Solution Financial (TSX:SFI) - Stock Price, News & Analysis

SFI Stock Overview

Together with its subsidiary, engages in the leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. More details

SFI fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	2/6
Financial Health	2/6
Dividends	0/6

Rewards

Became profitable this year

Risk Analysis

Interest payments are not well covered by earnings

High level of non-cash earnings

Does not have a meaningful market cap (CA$24M)

Solution Financial Inc. Competitors

Automotive Finco

TSXV:AFCC.H

CA$15.3m

Terra Firma Capital

TSXV:TII

CA$41.0m

Findev

TSXV:FDI

CA$12.0m

DLC Holdings

TSXV:DLC

CA$11.4m

Price History & Performance

Summary of all time highs, changes and price drops for Solution Financial
Historical stock prices
Current Share Price	CA$0.28
52 Week High	CA$0.33
52 Week Low	CA$0.20
Beta	0.48
11 Month Change	-3.45%
3 Month Change	-1.75%
1 Year Change	16.67%
33 Year Change	-34.88%
5 Year Change	-26.32%
Change since IPO	-30.00%

Recent updates

Why Investors Shouldn't Be Surprised By Solution Financial Inc.'s (TSE:SFI) Low P/S

Dec 23

Solution Financial Inc.'s (TSE:SFI) Business Is Yet to Catch Up With Its Share Price

Oct 14

If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too Late

Sep 05

I Ran A Stock Scan For Earnings Growth And Solution Financial (CVE:SFI) Passed With Ease

Apr 07

If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too Late

Jan 05

Shareholder Returns

	SFI	CA Diversified Financial	CA Market
7D	-1.8%	-0.5%	0.2%
1Y	16.7%	15.8%	21.0%

Return vs Industry: SFI underperformed the Canadian Diversified Financial industry which returned 19% over the past year.

Return vs Market: SFI underperformed the Canadian Market which returned 20.2% over the past year.

Price Volatility

Is SFI's price volatile compared to industry and market?
SFI volatility
SFI Average Weekly Movement	5.0%
Diversified Financial Industry Average Movement	4.4%
Market Average Movement	8.3%
10% most volatile stocks in CA Market	17.5%
10% least volatile stocks in CA Market	2.9%

Stable Share Price: SFI has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: SFI's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	14	Bryan Pang	www.solution.financial

Solution Financial Inc., together with its subsidiary, engages in the leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. It serves new immigrants, business owners, and international students. Solution Financial Inc. is headquartered in Richmond, Canada.

Solution Financial Inc. Fundamentals Summary

How do Solution Financial's earnings and revenue compare to its market cap?
SFI fundamental statistics
Market cap	CA$24.13m
Earnings (TTM)	CA$381.92k
Revenue (TTM)	CA$12.86m

63.2x

P/E Ratio

1.9x

P/S Ratio

Is SFI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SFI income statement (TTM)
Revenue	CA$12.86m
Cost of Revenue	CA$8.15m
Gross Profit	CA$4.70m
Other Expenses	CA$4.32m
Earnings	CA$381.92k

Last Reported Earnings

Jul 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.0044
Gross Margin	36.57%
Net Profit Margin	2.97%
Debt/Equity Ratio	115.6%

How did SFI perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

91%

Payout Ratio

Does SFI pay a reliable dividends?

See SFI dividend history and benchmarks

When do you need to buy SFI by to receive an upcoming dividend?
Solution Financial dividend dates
Ex Dividend Date	Nov 29 2024
Dividend Pay Date	Dec 13 2024
Days until Ex dividend	10 days
Days until Dividend pay date	24 days

Does SFI pay a reliable dividends?

