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Polish (WIG) Financials Sector Analysis
UpdatedApr 18, 2025
DataAggregated Company Financials
Companies78
- 7D5.2%
- 3M19.7%
- 1Y9.1%
- YTD25.0%
The Financials industry is up 5.2% in the last week, with Santander Bank Polska up 8.2%. This takes the industry's 12 month performance to a gain of 9.1%. Looking forward, earnings are forecast to grow by 4.0% annually.
Sector Valuation and Performance
Has the Polish Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 19 Apr 2025 | zł403.7b | zł173.0b | zł42.7b | 10.1x | 9.5x | 2.3x |
| Mon, 17 Mar 2025 | zł411.9b | zł170.6b | zł42.5b | 11.4x | 9.7x | 2.4x |
| Wed, 12 Feb 2025 | zł373.2b | zł163.7b | zł40.0b | 10.8x | 9.3x | 2.3x |
| Fri, 10 Jan 2025 | zł333.6b | zł163.0b | zł39.0b | 9.9x | 8.5x | 2x |
| Sun, 08 Dec 2024 | zł330.2b | zł163.0b | zł39.1b | 9.4x | 8.5x | 2x |
| Tue, 05 Nov 2024 | zł319.4b | zł160.5b | zł39.0b | 9.1x | 8.2x | 2x |
| Thu, 03 Oct 2024 | zł319.3b | zł159.1b | zł37.6b | 9.2x | 8.5x | 2x |
| Sat, 31 Aug 2024 | zł346.9b | zł160.1b | zł37.9b | 9.5x | 9.2x | 2.2x |
| Mon, 29 Jul 2024 | zł349.1b | zł158.8b | zł36.0b | 8.9x | 9.7x | 2.2x |
| Wed, 26 Jun 2024 | zł363.0b | zł158.7b | zł36.2b | 8.7x | 10x | 2.3x |
| Fri, 24 May 2024 | zł354.7b | zł158.4b | zł36.2b | 9x | 9.8x | 2.2x |
| Sun, 21 Apr 2024 | zł369.2b | zł155.7b | zł34.8b | 8.8x | 10.6x | 2.4x |
| Tue, 19 Mar 2024 | zł357.8b | zł155.8b | zł34.9b | 10.1x | 10.3x | 2.3x |
| Thu, 15 Feb 2024 | zł333.5b | zł155.9b | zł35.2b | 12x | 9.5x | 2.1x |
| Sat, 13 Jan 2024 | zł312.0b | zł154.5b | zł35.3b | 10.6x | 8.8x | 2x |
| Mon, 11 Dec 2023 | zł318.2b | zł154.4b | zł35.3b | 10.2x | 9x | 2.1x |
| Wed, 08 Nov 2023 | zł286.9b | zł141.6b | zł28.0b | 10.3x | 10.2x | 2x |
| Fri, 06 Oct 2023 | zł233.0b | zł131.1b | zł19.5b | 9.8x | 12x | 1.8x |
| Sun, 03 Sep 2023 | zł248.9b | zł131.3b | zł42.2b | 11.1x | 5.9x | 1.9x |
| Tue, 01 Aug 2023 | zł261.3b | zł123.7b | zł17.7b | 14.7x | 14.8x | 2.1x |
| Thu, 29 Jun 2023 | zł239.4b | zł123.5b | zł17.1b | 13.2x | 14x | 1.9x |
| Sat, 27 May 2023 | zł228.2b | zł125.5b | zł17.1b | 11.8x | 13.3x | 1.8x |
| Mon, 24 Apr 2023 | zł221.3b | zł116.6b | zł15.7b | 12.3x | 14.1x | 1.9x |
| Wed, 22 Mar 2023 | zł190.5b | zł112.6b | zł15.7b | 10.4x | 12.1x | 1.7x |
| Fri, 17 Feb 2023 | zł209.0b | zł111.8b | zł14.1b | 11x | 14.8x | 1.9x |
| Sun, 15 Jan 2023 | zł218.1b | zł110.7b | zł10.0b | 13x | 21.9x | 2x |
| Tue, 13 Dec 2022 | zł189.3b | zł110.7b | zł10.0b | 12.7x | 19x | 1.7x |
| Thu, 10 Nov 2022 | zł186.1b | zł111.8b | zł14.2b | 10.5x | 13.1x | 1.7x |
| Sat, 08 Oct 2022 | zł146.0b | zł113.3b | zł17.3b | 7.8x | 8.4x | 1.3x |
| Mon, 05 Sep 2022 | zł156.2b | zł112.2b | zł17.1b | 9.6x | 9.1x | 1.4x |
| Wed, 03 Aug 2022 | zł171.0b | zł109.8b | zł17.0b | 10.9x | 10x | 1.6x |
| Fri, 01 Jul 2022 | zł175.6b | zł107.4b | zł17.1b | 10x | 10.3x | 1.6x |
| Sun, 29 May 2022 | zł195.0b | zł107.4b | zł17.0b | 11.7x | 11.4x | 1.8x |
| Tue, 26 Apr 2022 | zł210.9b | zł101.4b | zł14.3b | 11.6x | 14.7x | 2.1x |
Price to Earnings Ratio
14.7x
Current Industry PE
- Investors are pessimistic on the Polish Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 9.5x which is lower than its 3-year average PE of 11.9x.
- The 3-year average PS ratio of 2.0x is lower than the industry's current PS ratio of 2.3x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 44% per year over the last three years.
- Revenues for these companies have grown 19% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Polish Financials sector?
| PL Market | 3.76% | |
| Financials | 5.21% | |
| Banks | 5.64% | |
| Capital Markets | 4.73% | |
| Insurance | 3.17% | |
| Consumer Finance | 1.47% | |
| Mortgage Finance | 0% | 0 |
| Diversified Financial | -1.96% | |
Industry PE
- Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 15.8x.
- Analysts are expecting annual earnings decline of 12.4%, which is less than its past year's earnings decline of 15.2%.
- Investors are most pessimistic about the Diversified Financial industry, which is trading below its 3-year average of 10.7x.
Forecasted Growth
- Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 4.8% over the next 5 years.
- However this is lower than its past earnings growth rate of 23% per year.
- In contrast, the Capital Markets industry is expected to see its earnings decline by 12% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| SPL Santander Bank Polska | zł574.40 | 8.2% +zł4.4b | 2.6% | PB1.8x | |
| PEO Bank Polska Kasa Opieki | zł176.60 | 7.4% +zł3.2b | -3.7% | PB1.5x | |
| PKO Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna | zł70.68 | 3.1% +zł2.7b | 20.1% | PB1.7x | |
| MBK mBank | zł794.40 | 7.3% +zł2.3b | 16.4% | PB1.9x | |
| ING ING Bank Slaski | zł322.00 | 4.7% +zł1.9b | 6.3% | PB2.4x |