How does AMT's PS Ratio compare to its peers?

AMT is expensive based on its Price-To-Sales Ratio (33.4x) compared to the peer average (3.4x).

How does AMT's PS Ratio compare vs other companies in the North American Consumer Finance Industry?

AMT is expensive based on its Price-To-Sales Ratio (33.4x) compared to the North American Consumer Finance industry average (1.5x).

What is AMT's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate AMT's Price-To-Sales Fair Ratio for valuation analysis.

What is the Fair Price of AMT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AMT (CA$0.14) is trading above our estimate of [[fair value]] (CA$0.13)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

AmeriTrust Financial Technologies (TSXV:AMT) - Stock Price, News & Analysis

AMT Stock Overview

Develops, markets, and sells access to cloud-based transaction platforms to finance and lease new and used vehicles. More details

AMT fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	2/6
Dividends	0/6

Risk Analysis

Earnings have declined by 24.7% per year over past 5 years

Shareholders have been substantially diluted in the past year

Negative shareholders equity

Does not have meaningful revenue (CA$3M)

+ 2 more risks

AmeriTrust Financial Technologies Inc. Competitors

Mogo

TSX:MOGO

CA$51.0m

Currency Exchange International

TSX:CXI

CA$149.1m

Everyday People Financial

TSXV:EPF

CA$46.8m

Inverite Insights

CNSX:INVR

CA$9.6m

Price History & Performance

Summary of all time highs, changes and price drops for AmeriTrust Financial Technologies
Historical stock prices
Current Share Price	CA$0.14
52 Week High	CA$0.19
52 Week Low	CA$0.005
Beta	1.91
11 Month Change	-20.59%
3 Month Change	125.00%
1 Year Change	575.00%
33 Year Change	-83.93%
5 Year Change	92.86%
Change since IPO	-55.00%

Recent updates

Little Excitement Around PowerBand Solutions Inc.'s (CVE:PBX) Revenues

Apr 17

Is PowerBand Solutions (CVE:PBX) Using Debt In A Risky Way?

Jan 07

The PowerBand Solutions (CVE:PBX) Share Price Has Gained 206%, So Why Not Pay It Some Attention?

Jan 15

Shareholder Returns

	AMT	CA Consumer Finance	CA Market
7D	12.5%	0.6%	0.7%
1Y	575.0%	65.0%	21.7%

Return vs Industry: AMT exceeded the Canadian Consumer Finance industry which returned 63% over the past year.

Return vs Market: AMT exceeded the Canadian Market which returned 21.4% over the past year.

Price Volatility

Is AMT's price volatile compared to industry and market?
AMT volatility
AMT Average Weekly Movement	16.8%
Consumer Finance Industry Average Movement	7.7%
Market Average Movement	8.3%
10% most volatile stocks in CA Market	17.6%
10% least volatile stocks in CA Market	2.9%

Stable Share Price: AMT's share price has been volatile over the past 3 months compared to the Canadian market.

Volatility Over Time: AMT's weekly volatility has decreased from 51% to 17% over the past year, but is still higher than 75% of Canadian stocks.

About the Company

Founded	Employees	CEO	Website
n/a	n/a	Jeff Morgan	www.ameritrust.com

AmeriTrust Financial Technologies Inc. develops, markets, and sells access to cloud-based transaction platforms to finance and lease new and used vehicles. The company provides DrivrzFinancial, a new and used vehicle leasing platform. The company was formerly known as Powerband Solutions Inc. and changed its name to AmeriTrust Financial Technologies Inc. in October 2024.

AmeriTrust Financial Technologies Inc. Fundamentals Summary

How do AmeriTrust Financial Technologies's earnings and revenue compare to its market cap?
AMT fundamental statistics
Market cap	CA$83.43m
Earnings (TTM)	-CA$8.08m
Revenue (TTM)	CA$2.70m

33.4x

P/S Ratio

-11.2x

P/E Ratio

Is AMT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMT income statement (TTM)
Revenue	CA$2.70m
Cost of Revenue	CA$1.23m
Gross Profit	CA$1.47m
Other Expenses	CA$9.55m
Earnings	-CA$8.08m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.012
Gross Margin	54.61%
Net Profit Margin	-299.06%
Debt/Equity Ratio	-19.0%

How did AMT perform over the long term?

See historical performance and comparison

AMT Stock Overview

Risk Analysis

AmeriTrust Financial Technologies Inc. Competitors

TSX:MOGO

CA$51.0m

TSX:CXI

CA$149.1m

TSXV:EPF

CA$46.8m

CNSX:INVR

CA$9.6m

Price History & Performance

Recent News & Updates

AmeriTrust Financial Technologies Inc. Announces Appointment of Troy Hocker to the Position of Chief Revenue Officer

Now 28% overvalued after recent price rise

Powerband Solutions Inc. announced that it has received CAD 10.8845 million in funding from Jpk Capital Holdings (Barbados) Inc

Now 22% undervalued

Powerband Solutions Inc. announced that it expects to receive CAD 10 million in funding

