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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedAug 08, 2026
DataAggregated Company Financials
Companies7
  • 7D8.1%
  • 3M36.1%
  • 1Y-50.2%
  • YTD-26.9%

Over the last 7 days, the Consumer Finance industry has risen 6.2%, driven by gains from Propel Holdings of 15%. In the same time, Everyday People Financial was down 12%. In the past year, the industry is down 54%. Earnings are forecast to grow by 68% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 08 Aug 2026CA$2.4bCA$1.5b-CA$205,271,668.5111.5x-11.7x1.6x
Mon, 06 Jul 2026CA$2.3bCA$1.5b-CA$192,338,937.9111x-12.2x1.6x
Wed, 03 Jun 2026CA$1.9bCA$1.5b-CA$194,408,629.859.1x-9.8x1.3x
Fri, 01 May 2026CA$1.7bCA$1.5b-CA$103,000,230.859.2x-16.5x1.1x
Sun, 29 Mar 2026CA$1.6bCA$1.8bCA$317.2m7.4x5x0.9x
Tue, 24 Feb 2026CA$3.1bCA$1.8bCA$342.1m8.2x9x1.7x
Thu, 22 Jan 2026CA$3.3bCA$1.8bCA$326.8m9.7x10x1.8x
Sat, 20 Dec 2025CA$3.3bCA$1.8bCA$326.6m10.1x10.1x1.8x
Mon, 17 Nov 2025CA$3.1bCA$1.8bCA$331.9m9.4x9.4x1.7x
Wed, 15 Oct 2025CA$3.9bCA$1.8bCA$373.9m15.2x10.4x2.2x
Fri, 12 Sep 2025CA$5.0bCA$1.8bCA$374.3m15.7x13.3x2.8x
Sun, 10 Aug 2025CA$4.9bCA$1.6bCA$374.9m13.9x13.2x3.1x
Tue, 08 Jul 2025CA$4.5bCA$1.7bCA$321.9m14.8x14.1x2.7x
Thu, 05 Jun 2025CA$4.0bCA$1.7bCA$322.5m12.9x12.4x2.3x
Sat, 03 May 2025CA$3.9bCA$1.7bCA$345.1m17.7x11.4x2.4x
Mon, 31 Mar 2025CA$3.6bCA$1.7bCA$341.4m25.3x10.6x2.2x
Wed, 26 Feb 2025CA$4.3bCA$1.6bCA$335.0m29.1x12.8x2.6x
Fri, 24 Jan 2025CA$4.8bCA$1.6bCA$336.1m32.6x14.2x2.9x
Sun, 22 Dec 2024CA$4.4bCA$1.6bCA$343.4m17.9x12.8x2.7x
Tue, 19 Nov 2024CA$4.5bCA$1.6bCA$342.0m17.8x13.1x2.8x
Thu, 17 Oct 2024CA$4.5bCA$1.5bCA$312.9m18.3x14.5x3x
Sat, 14 Sep 2024CA$4.2bCA$1.5bCA$286.7m16.5x14.5x2.7x
Mon, 12 Aug 2024CA$4.3bCA$1.5bCA$286.9m15.9x14.9x2.9x
Wed, 10 Jul 2024CA$4.1bCA$1.4bCA$269.6m16.7x15.1x2.8x
Fri, 07 Jun 2024CA$4.2bCA$1.4bCA$272.1m15.7x15.5x2.9x
Sun, 05 May 2024CA$4.1bCA$1.4bCA$249.0m12.9x16.6x3x
Tue, 02 Apr 2024CA$3.5bCA$1.4bCA$227.6m12.4x15.5x2.6x
Thu, 29 Feb 2024CA$3.7bCA$1.3bCA$140.4m11.4x26.3x2.8x
Sat, 27 Jan 2024CA$3.8bCA$1.3bCA$94.5m13.3x40x2.9x
Mon, 25 Dec 2023CA$3.7bCA$1.3bCA$96.6m13.2x38.1x2.9x
Wed, 22 Nov 2023CA$2.9bCA$1.3bCA$88.1m9.9x33.3x2.3x
Fri, 20 Oct 2023CA$2.6bCA$1.2bCA$57.2m9.1x45.1x2.1x
Sun, 17 Sep 2023CA$2.8bCA$1.2bCA$88.1m9.4x31.6x2.3x
Tue, 15 Aug 2023CA$3.1bCA$1.2bCA$80.1m10.2x38.9x2.6x
Price to Earnings Ratio

38.9x


Total Market Cap: CA$3.1bTotal Earnings: CA$80.1mTotal Revenue: CA$1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 14.6x202420252026
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The 3-year average PS ratio of 2.4x is higher than the industry's current PS ratio of 1.5x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
  • Meanwhile revenues have grown 7.7% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market2.22%
Financials0.92%
Consumer Finance8.10%
Consumer Finance8.10%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRL Propel HoldingsCA$28.3615.1%
+CA$146.8m		-21.2%PE13.8x
GSY goeasyCA$49.904.8%
+CA$36.6m		-75.1%PS2.1x
CXI Currency Exchange InternationalCA$30.001.8%
+CA$3.2m		49.8%PE9.2x
ORIO Orion DigitalCA$0.934.5%
+CA$948.2k		-59.4%PS0.5x
OCAL OCAL FinancialCA$0.1421.7%
+CA$916.7k		n/an/a

Latest News

PRL
CA$28.36
Propel Holdings
7D
15.1%
1Y
-21.2%
GSY
CA$49.90
goeasy
7D
4.8%
1Y
-75.1%
ORIO
CA$0.93
Orion Digital
7D
4.5%
1Y
-59.4%
EPF
CA$0.46
Everyday People Financial
7D
-11.5%
1Y
-33.3%
CXI
CA$30.00
Currency Exchange International
7D
1.8%
1Y
49.8%
Narrative Update • Jun 25

CXI: Higher Margin Assumptions Will Drive Future Upside Potential

Analysts have raised their price target on Currency Exchange International to CA$34.04 from CA$32.25, citing updated assumptions around revenue growth, profit margins, and a slightly adjusted discount rate and P/E multiple. What's in the News for Currency Exchange International No recent news stories for Currency Exchange International are available from the specified sources as of 24 Jun 2026.