA$4.5bCA$1.6bCA$340.2m17.6x13.2x2.8x
Sat, 12 Oct 2024CA$4.5bCA$1.5bCA$313.0m18.4x14.3x2.9x
Mon, 09 Sep 2024CA$4.1bCA$1.5bCA$286.8m16.2x14.2x2.7x
Wed, 07 Aug 2024CA$4.4bCA$1.5bCA$272.1m17.2x16.1x3x
Fri, 05 Jul 2024CA$4.6bCA$1.4bCA$269.5m17.4x17x3.2x
Sun, 02 Jun 2024CA$4.1bCA$1.4bCA$271.9m14.7x14.9x2.8x
Tue, 30 Apr 2024CA$4.0bCA$1.4bCA$227.9m12.8x17.7x2.9x
Thu, 28 Mar 2024CA$3.5bCA$1.4bCA$227.6m12.4x15.6x2.6x
Sat, 24 Feb 2024CA$3.6bCA$1.3bCA$140.2m11.4x25.7x2.7x
Mon, 22 Jan 2024CA$3.9bCA$1.3bCA$97.2m13.7x40x3x
Wed, 20 Dec 2023CA$3.6bCA$1.3bCA$96.9m13.1x37.7x2.9x
Fri, 17 Nov 2023CA$2.9bCA$1.3bCA$89.4m10.2x32.5x2.3x
Sun, 15 Oct 2023CA$2.7bCA$1.2bCA$57.0m9.4x46.5x2.2x
Tue, 12 Sep 2023CA$2.9bCA$1.2bCA$109.5m9.5x26.2x2.4x
Thu, 10 Aug 2023CA$3.1bCA$1.2bCA$15.9m11x192.7x2.6x
Sat, 08 Jul 2023CA$2.7bCA$1.2bCA$15.4m10.2x178.2x2.4x
Mon, 05 Jun 2023CA$2.6bCA$1.2bCA$15.9m9.5x164.4x2.2x
Wed, 03 May 2023CA$2.3bCA$1.1b-CA$4,741,815.0010.1x-482.1x2x
Fri, 31 Mar 2023CA$2.4bCA$1.1b-CA$4,606,957.0010.4x-519x2.1x
Sun, 26 Feb 2023CA$3.0bCA$1.1bCA$30.9m12.5x95.4x2.7x
Tue, 24 Jan 2023CA$2.9bCA$1.1bCA$48.9m11.7x58.3x2.6x
Thu, 22 Dec 2022CA$2.6bCA$1.1bCA$76.3m11x34x2.4x
Sat, 19 Nov 2022CA$2.8bCA$1.1bCA$82.7m10.9x33.6x2.6x
Mon, 17 Oct 2022CA$2.5bCA$1.0bCA$106.7m9.6x23.4x2.4x
Wed, 14 Sep 2022CA$2.8bCA$989.4mCA$102.8m20.6x27.5x2.9x
Fri, 12 Aug 2022CA$3.1bCA$944.8mCA$122.5m29.9x25.1x3.3x
Sun, 10 Jul 2022CA$2.4bCA$915.7mCA$123.3m27.7x19.5x2.6x
Tue, 07 Jun 2022CA$2.7bCA$900.1mCA$107.8m45.8x25.3x3x
Thu, 05 May 2022CA$2.8bCA$842.6mCA$211.4m38.7x13.4x3.4x
Sat, 02 Apr 2022CA$3.3bCA$837.3mCA$211.1m40.1x15.7x4x
Mon, 28 Feb 2022CA$3.4bCA$820.5mCA$240.6m20.2x14x4.1x
Price to Earnings Ratio

14x


Total Market Cap: CA$3.4bTotal Earnings: CA$240.6mTotal Revenue: CA$820.5mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 15.5x202320242025
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 13.4x which is lower than its 3-year average PE of 15.5x.
  • The industry is trading close to its 3-year average PS ratio of 2.7x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 26% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market-0.52%
Financials0.57%
Consumer Finance-2.07%
Consumer Finance-2.07%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$170.591.2%
+CA$32.1m		5.2%PE9.9x
CXI Currency Exchange InternationalCA$22.083.2%
+CA$4.3m		-9.6%PE39.7x
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Latest News

PRL

CA$33.29

Propel Holdings

7D

-8.5%

1Y

97.9%

CXI

CA$22.08

Currency Exchange International

7D

3.2%

1Y

-9.6%

AMT

CA$0.055

AmeriTrust Financial Technologies

7D

-26.7%

1Y

1,000.0%

GSY

CA$170.59

goeasy

7D

1.2%

1Y

5.2%

goeasy (TSE:GSY) Has Announced That It Will Be Increasing Its Dividend To CA$1.46

Feb 18
goeasy (TSE:GSY) Has Announced That It Will Be Increasing Its Dividend To CA$1.46

EPF

CA$0.80

Everyday People Financial

7D

-5.9%

1Y

95.1%

Even With A 25% Surge, Cautious Investors Are Not Rewarding Everyday People Financial Corp.'s (CVE:EPF) Performance Completely

Feb 05
Even With A 25% Surge, Cautious Investors Are Not Rewarding Everyday People Financial Corp.'s (CVE:EPF) Performance Completely

MOGO

CA$1.68

Mogo

7D

-4.0%

1Y

-27.0%