Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

Canadian (TSX) Consumer Finance Industry Analysis

UpdatedMar 25, 2026
DataAggregated Company Financials
Companies7
  • 7D-0.6%
  • 3M-51.6%
  • 1Y-55.7%
  • YTD-51.1%

Last week, the Consumer Finance industry hasn't moved much but goeasy is up 4.4% in that time. Unfortunately though, the industry is down 56% over the past 12 months. Earnings are forecast to grow by 5.6% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 25 Mar 2026CA$1.6bCA$1.8bCA$316.4m8.1x5.2x0.9x
Fri, 20 Feb 2026CA$3.2bCA$1.8bCA$342.0m8.5x9.3x1.8x
Sun, 18 Jan 2026CA$3.4bCA$1.8bCA$327.4m9.8x10.4x1.9x
Tue, 16 Dec 2025CA$3.2bCA$1.8bCA$326.4m9.5x9.9x1.8x
Thu, 13 Nov 2025CA$3.2bCA$1.8bCA$331.7m9.6x9.7x1.8x
Sat, 11 Oct 2025CA$4.0bCA$1.8bCA$373.7m15.2x10.6x2.2x
Mon, 08 Sep 2025CA$5.1bCA$1.8bCA$372.5m15.2x13.6x2.9x
Wed, 06 Aug 2025CA$4.6bCA$1.7bCA$322.5m14.7x14.2x2.7x
Fri, 04 Jul 2025CA$4.6bCA$1.7bCA$321.4m14.9x14.3x2.7x
Sun, 01 Jun 2025CA$4.0bCA$1.7bCA$322.7m12.6x12.3x2.3x
Tue, 29 Apr 2025CA$3.9bCA$1.7bCA$345.1m16.7x11.2x2.3x
Thu, 27 Mar 2025CA$3.7bCA$1.7bCA$341.2m25.5x10.9x2.2x
Sat, 22 Feb 2025CA$4.3bCA$1.6bCA$334.7m29.7x12.8x2.6x
Mon, 20 Jan 2025CA$4.6bCA$1.6bCA$343.9m17.6x13.2x2.8x
Wed, 18 Dec 2024CA$4.4bCA$1.6bCA$343.1m17.8x12.9x2.7x
Fri, 15 Nov 2024CA$4.4bCA$1.6bCA$340.5m17.1x13.1x2.8x
Sun, 13 Oct 2024CA$4.6bCA$1.5bCA$313.0m18.4x14.6x3x
Tue, 10 Sep 2024CA$4.2bCA$1.5bCA$286.8m16.5x14.6x2.7x
Thu, 08 Aug 2024CA$4.3bCA$1.5bCA$272.0m16.8x16x3x
Sat, 06 Jul 2024CA$4.2bCA$1.4bCA$269.6m17x15.6x2.9x
Mon, 03 Jun 2024CA$4.1bCA$1.4bCA$271.9m14.7x14.9x2.8x
Wed, 01 May 2024CA$4.0bCA$1.4bCA$228.3m12.8x17.5x2.9x
Fri, 29 Mar 2024CA$3.5bCA$1.4bCA$227.4m12.4x15.6x2.6x
Sun, 25 Feb 2024CA$3.6bCA$1.3bCA$140.2m11.4x25.7x2.7x
Tue, 23 Jan 2024CA$3.9bCA$1.3bCA$97.4m13.8x40.2x3.1x
Thu, 21 Dec 2023CA$3.6bCA$1.3bCA$97.0m12.9x37.6x2.9x
Sat, 18 Nov 2023CA$2.9bCA$1.3bCA$88.2m9.9x33.4x2.3x
Mon, 16 Oct 2023CA$2.7bCA$1.2bCA$57.0m9.4x46.5x2.2x
Wed, 13 Sep 2023CA$2.9bCA$1.2bCA$109.4m9.4x26.2x2.4x
Fri, 11 Aug 2023CA$3.1bCA$1.2bCA$75.0m10.9x40.9x2.6x
Sun, 09 Jul 2023CA$2.7bCA$1.2bCA$15.4m10.2x178.2x2.4x
Tue, 06 Jun 2023CA$2.6bCA$1.2bCA$16.0m9.5x163.9x2.2x
Thu, 04 May 2023CA$2.3bCA$1.1b-CA$4,734,797.0010.2x-487.3x2x
Sat, 01 Apr 2023CA$2.4bCA$1.1b-CA$4,632,333.0010.8x-527.3x2.1x
Price to Earnings Ratio

-527.3x


Total Market Cap: CA$2.4bTotal Earnings: -CA$4,632,333.00Total Revenue: CA$1.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 8.1x202420252026
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 5.2x which is lower than its 3-year average PE of 8.1x.
  • The 3-year average PS ratio of 2.5x is higher than the industry's current PS ratio of 0.89x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have gone up over the last three years, and the industry is now profitable. Revenues have grown 17% per year.
  • This means that more sales are being generated by the industry overall, and subsequently profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market-2.66%
Financials-1.27%
Consumer Finance-0.62%
Consumer Finance-0.62%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$39.944.4%
+CA$27.3m		-74.0%PE2.7x
CXI Currency Exchange InternationalCA$26.267.1%
+CA$10.4m		26.1%PE8.1x

Latest News

PRL
CA$18.15
Propel Holdings
7D
-4.6%
1Y
-24.2%
GSY
CA$39.94
goeasy
7D
4.4%
1Y
-74.0%
ORIO
CA$1.32
Orion Digital
7D
-10.2%
1Y
-4.3%

ORIO: Rebranding And Higher Future P/E Will Support A Stronger Outlook

Analysts have reduced their Orion Digital price target to CA$2.25 from CA$3.50, citing updated assumptions for lower revenue growth, slimmer profit margins, and a higher future P/E multiple that together lead to a more conservative fair value view. What's in the News On December 29, 2025, Mogo Inc.
CXI
CA$26.26
Currency Exchange International
7D
7.1%
1Y
26.1%
INVR
CA$0.26
Inverite Insights
7D
-1.9%
1Y
8.3%
EPF
CA$0.41
Everyday People Financial
7D
-6.8%
1Y
-56.4%

It's Down 32% But Everyday People Financial Corp. (CVE:EPF) Could Be Riskier Than It Looks

Feb 13
It's Down 32% But Everyday People Financial Corp. (CVE:EPF) Could Be Riskier Than It Looks
AMT
CA$0.045
AmeriTrust Financial Technologies
7D
-10.0%
1Y
-18.2%