Everyday People Financial Past Earnings Performance
Past criteria checks 2/6
Everyday People Financial has been growing earnings at an average annual rate of 4.6%, while the Consumer Finance industry saw earnings growing at 6.6% annually. Revenues have been growing at an average rate of 52.5% per year. Everyday People Financial's return on equity is 14.5%, and it has net margins of 3.5%.
Key information
4.6%
Earnings growth rate
8.4%
EPS growth rate
| Consumer Finance Industry Growth | 33.1% |
| Revenue growth rate | 52.5% |
| Return on equity | 14.5% |
| Net Margin | 3.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Everyday People Financial Corp. (CVE:EPF) Soars 33% But It's A Story Of Risk Vs Reward
Dec 17
A Piece Of The Puzzle Missing From Everyday People Financial Corp.'s (CVE:EPF) Share Price
Sep 17Investor Optimism Abounds Everyday People Financial Corp. (CVE:EPF) But Growth Is Lacking
Apr 07Everyday People Financial Corp.'s (CVE:EPF) 41% Share Price Surge Not Quite Adding Up
Dec 23Revenue & Expenses Breakdown
How Everyday People Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 58 | 2 | 33 | 0 |
| 30 Jun 24 | 50 | 1 | 31 | 0 |
| 31 Mar 24 | 45 | 0 | 28 | 0 |
| 31 Dec 23 | 38 | -2 | 25 | 0 |
| 30 Sep 23 | 32 | -23 | 21 | 0 |
| 30 Jun 23 | 27 | -33 | 19 | 0 |
| 31 Mar 23 | 21 | -37 | 17 | 0 |
| 31 Dec 22 | 18 | -37 | 15 | 0 |
| 30 Sep 22 | 18 | -19 | 14 | 0 |
| 30 Jun 22 | 16 | -10 | 14 | 0 |
| 31 Mar 22 | 15 | -7 | 13 | 0 |
| 31 Dec 21 | 14 | -6 | 11 | 0 |
| 30 Sep 21 | 14 | -5 | 10 | 0 |
| 30 Sep 20 | 19 | -5 | 8 | 0 |
Quality Earnings: EPF has a large one-off gain of CA$6.9M impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: EPF became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EPF has become profitable over the past 5 years, growing earnings by 4.6% per year.
Accelerating Growth: EPF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: EPF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.1%).
Return on Equity
High ROE: EPF's Return on Equity (14.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 10:01 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Everyday People Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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