KRU Stock Overview
Engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 1/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
KRUK Spólka Akcyjna Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł418.80 |
| 52 Week High | zł487.40 |
| 52 Week Low | zł405.20 |
| Beta | 1.35 |
| 1 Month Change | 2.60% |
| 3 Month Change | -0.95% |
| 1 Year Change | -12.82% |
| 3 Year Change | 19.66% |
| 5 Year Change | 153.05% |
| Change since IPO | 904.08% |
Recent News & Updates
Improved Earnings Required Before KRUK Spólka Akcyjna (WSE:KRU) Shares Find Their Feet
Nov 27
KRUK Spólka Akcyjna's (WSE:KRU) Earnings Are Not Doing Enough For Some Investors
Aug 14Recent updates
Improved Earnings Required Before KRUK Spólka Akcyjna (WSE:KRU) Shares Find Their Feet
Nov 27KRUK Spólka Akcyjna's (WSE:KRU) Earnings Are Not Doing Enough For Some Investors
Aug 14Here's Why KRUK Spólka Akcyjna (WSE:KRU) Has Caught The Eye Of Investors
Jun 08This Is The Reason Why We Think KRUK Spólka Akcyjna's (WSE:KRU) CEO Might Be Underpaid
May 04Many Still Looking Away From KRUK Spólka Akcyjna (WSE:KRU)
Feb 11Here's Why We Think KRUK Spólka Akcyjna (WSE:KRU) Is Well Worth Watching
Dec 16Do KRUK Spólka Akcyjna's (WSE:KRU) Earnings Warrant Your Attention?
Aug 14Does KRUK Spólka Akcyjna (WSE:KRU) Deserve A Spot On Your Watchlist?
Apr 10With EPS Growth And More, KRUK Spólka Akcyjna (WSE:KRU) Makes An Interesting Case
Jan 05Here's Why We Think KRUK Spólka Akcyjna (WSE:KRU) Is Well Worth Watching
Aug 12Does KRUK Spólka Akcyjna (WSE:KRU) Deserve A Spot On Your Watchlist?
Apr 28What Type Of Shareholders Make Up KRUK Spólka Akcyjna's (WSE:KRU) Share Registry?
Feb 24Shareholder Returns
| KRU | PL Consumer Finance | PL Market | |
|---|---|---|---|
| 7D | -3.5% | -3.5% | -2.0% |
| 1Y | -12.8% | -13.2% | -4.3% |
Return vs Industry: KRU matched the Polish Consumer Finance industry which returned -12.4% over the past year.
Return vs Market: KRU underperformed the Polish Market which returned -4.5% over the past year.
Price Volatility
| KRU volatility | |
|---|---|
| KRU Average Weekly Movement | 3.2% |
| Consumer Finance Industry Average Movement | 4.6% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in PL Market | 8.6% |
| 10% least volatile stocks in PL Market | 3.2% |
Stable Share Price: KRU has not had significant price volatility in the past 3 months compared to the Polish market.
Volatility Over Time: KRU's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 3,383 | Piotr Krupa | www.pl.kruk.eu |
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. The company operates through Consumer Debts, Mortgage Debts, and Corporate Debts segments. It offers credit management services to banks, telecommunication operators, insurers, and others.
KRUK Spólka Akcyjna Fundamentals Summary
| KRU fundamental statistics | |
|---|---|
| Market cap | zł8.12b |
| Earnings (TTM) | zł1.19b |
| Revenue (TTM) | zł2.07b |
6.8x
P/E Ratio3.9x
P/S RatioIs KRU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| KRU income statement (TTM) | |
|---|---|
| Revenue | zł2.07b |
| Cost of Revenue | zł601.75m |
| Gross Profit | zł1.47b |
| Other Expenses | zł283.57m |
| Earnings | zł1.19b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 61.18 |
| Gross Margin | 70.95% |
| Net Profit Margin | 57.26% |
| Debt/Equity Ratio | 132.4% |
How did KRU perform over the long term?
See historical performance and comparisonDividends
4.3%
Current Dividend Yield29%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 06:10 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
KRUK Spólka Akcyjna is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kamil Kliszcz | Biuro maklerskie mBanku |
| Andrzej Powierza | Citigroup Inc |
| Henning Esskuchen | Erste Group Bank AG |