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Polish (WIG) Consumer Finance Industry Analysis

UpdatedFeb 09, 2026
DataAggregated Company Financials
Companies8
  • 7D-0.2%
  • 3M4.0%
  • 1Y9.6%
  • YTD-2.1%

Over the last 7 days, the Consumer Finance industry has remained flat. The past year has been better, since the industry has gained 9.6% in that time. Looking forward, earnings are forecast to grow by 9.4% annually.

Industry Valuation and Performance

Has the Polish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 09 Feb 2026zł9.6bzł2.5bzł1.0b6.6x9.6x3.8x
Wed, 07 Jan 2026zł9.8bzł2.5bzł1.0b7.3x9.8x3.9x
Fri, 05 Dec 2025zł9.1bzł2.5bzł1.0b8.6x9.1x3.6x
Sun, 02 Nov 2025zł8.9bzł2.5bzł998.9m8.9x8.9x3.6x
Tue, 30 Sep 2025zł9.1bzł2.5bzł1.1b8.5x8.6x3.7x
Thu, 28 Aug 2025zł8.6bzł2.4bzł1.1b8.7x8.1x3.6x
Sat, 26 Jul 2025zł8.1bzł2.4bzł995.9m8.1x8.1x3.5x
Mon, 23 Jun 2025zł7.8bzł2.3bzł995.7m8.1x7.9x3.3x
Wed, 21 May 2025zł8.0bzł2.3bzł996.3m7.9x8x3.4x
Fri, 18 Apr 2025zł7.5bzł2.2bzł1.1b8x6.9x3.3x
Sun, 16 Mar 2025zł7.8bzł2.2bzł1.1b18.1x7.3x3.5x
Tue, 11 Feb 2025zł8.7bzł2.1bzł1.2b15.4x7.3x4.1x
Thu, 09 Jan 2025zł8.1bzł2.1bzł1.2b8.7x6.8x3.8x
Sat, 07 Dec 2024zł8.6bzł2.1bzł1.2b8.3x7.2x4.1x
Mon, 04 Nov 2024zł8.4bzł2.1bzł1.2b7.7x7.1x4x
Wed, 02 Oct 2024zł8.6bzł2.0bzł1.1b8.2x8.1x4.3x
Fri, 30 Aug 2024zł8.7bzł2.5bzł1.1b8x8.2x3.5x
Sun, 28 Jul 2024zł8.8bzł1.9bzł1.1b7.8x8x4.6x
Tue, 25 Jun 2024zł9.1bzł1.9bzł1.1b8x8.3x4.7x
Thu, 23 May 2024zł9.0bzł1.9bzł1.1b8.2x8.2x4.7x
Sat, 20 Apr 2024zł8.5bzł1.8bzł991.6m9x8.6x4.6x
Mon, 18 Mar 2024zł8.6bzł1.8bzł1.0b8.4x8.5x4.7x
Wed, 14 Feb 2024zł8.5bzł1.8bzł888.9m9.5x9.6x4.8x
Fri, 12 Jan 2024zł9.2bzł1.8bzł899.4m8.2x10.3x5.2x
Sun, 10 Dec 2023zł9.1bzł1.8bzł888.3m10x10.3x5.2x
Tue, 07 Nov 2023zł9.2bzł1.7bzł852.4m7.9x10.8x5.4x
Thu, 05 Oct 2023zł8.0bzł1.7bzł852.5m7.5x9.4x4.7x
Sat, 02 Sep 2023zł8.0bzł1.7bzł852.2m7.3x9.4x4.7x
Mon, 31 Jul 2023zł8.6bzł1.6bzł803.2m8.1x10.7x5.3x
Wed, 28 Jun 2023zł7.4bzł1.6bzł802.3m7x9.2x4.6x
Fri, 26 May 2023zł7.4bzł1.6bzł803.3m6.2x9.2x4.6x
Sun, 23 Apr 2023zł7.5bzł1.5bzł812.7m6.3x9.2x4.9x
Tue, 21 Mar 2023zł5.9bzł1.5bzł812.7m5.9x7.2x3.8x
Thu, 16 Feb 2023zł6.3bzł1.4bzł812.7m6.5x7.8x4.4x
Price to Earnings Ratio

7.8x


Total Market Cap: zł6.3bTotal Earnings: zł812.7mTotal Revenue: zł1.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Consumer Finance Industry Price to Earnings3Y Average 8.6x202420252026
Current Industry PE
  • Investors are optimistic on the Polish Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.6x which is higher than its 3-year average PE of 8.6x.
  • The 3-year average PS ratio of 4.3x is higher than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 7.2% per year over the last three years.
  • Revenues for these companies have grown 21% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Polish Financials industry?

PL Market0.27%
Financials1.47%
Consumer Finance-0.17%
Consumer Finance-0.17%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjnazł2.041.0%
+zł197.6k		-23.9%PE16.4x
INS Indoszł3.520.6%
+zł142.5k		-3.8%PE6.2x

Latest News

FON
zł1.90
FON
7D
-5.5%
1Y
-70.3%

FON SE's (WSE:FON) Prospects Need A Boost To Lift Shares

Feb 02
FON SE's (WSE:FON) Prospects Need A Boost To Lift Shares
KRU
zł487.80
KRUK Spólka Akcyjna
7D
-0.2%
1Y
10.2%

KRU: Stable Assumptions And Slightly Lower Discount Rate Will Support Fair Value

Analysts have kept their price target for KRUK Spólka Akcyjna steady at €532.10, supported by unchanged fair value estimates alongside only minor tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E assumptions. Valuation Changes Fair Value: The fair value estimate remains at €532.10 per share, with no change between the previous and updated models.
KPI
zł2.04
Kancelaria Prawna-Inkaso WEC Spólka Akcyjna
7D
1.0%
1Y
-23.9%
INS
zł3.52
Indos
7D
0.6%
1Y
-3.8%
DTX
zł0.26
DITIX
7D
-0.4%
1Y
32.6%
FEM
zł0.30
Femion Technology
7D
-1.3%
1Y
n/a
LXB
zł0.10
LexBono
7D
-8.8%
1Y
-32.7%
WRL
zł0.62
Wierzyciel
7D
-2.2%
1Y
-14.8%