Polish (WIG) Consumer Finance Industry Analysis
UpdatedJun 25, 2022
DataAggregated Company Financials
Companies8
- 7D7.0%
- 3M-21.9%
- 1Y-7.2%
- YTD-23.7%
Last week, the Consumer Finance industry hasn't moved much but KRUK Spólka Akcyjna is up 7.1% in that time. As for the longer term, the industry has declined 10% in the last year. As for the next few years, earnings are forecast to decline by 8.3% per annum.
Industry Valuation and Performance
Has the Polish Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE |
|---|---|---|---|---|
| Sat, 25 Jun 2022 | zł4.8b | zł1.3b | zł810.3m | 7.7x |
| Mon, 23 May 2022 | zł4.6b | zł1.3b | zł812.9m | 7.6x |
| Wed, 20 Apr 2022 | zł6.1b | zł1.2b | zł695.7m | 13.2x |
| Fri, 18 Mar 2022 | zł5.7b | zł1.8b | zł694.7m | 13.1x |
| Sun, 13 Feb 2022 | zł6.0b | zł1.2b | zł610.1m | 15.1x |
| Tue, 11 Jan 2022 | zł6.2b | zł1.2b | zł610.1m | 15.5x |
| Thu, 09 Dec 2021 | zł6.9b | zł1.2b | zł610.3m | 16x |
| Sat, 06 Nov 2021 | zł7.4b | zł1.2b | zł609.0m | 21.3x |
| Mon, 04 Oct 2021 | zł6.4b | zł1.1b | zł483.1m | 12.7x |
| Wed, 01 Sep 2021 | zł6.1b | zł1.1b | zł476.2m | 12.1x |
| Thu, 08 Jul 2021 | zł4.9b | zł1.1b | zł476.2m | 9.6x |
| Wed, 31 Mar 2021 | zł3.6b | zł1.2b | zł250.7m | 12.9x |
| Sat, 02 Jan 2021 | zł2.8b | zł1.2b | zł55.7m | 33.1x |
| Tue, 06 Oct 2020 | zł2.6b | zł1.3b | zł40.7m | 29.7x |
| Fri, 10 Jul 2020 | zł2.1b | zł1.3b | zł66.8m | 24.5x |
| Thu, 02 Apr 2020 | zł1.3b | zł1.3b | zł101.4m | 7.4x |
| Sun, 05 Jan 2020 | zł3.2b | zł1.3b | zł262.7m | 11.5x |
| Wed, 09 Oct 2019 | zł2.9b | zł1.3b | zł250.0m | 9.7x |
| Tue, 02 Jul 2019 | zł3.5b | zł1.3b | zł300.6m | 11.3x |
Median PE Ratio
11.3x
Current Industry PE
- Investors are pessimistic on the industry, indicating that they anticipate long-term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 5.6x which is lower than its 3-year average PE of 22.0x.
- The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 3.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 39% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Comparison
How does Polish Consumer Finance compare with similar industries?
| PL Market | 0.62% | |
| Financials | 2.04% | |
| Consumer Finance | 6.95% | |
| Consumer Finance | 6.95% | |
Industry PEThere is insufficient data on the sub-industries of this industry.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| KRU KRUK Spólka Akcyjna | zł245.00 | 7.1% +zł309.9m | -7.1% | PS5.8x | |
| KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjna | zł1.09 | 9.0% +zł889.4k | -30.6% | PS12.7x | |
| FFI Fast Finance | zł0.59 | 11.2% +zł75.0k | -60.6% | PS0.1x | |
| DTX DITIX | zł0.14 | 0.7% +zł17.6k | -49.6% | PS6.6x |