Powszechny Zaklad Ubezpieczen (PZU) Stock Overview
Provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
PZU Community Fair Values
Create NarrativeSee what 37 others think this stock is worth. Follow their fair value or set your own to get alerts.
Powszechny Zaklad Ubezpieczen SA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł59.06 |
| 52 Week High | zł66.62 |
| 52 Week Low | zł39.30 |
| Beta | 0.56 |
| 1 Month Change | 6.76% |
| 3 Month Change | -6.13% |
| 1 Year Change | 45.90% |
| 3 Year Change | 116.58% |
| 5 Year Change | 145.47% |
| Change since IPO | 78.43% |
Recent News & Updates
Shareholder Returns
| PZU | PL Insurance | PL Market | |
|---|---|---|---|
| 7D | 2.6% | -1.7% | -0.2% |
| 1Y | 45.9% | 23.7% | 30.9% |
Return vs Industry: PZU exceeded the Polish Insurance industry which returned 23.7% over the past year.
Return vs Market: PZU exceeded the Polish Market which returned 30.9% over the past year.
Price Volatility
| PZU volatility | |
|---|---|
| PZU Average Weekly Movement | 3.7% |
| Insurance Industry Average Movement | 2.9% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in PL Market | 9.3% |
| 10% least volatile stocks in PL Market | 3.0% |
Stable Share Price: PZU has not had significant price volatility in the past 3 months compared to the Polish market.
Volatility Over Time: PZU's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1803 | 37,898 | Tomasz Tarkowski | www.pzu.pl |
Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Life Insurance, Individual Protective Insurance Products, Unit-Linked Life Insurance, Investments, Banking Activity, Pension Insurance, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health and accident insurance.
Powszechny Zaklad Ubezpieczen SA Fundamentals Summary
| PZU fundamental statistics | |
|---|---|
| Market cap | zł51.00b |
| Earnings (TTM) | zł6.13b |
| Revenue (TTM) | zł62.88b |
Is PZU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PZU income statement (TTM) | |
|---|---|
| Revenue | zł62.88b |
| Cost of Revenue | zł25.46b |
| Gross Profit | zł37.43b |
| Other Expenses | zł31.30b |
| Earnings | zł6.13b |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
Nov 20, 2025
| Earnings per share (EPS) | 7.09 |
| Gross Margin | 59.52% |
| Net Profit Margin | 9.74% |
| Debt/Equity Ratio | 62.6% |
How did PZU perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/03 16:50 |
| End of Day Share Price | 2025/10/31 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Powszechny Zaklad Ubezpieczen SA is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Broadfield | Barclays |
| Michal Konarski | Biuro maklerskie mBanku |
| Thomas Jacquet | BNP Paribas |