Header cover image

Polish (WIG) Consumer Finance Industry Analysis

UpdatedFeb 15, 2025
DataAggregated Company Financials
Companies7
  • 7D2.1%
  • 3M6.1%
  • 1Y2.1%
  • YTD7.1%

Over the last 7 days, the Consumer Finance industry has risen 3.4%, driven by gains from KRUK Spólka Akcyjna of 2.0%. Despite this gain, the industry's performance has been flat over the past year. As for the next few years, earnings are expected to grow by 2.7% per annum.

Industry Valuation and Performance

Has the Polish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 16 Feb 2025zł8.8bzł2.1bzł1.2b18x7.4x4.2x
Tue, 14 Jan 2025zł8.2bzł2.1bzł1.2b8.7x6.9x3.9x
Thu, 12 Dec 2024zł8.4bzł2.1bzł1.2b8.1x7.1x4x
Sat, 09 Nov 2024zł8.5bzł2.1bzł1.2b7.8x7.2x4x
Mon, 07 Oct 2024zł8.7bzł2.0bzł1.1b8.2x8.2x4.3x
Wed, 04 Sep 2024zł8.6bzł2.0bzł1.1b8.1x8.1x4.3x
Fri, 02 Aug 2024zł8.5bzł1.9bzł1.1b7.7x7.8x4.4x
Sun, 30 Jun 2024zł9.0bzł1.9bzł1.1b7.8x8.2x4.7x
Tue, 28 May 2024zł8.8bzł1.9bzł1.1b8.1x8x4.6x
Thu, 25 Apr 2024zł8.5bzł1.8bzł991.6m8.1x8.6x4.6x
Sat, 23 Mar 2024zł8.5bzł1.8bzł1.0b8.3x8.4x4.6x
Mon, 19 Feb 2024zł8.6bzł1.8bzł889.6m9.6x9.7x4.9x
Wed, 17 Jan 2024zł9.3bzł1.8bzł899.4m8.7x10.4x5.3x
Fri, 15 Dec 2023zł9.2bzł1.8bzł898.8m10.3x10.2x5.2x
Sun, 12 Nov 2023zł9.0bzł1.7bzł852.4m8.6x10.5x5.3x
Tue, 10 Oct 2023zł8.1bzł1.7bzł852.5m7.8x9.5x4.8x
Thu, 07 Sep 2023zł7.6bzł1.7bzł852.2m7.1x8.9x4.5x
Sat, 05 Aug 2023zł8.3bzł1.6bzł803.3m7.9x10.3x5.1x
Mon, 03 Jul 2023zł7.9bzł1.6bzł802.3m7.1x9.9x4.9x
Wed, 31 May 2023zł7.3bzł1.6bzł803.5m6.1x9.1x4.6x
Fri, 28 Apr 2023zł7.6bzł1.5bzł812.7m6.4x9.3x4.9x
Sun, 26 Mar 2023zł5.8bzł1.5bzł812.7m5.7x7.1x3.8x
Tue, 21 Feb 2023zł6.5bzł1.4bzł813.6m6.3x8x4.5x
Thu, 19 Jan 2023zł6.4bzł1.4bzł812.7m6.4x7.8x4.4x
Sat, 17 Dec 2022zł5.6bzł1.4bzł812.7m8.3x6.9x3.9x
Mon, 14 Nov 2022zł5.5bzł1.4bzł805.4m9.9x6.8x3.8x
Wed, 12 Oct 2022zł4.9bzł1.3bzł787.1m8.4x6.3x3.7x
Fri, 09 Sep 2022zł5.3bzł1.3bzł810.6m9.3x6.5x4.1x
Sun, 07 Aug 2022zł5.2bzł1.3bzł810.5m9.3x6.4x4.1x
Tue, 05 Jul 2022zł4.7bzł1.3bzł810.3m10x5.8x3.7x
Thu, 02 Jun 2022zł5.1bzł1.3bzł813.2m7.8x6.3x4.1x
Sat, 30 Apr 2022zł5.0bzł1.2bzł695.8m12.4x7.2x4.1x
Mon, 28 Mar 2022zł6.1bzł1.2bzł694.7m13.5x8.7x5x
Wed, 23 Feb 2022zł5.3bzł1.2bzł612.2m14.7x8.7x4.5x
Price to Earnings Ratio

8.7x


Total Market Cap: zł5.3bTotal Earnings: zł612.2mTotal Revenue: zł1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Consumer Finance Industry Price to Earnings3Y Average 8.1x202320242025
Current Industry PE
  • Investors are relatively neutral on the Polish Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 8.1x.
  • The industry is trading close to its 3-year average PS ratio of 4.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 25% per year over the last three years.
  • Revenues for these companies have grown 21% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Polish Financials industry?

PL Market2.88%
Financials3.17%
Consumer Finance2.11%
Consumer Finance2.11%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
KRU KRUK Spólka Akcyjnazł446.602.0%
+zł170.6m
1.8%PE7.3x
FON FONzł0.7720.9%
+zł8.7m
134.5%PE28.7x
KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjnazł2.9610.4%
+zł2.8m
15.6%PE29x
LXB LexBonozł0.155.8%
+zł168.7k
-32.2%PS2x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

FON

zł0.77

FON

7D

20.9%

1Y

134.5%

LXB

zł0.15

LexBono

7D

5.8%

1Y

-32.2%

INS

zł3.56

Indos

7D

-3.3%

1Y

-0.6%

DTX

zł0.19

DITIX

7D

-0.3%

1Y

60.3%

WRL

zł0.64

Wierzyciel

7D

-8.6%

1Y

-63.4%