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Apr 09
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Polish (WIG) Banks Industry Analysis
UpdatedApr 13, 2025
DataAggregated Company Financials
Companies11
- 7D4.4%
- 3M16.4%
- 1Y1.5%
- YTD19.5%
Over the last 7 days, the Banks industry has risen 4.4%, driven by gains from Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna of 3.9%. Despite this gain, the industry's performance has been flat over the past year. Looking forward, earnings are forecast to grow by 4.6% annually.
Industry Valuation and Performance
Has the Polish Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 13 Apr 2025 | zł310.8b | zł104.7b | zł34.9b | 8.9x | 8.9x | 3x |
| Tue, 11 Mar 2025 | zł315.0b | zł97.7b | zł32.3b | 9.9x | 9.8x | 3.2x |
| Thu, 06 Feb 2025 | zł289.3b | zł96.8b | zł31.1b | 9x | 9.3x | 3x |
| Sat, 04 Jan 2025 | zł264.3b | zł96.8b | zł31.1b | 9x | 8.5x | 2.7x |
| Mon, 02 Dec 2024 | zł250.0b | zł96.8b | zł31.1b | 8.2x | 8x | 2.6x |
| Wed, 30 Oct 2024 | zł266.1b | zł95.2b | zł30.7b | 9.1x | 8.7x | 2.8x |
| Fri, 27 Sep 2024 | zł273.4b | zł94.7b | zł30.1b | 9.3x | 9.1x | 2.9x |
| Sun, 25 Aug 2024 | zł281.7b | zł94.9b | zł30.3b | 9.2x | 9.3x | 3x |
| Tue, 23 Jul 2024 | zł294.8b | zł94.1b | zł28.6b | 10.7x | 10.3x | 3.1x |
| Thu, 20 Jun 2024 | zł288.2b | zł94.1b | zł28.6b | 10.2x | 10.1x | 3.1x |
| Sat, 18 May 2024 | zł283.5b | zł93.7b | zł28.6b | 9.9x | 9.9x | 3x |
| Mon, 15 Apr 2024 | zł306.2b | zł91.5b | zł27.3b | 11.7x | 11.2x | 3.3x |
| Wed, 13 Mar 2024 | zł299.9b | zł91.5b | zł27.3b | 11.5x | 11x | 3.3x |
| Fri, 09 Feb 2024 | zł263.8b | zł92.0b | zł28.0b | 9.2x | 9.4x | 2.9x |
| Sun, 07 Jan 2024 | zł251.2b | zł90.8b | zł28.3b | 8.9x | 8.9x | 2.8x |
| Tue, 05 Dec 2023 | zł254.4b | zł90.8b | zł28.3b | 8.9x | 9x | 2.8x |
| Thu, 02 Nov 2023 | zł224.4b | zł80.2b | zł20.4b | 9.8x | 11x | 2.8x |
| Sat, 30 Sep 2023 | zł180.6b | zł71.7b | zł13.3b | 9.9x | 13.6x | 2.5x |
| Mon, 28 Aug 2023 | zł189.6b | zł71.5b | zł13.2b | 10.3x | 14.4x | 2.7x |
| Wed, 26 Jul 2023 | zł204.3b | zł67.9b | zł11.6b | 14.3x | 17.6x | 3x |
| Fri, 23 Jun 2023 | zł188.1b | zł67.9b | zł11.6b | 13x | 16.2x | 2.8x |
| Sun, 21 May 2023 | zł172.2b | zł68.8b | zł11.6b | 11.9x | 14.9x | 2.5x |
| Tue, 18 Apr 2023 | zł167.1b | zł64.5b | zł10.4b | 11.8x | 16x | 2.6x |
| Thu, 16 Mar 2023 | zł145.0b | zł64.7b | zł10.2b | 10.4x | 14.3x | 2.2x |
| Sat, 11 Feb 2023 | zł158.6b | zł63.6b | zł9.0b | 11.5x | 17.5x | 2.5x |
| Mon, 09 Jan 2023 | zł165.0b | zł62.5b | zł4.9b | 13.5x | 33.7x | 2.6x |
| Wed, 07 Dec 2022 | zł147.1b | zł62.5b | zł4.9b | 12.1x | 30.1x | 2.4x |
| Fri, 04 Nov 2022 | zł137.5b | zł66.9b | zł11.3b | 7.8x | 12.1x | 2.1x |
| Sun, 02 Oct 2022 | zł112.4b | zł66.3b | zł12.3b | 6.6x | 9.1x | 1.7x |
| Tue, 30 Aug 2022 | zł119.6b | zł65.9b | zł10.8b | 7x | 11.1x | 1.8x |
| Thu, 28 Jul 2022 | zł125.7b | zł60.0b | zł10.9b | 7.4x | 11.5x | 2.1x |
| Sat, 25 Jun 2022 | zł141.6b | zł59.8b | zł11.7b | 8.4x | 12.1x | 2.4x |
| Mon, 23 May 2022 | zł150.8b | zł59.8b | zł11.7b | 9.3x | 12.9x | 2.5x |
| Wed, 20 Apr 2022 | zł179.5b | zł55.3b | zł9.1b | 12x | 19.7x | 3.2x |
Price to Earnings Ratio
19.7x
Current Industry PE
- Investors are pessimistic on the Polish Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 8.9x which is lower than its 3-year average PE of 13.2x.
- The 3-year average PS ratio of 2.7x is lower than the industry's current PS ratio of 3.0x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 56% per year over the last three years.
- Revenues for these companies have grown 24% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Polish Financials industry?
| PL Market | 2.41% | |
| Financials | 4.39% | |
| Banks | 4.40% | |
| Diversified Banks | 4.40% | |
Industry PE
- Investors are most optimistic about the Diversified Banks industry even though it's trading below its 3-year average PE ratio of 13.2x.
- Analysts are expecting annual earnings growth of 4.6%, which is lower than the prior year's growth of 22.7% per year.
- Investors are most pessimistic about the Diversified Banks industry, which is trading below its 3-year average of 13.2x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 4.6% over the next 5 years.
- However this is lower than its past earnings growth rate of 23% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 4.6% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PKO Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna | zł66.56 | 3.9% +zł3.2b | 15.2% | PB1.6x | |
| PEO Bank Polska Kasa Opieki | zł165.00 | 6.0% +zł2.4b | -8.6% | PB1.4x | |
| ING ING Bank Slaski | zł306.50 | 6.4% +zł2.4b | -10.6% | PB2.3x | |
| SPL Santander Bank Polska | zł522.00 | 4.6% +zł2.3b | -5.4% | PB1.6x | |
| MBK mBank | zł736.80 | 3.3% +zł1.0b | 7.2% | PB1.8x |