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Indonesian (IDX) Diversified Banks Industry Analysis

UpdatedDec 27, 2025
DataAggregated Company Financials
Companies31
  • 7D-0.7%
  • 3M1.3%
  • 1Y-7.4%
  • YTDn/a

Last week, the Diversified Banks industry hasn't moved much but Bank Maspion Indonesia is up 5.4% in that time. Unfortunately though, the industry is down 7.5% over the past 12 months. As for the next few years, earnings are expected to grow by 8.3% per annum.

Industry Valuation and Performance

Has the Indonesian Diversified Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 27 Dec 2025Rp2881.2tRp605.8tRp226.6t13.7x12.7x4.8x
Mon, 24 Nov 2025Rp2955.6tRp601.4tRp225.3t14.1x13.1x4.9x
Wed, 22 Oct 2025Rp2897.9tRp596.2tRp229.3t16.8x12.6x4.9x
Fri, 19 Sep 2025Rp2840.7tRp592.7tRp231.7t15x12.3x4.8x
Sun, 17 Aug 2025Rp2956.7tRp592.3tRp231.6t15x12.8x5x
Tue, 15 Jul 2025Rp2804.0tRp587.0tRp235.0t14.2x11.9x4.8x
Thu, 12 Jun 2025Rp2965.5tRp586.7tRp235.0t15.3x12.6x5.1x
Sat, 10 May 2025Rp2866.3tRp586.7tRp235.0t15.5x12.2x4.9x
Mon, 07 Apr 2025Rp2870.5tRp579.3tRp234.5t15x12.2x5x
Wed, 05 Mar 2025Rp2815.6tRp578.6tRp234.9t16.9x12x4.9x
Fri, 31 Jan 2025Rp3068.4tRp576.7tRp236.6t16.4x13x5.3x
Sun, 29 Dec 2024Rp3103.5tRp573.4tRp234.8t17.9x13.2x5.4x
Tue, 26 Nov 2024Rp3331.5tRp573.4tRp235.0t18.4x14.2x5.8x
Thu, 24 Oct 2024Rp3548.1tRp564.3tRp229.2t20.4x15.5x6.3x
Sat, 21 Sep 2024Rp3704.3tRp564.2tRp229.3t20.1x16.2x6.6x
Mon, 19 Aug 2024Rp3430.9tRp563.5tRp228.7t19.1x15x6.1x
Wed, 17 Jul 2024Rp3310.1tRp558.8tRp227.4t17.6x14.6x5.9x
Fri, 14 Jun 2024Rp3032.0tRp544.9tRp223.8t17.1x13.5x5.6x
Sun, 12 May 2024Rp3173.1tRp544.4tRp223.8t18.6x14.2x5.8x
Tue, 09 Apr 2024Rp3487.2tRp540.6tRp222.6t16.5x15.7x6.5x
Thu, 07 Mar 2024Rp3615.6tRp540.2tRp222.5t17.3x16.3x6.7x
Sat, 03 Feb 2024Rp3434.5tRp565.4tRp223.0t17.4x15.4x6.1x
Mon, 01 Jan 2024Rp3311.7tRp539.4tRp211.6t15.4x15.6x6.1x
Wed, 29 Nov 2023Rp3178.4tRp538.6tRp211.3t15.1x15x5.9x
Fri, 27 Oct 2023Rp3106.0tRp534.8tRp207.5t14x15x5.8x
Sun, 24 Sep 2023Rp3189.8tRp527.1tRp205.9t15.4x15.5x6.1x
Tue, 22 Aug 2023Rp3230.0tRp523.9tRp204.4t16x15.8x6.2x
Thu, 20 Jul 2023Rp3184.3tRp514.6tRp198.5t13.5x16x6.2x
Sat, 17 Jun 2023Rp3121.7tRp514.5tRp198.4t15.4x15.7x6.1x
Mon, 15 May 2023Rp3005.9tRp514.0tRp197.9t14.3x15.2x5.8x
Wed, 12 Apr 2023Rp2985.5tRp491.0tRp186.3t14.5x16x6.1x
Fri, 10 Mar 2023Rp2955.1tRp488.7tRp185.5t15.4x15.9x6x
Sun, 05 Feb 2023Rp2950.4tRp479.1tRp185.5t14.6x15.9x6.2x
Tue, 03 Jan 2023Rp2926.3tRp470.4tRp180.5t14.3x16.2x6.2x
Price to Earnings Ratio

