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Polish (WIG) Financials Sector Analysis
UpdatedMar 13, 2025
DataAggregated Company Financials
Companies76
- 7D2.6%
- 3M18.4%
- 1Y7.8%
- YTD21.2%
In the last week, the Financials industry is up 2.6%, with Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna leading the way with a 2.3% gain. This takes the industry's 12 month performance to a gain of 7.8%. Looking forward, earnings are forecast to grow by 4.9% annually.
Sector Valuation and Performance
Has the Polish Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 14 Mar 2025 | zł391.4b | zł163.9b | zł40.0b | 11.8x | 9.8x | 2.4x |
| Sun, 09 Feb 2025 | zł365.2b | zł163.7b | zł40.0b | 10.1x | 9.1x | 2.2x |
| Tue, 07 Jan 2025 | zł327.3b | zł163.0b | zł39.0b | 9.6x | 8.4x | 2x |
| Thu, 05 Dec 2024 | zł322.3b | zł163.0b | zł39.1b | 9.5x | 8.3x | 2x |
| Sat, 02 Nov 2024 | zł311.9b | zł160.4b | zł38.9b | 9.5x | 8x | 1.9x |
| Mon, 30 Sep 2024 | zł332.8b | zł159.1b | zł37.5b | 9.5x | 8.9x | 2.1x |
| Wed, 28 Aug 2024 | zł342.7b | zł159.6b | zł37.9b | 9.5x | 9x | 2.1x |
| Fri, 26 Jul 2024 | zł350.6b | zł158.7b | zł36.2b | 8.9x | 9.7x | 2.2x |
| Sun, 23 Jun 2024 | zł355.8b | zł158.7b | zł36.2b | 8.5x | 9.8x | 2.2x |
| Tue, 21 May 2024 | zł355.7b | zł158.1b | zł36.2b | 9.1x | 9.8x | 2.2x |
| Thu, 18 Apr 2024 | zł365.7b | zł155.7b | zł34.8b | 8.9x | 10.5x | 2.3x |
| Sat, 16 Mar 2024 | zł361.5b | zł155.8b | zł34.9b | 10.6x | 10.4x | 2.3x |
| Mon, 12 Feb 2024 | zł323.5b | zł155.9b | zł35.3b | 10.8x | 9.2x | 2.1x |
| Wed, 10 Jan 2024 | zł316.9b | zł154.5b | zł35.3b | 10.8x | 9x | 2.1x |
| Fri, 08 Dec 2023 | zł316.5b | zł154.4b | zł35.3b | 10.2x | 9x | 2x |
| Sun, 05 Nov 2023 | zł286.7b | zł141.6b | zł28.0b | 10.3x | 10.2x | 2x |
| Tue, 03 Oct 2023 | zł233.9b | zł131.1b | zł19.5b | 9.9x | 12x | 1.8x |
| Thu, 31 Aug 2023 | zł249.0b | zł127.1b | zł18.7b | 10.9x | 13.3x | 2x |
| Sat, 29 Jul 2023 | zł261.1b | zł123.4b | zł17.5b | 14.5x | 15x | 2.1x |
| Mon, 26 Jun 2023 | zł235.4b | zł123.5b | zł17.1b | 12.7x | 13.7x | 1.9x |
| Wed, 24 May 2023 | zł228.7b | zł120.8b | zł16.9b | 11.9x | 13.5x | 1.9x |
| Fri, 21 Apr 2023 | zł223.1b | zł116.6b | zł15.7b | 12.4x | 14.2x | 1.9x |
| Sun, 19 Mar 2023 | zł184.1b | zł112.7b | zł15.7b | 10x | 11.7x | 1.6x |
| Tue, 14 Feb 2023 | zł206.0b | zł111.8b | zł14.1b | 10.9x | 14.6x | 1.8x |
| Thu, 12 Jan 2023 | zł216.1b | zł110.7b | zł10.0b | 12.9x | 21.7x | 2x |
| Sat, 10 Dec 2022 | zł187.4b | zł110.3b | zł9.9b | 12.2x | 18.9x | 1.7x |
| Mon, 07 Nov 2022 | zł173.5b | zł111.7b | zł14.1b | 9.4x | 12.3x | 1.6x |
| Wed, 05 Oct 2022 | zł151.8b | zł113.3b | zł17.3b | 8x | 8.8x | 1.3x |
| Fri, 02 Sep 2022 | zł151.6b | zł112.2b | zł17.1b | 9.3x | 8.9x | 1.4x |
| Sun, 31 Jul 2022 | zł171.9b | zł109.8b | zł17.0b | 10.9x | 10.1x | 1.6x |
| Tue, 28 Jun 2022 | zł179.5b | zł107.4b | zł17.1b | 10.1x | 10.5x | 1.7x |
| Thu, 26 May 2022 | zł5.1t | zł107.2b | zł17.0b | 11.7x | 298.3x | 47.4x |
| Sat, 23 Apr 2022 | zł220.9b | zł101.4b | zł14.3b | 12.1x | 15.4x | 2.2x |
| Mon, 21 Mar 2022 | zł232.3b | zł100.8b | zł14.3b | 12.1x | 16.3x | 2.3x |
Price to Earnings Ratio
16.3x
Current Industry PE
- Investors are pessimistic on the Polish Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 9.8x which is lower than its 3-year average PE of 12.1x.
- The 3-year average PS ratio of 2.0x is lower than the industry's current PS ratio of 2.4x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 41% per year over the last three years.
- Revenues for these companies have grown 18% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Polish Financials sector?
| PL Market | 1.54% | |
| Financials | 2.58% | |
| Banks | 2.96% | |
| Consumer Finance | 1.41% | |
| Insurance | 0.95% | |
| Capital Markets | 0.27% | |
| Mortgage Finance | 0% | 0 |
| Diversified Financial | -0.88% | |
Industry PE
- Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 16.1x.
- Analysts are expecting annual earnings decline of 12.7%, which is lower than the prior year's growth of 3.1% per year.
- Investors are most pessimistic about the Diversified Financial industry, which is trading below its 3-year average of 10.9x.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 6.2% over the next 5 years.
- This is better than its past earnings decline of 18% per year.
- In contrast, the Capital Markets industry is expected to see its earnings decline by 13% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PKO Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna | zł74.02 | 2.8% +zł2.5b | 31.5% | PB1.8x | |
| ING ING Bank Slaski | zł319.50 | 3.6% +zł1.4b | 0.5% | PB2.4x | |
| MIL Bank Millennium | zł12.86 | 6.8% +zł994.8m | 24.3% | PB2x | |
| BNP BNP Paribas Bank Polska | zł105.00 | 6.3% +zł916.4m | 0% | PB1.1x | |
| MBK mBank | zł765.20 | 1.7% +zł552.5m | 7.1% | PB1.8x |