Everyday People Financial Corp.

TSXV:EPF Stock Report

Market Cap: CA$46.8m

Everyday People Financial Valuation

Is EPF undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of EPF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate EPF's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate EPF's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for EPF?

Key metric: As EPF is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for EPF. This is calculated by dividing EPF's market cap by their current earnings.
What is EPF's PE Ratio?
PE Ratio22.3x
EarningsCA$2.04m
Market CapCA$46.82m

Price to Earnings Ratio vs Peers

How does EPF's PE Ratio compare to its peers?

The above table shows the PE ratio for EPF vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average20.5x
CXI Currency Exchange International
13.5x47.4%CA$149.1m
PRL Propel Holdings
22.2x37.6%CA$1.3b
GSY goeasy
10.2x15.0%CA$2.9b
WCM.A Wilmington Capital Management
36.3xn/aCA$39.2m
EPF Everyday People Financial
22.3xn/aCA$46.8m

Price-To-Earnings vs Peers: EPF is expensive based on its Price-To-Earnings Ratio (22.3x) compared to the peer average (20.5x).

Price to Earnings Ratio vs Industry

How does EPF's PE Ratio compare vs other companies in the North American Consumer Finance Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
EPF 22.3xIndustry Avg. 12.5xNo. of Companies5PE0816243240+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: EPF is expensive based on its Price-To-Earnings Ratio (22.3x) compared to the North American Consumer Finance industry average (12.5x).

Price to Earnings Ratio vs Fair Ratio

What is EPF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

EPF PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio22.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate EPF's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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