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Polish (WIG) Consumer Finance Industry Analysis
UpdatedApr 26, 2024
DataAggregated Company Financials
Companies7
- 7D-1.0%
- 3M-5.0%
- 1Y11.2%
- YTDn/a
Over the last 7 days, the Consumer Finance industry has dropped 1.0%, driven by a pullback from KRUK Spólka Akcyjna of 1.0%. In contrast, Kancelaria Prawna-Inkaso WEC Spólka Akcyjna has gained 7.4%. This takes the industry's 12 month performance to a gain of 11%. As for the next few years, earnings are expected to grow by 12% per annum.
Industry Valuation and Performance
Has the Polish Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Apr 2024 | zł8.4b | zł1.8b | zł991.6m | 8x | 8.5x | 4.6x |
| Sun, 24 Mar 2024 | zł8.5b | zł1.8b | zł1.0b | 8.3x | 8.4x | 4.6x |
| Tue, 20 Feb 2024 | zł8.6b | zł1.8b | zł895.5m | 9.6x | 9.6x | 4.8x |
| Thu, 18 Jan 2024 | zł9.3b | zł1.8b | zł899.4m | 8.3x | 10.3x | 5.2x |
| Sat, 16 Dec 2023 | zł9.4b | zł1.8b | zł898.8m | 10.5x | 10.4x | 5.3x |
| Mon, 13 Nov 2023 | zł9.0b | zł1.7b | zł852.4m | 8.6x | 10.5x | 5.3x |
| Wed, 11 Oct 2023 | zł8.1b | zł1.7b | zł852.5m | 7.8x | 9.5x | 4.8x |
| Fri, 08 Sep 2023 | zł7.6b | zł1.7b | zł852.3m | 6.9x | 8.9x | 4.5x |
| Sun, 06 Aug 2023 | zł8.3b | zł1.6b | zł803.3m | 7.9x | 10.3x | 5.1x |
| Tue, 04 Jul 2023 | zł8.1b | zł1.6b | zł802.3m | 7.1x | 10.1x | 5x |
| Thu, 01 Jun 2023 | zł7.2b | zł1.6b | zł803.5m | 5.7x | 9x | 4.5x |
| Sat, 29 Apr 2023 | zł7.3b | zł1.6b | zł803.1m | 6.4x | 9.1x | 4.5x |
| Mon, 27 Mar 2023 | zł5.8b | zł1.5b | zł812.7m | 5.7x | 7.1x | 3.8x |
| Wed, 22 Feb 2023 | zł6.5b | zł1.4b | zł813.6m | 6.3x | 8x | 4.5x |
| Fri, 20 Jan 2023 | zł6.5b | zł1.4b | zł812.7m | 6.6x | 8.1x | 4.6x |
| Sun, 18 Dec 2022 | zł5.6b | zł1.4b | zł812.7m | 8.3x | 6.9x | 3.9x |
| Tue, 15 Nov 2022 | zł5.6b | zł1.4b | zł805.4m | 10.3x | 6.9x | 3.9x |
| Thu, 13 Oct 2022 | zł5.0b | zł1.3b | zł787.1m | 8.4x | 6.3x | 3.7x |
| Sat, 10 Sep 2022 | zł5.3b | zł1.3b | zł787.1m | 9.4x | 6.7x | 3.9x |
| Mon, 08 Aug 2022 | zł5.2b | zł1.3b | zł810.5m | 9.3x | 6.4x | 4.1x |
| Wed, 06 Jul 2022 | zł4.8b | zł1.3b | zł810.3m | 10x | 5.9x | 3.8x |
| Fri, 03 Jun 2022 | zł5.1b | zł1.3b | zł813.2m | 7.8x | 6.3x | 4.1x |
| Sun, 01 May 2022 | zł5.0b | zł1.2b | zł695.8m | 12.4x | 7.2x | 4.1x |
| Tue, 29 Mar 2022 | zł6.0b | zł1.2b | zł694.7m | 14.2x | 8.6x | 4.9x |
| Thu, 24 Feb 2022 | zł5.3b | zł1.2b | zł612.2m | 14.7x | 8.7x | 4.5x |
| Sat, 22 Jan 2022 | zł6.6b | zł1.2b | zł610.1m | 15.9x | 10.8x | 5.6x |
| Mon, 20 Dec 2021 | zł6.6b | zł1.2b | zł610.3m | 14.4x | 10.9x | 5.6x |
| Wed, 17 Nov 2021 | zł6.7b | zł1.2b | zł610.6m | 19.2x | 11x | 5.7x |
| Fri, 15 Oct 2021 | zł6.3b | zł1.1b | zł493.1m | 20.8x | 12.7x | 5.5x |
| Sun, 12 Sep 2021 | zł6.4b | zł1.1b | zł483.2m | 12.7x | 13.3x | 5.6x |
| Tue, 10 Aug 2021 | zł5.9b | zł1.1b | zł476.2m | 11.7x | 12.5x | 5.2x |
| Mon, 03 May 2021 | zł3.6b | zł1.2b | zł250.7m | 12.8x | 14.2x | 3.1x |
Price to Earnings Ratio
14.2x
Current Industry PE
- Investors are pessimistic on the Polish Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 8.5x which is lower than its 3-year average PE of 9.5x.
- The industry is trading close to its 3-year average PS ratio of 4.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 58% per year over the last three years.
- Revenues for these companies have grown 17% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Polish Consumer Finance compare with similar industries?
| PL Market | -0.28% | |
| Financials | 0.35% | |
| Consumer Finance | -1.02% | |
| Consumer Finance | -1.02% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjna | zł2.32 | 7.4% +zł1.6m | 81.3% | PE18x | |
| DTX DITIX | zł0.19 | 9.2% +zł299.0k | 98.1% | PS12.6x | |
| WRL Wierzyciel | zł1.63 | 1.9% +zł225.9k | 186.0% | PS5.8x |