| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
MAP Stock Overview
Mapfre, S.A., engages in the insurance and reinsurance activities worldwide.
Mapfre Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.79 |
| 52 Week High | €2.01 |
| 52 Week Low | €1.58 |
| Beta | 1.07 |
| 1 Month Change | -5.58% |
| 3 Month Change | -1.99% |
| 1 Year Change | -2.37% |
| 3 Year Change | -32.71% |
| 5 Year Change | -42.90% |
| Change since IPO | -14.85% |
Recent News & Updates
Mapfre (BME:MAP) Is Paying Out A Larger Dividend Than Last Year
Mapfre, S.A. ( BME:MAP ) has announced that it will be increasing its dividend on the 31st of May to €0.069. This will...
Shareholder Returns
| MAP | ES Insurance | ES Market | |
|---|---|---|---|
| 7D | 1.3% | -2.4% | 2.0% |
| 1Y | -2.4% | -3.7% | -7.8% |
Return vs Industry: MAP matched the Spanish Insurance industry which returned -3.2% over the past year.
Return vs Market: MAP exceeded the Spanish Market which returned -7.8% over the past year.
Price Volatility
| MAP volatility | |
|---|---|
| MAP Average Weekly Movement | 3.8% |
| Insurance Industry Average Movement | 4.7% |
| Market Average Movement | 4.4% |
| 10% most volatile stocks in ES Market | 8.1% |
| 10% least volatile stocks in ES Market | 1.2% |
Stable Share Price: MAP is not significantly more volatile than the rest of Spanish stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: MAP's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1933 | 31,478 | Antonio Huertas Mejias | https://www.mapfre.com |
Mapfre, S.A., engages in the insurance and reinsurance activities worldwide. It offers life, health, accident, savings and investment, retirement, burial, and travel and leisure insurance; and homeowner’s, automobile, third-party liability, family, and other insurance. The company also provides vehicle, third-party liability and asset, agriculture and livestock, commercial establishment, and other insurance products.
Mapfre Fundamentals Summary
| MAP fundamental statistics | |
|---|---|
| Market Cap | €5.47b |
| Earnings (TTM) | €765.20m |
| Revenue (TTM) | €19.84b |
7.1x
P/E Ratio0.3x
P/S RatioIs MAP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MAP income statement (TTM) | |
|---|---|
| Revenue | €19.84b |
| Cost of Revenue | €17.48b |
| Gross Profit | €2.36b |
| Other Expenses | €1.60b |
| Earnings | €765.20m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Jul 27, 2022
| Earnings per share (EPS) | 0.25 |
| Gross Margin | 11.91% |
| Net Profit Margin | 3.86% |
| Debt/Equity Ratio | 32.0% |
How did MAP perform over the long term?
See historical performance and comparisonDividends
8.2%
Current Dividend Yield58%
Payout RatioDoes MAP pay a reliable dividends?
See MAP dividend history and benchmarks| Mapfre dividend dates | |
|---|---|
| Ex Dividend Date | May 27 2022 |
| Dividend Pay Date | May 31 2022 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 5 days |
Does MAP pay a reliable dividends?
See MAP dividend history and benchmarksValuation
Is Mapfre undervalued compared to its fair value and its price relative to the market?
Valuation Score
5/6Valuation Score 5/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
>50%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: MAP (€1.79) is trading below our estimate of fair value (€3.98)
Significantly Below Fair Value: MAP is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: MAP is good value based on its Price-To-Earnings Ratio (7.1x) compared to the European Insurance industry average (10.6x).
PE vs Market: MAP is good value based on its Price-To-Earnings Ratio (7.1x) compared to the Spanish market (18.1x).
Price to Earnings Growth Ratio
PEG Ratio: MAP is poor value based on its PEG Ratio (16.4x)
Price to Book Ratio
PB vs Industry: MAP is good value based on its Price-To-Book Ratio (0.6x) compared to the XE Insurance industry average (1.1x).