See SFI dividend history and benchmarks

SFI Stock Overview

Rewards

Risk Analysis

Solution Financial Inc. Competitors

TSXV:AFCC.H

CA$15.3m

TSXV:TII

CA$41.0m

TSXV:FDI

CA$12.0m

TSXV:DLC

CA$11.4m

Price History & Performance

Recent News & Updates

Third quarter dividend of CA$0.001 announced

Third quarter 2024 earnings released: EPS: CA$0.002 (vs CA$0.002 in 3Q 2023)

VP of Operations & Director recently sold CA$51k worth of stock

Second quarter dividend of CA$0.001 announced

Second quarter 2024 earnings released: EPS: CA$0 (vs CA$0 in 2Q 2023)

First quarter dividend of CA$0.001 announced

Recent updates

Third quarter dividend of CA$0.001 announced

Third quarter 2024 earnings released: EPS: CA$0.002 (vs CA$0.002 in 3Q 2023)

VP of Operations & Director recently sold CA$51k worth of stock

Second quarter dividend of CA$0.001 announced

Second quarter 2024 earnings released: EPS: CA$0 (vs CA$0 in 2Q 2023)

First quarter dividend of CA$0.001 announced

First quarter 2024 earnings released: EPS: CA$0 (vs CA$0.004 loss in 1Q 2023)

Fourth quarter dividend of CA$0.001 announced

Full year 2023 earnings released: EPS: CA$0 (vs CA$0.009 in FY 2022)

Solution Financial Inc., Annual General Meeting, Mar 28, 2024

Why Investors Shouldn't Be Surprised By Solution Financial Inc.'s (TSE:SFI) Low P/S

Third quarter 2023 earnings released: EPS: CA$0.002 (vs CA$0.004 in 3Q 2022)

Second quarter 2023 earnings released: EPS: CA$0 (vs CA$0.002 in 2Q 2022)

Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2023

First quarter 2023 earnings released: CA$0.004 loss per share (vs CA$0.003 profit in 1Q 2022)

Solution Financial Inc. Announces Quarterly Dividend, Payable on March 15, 2023

Full year 2022 earnings released: EPS: CA$0.009 (vs CA$0.011 in FY 2021)

Solution Financial Inc., Annual General Meeting, Mar 30, 2023

Insufficient new directors

Solution Financial Inc. Declares Quarterly Dividend, Payable on December 15, 2022

Third quarter 2022 earnings released: EPS: CA$0.004 (vs CA$0.005 in 3Q 2021)

Solution Financial Inc. Announces Quarterly Dividend, Payable on September 15, 2022

Solution Financial Inc. announced that it has received CAD 3.1754 million in funding

Second quarter 2022 earnings released: EPS: CA$0.002 (vs CA$0.002 in 2Q 2021)

Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2022

First quarter 2022 earnings: Revenues and EPS in line with analyst expectations

Solution Financial Inc. Announces Payment of Quarterly Dividend, Payable on March 15, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Solution Financial Inc., Annual General Meeting, Mar 30, 2022

Solution Financial Inc.'s (TSE:SFI) Business Is Yet to Catch Up With Its Share Price

Third quarter 2021 earnings released: EPS CA$0.005 (vs CA$0.003 in 3Q 2020)

If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too Late

High number of new directors

Key Executive exercised options to buy CA$98k worth of stock.

Second quarter 2021 earnings released: EPS CA$0.002 (vs CA$0.001 in 2Q 2020)

Solution Financial Inc. has completed a Composite Units Offering in the amount of CAD 10 million.

Solution Financial Inc. Announces Quarterly Dividend, Payable on June 15, 2021

I Ran A Stock Scan For Earnings Growth And Solution Financial (CVE:SFI) Passed With Ease

Solution Financial Inc. announced that it has received CAD 3.2254 million in funding

Solution Financial Inc., Annual General Meeting, Mar 26, 2021

Full year 2020 earnings released: EPS CA$0.005

New 90-day low: CA$0.43

Solution Financial Inc. announced that it expects to receive CAD 5 million in funding

If You Like EPS Growth Then Check Out Solution Financial (CVE:SFI) Before It's Too Late

New 90-day high: CA$0.55

Solution Financial Inc. Appoints Randy Smyth as Director and Chairman of the Board

New 90-day high - CA$0.49

Solution Financial Inc.(TSXV:SFI) dropped from S&P/TSX Venture Composite Index

Shareholder Returns

Price Volatility

About the Company

Solution Financial Inc. Fundamentals Summary

63.2x

1.9x

Earnings & Revenue

Dividends

1.4%

91%