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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedNov 20, 2024
DataAggregated Company Financials
Companies5
  • 7D-0.9%
  • 3M3.2%
  • 1Y63.0%
  • YTD34.7%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Propel Holdings gained 6.8%. The past year has been better, since the industry has gained 63% in that time. Looking forward, earnings are forecast to grow by 23% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 21 Nov 2024CA$4.5bCA$1.6bCA$341.4m18.1x13.1x2.8x
Sat, 19 Oct 2024CA$4.6bCA$1.5bCA$313.2m18.8x14.7x3x
Mon, 16 Sep 2024CA$4.2bCA$1.5bCA$286.7m16.5x14.6x2.7x
Wed, 14 Aug 2024CA$4.2bCA$1.5bCA$286.8m16x14.8x2.8x
Fri, 12 Jul 2024CA$4.1bCA$1.4bCA$269.6m16.7x15.1x2.8x
Sun, 09 Jun 2024CA$4.3bCA$1.5bCA$272.5m15.6x15.9x3x
Tue, 07 May 2024CA$4.2bCA$1.4bCA$248.9m13.2x16.9x3.1x
Thu, 04 Apr 2024CA$3.5bCA$1.4bCA$227.4m12.4x15.3x2.5x
Sat, 02 Mar 2024CA$3.7bCA$1.3bCA$140.4m11.4x26.3x2.8x
Mon, 29 Jan 2024CA$3.8bCA$1.3bCA$94.5m13.3x40.4x3x
Wed, 27 Dec 2023CA$3.7bCA$1.3bCA$96.6m13.2x38.1x2.9x
Fri, 24 Nov 2023CA$3.0bCA$1.3bCA$98.0m10.4x30.3x2.3x
Sun, 22 Oct 2023CA$2.6bCA$1.2bCA$57.2m8.9x44.8x2.1x
Tue, 19 Sep 2023CA$2.8bCA$1.2bCA$88.0m9.6x31.2x2.3x
Thu, 17 Aug 2023CA$3.0bCA$1.2bCA$83.9m9.9x35.7x2.4x
Sat, 15 Jul 2023CA$2.9bCA$1.2bCA$15.2m10.7x188.6x2.5x
Mon, 12 Jun 2023CA$2.6bCA$1.2bCA$15.7m9.4x166.1x2.2x
Wed, 10 May 2023CA$2.4bCA$1.1b-CA$5,383,489.0010.5x-446.3x2.1x
Fri, 07 Apr 2023CA$2.4bCA$1.1b-CA$4,714,397.0010.5x-515.4x2.1x
Sun, 05 Mar 2023CA$2.9bCA$1.1bCA$30.9m12.5x95.2x2.7x
Tue, 31 Jan 2023CA$2.9bCA$1.1bCA$52.6m11.3x55.5x2.7x
Thu, 29 Dec 2022CA$2.5bCA$1.1bCA$49.3m10.8x51.1x2.3x
Sat, 26 Nov 2022CA$2.9bCA$1.1bCA$74.5m11.1x38.8x2.7x
Mon, 24 Oct 2022CA$2.5bCA$1.0bCA$106.5m9.4x23.8x2.5x
Wed, 21 Sep 2022CA$2.7bCA$1.0bCA$106.0m10.5x25.6x2.7x
Fri, 19 Aug 2022CA$3.0bCA$973.5mCA$80.6m30x37.8x3.1x
Sun, 17 Jul 2022CA$2.3bCA$917.3mCA$123.3m27.1x18.4x2.5x
Tue, 14 Jun 2022CA$2.4bCA$905.6mCA$108.0m43.2x22.1x2.6x
Thu, 12 May 2022CA$2.6bCA$844.9mCA$211.2m37.4x12.2x3x
Sat, 09 Apr 2022CA$3.1bCA$838.7mCA$211.2m41.4x14.6x3.7x
Mon, 07 Mar 2022CA$3.2bCA$820.8mCA$240.7m21.1x13.3x3.9x
Wed, 02 Feb 2022CA$3.6bCA$789.2mCA$239.9m23.7x15.1x4.6x
Fri, 31 Dec 2021CA$4.2bCA$784.1mCA$233.5m22.1x17.9x5.3x
Sun, 28 Nov 2021CA$4.4bCA$784.1mCA$233.6m19.9x18.8x5.6x
Price to Earnings Ratio

18.8x


Total Market Cap: CA$4.4bTotal Earnings: CA$233.6mTotal Revenue: CA$784.1mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 15.8x202220232024
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 13.1x which is lower than its 3-year average PE of 15.8x.
  • The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 13% per year over the last three years.
  • Revenues for these companies have grown 27% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market0.41%
Financials0.26%
Consumer Finance-0.86%
Consumer Finance-0.86%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRL Propel HoldingsCA$39.117.6%
+CA$94.9m
285.7%PE22.2x
AMT AmeriTrust Financial TechnologiesCA$0.1412.5%
+CA$10.0m
575.0%PS33.4x
MOGO MogoCA$2.107.1%
+CA$3.4m
26.5%PS1.2x
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Latest News

PRL

CA$39.11

Propel Holdings

7D

7.6%

1Y

285.7%

AMT

CA$0.14

AmeriTrust Financial Technologies

7D

12.5%

1Y

575.0%

EPF

CA$0.39

Everyday People Financial

7D

-1.3%

1Y

-1.3%

MOGO

CA$2.10

Mogo

7D

7.1%

1Y

26.5%

GSY

CA$172.28

goeasy

7D

-2.0%

1Y

34.9%

CXI

CA$22.63

Currency Exchange International

7D

-7.7%

1Y

9.8%