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Polish (WIG) Financials Sector Analysis

UpdatedDec 03, 2022
DataAggregated Company Financials
Companies77
  • 7D0.4%
  • 3M23.3%
  • 1Y-26.9%
  • YTD-27.8%

The Financials is pretty flat in the last 7 days, but BNP Paribas Bank Polska has stood out, gaining 8.4%. As for the longer term, the industry has declined 27% in the last year. Looking forward, earnings are forecast to grow by 18% annually.

Sector Valuation and Performance

Has the Polish Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 03 Dec 2022zł192.9bzł110.3bzł10.0b12.7x19.4x1.7x
Mon, 31 Oct 2022zł169.7bzł114.1bzł16.5b8.1x10.3x1.5x
Wed, 28 Sep 2022zł153.1bzł113.3bzł17.3b8.1x8.8x1.4x
Fri, 26 Aug 2022zł165.0bzł111.4bzł16.2b9.9x10.2x1.5x
Sun, 24 Jul 2022zł168.3bzł107.6bzł16.3b10.4x10.3x1.6x
Tue, 21 Jun 2022zł179.4bzł107.4bzł17.1b11x10.5x1.7x
Thu, 19 May 2022zł193.6bzł105.8bzł16.9b11.8x11.4x1.8x
Sat, 16 Apr 2022zł224.6bzł101.4bzł14.3b12.1x15.7x2.2x
Mon, 14 Mar 2022zł221.1bzł100.7bzł14.2b12.5x15.6x2.2x
Wed, 09 Feb 2022zł279.1bzł92.4bzł9.4b15.3x29.6x3x
Fri, 07 Jan 2022zł267.8bzł91.4bzł9.5b16.3x28.3x2.9x
Sun, 05 Dec 2021zł261.8bzł91.4bzł9.5b16.8x27.6x2.9x
Tue, 02 Nov 2021zł284.8bzł89.2bzł8.5b15x33.5x3.2x
Thu, 30 Sep 2021zł238.4bzł88.9bzł8.7b13.5x27.3x2.7x
Sat, 28 Aug 2021zł230.0bzł88.8bzł8.3b13.9x27.7x2.6x
Sun, 04 Jul 2021zł207.2bzł88.8bzł8.3b13.6x25x2.3x
Wed, 07 Apr 2021zł178.2bzł85.2bzł6.1b14.2x29.1x2.1x
Sat, 09 Jan 2021zł160.4bzł82.6bzł3.9b11.3x40.8x1.9x
Fri, 02 Oct 2020zł125.2bzł89.8bzł10.6b9.8x11.8x1.4x
Mon, 06 Jul 2020zł141.1bzł91.2bzł11.9b11.7x11.9x1.5x
Thu, 09 Apr 2020zł140.6bzł94.6bzł14.6b7.7x9.7x1.5x
Wed, 01 Jan 2020zł214.7bzł96.2bzł16.1b10.9x13.4x2.2x
Price to Earnings Ratio

12.5x


Total Market Cap: zł209.1bTotal Earnings: zł16.7bTotal Revenue: zł96.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Financials Sector Price to Earnings3Y Average 20.2x202020212022
Current Industry PE
  • Investors are relatively neutral on the Polish Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 20.2x.
  • The 3-year average PS ratio of 2.1x is higher than the industry's current PS ratio of 1.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 16% per year over the last three years.
  • Meanwhile revenues for these companies have grown 4.6% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Polish Financials sector?

PL Market-0.017%
Financials0.36%
Consumer Finance1.93%
Diversified Financial0.89%
Mortgage Finance0.88%
Capital Markets0.69%
Banks0.39%
Mortgage REITs0%
Insurance-0.21%
Industry PE
  • Investors are most optimistic about the Banks industry, which is trading close to its 3-year average PE ratio of 33.3x.
    • Analysts are expecting annual earnings growth of 21.4%, which is higher than its past year's earnings decline of 8.5% per year.
  • Investors are most pessimistic about the Diversified Financial industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 0.41x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 21% over the next 5 years.
  • This is better than its past earnings decline of 8.5% per year.
  • In contrast, the Capital Markets industry is expected to see its earnings decline by 3.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BNP BNP Paribas Bank Polskazł59.608.4%
+zł678.9m
-34.5%PB0.8x
ING ING Bank Slaskizł168.202.6%
+zł546.4m
-33.4%PB2.9x
BHW Bank Handlowy w Warszawiezł75.003.4%
+zł326.6m
28.0%PB1.3x
ALR Alior Bankzł35.625.1%
+zł224.6m
-38.7%PB0.9x
KRU KRUK Spólka Akcyjnazł298.002.0%
+zł112.0m
-16.1%PE7.1x
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Latest News

ALR

zł35.62

Alior Bank

7D

5.1%

1Y

-38.7%

ING

zł168.20

ING Bank Slaski

7D

2.6%

1Y

-33.4%

PEO

zł84.50

Bank Polska Kasa Opieki

7D

-2.1%

1Y

-26.4%

VOT

zł45.85

Votum

7D

8.9%

1Y

174.2%

PZU

zł31.62

Powszechny Zaklad Ubezpieczen

7D

-0.4%

1Y

-13.8%

SPL

zł270.00

Santander Bank Polska

7D

-0.3%

1Y

-23.3%

MCI

zł16.30

MCI Capital Alternatywna Spólka Inwestycyjna

7D

-1.8%

1Y

-27.2%

BNP

zł59.60

BNP Paribas Bank Polska

7D

8.4%

1Y

-34.5%

MBK

zł312.00

mBank

7D

-3.3%

1Y

-34.9%

KRU

zł298.00

KRUK Spólka Akcyjna

7D

2.0%

1Y

-16.1%

XTB

zł29.90

XTB

7D

2.7%

1Y

76.2%

MIL

zł4.57

Bank Millennium

7D

-3.7%

1Y

-46.2%

SLT

zł3.90

Saule Technologies

7D

-6.7%

1Y

-55.8%

SPK

zł1.95

SPARK VC

7D

-16.7%

1Y

4.8%