Mogo Inc. operates as a financial technology company in Canada. More Details
+ 2 more risks
Slightly overvalued with limited growth.
Share Price & News
How has Mogo's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: MOGO is more volatile than 75% of Canadian stocks over the past 3 months, typically moving +/- 23% a week.
Volatility Over Time: MOGO's weekly volatility (23%) has been stable over the past year, but is still higher than 75% of Canadian stocks.
7 Day Return
CA Consumer Finance
1 Year Return
CA Consumer Finance
Return vs Industry: MOGO exceeded the Canadian Consumer Finance industry which returned 76.6% over the past year.
Return vs Market: MOGO exceeded the Canadian Market which returned 10.1% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Mogo's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 year ago | Simply Wall StIs Mogo Finance Technology Inc.'s (TSE:MOGO) CEO Paid Enough Relative To Peers?
1 year ago | Simply Wall StWhat Kind Of Investor Owns Most Of Mogo Finance Technology Inc. (TSE:MOGO)?
1 year ago | Simply Wall StWhat Should We Expect From Mogo Finance Technology Inc.'s (TSE:MOGO) Earnings Over The Next Few Years?
Is Mogo undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: MOGO (CA$9.72) is trading below our estimate of fair value (CA$69.01)
Significantly Below Fair Value: MOGO is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: MOGO is unprofitable, so we can't compare its PE Ratio to the XN Consumer Finance industry average.
PE vs Market: MOGO is unprofitable, so we can't compare its PE Ratio to the Canadian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MOGO's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MOGO has negative assets, so we can't compare its PB Ratio to the CA Consumer Finance industry average.
How is Mogo forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MOGO is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: MOGO is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: MOGO is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: MOGO's revenue (26.3% per year) is forecast to grow faster than the Canadian market (8.3% per year).
High Growth Revenue: MOGO's revenue (26.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if MOGO's Return on Equity is forecast to be high in 3 years time
How has Mogo performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MOGO is currently unprofitable.
Growing Profit Margin: MOGO is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: MOGO is unprofitable, but has reduced losses over the past 5 years at a rate of 4.7% per year.
Accelerating Growth: Unable to compare MOGO's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: MOGO is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-14.5%).
Return on Equity
High ROE: MOGO's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is Mogo's financial position?
Financial Position Analysis
Short Term Liabilities: MOGO has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: MOGO has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: MOGO has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: MOGO's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable MOGO has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: MOGO is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 23.8% per year.
What is Mogo current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MOGO's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate MOGO's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MOGO's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MOGO's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MOGO's dividend in 3 years as they are not forecast to pay a notable one for the Canadian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Dave Feller (52 yo)
Mr. David Marshall Feller, also known as Dave, Founded Mogo Inc. in 2003 and has been its Chief Executive Officer since April 12, 2013. Mr. Feller is a Co-Founder and Partner of Bluestone.vc. Mr. Feller is...
CEO Compensation Analysis
Compensation vs Market: Dave's total compensation ($USD378.53K) is below average for companies of similar size in the Canadian market ($USD740.53K).
Compensation vs Earnings: Dave's compensation has been consistent with company performance over the past year.
|Vice President of Product||no data||CA$246.10k||no data|
|Vice President of Marketing||0.083yr||no data||no data|
|Vice President of Growth||no data||CA$274.10k||no data|
Experienced Management: MOGO's management team is seasoned and experienced (5.8 years average tenure).
|Independent Director||5.83yrs||CA$62.00k||0.23% |
|Independent Director||1.67yrs||CA$14.17k||11.37% |
|Lead Independent Director||no data||CA$32.44k||0.66% |
|Director||0.083yr||no data||no data|
Experienced Board: MOGO's board of directors are considered experienced (4.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: MOGO insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 95.1%.
Mogo Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Mogo Inc.
- Ticker: MOGO
- Exchange: TSX
- Founded: 2003
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: CA$569.901m
- Shares outstanding: 53.76m
- Website: https://www.mogo.ca
Number of Employees
- Mogo Inc.
- 2100-401 West Georgia Street
- British Columbia
- V6B 5A1
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|SGCD||DB (Deutsche Boerse AG)||Yes||New Common Shares||DE||EUR||Jun 2019|
|MOGO||TSX (The Toronto Stock Exchange)||Yes||New Common Shares||CA||CAD||Jun 2019|
|MOGO||NasdaqCM (Nasdaq Capital Market)||Yes||New Common Shares||US||USD||Jun 2019|
Mogo Inc. operates as a financial technology company in Canada. The company provides finance app that empowers consumers with solutions to help them get in control of their financial wellness. It offers us...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/02/26 00:19|
|End of Day Share Price||2021/02/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.