Wierzyciel (WRL) Stock Overview
Engages in granting of loans, financing leasing, debt collection, and other financial service activities in Poland. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
WRL Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Wierzyciel S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł0.61 |
| 52 Week High | zł0.93 |
| 52 Week Low | zł0.43 |
| Beta | 0.97 |
| 1 Month Change | 13.48% |
| 3 Month Change | 10.18% |
| 1 Year Change | -20.78% |
| 3 Year Change | 40.93% |
| 5 Year Change | 14.34% |
| Change since IPO | -79.10% |
Recent News & Updates
Recent updates
Shareholder Returns
| WRL | PL Consumer Finance | PL Market | |
|---|---|---|---|
| 7D | -5.3% | -1.3% | -0.3% |
| 1Y | -20.8% | 8.3% | 33.3% |
Return vs Industry: WRL underperformed the Polish Consumer Finance industry which returned 10.7% over the past year.
Return vs Market: WRL underperformed the Polish Market which returned 34.7% over the past year.
Price Volatility
| WRL volatility | |
|---|---|
| WRL Average Weekly Movement | 8.5% |
| Consumer Finance Industry Average Movement | 4.2% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in PL Market | 10.1% |
| 10% least volatile stocks in PL Market | 3.0% |
Stable Share Price: WRL's share price has been volatile over the past 3 months compared to the Polish market.
Volatility Over Time: WRL's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of Polish stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | 5 | Krysztof Rzepka | www.wierzycielsa.pl |
Wierzyciel S.A. engages in granting of loans, financing leasing, debt collection, and other financial service activities in Poland. The company also invests in residential and commercial real estate properties. It provides its loans through a network of credit agencies.
Wierzyciel S.A. Fundamentals Summary
| WRL fundamental statistics | |
|---|---|
| Market cap | zł4.56m |
| Earnings (TTM) | -zł33.81k |
| Revenue (TTM) | zł2.67m |
Is WRL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| WRL income statement (TTM) | |
|---|---|
| Revenue | zł2.67m |
| Cost of Revenue | zł1.94m |
| Gross Profit | zł721.55k |
| Other Expenses | zł755.36k |
| Earnings | -zł33.81k |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.0045 |
| Gross Margin | 27.07% |
| Net Profit Margin | -1.27% |
| Debt/Equity Ratio | 0% |
How did WRL perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/01/21 04:02 |
| End of Day Share Price | 2026/01/21 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Wierzyciel S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.