Second quarter 2024 earnings released: EPS: CA$0.002 (vs CA$0.035 loss in 2Q 2023)

Recent updates

AmeriTrust Financial Technologies Inc. Announces Appointment of Troy Hocker to the Position of Chief Revenue Officer

Now 28% overvalued after recent price rise

Powerband Solutions Inc. announced that it has received CAD 10.8845 million in funding from Jpk Capital Holdings (Barbados) Inc

Now 22% undervalued

Powerband Solutions Inc. announced that it expects to receive CAD 10 million in funding

Second quarter 2024 earnings released: EPS: CA$0.002 (vs CA$0.035 loss in 2Q 2023)

New major risk - Shareholder dilution

Powerband Solutions Inc., Annual General Meeting, Sep 18, 2024

New major risk - Shareholder dilution

Powerband Solutions Inc. announced that it has received CAD 2.197 million in funding

Full year 2023 earnings released: CA$0.07 loss per share (vs CA$0.11 loss in FY 2022)

PowerBand Announces Board and Executive Changes

New minor risk - Shareholder dilution

PowerBand Solutions Inc. announced that it expects to receive CAD 2 million in funding

PowerBand Solutions, Inc. Appoints Shibu Abraham to its Board of Directors

PowerBand Solutions Inc. Announces Resignation of Directors

Powerband Solutions Inc. Elects Joe Poulin as Directors

Third quarter 2023 earnings released: CA$0.006 loss per share (vs CA$0.012 loss in 3Q 2022)

PowerBand Solutions Inc. Announces Resignation of Geoffrey Belsher as Board Member and Audit Committee Member

PowerBand Solutions Inc., Annual General Meeting, Dec 13, 2023

Second quarter 2023 earnings released: CA$0.035 loss per share (vs CA$0.04 loss in 2Q 2022)

First quarter 2023 earnings released: CA$0.011 loss per share (vs CA$0.03 loss in 1Q 2022)

Full year 2022 earnings released: CA$0.11 loss per share (vs CA$0.085 loss in FY 2021)

Little Excitement Around PowerBand Solutions Inc.'s (CVE:PBX) Revenues

Third quarter 2022 earnings released: CA$0.012 loss per share (vs CA$0.012 loss in 3Q 2021)

Price target decreased to CA$0.40

Less than half of directors are independent

Powerband Solutions Inc. Approves Election of Director

Second quarter 2022 earnings released: CA$0.04 loss per share (vs CA$0.01 loss in 2Q 2021)

PowerBand Solutions Inc., Annual General Meeting, Sep 14, 2022

PowerBand Solutions Inc. announced that it has received CAD 23.806308 million in funding from Jpk Capital Holdings (Barbados) Inc, Insurance Corporation of Barbados Limited, and other investors

PowerBand Solutions Inc. Announces Executive Changes

First quarter 2022 earnings released: CA$0.03 loss per share (vs CA$0.013 loss in 1Q 2021)

PowerBand Solutions Inc. announced that it expects to receive CAD 25.764 million in funding from JPK Capital and another investor

Full year 2021 earnings released: CA$0.085 loss per share (vs CA$0.085 loss in FY 2020)

Less than half of directors are independent

PowerBand Solutions Inc. Announces Board Changes

PowerBand Solutions Inc., Annual General Meeting, Jun 15, 2022

Insider recently sold CA$78k worth of stock

Founder recently bought CA$89k worth of stock

Insider exercised options to buy CA$325k worth of stock.

Founder recently bought CA$100k worth of stock

Is PowerBand Solutions (CVE:PBX) Using Debt In A Risky Way?

Insider recently bought CA$70k worth of stock

Third quarter 2021 earnings released: CA$0.012 loss per share (vs CA$0.018 loss in 3Q 2020)

Second quarter 2021 earnings released: CA$0.01 loss per share (vs CA$0.015 loss in 2Q 2020)

PowerBand Solutions Inc. announced that it expects to receive CAD 12.000028 million in funding

PowerBand Solutions Inc. Provides Earnings Guidance for the Second Quarter of 2021 and Sales Guidance for the Month of June 2021

First quarter 2021 earnings released: CA$0.013 loss per share (vs CA$0.019 loss in 1Q 2020)

Full year 2020 earnings released: CA$0.085 loss per share (vs CA$0.088 loss in FY 2019)

Independent Director recently sold CA$97k worth of stock

Powerband, Allianz Partners and D&P Holdings Inc. Enter into Memorandum of Understanding to Take Steps Toward Joining the Drivrz Platform

New 90-day high: CA$0.93

PowerBand Solutions Inc. announced that it has received CAD 5.3 million in funding

New 90-day high: CA$0.69

PowerBand Solutions Inc. announced that it expects to receive CAD 5.3 million in funding

New 90-day high: CA$0.61

The PowerBand Solutions (CVE:PBX) Share Price Has Gained 206%, So Why Not Pay It Some Attention?

PowerBand Solutions Inc. Hires Jon Lamb to Serve as President of North American Operations

PowerBand Solutions Inc. Appoints Steve Waller as Executive Vice President of Finance and Strategy, North American Operations