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Polish (WIG) Consumer Finance Industry Analysis

UpdatedNov 26, 2022
DataAggregated Company Financials
Companies8
  • 7D3.0%
  • 3M0.8%
  • 1Y-12.9%
  • YTD-9.3%

Over the last 7 days, the Consumer Finance industry has risen 3.0%, driven by gains from KRUK Spólka Akcyjna of 3.0%. In the same time, Femion Technology was down 22%. In the past year, the industry is down 13%. As for the next few years, earnings are forecast to decline by 2.3% per annum.

Industry Valuation and Performance

Has the Polish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022zł5.7bzł1.4bzł811.8m7.9x7.1x4x
Tue, 25 Oct 2022zł5.2bzł1.3bzł787.1m8.6x6.7x3.9x
Thu, 22 Sep 2022zł4.7bzł1.3bzł787.1m8.4x6x3.5x
Sat, 20 Aug 2022zł5.5bzł1.3bzł810.9m9.5x6.8x4.3x
Mon, 18 Jul 2022zł4.7bzł1.3bzł810.3m11.2x5.8x3.7x
Wed, 15 Jun 2022zł4.6bzł1.3bzł813.2m7.8x5.7x3.7x
Fri, 13 May 2022zł4.5bzł1.3bzł812.9m7.5x5.6x3.6x
Sun, 10 Apr 2022zł5.8bzł1.2bzł695.4m13.3x8.3x4.8x
Tue, 08 Mar 2022zł4.7bzł1.2bzł612.3m11.7x7.6x3.9x
Thu, 03 Feb 2022zł6.3bzł1.2bzł610.1m15.6x10.4x5.3x
Sat, 01 Jan 2022zł6.3bzł1.2bzł610.1m14.5x10.3x5.3x
Mon, 29 Nov 2021zł6.4bzł1.2bzł610.3m15.3x10.4x5.4x
Wed, 27 Oct 2021zł6.5bzł1.1bzł493.1m20.5x13.2x5.7x
Fri, 24 Sep 2021zł6.6bzł1.1bzł483.1m13x13.7x5.8x
Sun, 22 Aug 2021zł5.6bzł1.1bzł476.2m11x11.7x4.9x
Fri, 09 Jul 2021zł4.9bzł1.1bzł476.2m9.6x10.2x4.2x
Thu, 01 Apr 2021zł3.6bzł1.2bzł250.7m12.9x14.3x3.1x
Sun, 03 Jan 2021zł2.8bzł1.2bzł55.7m33.1x49.8x2.4x
Wed, 07 Oct 2020zł2.6bzł1.3bzł40.7m29.7x62.9x2x
Tue, 30 Jun 2020zł2.1bzł1.3bzł66.8m24.5x31.8x1.7x
Fri, 03 Apr 2020zł1.3bzł1.3bzł101.4m7.4x12.9x1x
Mon, 06 Jan 2020zł3.2bzł1.3bzł262.7m11.5x12.4x2.5x
Price to Earnings Ratio

11.7x


Total Market Cap: zł2.9bTotal Earnings: zł250.0mTotal Revenue: zł1.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Consumer Finance Industry Price to Earnings3Y Average 21.2x202020212022
Current Industry PE
  • Investors are pessimistic on the Polish Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.1x which is lower than its 3-year average PE of 21.2x.
  • The 3-year average PS ratio of 3.4x is lower than the industry's current PS ratio of 4.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 48% per year over the last three years.
  • Revenues for these companies have grown 3.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Polish Financials industry?

PL Market2.04%
Financials2.31%
Consumer Finance2.98%
Consumer Finance2.98%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
KRU KRUK Spólka Akcyjnazł292.203.0%
+zł166.1m
-12.6%PE7x
INS Indoszł3.243.8%
+zł855.2k
-6.9%PE4.9x
BVT BVTzł0.257.4%
+zł192.6k
-57.4%PS1.1x
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Latest News

FFI

zł0.48

Fast Finance

7D

-15.4%

1Y

-47.6%

KRU

zł292.20

KRUK Spólka Akcyjna

7D

3.0%

1Y

-12.6%

KPI

zł1.27

Kancelaria Prawna-Inkaso WEC Spólka Akcyjna

7D

-0.8%

1Y

-4.5%

INS

zł3.24

Indos

7D

3.8%

1Y

-6.9%

BVT

zł0.25

BVT

7D

7.4%

1Y

-57.4%

DTX

zł0.11

DITIX

7D

-4.4%

1Y

-45.3%

FEM

zł1.01

Femion Technology

7D

-22.3%

1Y

-49.2%