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Indonesian (IDX) Diversified Banks Industry Analysis

UpdatedSep 30, 2025
DataAggregated Company Financials
Companies30
  • 7D0.7%
  • 3M1.6%
  • 1Y-18.5%
  • YTDn/a

The Diversified Banks is pretty flat in the last 7 days, but Bank Permata has stood out, gaining 28%. Unfortunately though, the industry is down 21% over the past 12 months. Earnings are forecast to grow by 7.9% annually.

Industry Valuation and Performance

Has the Indonesian Diversified Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 30 Sep 2025Rp2842.1tRp595.0tRp229.3t15x12.4x4.8x
Thu, 28 Aug 2025Rp2911.6tRp592.3tRp231.6t15.7x12.6x4.9x
Sat, 26 Jul 2025Rp2863.8tRp587.5tRp235.2t17.2x12.2x4.9x
Mon, 23 Jun 2025Rp2823.3tRp586.7tRp235.0t14.6x12x4.8x
Wed, 21 May 2025Rp3066.8tRp586.7tRp235.0t15.7x13.1x5.2x
Fri, 18 Apr 2025Rp2748.2tRp579.3tRp234.4t15.4x11.7x4.7x
Sun, 16 Mar 2025Rp2817.0tRp579.1tRp234.4t16.9x12x4.9x
Tue, 11 Feb 2025Rp2916.9tRp578.3tRp234.4t16.1x12.4x5x
Thu, 09 Jan 2025Rp3071.0tRp574.0tRp235.1t17.3x13.1x5.3x
Sat, 07 Dec 2024Rp3254.4tRp573.4tRp234.8t19.6x13.9x5.7x
Mon, 04 Nov 2024Rp3430.8tRp572.5tRp235.1t19.2x14.6x6x
Wed, 02 Oct 2024Rp3547.7tRp564.2tRp229.2t19.3x15.5x6.3x
Fri, 30 Aug 2024Rp3495.8tRp563.5tRp229.0t20.3x15.3x6.2x
Sun, 28 Jul 2024Rp3353.9tRp557.5tRp227.3t17x14.8x6x
Tue, 25 Jun 2024Rp3111.1tRp544.9tRp223.8t17.4x13.9x5.7x
Thu, 23 May 2024Rp3161.9tRp545.1tRp224.0t18.1x14.1x5.8x
Sat, 20 Apr 2024Rp3399.8tRp540.6tRp222.6t16.7x15.3x6.3x
Mon, 18 Mar 2024Rp3644.6tRp540.2tRp222.5t16.8x16.4x6.7x
Wed, 14 Feb 2024Rp3540.4tRp540.3tRp222.3t17.3x15.9x6.6x
Fri, 12 Jan 2024Rp3397.6tRp539.4tRp211.6t16.8x16.1x6.3x
Sun, 10 Dec 2023Rp3133.9tRp539.4tRp211.6t14.6x14.8x5.8x
Tue, 07 Nov 2023Rp3142.9tRp533.3tRp208.0t14.7x15.1x5.9x
Thu, 05 Oct 2023Rp3186.2tRp527.1tRp205.9t14.7x15.5x6x
Sat, 02 Sep 2023Rp3236.4tRp524.8tRp205.7t16.2x15.7x6.2x
Mon, 31 Jul 2023Rp3228.6tRp519.5tRp201.3t15.5x16x6.2x
Wed, 28 Jun 2023Rp3140.4tRp514.5tRp198.4t15x15.8x6.1x
Fri, 26 May 2023Rp3101.0tRp514.6tRp198.4t15.3x15.6x6x
Sun, 23 Apr 2023Rp3032.8tRp502.0tRp190.2t14.6x15.9x6x
Tue, 21 Mar 2023Rp2896.3tRp490.6tRp186.4t14.4x15.5x5.9x
Thu, 16 Feb 2023Rp3003.4tRp491.6tRp185.3t14.6x16.2x6.1x
Sat, 14 Jan 2023Rp2741.6tRp470.4tRp180.5t14.1x15.2x5.8x
Mon, 12 Dec 2022Rp2958.5tRp475.3tRp185.6t14.5x15.9x6.2x
Wed, 09 Nov 2022Rp3022.0tRp462.9tRp171.7t15.5x17.6x6.5x
Fri, 07 Oct 2022Rp2913.9tRp446.7tRp162.3t16.8x18x6.5x
Price to Earnings Ratio

18x


Total Market Cap: Rp2913.9tTotal Earnings: Rp162.3tTotal Revenue: Rp446.7tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Diversified Banks Industry Price to Earnings3Y Average 14.7x202320242025
Current Industry PE
  • Investors are pessimistic on the Indonesian Diversified Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 12.4x which is lower than its 3-year average PE of 14.7x.
  • The 3-year average PS ratio of 5.8x is higher than the industry's current PS ratio of 4.8x.
Past Earnings Growth
  • The earnings for companies in the Diversified Banks industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 10% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indonesian Diversified Banks compare with similar industries?

