Polish (WIG) Consumer Finance Industry Analysis
UpdatedApr 24, 2024
DataAggregated Company Financials
Companies7
- 7D2.4%
- 3M-6.0%
- 1Y13.6%
- YTD-7.0%
Over the last 7 days, the Consumer Finance industry has dropped 4.9%, driven by a pullback from KRUK Spólka Akcyjna of 4.4%. On the other hand Femion Technology is actually up 13%. This takes the industry's 12 month performance to a gain of 14%. As for the next few years, earnings are expected to grow by 11% per annum.
Industry Valuation and Performance
Has the Polish Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 24 Apr 2024 | zł8.6b | zł1.8b | zł991.6m | 8.2x | 8.7x | 4.7x |
| Fri, 22 Mar 2024 | zł8.6b | zł1.8b | zł1.0b | 8.3x | 8.4x | 4.6x |
| Sun, 18 Feb 2024 | zł8.6b | zł1.8b | zł889.6m | 9.6x | 9.7x | 4.9x |
| Tue, 16 Jan 2024 | zł9.4b | zł1.8b | zł899.4m | 8.6x | 10.5x | 5.3x |
| Thu, 14 Dec 2023 | zł9.3b | zł1.8b | zł898.8m | 10.3x | 10.3x | 5.2x |
| Sat, 11 Nov 2023 | zł9.0b | zł1.8b | zł893.2m | 8.6x | 10x | 5x |
| Mon, 09 Oct 2023 | zł7.9b | zł1.7b | zł852.5m | 7.7x | 9.3x | 4.7x |
| Wed, 06 Sep 2023 | zł7.7b | zł1.7b | zł852.2m | 7.2x | 9x | 4.5x |
| Fri, 04 Aug 2023 | zł8.3b | zł1.6b | zł803.3m | 8x | 10.3x | 5.1x |
| Sun, 02 Jul 2023 | zł7.9b | zł1.6b | zł802.3m | 7.1x | 9.9x | 4.9x |
| Tue, 30 May 2023 | zł7.4b | zł1.6b | zł803.5m | 6.1x | 9.2x | 4.6x |
| Thu, 27 Apr 2023 | zł7.6b | zł1.5b | zł812.7m | 6.4x | 9.4x | 5x |
| Sat, 25 Mar 2023 | zł5.8b | zł1.5b | zł812.7m | 5.7x | 7.1x | 3.8x |
| Mon, 20 Feb 2023 | zł6.7b | zł1.4b | zł813.5m | 6.4x | 8.2x | 4.6x |
| Wed, 18 Jan 2023 | zł6.2b | zł1.4b | zł812.7m | 6.4x | 7.7x | 4.4x |
| Fri, 16 Dec 2022 | zł5.7b | zł1.4b | zł812.7m | 8.4x | 7x | 4x |
| Sun, 13 Nov 2022 | zł5.5b | zł1.4b | zł805.4m | 9.9x | 6.8x | 3.8x |
| Tue, 11 Oct 2022 | zł4.8b | zł1.3b | zł787.1m | 8.3x | 6.1x | 3.6x |
| Thu, 08 Sep 2022 | zł5.4b | zł1.3b | zł810.6m | 9.4x | 6.7x | 4.2x |
| Sat, 06 Aug 2022 | zł5.2b | zł1.3b | zł810.5m | 9.3x | 6.4x | 4.1x |
| Mon, 04 Jul 2022 | zł4.7b | zł1.3b | zł810.3m | 10x | 5.8x | 3.7x |
| Wed, 01 Jun 2022 | zł5.3b | zł1.3b | zł813.2m | 7.9x | 6.5x | 4.2x |
| Fri, 29 Apr 2022 | zł5.2b | zł1.2b | zł695.8m | 12.6x | 7.5x | 4.3x |
| Sun, 27 Mar 2022 | zł6.1b | zł1.2b | zł694.7m | 13.5x | 8.7x | 5x |
| Tue, 22 Feb 2022 | zł5.6b | zł1.2b | zł612.2m | 15x | 9.2x | 4.7x |
| Thu, 20 Jan 2022 | zł6.8b | zł1.2b | zł610.1m | 15.5x | 11.1x | 5.7x |
| Sat, 18 Dec 2021 | zł6.6b | zł1.2b | zł610.3m | 14.4x | 10.9x | 5.6x |
| Mon, 15 Nov 2021 | zł6.9b | zł1.2b | zł610.6m | 20.3x | 11.3x | 5.8x |
| Wed, 13 Oct 2021 | zł6.2b | zł1.1b | zł493.1m | 20.9x | 12.6x | 5.4x |
| Fri, 10 Sep 2021 | zł6.4b | zł1.1b | zł483.2m | 12.7x | 13.3x | 5.6x |
| Sun, 08 Aug 2021 | zł5.8b | zł1.1b | zł476.2m | 11.5x | 12.2x | 5.1x |
| Sat, 01 May 2021 | zł3.6b | zł1.2b | zł250.7m | 12.8x | 14.2x | 3.1x |
Price to Earnings Ratio
14.2x
Current Industry PE
- Investors are relatively neutral on the Polish Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 9.5x.
- The industry is trading close to its 3-year average PS ratio of 4.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 58% per year over the last three years.
- Revenues for these companies have grown 17% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Polish Financials industry?
| PL Market | 3.47% | |
| Financials | 5.19% | |
| Consumer Finance | 2.41% | |
| Consumer Finance | 2.41% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| KRU KRUK Spólka Akcyjna | zł440.60 | 2.4% +zł200.9m | 13.3% | PE8.7x | |
| KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjna | zł2.44 | 14.0% +zł3.0m | 90.6% | PE19x | |
| WRL Wierzyciel | zł1.52 | 9.4% +zł979.0k | 166.7% | PS5.4x | |
| DTX DITIX | zł0.18 | 18.6% +zł542.0k | 79.6% | PS12.3x |