FFI Stock Overview
Fast Finance S.A. engages in the recovery of consumer debt portfolios acquired from regulated market participants, including banks and telecoms.
Fast Finance Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||zł0.57|
|52 Week High||zł1.47|
|52 Week Low||zł0.48|
|1 Month Change||-4.17%|
|3 Month Change||-11.54%|
|1 Year Change||-60.88%|
|3 Year Change||n/a|
|5 Year Change||-98.02%|
|Change since IPO||-99.05%|
Recent News & Updates
|FFI||PL Consumer Finance||PL Market|
Return vs Industry: FFI underperformed the Polish Consumer Finance industry which returned -15.2% over the past year.
Return vs Market: FFI underperformed the Polish Market which returned -22.5% over the past year.
|FFI Average Weekly Movement||n/a|
|Consumer Finance Industry Average Movement||6.2%|
|Market Average Movement||6.6%|
|10% most volatile stocks in PL Market||12.1%|
|10% least volatile stocks in PL Market||4.3%|
Stable Share Price: Insufficient data to determine FFI's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine FFI's volatility change over the past year.
About the Company
Fast Finance S.A. engages in the recovery of consumer debt portfolios acquired from regulated market participants, including banks and telecoms. It also operates as an issuer of corporate bonds on the catalyst market. Fast Finance S.A. was founded in 2004 and is based in Wroclaw, Poland.
Fast Finance Fundamentals Summary
|FFI fundamental statistics|
Is FFI overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FFI income statement (TTM)|
|Cost of Revenue||-zł16.00k|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Sep 23, 2022
|Earnings per share (EPS)||-0.48|
|Net Profit Margin||-9.78%|
How did FFI perform over the long term?See historical performance and comparison
Is FFI undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for FFI?
Other financial metrics that can be useful for relative valuation.
|What is FFI's n/a Ratio?|
Price to Book Ratio vs Peers
How does FFI's PB Ratio compare to its peers?
|FFI PB Ratio vs Peers|
|Company||PB||Estimated Growth||Market Cap|
KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjna
FFI Fast Finance
Price-To-Book vs Peers: FFI is good value based on its Price-To-Book Ratio (-0x) compared to the peer average (1.5x).
Price to Earnings Ratio vs Industry
How does FFI's PE Ratio compare vs other companies in the European Consumer Finance Industry?
Price-To-Book vs Industry: FFI is good value based on its Price-To-Book Ratio (-0x) compared to the Polish Consumer Finance industry average (1.7x)
Price to Book Ratio vs Fair Ratio
What is FFI's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PB Ratio||-0.02x|
|Fair PB Ratio||n/a|
Price-To-Book vs Fair Ratio: Insufficient data to calculate FFI's Price-To-Book Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of FFI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate FFI's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate FFI's fair value for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
Discover undervalued companies
- Take a look at our analysis of FFI's management and see if the CEO's compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don't know where to start, we recommend reading through Fast Finance regulatory filings.
How is Fast Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Fast Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Discover growth companies
- Fast Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
How has Fast Finance performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FFI is currently unprofitable.
Growing Profit Margin: FFI is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: FFI is unprofitable, but has reduced losses over the past 5 years at a rate of 9.2% per year.
Accelerating Growth: Unable to compare FFI's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FFI is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (27.6%).
Return on Equity
High ROE: FFI's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
Discover strong past performing companies
How is Fast Finance's financial position?
Financial Health Score0/6
Financial Health Score 0/6
Short Term Liabilities
Long Term Liabilities
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: FFI has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: FFI has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: FFI has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: FFI's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: FFI has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: FFI has less than a year of cash runway if free cash flow continues to reduce at historical rates of 46.2% each year
Discover healthy companies
What is Fast Finance current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FFI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FFI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FFI's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FFI's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as FFI has not reported any payouts.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Fast Finance has no CEO, or we have no data on them.
Experienced Board: FFI's board of directors are considered experienced (4.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Fast Finance S.A.'s employee growth, exchange listings and data sources
- Name: Fast Finance S.A.
- Ticker: FFI
- Exchange: WSE
- Founded: 2004
- Industry: Consumer Finance
- Sector: Diversified Financials
- Implied Market Cap: zł718.750k
- Shares outstanding: 1.25m
- Website: https://www.fastfinance.pl
Number of Employees
- Fast Finance S.A.
- Ul. Wolowska 20
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/05 00:00|
|End of Day Share Price||2022/08/03 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.