ID Market1.70%
Financials0.94%
Banks0.72%
Diversified Banks0.72%
Regional Banks0.63%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BNLI Bank PermataRp5.95k28.2%
+Rp47.4t		408.5%PB4.9x
BBCA Bank Central AsiaRp7.78k0.6%
+Rp6.2t		-24.7%PB3.7x
BBSI Krom Bank IndonesiaRp4.79k19.8%
+Rp2.9t		12.2%PB5.2x
ARTO Bank JagoRp2.21k3.3%
+Rp970.3b		-27.5%PB3.5x
BBKP Bank KB IndonesiaRp78.004.0%
+Rp563.7b		21.9%PB1.7x

Latest News

BDMN
Rp2,400.00
Bank Danamon Indonesia
7D
0.8%
1Y
-7.7%
BMRI
Rp4,400.00
Bank Mandiri (Persero)
7D
-0.5%
1Y
-36.5%

Digital Transformation Will Improve Operational Efficiency And Customer Experience

Bank Mandiri (Persero) has experienced slight declines in both net profit margin and consensus revenue growth forecasts, prompting analysts to lower their fair value price target from IDR6161 to IDR5848. What's in the News Scheduled a Special/Extraordinary Shareholders Meeting at Menara Mandiri 1, Jakarta Selatan.
BBNI
Rp4,170.00
Bank Negara Indonesia (Persero)
7D
-1.0%
1Y
-22.1%

Indonesia Digital Trends And Green Bonds Will Reshape Future Lending

With both consensus revenue growth and future P/E forecasts for Bank Negara Indonesia (Persero) remaining stable, analysts have left their fair value price target effectively unchanged at IDR5119. Valuation Changes Summary of Valuation Changes for Bank Negara Indonesia (Persero) The Consensus Analyst Price Target remained effectively unchanged, at IDR5119.
BBRI
Rp3,980.00
Bank Rakyat Indonesia (Persero)
7D
-4.3%
1Y
-19.6%

Government Stimulus And Digital Adoption Will Unlock Market Opportunities

The consensus Analyst Price Target for Bank Rakyat Indonesia (Persero) has decreased, reflecting a lower Future P/E multiple amid stable profit margins, with fair value revised down to IDR4534. What's in the News Bank Rakyat Indonesia (BRI) expanded into Taiwan and East Asia by launching the BRI Taipei Branch, providing integrated financial services such as savings, financing, remittances, deposits, loans, trade finance, and treasury.
PNBN
Rp1,100.00
Bank Pan Indonesia
7D
-3.1%
1Y
-32.3%
BBTN
Rp1,290.00
Bank Tabungan Negara (Persero)
7D
-1.1%
1Y
-11.0%
BANK
Rp820.00
Bank Aladin Syariah
7D
1.9%
1Y
-3.0%
BTPN
Rp2,080.00
Bank SMBC Indonesia
7D
1.5%
1Y
-12.2%
BBKP
Rp78.00
Bank KB Indonesia
7D
4.0%
1Y
21.9%
BMAS
Rp750.00
Bank Maspion Indonesia
7D
-2.0%
1Y
-6.8%
BBHI
Rp1,480.00
Allo Bank Indonesia
7D
-1.3%
1Y
48.7%
ARTO
Rp2,210.00
Bank Jago
7D
3.3%
1Y
-27.5%
BNII
Rp210.00
Bank Maybank Indonesia
7D
-1.9%
1Y
-8.7%
BBSI
Rp4,790.00
Krom Bank Indonesia
7D
19.8%
1Y
12.2%
BNLI
Rp5,950.00
Bank Permata
7D
28.2%
1Y
408.5%
BBCA
Rp7,775.00
Bank Central Asia
7D
0.6%
1Y
-24.7%