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Indonesian (IDX) Diversified Banks Industry Analysis

UpdatedDec 24, 2025
DataAggregated Company Financials
Companies31
  • 7D0.7%
  • 3M0.1%
  • 1Y-7.6%
  • YTDn/a

Last week, the Diversified Banks industry hasn't moved much but Bank Permata is up 9.1% in that time. Unfortunately though, the industry is down 7.2% over the past 12 months. As for the next few years, earnings are expected to grow by 8.0% per annum.

Industry Valuation and Performance

Has the Indonesian Diversified Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 24 Dec 2025Rp2880.1tRp605.8tRp226.6t13.7x12.7x4.8x
Fri, 21 Nov 2025Rp2970.0tRp601.4tRp225.3t14.3x13.2x4.9x
Sun, 19 Oct 2025Rp2674.2tRp596.2tRp229.3t15.8x11.7x4.5x
Tue, 16 Sep 2025Rp2863.4tRp592.7tRp231.7t15.2x12.4x4.8x
Thu, 14 Aug 2025Rp2979.4tRp592.3tRp231.6t15.1x12.9x5x
Sat, 12 Jul 2025Rp2841.6tRp587.0tRp235.0t14.3x12.1x4.8x
Mon, 09 Jun 2025Rp2932.9tRp586.7tRp235.0t15.1x12.5x5x
Wed, 07 May 2025Rp2917.6tRp586.7tRp235.2t15.7x12.4x5x
Fri, 04 Apr 2025Rp2870.5tRp579.3tRp234.5t15x12.2x5x
Sun, 02 Mar 2025Rp2674.2tRp578.4tRp234.3t16.5x11.4x4.6x
Tue, 28 Jan 2025Rp3105.6tRp576.7tRp236.6t16.6x13.1x5.4x
Thu, 26 Dec 2024Rp3106.2tRp573.4tRp234.8t18.3x13.2x5.4x
Sat, 23 Nov 2024Rp3241.3tRp573.4tRp235.0t18.7x13.8x5.7x
Mon, 21 Oct 2024Rp3589.5tRp564.3tRp229.2t20.4x15.7x6.4x
Wed, 18 Sep 2024Rp3624.0tRp564.2tRp229.3t20x15.8x6.4x
Fri, 16 Aug 2024Rp3413.9tRp563.5tRp228.7t19.2x14.9x6.1x
Sun, 14 Jul 2024Rp3335.0tRp558.8tRp227.4t17.6x14.7x6x
Tue, 11 Jun 2024Rp3095.9tRp544.9tRp223.8t17.2x13.8x5.7x
Thu, 09 May 2024Rp3173.1tRp544.4tRp223.9t19.1x14.2x5.8x
Sat, 06 Apr 2024Rp3486.6tRp540.6tRp222.6t16.5x15.7x6.4x
Mon, 04 Mar 2024Rp3576.6tRp540.8tRp222.6t17.2x16.1x6.6x
Wed, 31 Jan 2024Rp3409.0tRp540.9tRp212.7t17.2x16x6.3x
Fri, 29 Dec 2023Rp3319.2tRp539.4tRp211.6t15.4x15.7x6.2x
Sun, 26 Nov 2023Rp3190.7tRp538.6tRp211.3t15.1x15.1x5.9x
Tue, 24 Oct 2023Rp3051.5tRp529.8tRp207.3t13.7x14.7x5.8x
Thu, 21 Sep 2023Rp3187.4tRp527.1tRp205.9t15.9x15.5x6x
Sat, 19 Aug 2023Rp3234.0tRp523.9tRp204.4t16x15.8x6.2x
Mon, 17 Jul 2023Rp3188.7tRp514.6tRp198.5t14x16.1x6.2x
Wed, 14 Jun 2023Rp3145.0tRp514.5tRp198.4t15.4x15.9x6.1x
Fri, 12 May 2023Rp3013.5tRp513.5tRp197.7t14.3x15.2x5.9x
Sun, 09 Apr 2023Rp2979.8tRp490.2tRp186.3t14.3x16x6.1x
Tue, 07 Mar 2023Rp2918.1tRp489.0tRp186.1t14.2x15.7x6x
Thu, 02 Feb 2023Rp2889.8tRp479.1tRp185.5t14.6x15.6x6x
Sat, 31 Dec 2022Rp2931.3tRp470.4tRp180.5t14.3x16.2x6.2x
Price to Earnings Ratio