Future Growth
How is Mapfre forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Future Growth Score
1/6Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
0.4%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MAP's forecast earnings growth (0.4% per year) is below the savings rate (0.9%).
Earnings vs Market: MAP's earnings (0.4% per year) are forecast to grow slower than the Spanish market (13% per year).
High Growth Earnings: MAP's earnings are forecast to grow, but not significantly.
Revenue vs Market: MAP's revenue (6% per year) is forecast to grow faster than the Spanish market (4.3% per year).
High Growth Revenue: MAP's revenue (6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: MAP's Return on Equity is forecast to be low in 3 years time (8.5%).
Past Performance
How has Mapfre performed over the past 5 years?
Past Performance Score
3/6Past Performance Score 3/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-5.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MAP has a high level of non-cash earnings.
Growing Profit Margin: MAP's current net profit margins (3.9%) are higher than last year (2.8%).
Past Earnings Growth Analysis
Earnings Trend: MAP's earnings have declined by 5.4% per year over the past 5 years.
Accelerating Growth: MAP's earnings growth over the past year (45.3%) exceeds its 5-year average (-5.4% per year).
Earnings vs Industry: MAP earnings growth over the past year (45.3%) exceeded the Insurance industry 10.9%.
Return on Equity
High ROE: MAP's Return on Equity (10.7%) is considered low.
Financial Health
How is Mapfre's financial position?
Financial Health Score
3/6Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: MAP's short term assets (€23.5B) exceed its short term liabilities (€18.9B).
Long Term Liabilities: MAP's short term assets (€23.5B) do not cover its long term liabilities (€35.3B).
Debt to Equity History and Analysis
Debt Level: MAP has more cash than its total debt.
Reducing Debt: MAP's debt to equity ratio has increased from 19.4% to 32% over the past 5 years.
Debt Coverage: MAP's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: MAP's interest payments on its debt are well covered by EBIT (16.9x coverage).
Balance Sheet
Dividend
What is Mapfre current dividend yield, its reliability and sustainability?
Dividend Score
4/6Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
8.16%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: MAP's dividend (8.16%) is higher than the bottom 25% of dividend payers in the Spanish market (1.82%).
High Dividend: MAP's dividend (8.16%) is in the top 25% of dividend payers in the Spanish market (5.44%)
Stability and Growth of Payments
Stable Dividend: MAP's dividend payments have been volatile in the past 10 years.
Growing Dividend: MAP's dividend payments have fallen over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (58.3%), MAP's dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: MAP is paying a dividend but the company has no free cash flows.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
5.9yrs
Average management tenure
CEO
Antonio Huertas Mejias (57 yo)
10.17yrs
Tenure
€1,780,000
Compensation
Mr. Antonio Huertas Mejías serves as Chairman and Chief Executive Officer of MAPFRE SA since March 10, 2012 and has been its Director since December 29, 2006. Mr. Mejías serves as President of Fundación MA...
CEO Compensation Analysis
Compensation vs Market: Antonio's total compensation ($USD1.91M) is above average for companies of similar size in the Spanish market ($USD1.32M).
Compensation vs Earnings: Antonio's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: MAP's management team is seasoned and experienced (5.9 years average tenure).
Board Members
Experienced Board: MAP's board of directors are considered experienced (6.8 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Mapfre, S.A.'s employee growth, exchange listings and data sources
Key Information
- Name: Mapfre, S.A.
- Ticker: MAP
- Exchange: BME
- Founded: 1933
- Industry: Multi-line Insurance
- Sector: Insurance
- Implied Market Cap: €5.471b
- Shares outstanding: 3.05b
- Website: https://www.mapfre.com
Number of Employees
Location
- Mapfre, S.A.
- Carretera de Pozuelo
- Majadahonda
- Madrid
- 28222
- Spain
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/05/24 00:00 |
| End of Day Share Price | 2022/05/24 00:00 |
| Earnings | 2021/12/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.