| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
DTX Stock Overview
DITIX S.A. provides debt collection, financial intermediation, and advisory services in the field of financial services.
DITIX Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł0.17 |
| 52 Week High | zł0.28 |
| 52 Week Low | zł0.13 |
| Beta | 1.39 |
| 1 Month Change | 13.81% |
| 3 Month Change | 6.29% |
| 1 Year Change | -35.00% |
| 3 Year Change | 15.36% |
| 5 Year Change | n/a |
| Change since IPO | -88.10% |
Recent News & Updates
Shareholder Returns
| DTX | PL Consumer Finance | PL Market | |
|---|---|---|---|
| 7D | 0.9% | 6.5% | 3.7% |
| 1Y | -35.0% | -6.8% | -21.2% |
Return vs Industry: DTX underperformed the Polish Consumer Finance industry which returned -6.8% over the past year.
Return vs Market: DTX underperformed the Polish Market which returned -21.2% over the past year.
Price Volatility
| DTX volatility | |
|---|---|
| DTX Average Weekly Movement | 11.5% |
| Consumer Finance Industry Average Movement | 5.7% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in PL Market | 12.1% |
| 10% least volatile stocks in PL Market | 4.2% |
Stable Share Price: DTX is more volatile than 75% of Polish stocks over the past 3 months, typically moving +/- 12% a week.
Volatility Over Time: DTX's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of Polish stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2015 | 3 | Bogdan Dzimira | https://www.ditix.pl |
DITIX S.A. provides debt collection, financial intermediation, and advisory services in the field of financial services. The company was founded in 2015 and is based in Warsaw, Poland.
DITIX Fundamentals Summary
| DTX fundamental statistics | |
|---|---|
| Market Cap | zł3.16m |
| Earnings (TTM) | -zł177.97k |
| Revenue (TTM) | zł377.56k |
8.4x
P/S Ratio-17.8x
P/E RatioIs DTX overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DTX income statement (TTM) | |
|---|---|
| Revenue | zł377.56k |
| Cost of Revenue | zł14.82k |
| Gross Profit | zł362.75k |
| Other Expenses | zł540.71k |
| Earnings | -zł177.97k |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Nov 14, 2022
| Earnings per share (EPS) | -0.0095 |
| Gross Margin | 96.08% |
| Net Profit Margin | -47.14% |
| Debt/Equity Ratio | 5.7% |
How did DTX perform over the long term?
See historical performance and comparisonValuation
Is DTX undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Analyst Forecast
Key Valuation Metric
Which metric is best to use when looking at relative valuation for DTX?
Other financial metrics that can be useful for relative valuation.
| What is DTX's n/a Ratio? | |
|---|---|
| n/a Ratio | 0x |
| n/a | n/a |
| Market Cap | zł3.16m |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 8.6x |
| Enterprise Value/EBITDA | -28.5x |
| PEG Ratio | n/a |
Price to Book Ratio vs Peers
How does DTX's PB Ratio compare to its peers?
| DTX PB Ratio vs Peers |
|---|
| Company | PB | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 1.4x | ||
BVT BVT | 1.8x | n/a | zł2.6m |
WRL Wierzyciel | 0.5x | n/a | zł4.3m |
KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjna | 2.5x | n/a | zł13.8m |
INS Indos | 0.7x | n/a | zł23.1m |
DTX DITIX | 1.3x | n/a | zł3.2m |
Price-To-Book vs Peers: DTX is good value based on its Price-To-Book Ratio (1.3x) compared to the peer average (1.4x).
Price to Earnings Ratio vs Industry
How does DTX's PE Ratio compare vs other companies in the European Consumer Finance Industry?
Price-To-Book vs Industry: DTX is good value based on its Price-To-Book Ratio (1.3x) compared to the Polish Consumer Finance industry average (1.7x)
Price to Book Ratio vs Fair Ratio
What is DTX's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PB Ratio | 1.3x |
| Fair PB Ratio | n/a |
Price-To-Book vs Fair Ratio: Insufficient data to calculate DTX's Price-To-Book Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of DTX when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: DTX (PLN0.17) is trading above our estimate of fair value (PLN0.02)
Significantly Below Fair Value: DTX is trading above our estimate of fair value.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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Future Growth
How is DITIX forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
12.6%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as DITIX has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Discover growth companies
- Examine DITIX's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- DITIX competitive advantages and company strategy can generally be found in its financial reports archived here.
Past Performance
How has DITIX performed over the past 5 years?
Past Performance Score
0/6Past Performance Score 0/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-63.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: DTX is currently unprofitable.
Growing Profit Margin: DTX is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: DTX is unprofitable, and losses have increased over the past 5 years at a rate of 63.3% per year.
Accelerating Growth: Unable to compare DTX's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: DTX is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (35.7%).
Return on Equity
High ROE: DTX has a negative Return on Equity (-7.35%), as it is currently unprofitable.
Discover strong past performing companies
Financial Health
How is DITIX's financial position?
Financial Health Score
5/6Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: DTX's short term assets (PLN2.2M) exceed its short term liabilities (PLN270.4K).
Long Term Liabilities: DTX's short term assets (PLN2.2M) exceed its long term liabilities (PLN177.5K).
Debt to Equity History and Analysis
Debt Level: DTX's net debt to equity ratio (3.5%) is considered satisfactory.
Reducing Debt: DTX's debt to equity ratio has reduced from 69.4% to 5.7% over the past 5 years.
Debt Coverage: DTX's debt is well covered by operating cash flow (63%).
Interest Coverage: Insufficient data to determine if DTX's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Dividend
What is DITIX current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate DTX's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate DTX's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if DTX's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if DTX's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as DTX has not reported any payouts.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
3.2yrs
Average board tenure
CEO
Bogdan Dzimira
3.08yrs
Tenure
Mr. Bogdan Dzimira serves as President of Management Board at DITIX S.A. since October 14, 2020. He served as Vice President of Management Board at DITIX S.A. (formerly known as FTI Profit S.A.) since July...
Board Members
Experienced Board: DTX's board of directors are considered experienced (3.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 16.9%.
Top Shareholders
Company Information
DITIX S.A.'s employee growth, exchange listings and data sources
Key Information
- Name: DITIX S.A.
- Ticker: DTX
- Exchange: WSE
- Founded: 2015
- Industry: Consumer Finance
- Sector: Diversified Financials
- Implied Market Cap: zł3.158m
- Shares outstanding: 18.69m
- Website: https://www.ditix.pl
Number of Employees
Location
- DITIX S.A.
- ul. Zlota 59
- Warsaw
- 00-120
- Poland
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/08/14 00:00 |
| End of Day Share Price | 2022/08/12 00:00 |
| Earnings | 2021/12/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.