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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedJun 16, 2026
DataAggregated Company Financials
Companies7
  • 7D7.0%
  • 3M21.0%
  • 1Y-52.5%
  • YTD-41.7%

In the last week, the Consumer Finance industry is up 6.8%, with Propel Holdings up 6.9%. Meanwhile, Everyday People Financial actually underperformed within the industry, shrinking 5.2% in the last week. However, the industry is down 52% over the past year. As for the next few years, earnings are expected to grow by 62% per annum.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 16 Jun 2026CA$2.0bCA$1.5b-CA$193,807,476.9610x-10.4x1.4x
Thu, 14 May 2026CA$1.7bCA$1.5b-CA$191,565,530.239.3x-8.9x1.2x
Sat, 11 Apr 2026CA$1.6bCA$1.5b-CA$94,316,642.148.6x-17.1x1.1x
Mon, 09 Mar 2026CA$2.9bCA$1.8bCA$331.1m8.2x8.7x1.6x
Wed, 04 Feb 2026CA$3.4bCA$1.8bCA$341.6m8.6x10x1.9x
Fri, 02 Jan 2026CA$3.4bCA$1.8bCA$326.1m10x10.4x1.9x
Sun, 30 Nov 2025CA$3.5bCA$1.8bCA$327.8m10.3x10.8x1.9x
Tue, 28 Oct 2025CA$4.1bCA$1.8bCA$373.6m12.9x10.9x2.3x
Thu, 25 Sep 2025CA$4.4bCA$1.8bCA$373.1m15.2x11.8x2.5x
Sat, 23 Aug 2025CA$4.9bCA$1.8bCA$376.0m15x13x2.8x
Mon, 21 Jul 2025CA$4.5bCA$1.7bCA$322.3m14.2x14x2.6x
Wed, 18 Jun 2025CA$4.1bCA$1.7bCA$321.8m13.2x12.8x2.4x
Fri, 16 May 2025CA$4.1bCA$1.7bCA$323.8m12.8x12.6x2.4x
Sun, 13 Apr 2025CA$3.6bCA$1.7bCA$339.3m25.7x10.7x2.2x
Tue, 11 Mar 2025CA$3.8bCA$1.6bCA$335.6m26.4x11.4x2.3x
Thu, 06 Feb 2025CA$4.6bCA$1.6bCA$335.8m31.4x13.6x2.8x
Sat, 04 Jan 2025CA$4.5bCA$1.6bCA$343.8m18x13x2.7x
Mon, 02 Dec 2024CA$4.6bCA$1.6bCA$341.6m18x13.6x2.9x
Wed, 30 Oct 2024CA$4.4bCA$1.5bCA$313.7m18.9x14x2.9x
Fri, 27 Sep 2024CA$4.3bCA$1.5bCA$286.2m17.8x15x2.8x
Sun, 25 Aug 2024CA$4.4bCA$1.5bCA$286.5m16.7x15.2x2.9x
Tue, 23 Jul 2024CA$4.2bCA$1.5bCA$270.1m16.9x15.7x2.9x
Thu, 20 Jun 2024CA$4.2bCA$1.5bCA$269.9m16.3x15.6x2.9x
Sat, 18 May 2024CA$4.0bCA$1.4bCA$269.9m13.3x14.9x2.8x
Mon, 15 Apr 2024CA$3.9bCA$1.4bCA$228.3m12.5x17.2x2.9x
Wed, 13 Mar 2024CA$3.5bCA$1.3bCA$140.2m11.5x25.3x2.7x
Fri, 09 Feb 2024CA$3.4bCA$1.3bCA$94.5m12.7x36.1x2.7x
Sun, 07 Jan 2024CA$3.6bCA$1.3bCA$97.0m12.9x37.1x2.8x
Tue, 05 Dec 2023CA$3.2bCA$1.3bCA$97.6m11.4x32.9x2.5x
Thu, 02 Nov 2023CA$2.6bCA$1.2bCA$57.7m8.8x45.1x2.1x
Sat, 30 Sep 2023CA$2.6bCA$1.2bCA$88.3m8.7x29.3x2.1x
Mon, 28 Aug 2023CA$2.9bCA$1.2bCA$84.2m9.5x34.7x2.4x
Wed, 26 Jul 2023CA$2.9bCA$1.2bCA$15.1m10.6x195x2.5x
Fri, 23 Jun 2023CA$2.6bCA$1.2bCA$15.0m9.6x176.3x2.3x
Price to Earnings Ratio

176.3x


Total Market Cap: CA$2.6bTotal Earnings: CA$15.0mTotal Revenue: CA$1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 24.1x202420252026
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The 3-year average PS ratio of 2.4x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
  • Meanwhile revenues have grown 8.1% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market2.13%
Financials3.25%
Consumer Finance6.99%
Consumer Finance6.99%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRL Propel HoldingsCA$23.689.0%
+CA$77.1m		-30.2%PE11.7x
AMT AmeriTrust Financial TechnologiesCA$0.1827.6%
+CA$40.7m		164.3%PS109.1x
CXI Currency Exchange InternationalCA$27.0010.5%
+CA$15.3m		35.3%PE8.3x
EPF Everyday People FinancialCA$0.603.4%
+CA$2.6m		-15.5%PS1x
ORIO Orion DigitalCA$1.300.8%
+CA$237.0k		-22.2%PS0.8x

Latest News

GSY
CA$38.63
goeasy
7D
-0.2%
1Y
-75.3%
CXI
CA$27.00
Currency Exchange International
7D
10.5%
1Y
35.3%
PRL
CA$23.68
Propel Holdings
7D
9.0%
1Y
-30.2%
ORIO
CA$1.30
Orion Digital
7D
0.8%
1Y
-22.2%
Narrative Update • Jun 06

ORIO: Completed Share Buybacks And Upcoming Meeting Will Support Future Upside

Analysts have maintained their CA$2.25 fair value estimate for Orion Digital. They frame the updated price target around slightly higher assumed revenue growth of 41.85% and a marginally stronger profit margin of 14.16%.
AMT
CA$0.18
AmeriTrust Financial Technologies
7D
27.6%
1Y
164.3%
EPF
CA$0.60
Everyday People Financial
7D
3.4%
1Y
-15.5%