16.2x


Total Market Cap: Rp2931.3tTotal Earnings: Rp180.5tTotal Revenue: Rp470.4tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Diversified Banks Industry Price to Earnings3Y Average 14.4x202320242025
Current Industry PE
  • Investors are pessimistic on the Indonesian Diversified Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 12.8x which is lower than its 3-year average PE of 14.4x.
  • The 3-year average PS ratio of 5.7x is higher than the industry's current PS ratio of 4.8x.
Past Earnings Growth
  • The earnings for companies in the Diversified Banks industry have grown 7.9% per year over the last three years.
  • Revenues for these companies have grown 8.8% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indonesian Diversified Banks compare with similar industries?

ID Market-1.70%
Financials0.31%
Banks0.58%
Diversified Banks0.72%
Regional Banks-4.73%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BNLI Bank PermataRp5.08k13.0%
+Rp21.2t		437.0%PB4.1x
BBRI Bank Rakyat Indonesia (Persero)Rp3.77k0.5%
+Rp3.0t		-10.2%PB1.7x
BMRI Bank Mandiri (Persero)Rp5.05k0.5%
+Rp2.3t		-12.2%PB1.7x
BMAS Bank Maspion IndonesiaRp680.007.9%
+Rp905.1b		14.3%PB1.9x
MASB Bank Multiarta SentosaRp3.56k13.0%
+Rp574.8b		-1.7%PB1.2x

Latest News

BACA
Rp187.00
Bank Capital Indonesia
7D
9.4%
1Y
43.8%
BBNI
Rp4,270.00
Bank Negara Indonesia (Persero)
7D
-2.3%
1Y
-2.5%

BBNI: Revenue Momentum And Governance Changes Will Drive Shares Higher

Analysts have trimmed their price target for Bank Negara Indonesia (Persero) from IDR 6,000 to IDR 5,700, reflecting a slightly lower profit margin outlook and valuation multiple, partly offset by improved assumptions for revenue growth and a modestly reduced discount rate. What's in the News Bank Negara Indonesia (Persero) has scheduled a Special or Extraordinary Shareholders Meeting for December 15, 2025, at 14:00 SE Asia Standard Time to address several strategic corporate matters (company disclosure).
BBRI
Rp3,770.00
Bank Rakyat Indonesia (Persero)
7D
0.5%
1Y
-10.2%
BMRI
Rp5,050.00
Bank Mandiri (Persero)
7D
0.5%
1Y
-12.2%

BMRI: Lower Risk Profile Will Support Stronger Forward Market Confidence

Analysts have nudged their price target on Bank Mandiri (Persero) slightly higher, from IDR 5,463 to about IDR 5,497. This reflects marginally stronger expectations for revenue growth and valuation multiples, despite a modestly lower profit margin forecast and a slightly reduced discount rate.
PNBN
Rp1,075.00
Bank Pan Indonesia
7D
0.5%
1Y
-39.9%
BBKP
Rp77.00
Bank KB Indonesia
7D
-3.8%
1Y
45.3%
BRIS
Rp2,230.00
Bank Syariah Indonesia
7D
-0.9%
1Y
-18.9%
BINA
Rp4,500.00
Bank Ina Perdana
7D
1.6%
1Y
11.1%
MEGA
Rp3,270.00
Bank Mega
7D
-1.2%
1Y
-26.0%
BBSI
Rp3,900.00
Krom Bank Indonesia
7D
-2.5%
1Y
-7.1%
BDMN
Rp2,440.00
Bank Danamon Indonesia
7D
-2.0%
1Y
-4.7%
BTPN
Rp2,110.00
Bank SMBC Indonesia
7D
-2.3%
1Y
-4.5%
ARTO
Rp1,980.00
Bank Jago
7D
-2.5%
1Y
-17.2%
BMAS
Rp680.00
Bank Maspion Indonesia
7D
7.9%
1Y
14.3%
BNLI
Rp5,075.00
Bank Permata
7D
13.0%
1Y
437.0%
MASB
Rp3,560.00
Bank Multiarta Sentosa
7D
13.0%
1Y
-1.7%