EPF Stock Overview
Provides credit products in Canada, the United States, and the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
Everyday People Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$0.39 |
| 52 Week High | CA$0.55 |
| 52 Week Low | CA$0.26 |
| Beta | 0.97 |
| 11 Month Change | -6.10% |
| 3 Month Change | 20.31% |
| 1 Year Change | -1.28% |
| 33 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 13.24% |
Recent News & Updates
Shareholder Returns
| EPF | CA Consumer Finance | CA Market | |
|---|---|---|---|
| 7D | -1.3% | 0.6% | 0.7% |
| 1Y | -1.3% | 65.0% | 21.7% |
Return vs Industry: EPF underperformed the Canadian Consumer Finance industry which returned 63% over the past year.
Return vs Market: EPF underperformed the Canadian Market which returned 21.4% over the past year.
Price Volatility
| EPF volatility | |
|---|---|
| EPF Average Weekly Movement | 8.8% |
| Consumer Finance Industry Average Movement | 7.7% |
| Market Average Movement | 8.3% |
| 10% most volatile stocks in CA Market | 17.6% |
| 10% least volatile stocks in CA Market | 2.9% |
Stable Share Price: EPF has not had significant price volatility in the past 3 months compared to the Canadian market.
Volatility Over Time: EPF's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| n/a | n/a | Barret Reykdal | everydaypeoplefinancial.com |
Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates in four segments: Financial Services, EP Homes Facilitation Services, Revenue Cycle Management Services, and Contract Receivable Services. It offers secured/prepaid payment credit cards; structured lease and down payment accumulation program services for home purchasing; debt collection services for corporations; and residential and commercial security contracts between the consumer and alarm companies.
Everyday People Financial Corp. Fundamentals Summary
| EPF fundamental statistics | |
|---|---|
| Market cap | CA$46.82m |
| Earnings (TTM) | CA$2.04m |
| Revenue (TTM) | CA$58.01m |
22.3x
P/E Ratio0.8x
P/S RatioIs EPF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EPF income statement (TTM) | |
|---|---|
| Revenue | CA$58.01m |
| Cost of Revenue | CA$21.48m |
| Gross Profit | CA$36.53m |
| Other Expenses | CA$34.49m |
| Earnings | CA$2.04m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.017 |
| Gross Margin | 62.98% |
| Net Profit Margin | 3.52% |
| Debt/Equity Ratio | 162.5% |
How did EPF perform over the long term?
See historical performance and comparison