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Polish (WIG) Consumer Finance Industry Analysis

UpdatedJan 14, 2025
DataAggregated Company Financials
Companies7
  • 7D-0.3%
  • 3M-1.7%
  • 1Y-12.3%
  • YTD0.1%

The Consumer Finance industry is up 1.6% in the last week, with KRUK Spólka Akcyjna up 1.6%. During this same period, the Femion Technology underperformed, falling 25%. In contrast, the industry has lost 11% in the last 12 months. Looking forward, earnings are forecast to grow by 2.7% annually.

Industry Valuation and Performance

Has the Polish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 14 Jan 2025zł8.2bzł2.1bzł1.2b8.7x6.9x3.9x
Thu, 12 Dec 2024zł8.4bzł2.1bzł1.2b8.1x7.1x4x
Sat, 09 Nov 2024zł8.5bzł2.1bzł1.2b7.8x7.2x4x
Mon, 07 Oct 2024zł8.7bzł2.0bzł1.1b8.2x8.2x4.3x
Wed, 04 Sep 2024zł8.6bzł2.0bzł1.1b8.1x8.1x4.3x
Fri, 02 Aug 2024zł8.5bzł1.9bzł1.1b7.7x7.8x4.4x
Sun, 30 Jun 2024zł9.0bzł1.9bzł1.1b7.8x8.2x4.7x
Tue, 28 May 2024zł8.8bzł1.9bzł1.1b8.1x8x4.6x
Thu, 25 Apr 2024zł8.5bzł1.8bzł991.6m8.1x8.6x4.6x
Sat, 23 Mar 2024zł8.5bzł1.8bzł1.0b8.3x8.4x4.6x
Mon, 19 Feb 2024zł8.6bzł1.8bzł889.6m9.6x9.7x4.9x
Wed, 17 Jan 2024zł9.3bzł1.8bzł899.4m8.7x10.4x5.3x
Fri, 15 Dec 2023zł9.2bzł1.8bzł898.8m10.3x10.2x5.2x
Sun, 12 Nov 2023zł9.0bzł1.7bzł852.4m8.6x10.5x5.3x
Tue, 10 Oct 2023zł8.1bzł1.7bzł852.5m7.8x9.5x4.8x
Thu, 07 Sep 2023zł7.6bzł1.7bzł852.2m7.1x8.9x4.5x
Sat, 05 Aug 2023zł8.3bzł1.6bzł803.3m7.9x10.3x5.1x
Mon, 03 Jul 2023zł7.9bzł1.6bzł802.3m7.1x9.9x4.9x
Wed, 31 May 2023zł7.3bzł1.6bzł803.5m6.1x9.1x4.6x
Fri, 28 Apr 2023zł7.6bzł1.5bzł812.7m6.4x9.3x4.9x
Sun, 26 Mar 2023zł5.8bzł1.5bzł812.7m5.7x7.1x3.8x
Tue, 21 Feb 2023zł6.5bzł1.4bzł813.6m6.3x8x4.5x
Thu, 19 Jan 2023zł6.4bzł1.4bzł812.7m6.4x7.8x4.4x
Sat, 17 Dec 2022zł5.6bzł1.4bzł812.7m8.3x6.9x3.9x
Mon, 14 Nov 2022zł5.5bzł1.4bzł805.4m9.9x6.8x3.8x
Wed, 12 Oct 2022zł4.9bzł1.3bzł787.1m8.4x6.3x3.7x
Fri, 09 Sep 2022zł5.3bzł1.3bzł810.6m9.3x6.5x4.1x
Sun, 07 Aug 2022zł5.2bzł1.3bzł810.5m9.3x6.4x4.1x
Tue, 05 Jul 2022zł4.7bzł1.3bzł810.3m10x5.8x3.7x
Thu, 02 Jun 2022zł5.1bzł1.3bzł813.2m7.8x6.3x4.1x
Sat, 30 Apr 2022zł5.0bzł1.2bzł695.8m12.4x7.2x4.1x
Mon, 28 Mar 2022zł6.1bzł1.2bzł694.7m13.5x8.7x5x
Wed, 23 Feb 2022zł5.3bzł1.2bzł612.2m14.7x8.7x4.5x
Fri, 21 Jan 2022zł6.8bzł1.2bzł610.1m15.4x11.1x5.7x
Price to Earnings Ratio

11.1x


Total Market Cap: zł6.8bTotal Earnings: zł610.1mTotal Revenue: zł1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Consumer Finance Industry Price to Earnings3Y Average 8.2x202320242025
Current Industry PE
  • Investors are pessimistic on the Polish Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.0x which is lower than its 3-year average PE of 8.2x.
  • The 3-year average PS ratio of 4.5x is higher than the industry's current PS ratio of 4.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 25% per year over the last three years.
  • Revenues for these companies have grown 21% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Polish Financials industry?

PL Market-0.39%
Financials1.01%
Consumer Finance-0.29%
Consumer Finance-0.29%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjnazł2.585.7%
+zł1.4m
32.3%PE25.3x
FON FONzł7.305.8%
+zł1.0m
-96.1%PE10.5x
LXB LexBonozł0.1533.3%
+zł754.1k
-34.8%PS2x
WRL Wierzycielzł0.5912.4%
+zł489.5k
-5.8%PS1.6x
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Latest News

KRU

zł418.80

KRUK Spólka Akcyjna

7D

-0.3%

1Y

-7.8%

FON

zł7.30

FON

7D

5.8%

1Y

-96.1%

LXB

zł0.15

LexBono

7D

33.3%

1Y

-34.8%

FEM

zł0.52

Femion Technology

7D

-24.6%

1Y

-50.0%

DTX

zł0.17

DITIX

7D

-2.3%

1Y

22.8%

WRL

zł0.59

Wierzyciel

7D

12.4%

1Y

-5.8%