EPF Stock Overview
Provides credit products in Canada, the United States, and the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Everyday People Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$0.94 |
| 52 Week High | CA$1.05 |
| 52 Week Low | CA$0.26 |
| Beta | 0.99 |
| 1 Month Change | 25.33% |
| 3 Month Change | 135.00% |
| 1 Year Change | 91.84% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 176.47% |
Recent News & Updates
Everyday People Financial Corp. (CVE:EPF) Soars 33% But It's A Story Of Risk Vs Reward
Dec 17
A Piece Of The Puzzle Missing From Everyday People Financial Corp.'s (CVE:EPF) Share Price
Sep 17Recent updates
Everyday People Financial Corp. (CVE:EPF) Soars 33% But It's A Story Of Risk Vs Reward
Dec 17A Piece Of The Puzzle Missing From Everyday People Financial Corp.'s (CVE:EPF) Share Price
Sep 17Investor Optimism Abounds Everyday People Financial Corp. (CVE:EPF) But Growth Is Lacking
Apr 07Everyday People Financial Corp.'s (CVE:EPF) 41% Share Price Surge Not Quite Adding Up
Dec 23Shareholder Returns
| EPF | CA Consumer Finance | CA Market | |
|---|---|---|---|
| 7D | 2.2% | -11.1% | -0.8% |
| 1Y | 91.8% | 27.5% | 16.9% |
Return vs Industry: EPF exceeded the Canadian Consumer Finance industry which returned 27.5% over the past year.
Return vs Market: EPF exceeded the Canadian Market which returned 16.9% over the past year.
Price Volatility
| EPF volatility | |
|---|---|
| EPF Average Weekly Movement | 14.1% |
| Consumer Finance Industry Average Movement | 7.8% |
| Market Average Movement | 8.4% |
| 10% most volatile stocks in CA Market | 18.5% |
| 10% least volatile stocks in CA Market | 3.0% |
Stable Share Price: EPF's share price has been volatile over the past 3 months compared to the Canadian market.
Volatility Over Time: EPF's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of Canadian stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| n/a | n/a | Barret Reykdal | everydaypeoplefinancial.com |
Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates in four segments: Financial Services, EP Homes Facilitation Services, Revenue Cycle Management Services, and Contract Receivable Services. It offers secured/prepaid payment credit cards; structured lease and down payment accumulation program services for home purchasing; debt collection services for corporations; and residential and commercial security contracts between the consumer and alarm companies.
Everyday People Financial Corp. Fundamentals Summary
| EPF fundamental statistics | |
|---|---|
| Market cap | CA$103.23m |
| Earnings (TTM) | CA$2.04m |
| Revenue (TTM) | CA$58.01m |
54.6x
P/E Ratio1.9x
P/S RatioIs EPF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EPF income statement (TTM) | |
|---|---|
| Revenue | CA$58.01m |
| Cost of Revenue | CA$21.60m |
| Gross Profit | CA$36.41m |
| Other Expenses | CA$34.36m |
| Earnings | CA$2.04m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.017 |
| Gross Margin | 62.76% |
| Net Profit Margin | 3.52% |
| Debt/Equity Ratio | 162.5% |
How did EPF perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/04 23:13 |
| End of Day Share Price | 2025/02/04 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Everyday People Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.