NOVINA pozyczkihipoteczne.eu S.A.'s (WSE:NOV) Business Is Yet to Catch Up With Its Share Price
Nov 12
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Polish (WIG) Diversified Financial Industry Analysis
UpdatedNov 21, 2024
DataAggregated Company Financials
Companies9
- 7D-1.4%
- 3M-9.9%
- 1Y-15.8%
- YTD-31.8%
Over the last 7 days, the Diversified Financial industry has dropped 1.8%, driven by NOVINA pozyczkihipoteczne.eu declining 13%. However, the industry is down 16% over the past year.
Industry Valuation and Performance
Has the Polish Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 21 Nov 2024 | zł466.2m | zł542.6m | zł138.0m | 8.7x | 3.4x | 0.9x |
| Sat, 19 Oct 2024 | zł455.9m | zł542.6m | zł139.0m | 8.7x | 3.3x | 0.8x |
| Mon, 16 Sep 2024 | zł497.1m | zł523.8m | zł92.0m | 9.1x | 5.4x | 0.9x |
| Wed, 14 Aug 2024 | zł506.4m | zł518.3m | zł94.8m | 9.3x | 5.3x | 1x |
| Fri, 12 Jul 2024 | zł556.9m | zł522.5m | zł108.5m | 7.2x | 5.1x | 1.1x |
| Sun, 09 Jun 2024 | zł525.3m | zł525.2m | zł114.5m | 8.3x | 4.6x | 1x |
| Tue, 07 May 2024 | zł551.7m | zł556.6m | zł109.4m | 6.4x | 5x | 1x |
| Thu, 04 Apr 2024 | zł609.9m | zł491.2m | zł136.3m | 7.2x | 4.5x | 1.2x |
| Sat, 02 Mar 2024 | zł491.4m | zł488.7m | zł137.8m | 6.8x | 3.6x | 1x |
| Mon, 29 Jan 2024 | zł658.0m | zł484.5m | zł213.6m | 7.3x | 3.1x | 1.4x |
| Wed, 27 Dec 2023 | zł503.3m | zł484.3m | zł213.6m | 5.4x | 2.4x | 1x |
| Fri, 24 Nov 2023 | zł579.9m | zł442.4m | zł78.5m | 6.6x | 7.4x | 1.3x |
| Sun, 22 Oct 2023 | zł586.9m | zł431.1m | zł81.1m | 7.2x | 7.2x | 1.4x |
| Tue, 19 Sep 2023 | zł600.2m | zł298.9m | zł7.2m | 8.8x | 83.3x | 2x |
| Thu, 17 Aug 2023 | zł685.9m | zł288.0m | zł12.5m | 8.5x | 54.8x | 2.4x |
| Sat, 15 Jul 2023 | zł723.6m | zł66.6m | -zł12,138,130.00 | 8.4x | -59.6x | 10.9x |
| Mon, 12 Jun 2023 | zł713.8m | zł302.9m | zł55.6m | 6.6x | 12.8x | 2.4x |
| Wed, 10 May 2023 | zł714.2m | zł298.5m | zł54.0m | 7x | 13.2x | 2.4x |
| Fri, 07 Apr 2023 | zł735.7m | zł300.4m | zł56.0m | 5.6x | 13.1x | 2.4x |
| Sun, 05 Mar 2023 | zł519.7m | zł269.5m | zł74.7m | 48.9x | 7x | 1.9x |
| Tue, 31 Jan 2023 | zł526.1m | zł269.5m | zł74.7m | 48.9x | 7x | 2x |
| Thu, 29 Dec 2022 | zł511.0m | zł269.5m | zł74.7m | 48.8x | 6.8x | 1.9x |
| Sat, 26 Nov 2022 | zł518.8m | zł269.1m | zł74.8m | 48.8x | 6.9x | 1.9x |
| Mon, 24 Oct 2022 | zł519.8m | zł269.1m | zł74.8m | 48.7x | 6.9x | 1.9x |
| Wed, 21 Sep 2022 | zł559.1m | zł266.8m | zł72.9m | 49.2x | 7.7x | 2.1x |
| Fri, 19 Aug 2022 | zł579.7m | zł266.8m | zł72.9m | 49x | 8x | 2.2x |
| Sun, 17 Jul 2022 | zł601.2m | zł2.6b | zł72.5m | 9.9x | 8.3x | 0.2x |
| Tue, 14 Jun 2022 | zł607.3m | zł2.6b | zł72.4m | 9.9x | 8.4x | 0.2x |
| Thu, 12 May 2022 | zł612.0m | zł2.5b | zł71.3m | 10.1x | 8.6x | 0.2x |
| Sat, 09 Apr 2022 | zł640.1m | zł2.5b | zł74.4m | 16.1x | 8.6x | 0.3x |
| Mon, 07 Mar 2022 | zł739.9m | zł2.5b | zł74.4m | 12.1x | 9.9x | 0.3x |
| Wed, 02 Feb 2022 | zł791.4m | zł2.2b | zł67.1m | 13.5x | 11.8x | 0.4x |
| Fri, 31 Dec 2021 | zł398.5m | zł2.2b | zł67.7m | 11x | 5.9x | 0.2x |
| Sun, 28 Nov 2021 | zł363.7m | zł2.2b | zł67.5m | 11.3x | 5.4x | 0.2x |
Price to Earnings Ratio
5.4x
Current Industry PE
- Investors are pessimistic on the Polish Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 3.4x which is lower than its 3-year average PE of 11.3x.
- The 3-year average PS ratio of 1.4x is higher than the industry's current PS ratio of 0.86x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have grown 37% per year over the last three years.
- Meanwhile revenues for these companies have declined 38% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Trends
Which industries have driven the changes within the Polish Financials industry?
| PL Market | -3.15% | |
| Financials | -5.26% | |
| Diversified Financial | -1.39% | |
| Transaction and Payment Processing Services | 5.42% | |
| Multi-Sector Holdings | 0% | |
| Specialized Finance | -0.40% | |
| Other Diversified Financial Services | -5.93% | |
Industry PE
- Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 43.7x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Specialized Finance industry, which is trading below its 3-year average of 70.6x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MPY mPay | zł0.39 | 7.8% +zł1.9m | -52.9% | PE77x | |
| FHD Fundusz Hipoteczny DOM | zł4.30 | 2.9% +zł1.4m | -58.3% | PB40.9x | |
| PRI Pragma Inkaso | zł3.88 | 1.8% +zł257.6k | -1.5% | PS3.3x |