16.2x


Total Market Cap: Rp2926.3tTotal Earnings: Rp180.5tTotal Revenue: Rp470.4tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Diversified Banks Industry Price to Earnings3Y Average 14.3x20242025
Current Industry PE
  • Investors are pessimistic on the Indonesian Diversified Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 12.7x which is lower than its 3-year average PE of 14.4x.
  • The 3-year average PS ratio of 5.7x is higher than the industry's current PS ratio of 4.8x.
Past Earnings Growth
  • The earnings for companies in the Diversified Banks industry have grown 7.9% per year over the last three years.
  • Revenues for these companies have grown 8.8% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indonesian Diversified Banks compare with similar industries?

ID Market-1.20%
Financials-1.10%
Banks-1.09%
Diversified Banks-0.74%
Regional Banks-9.70%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BMAS Bank Maspion IndonesiaRp680.005.4%
+Rp633.6b		15.3%PB1.9x
MASB Bank Multiarta SentosaRp3.56k8.2%
+Rp378.5b		-2.2%PB1.2x
ARTO Bank JagoRp1.98k1.0%
+Rp277.2b		-16.1%PB3.1x
BBKP Bank KB IndonesiaRp77.001.3%
+Rp187.9b		45.3%PB1.7x
BACA Bank Capital IndonesiaRp187.005.1%
+Rp179.6b		43.8%PB0.6x

Latest News

BACA
Rp187.00
Bank Capital Indonesia
7D
5.1%
1Y
43.8%
BBNI
Rp4,270.00
Bank Negara Indonesia (Persero)
7D
-1.6%
1Y
-2.1%

BBNI: Revenue Momentum And Governance Changes Will Drive Shares Higher

Analysts have trimmed their price target for Bank Negara Indonesia (Persero) from IDR 6,000 to IDR 5,700, reflecting a slightly lower profit margin outlook and valuation multiple, partly offset by improved assumptions for revenue growth and a modestly reduced discount rate. What's in the News Bank Negara Indonesia (Persero) has scheduled a Special or Extraordinary Shareholders Meeting for December 15, 2025, at 14:00 SE Asia Standard Time to address several strategic corporate matters (company disclosure).
BMRI
Rp5,050.00
Bank Mandiri (Persero)
7D
-2.4%
1Y
-12.9%

BMRI: Lower Risk Profile Will Support Stronger Forward Market Confidence

Analysts have nudged their price target on Bank Mandiri (Persero) slightly higher, from IDR 5,463 to about IDR 5,497. This reflects marginally stronger expectations for revenue growth and valuation multiples, despite a modestly lower profit margin forecast and a slightly reduced discount rate.
PNBN
Rp1,075.00
Bank Pan Indonesia
7D
-2.3%
1Y
-42.0%
BBCA
Rp8,025.00
Bank Central Asia
7D
-0.3%
1Y
-18.1%
BBKP
Rp77.00
Bank KB Indonesia
7D
1.3%
1Y
45.3%
BRIS
Rp2,230.00
Bank Syariah Indonesia
7D
-0.4%
1Y
-19.5%
NISP
Rp1,365.00
Bank OCBC NISP
7D
0.4%
1Y
3.8%
BINA
Rp4,500.00
Bank Ina Perdana
7D
0.2%
1Y
10.3%
MEGA
Rp3,270.00
Bank Mega
7D
-0.9%
1Y
-26.0%
BNGA
Rp1,740.00
Bank CIMB Niaga
7D
-0.9%
1Y
0.9%
BTPN
Rp2,110.00
Bank SMBC Indonesia
7D
0.5%
1Y
-5.4%
ARTO
Rp1,980.00
Bank Jago
7D
1.0%
1Y
-16.1%
BMAS
Rp680.00
Bank Maspion Indonesia
7D
5.4%
1Y
15.3%
BNLI
Rp5,075.00
Bank Permata
7D
-1.5%
1Y
437.0%
MASB
Rp3,560.00
Bank Multiarta Sentosa
7D
8.2%
1Y
-2.2%