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Polish (WIG) Consumer Finance Industry Analysis

UpdatedMar 11, 2025
DataAggregated Company Financials
Companies6
  • 7D-1.1%
  • 3M-9.5%
  • 1Y-7.6%
  • YTD-6.4%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably FON gained 21%. Unfortunately though, the industry is down 6.8% over the past 12 months. As for the next few years, earnings are expected to grow by 6.2% per annum.

Industry Valuation and Performance

Has the Polish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 11 Mar 2025zł7.7bzł2.2bzł1.1b17.7x7.1x3.4x
Thu, 06 Feb 2025zł8.3bzł2.1bzł1.2b15.2x7x3.9x
Sat, 04 Jan 2025zł8.2bzł2.1bzł1.2b8.4x6.9x3.9x
Mon, 02 Dec 2024zł8.3bzł2.1bzł1.2b8.1x6.9x3.9x
Wed, 30 Oct 2024zł8.4bzł2.0bzł1.1b8.2x8x4.2x
Fri, 27 Sep 2024zł8.7bzł2.0bzł1.1b8.3x8.2x4.3x
Sun, 25 Aug 2024zł8.4bzł1.9bzł1.1b7.8x7.7x4.4x
Tue, 23 Jul 2024zł8.8bzł1.9bzł1.1b7.9x8.1x4.6x
Thu, 20 Jun 2024zł8.9bzł1.9bzł1.1b7.7x8.1x4.6x
Sat, 18 May 2024zł9.2bzł1.9bzł1.1b8.4x8.4x4.8x
Mon, 15 Apr 2024zł9.0bzł1.8bzł991.5m6.6x9.1x4.9x
Wed, 13 Mar 2024zł8.6bzł1.8bzł1.0b8.3x8.4x4.7x
Fri, 09 Feb 2024zł8.9bzł1.8bzł888.8m9.9x10x5x
Sun, 07 Jan 2024zł9.4bzł1.8bzł899.4m8.3x10.4x5.3x
Tue, 05 Dec 2023zł9.1bzł1.8bzł888.3m10x10.2x5.1x
Thu, 02 Nov 2023zł9.1bzł1.7bzł852.4m7.7x10.6x5.4x
Sat, 30 Sep 2023zł8.1bzł1.7bzł852.3m7.5x9.5x4.8x
Mon, 28 Aug 2023zł7.8bzł1.7bzł852.2m7.7x9.1x4.6x
Wed, 26 Jul 2023zł8.7bzł1.6bzł803.3m7.7x10.8x5.4x
Fri, 23 Jun 2023zł7.4bzł1.6bzł802.3m7.4x9.2x4.6x
Sun, 21 May 2023zł7.4bzł1.6bzł803.1m6.5x9.2x4.6x
Tue, 18 Apr 2023zł7.1bzł1.5bzł812.7m6.1x8.8x4.7x
Thu, 16 Mar 2023zł5.8bzł1.5bzł812.7m5.6x7.2x3.8x
Sat, 11 Feb 2023zł6.4bzł1.4bzł812.7m6.6x7.8x4.4x
Mon, 09 Jan 2023zł6.3bzł1.4bzł812.7m9x7.7x4.4x
Wed, 07 Dec 2022zł5.6bzł1.4bzł812.7m8.6x6.9x3.9x
Fri, 04 Nov 2022zł5.4bzł1.3bzł787.0m9.6x6.9x4x
Sun, 02 Oct 2022zł4.6bzł1.3bzł787.1m8x5.9x3.4x
Tue, 30 Aug 2022zł5.7bzł1.3bzł810.6m9.6x7x4.4x
Thu, 28 Jul 2022zł5.0bzł1.3bzł810.3m10.6x6.2x4x
Sat, 25 Jun 2022zł4.8bzł1.3bzł810.3m7.7x5.9x3.8x
Mon, 23 May 2022zł4.6bzł1.3bzł812.9m7.6x5.7x3.6x
Wed, 20 Apr 2022zł6.1bzł1.2bzł695.7m13.2x8.8x5.1x
Fri, 18 Mar 2022zł5.7bzł1.8bzł694.7m13.1x8.2x3.2x
Price to Earnings Ratio

8.2x


Total Market Cap: zł5.7bTotal Earnings: zł694.7mTotal Revenue: zł1.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Consumer Finance Industry Price to Earnings3Y Average 8.1x202320242025
Current Industry PE
  • Investors are pessimistic on the Polish Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.2x which is lower than its 3-year average PE of 8.1x.
  • The 3-year average PS ratio of 4.4x is higher than the industry's current PS ratio of 3.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 21% per year over the last three years.
  • Revenues for these companies have grown 24% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Polish Financials industry?

PL Market-0.27%
Financials0.03%
Consumer Finance-1.10%
Consumer Finance-1.10%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FON FONzł0.8020.9%
+zł8.9m
125.4%PE29.6x
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