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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedMay 09, 2026
DataAggregated Company Financials
Companies7
  • 7D5.8%
  • 3M-48.5%
  • 1Y-54.6%
  • YTD-47.6%

The Consumer Finance industry is up 5.8% in the last week, with Propel Holdings up 5.4%. In the past year, the industry is down 55%. Looking forward, earnings are forecast to grow by 57% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 09 May 2026CA$1.8bCA$1.6b-CA$100,033,952.489.9x-17.7x1.1x
Mon, 06 Apr 2026CA$1.6bCA$1.5b-CA$93,501,838.958.1x-17x1x
Wed, 04 Mar 2026CA$2.9bCA$1.8bCA$339.4m7.8x8.4x1.6x
Fri, 30 Jan 2026CA$3.3bCA$1.8bCA$340.4m8.4x9.8x1.9x
Sun, 28 Dec 2025CA$3.4bCA$1.8bCA$325.7m10.1x10.4x1.9x
Tue, 25 Nov 2025CA$3.1bCA$1.8bCA$331.7m9.3x9.4x1.7x
Thu, 23 Oct 2025CA$3.9bCA$1.8bCA$373.6m12.9x10.4x2.2x
Sat, 20 Sep 2025CA$5.0bCA$1.8bCA$372.3m16.4x13.4x2.8x
Mon, 18 Aug 2025CA$4.9bCA$1.8bCA$376.0m14.2x13x2.8x
Wed, 16 Jul 2025CA$4.5bCA$1.7bCA$322.2m14.2x14x2.6x
Fri, 13 Jun 2025CA$4.1bCA$1.7bCA$322.0m13.1x12.7x2.4x
Sun, 11 May 2025CA$3.9bCA$1.7bCA$323.6m13.3x12x2.3x
Tue, 08 Apr 2025CA$3.5bCA$1.7bCA$341.0m24.9x10.1x2.1x
Thu, 06 Mar 2025CA$3.9bCA$1.6bCA$335.2m27.8x11.6x2.4x
Sat, 01 Feb 2025CA$5.0bCA$1.6bCA$336.8m31.2x14.7x3x
Mon, 30 Dec 2024CA$4.4bCA$1.6bCA$343.7m18.3x12.8x2.7x
Wed, 27 Nov 2024CA$4.6bCA$1.6bCA$341.9m17.7x13.4x2.9x
Fri, 25 Oct 2024CA$4.1bCA$1.5bCA$313.4m17.9x13.2x2.7x
Sun, 22 Sep 2024CA$4.4bCA$1.5bCA$286.6m17.9x15.3x2.9x
Tue, 20 Aug 2024CA$4.3bCA$1.5bCA$287.1m16.1x14.9x2.8x
Thu, 18 Jul 2024CA$4.3bCA$1.5bCA$269.8m16.8x15.9x2.9x
Sat, 15 Jun 2024CA$4.2bCA$1.5bCA$270.0m16.6x15.5x2.9x
Mon, 13 May 2024CA$4.2bCA$1.4bCA$267.5m13.1x15.8x3x
Wed, 10 Apr 2024CA$3.8bCA$1.4bCA$227.6m12.5x16.7x2.8x
Fri, 08 Mar 2024CA$3.6bCA$1.3bCA$140.0m11.4x25.6x2.7x
Sun, 04 Feb 2024CA$3.7bCA$1.3bCA$94.5m12.8x39x2.9x
Tue, 02 Jan 2024CA$3.6bCA$1.3bCA$96.6m13x37.6x2.9x
Thu, 30 Nov 2023CA$3.1bCA$1.3bCA$97.7m11x31.4x2.4x
Sat, 28 Oct 2023CA$2.6bCA$1.2bCA$57.8m8.7x44.7x2.1x
Mon, 25 Sep 2023CA$2.6bCA$1.2bCA$88.0m9.1x29.9x2.2x
Wed, 23 Aug 2023CA$2.9bCA$1.2bCA$84.1m9.4x34.7x2.4x
Fri, 21 Jul 2023CA$2.9bCA$1.2bCA$15.1m10.8x192.9x2.5x
Sun, 18 Jun 2023CA$2.6bCA$1.2bCA$16.5m9.5x159x2.2x
Tue, 16 May 2023CA$2.7bCA$1.2bCA$31.9m9.7x83.4x2.3x
Price to Earnings Ratio

83.4x


Total Market Cap: CA$2.7bTotal Earnings: CA$31.9mTotal Revenue: CA$1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 28.7x202420252026
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The 3-year average PS ratio of 2.4x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
  • Meanwhile revenues have grown 11% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market0.99%
Financials1.42%
Consumer Finance5.77%
Consumer Finance5.77%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRL Propel HoldingsCA$23.075.4%
+CA$46.9m		-32.2%PE11.7x
AMT AmeriTrust Financial TechnologiesCA$0.0511.1%
+CA$5.1m		-41.2%PS31x
CXI Currency Exchange InternationalCA$25.451.8%
+CA$2.7m		27.3%PE7.9x

Latest News

ORIO
CA$1.38
Orion Digital
7D
-2.1%
1Y
-8.0%
PRL
CA$23.07
Propel Holdings
7D
5.4%
1Y
-32.2%
GSY
CA$32.88
goeasy
7D
-3.3%
1Y
-77.8%
AMT
CA$0.05
AmeriTrust Financial Technologies
7D
11.1%
1Y
-41.2%
EPF
CA$0.65
Everyday People Financial
7D
-1.5%
1Y
-1.5%
CXI
CA$25.45
Currency Exchange International
7D
1.8%
1Y
27.3%
Narrative Update • Apr 22

CXI: Share Buybacks And Stable Assumptions Will Support Future Upside

Analysts have adjusted their price target for Currency Exchange International to reflect a fair value of CA$32.25, with the update linked to slight revisions in discount rate assumptions and a modestly higher future P/E multiple. What's in the News Shareholders approved the appointment of BDO USA, P.C. as Currency Exchange International, Corp.'s auditors at the Annual General and Special Meeting held on March 24, 2026 (Key Developments).
INVR
CA$0.23
Inverite Insights
7D
-2.1%
1Y
11.9%