PZU Stock Overview
Provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Powszechny Zaklad Ubezpieczen SA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł46.10 |
| 52 Week High | zł56.12 |
| 52 Week Low | zł39.15 |
| Beta | 0.54 |
| 1 Month Change | 15.39% |
| 3 Month Change | 11.00% |
| 1 Year Change | -3.39% |
| 3 Year Change | 31.79% |
| 5 Year Change | 14.39% |
| Change since IPO | 39.27% |
Recent News & Updates
Powszechny Zaklad Ubezpieczen's (WSE:PZU) Dividend Will Be Increased To PLN4.34
Aug 27
The Market Doesn't Like What It Sees From Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Earnings Yet
Aug 26Recent updates
Powszechny Zaklad Ubezpieczen's (WSE:PZU) Dividend Will Be Increased To PLN4.34
Aug 27The Market Doesn't Like What It Sees From Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Earnings Yet
Aug 26Powszechny Zaklad Ubezpieczen's (WSE:PZU) Dividend Will Be Increased To PLN4.34
Jul 22Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Increasing Its Dividend To PLN4.34
Jun 28Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Paying Out A Larger Dividend Than Last Year
Jun 14Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Increasing Its Dividend To PLN4.34
May 21Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Business And Shares Still Trailing The Market
May 07Here's Why We Think Powszechny Zaklad Ubezpieczen (WSE:PZU) Is Well Worth Watching
Mar 12Little Excitement Around Powszechny Zaklad Ubezpieczen SA's (WSE:PZU) Earnings
Jan 09Shareholder Returns
| PZU | PL Insurance | PL Market | |
|---|---|---|---|
| 7D | -0.9% | -1.1% | -2.0% |
| 1Y | -3.4% | 17.8% | -4.3% |
Return vs Industry: PZU underperformed the Polish Insurance industry which returned 17.8% over the past year.
Return vs Market: PZU matched the Polish Market which returned -4.3% over the past year.
Price Volatility
| PZU volatility | |
|---|---|
| PZU Average Weekly Movement | 3.7% |
| Insurance Industry Average Movement | 2.8% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in PL Market | 8.6% |
| 10% least volatile stocks in PL Market | 3.2% |
Stable Share Price: PZU has not had significant price volatility in the past 3 months compared to the Polish market.
Volatility Over Time: PZU's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1803 | 38,800 | Artur Olech | www.pzu.pl |
Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Life Insurance, Individual Life Insurance, Life Investment Insurance, Investments, Pension Insurance, Banking, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health, accident, and life insurance.
Powszechny Zaklad Ubezpieczen SA Fundamentals Summary
| PZU fundamental statistics | |
|---|---|
| Market cap | zł40.55b |
| Earnings (TTM) | zł5.26b |
| Revenue (TTM) | zł59.02b |
7.6x
P/E Ratio0.7x
P/S RatioIs PZU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PZU income statement (TTM) | |
|---|---|
| Revenue | zł59.02b |
| Cost of Revenue | zł25.19b |
| Gross Profit | zł33.83b |
| Other Expenses | zł28.57b |
| Earnings | zł5.26b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.09 |
| Gross Margin | 57.32% |
| Net Profit Margin | 8.91% |
| Debt/Equity Ratio | 64.9% |
How did PZU perform over the long term?
See historical performance and comparisonDividends
9.4%
Current Dividend Yield71%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 20:08 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Powszechny Zaklad Ubezpieczen SA is covered by 26 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Broadfield | Barclays |
| Kamil Kliszcz | Biuro maklerskie mBanku |
| Thomas Jacquet | BNP Paribas Exane |