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Bank Maybank Indonesia

Market Cap

Rp30.8t

Last Updated

2021/04/11 10:12 UTC

Data Sources

Company Financials

Executive Summary

PT Bank Maybank Indonesia Tbk provides general banking services in Indonesia and internationally. More Details

Rewards

PE ratio (24.3x) is below the Banks industry average (32.8x)

Risk Analysis

No risks detected for BNII from our risk checks.


Snowflake Analysis

Adequate balance sheet and slightly overvalued.

Share Price & News

How has Bank Maybank Indonesia's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: BNII is not significantly more volatile than the rest of ID stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: BNII's weekly volatility (9%) has been stable over the past year.


Market Performance


7 Day Return

8.0%

BNII

1.4%

ID Banks

0.9%

ID Market


1 Year Return

165.8%

BNII

37.1%

ID Banks

27.3%

ID Market

Return vs Industry: BNII exceeded the ID Banks industry which returned 35.5% over the past year.

Return vs Market: BNII exceeded the ID Market which returned 26.8% over the past year.


Shareholder returns

BNIIIndustryMarket
7 Day8.0%1.4%0.9%
30 Day-4.3%-7.9%-3.3%
90 Day-8.2%-4.8%-4.1%
1 Year168.1%165.8%45.1%37.1%31.7%27.3%
3 Year61.2%47.4%27.6%16.1%2.2%-6.1%
5 Year169.0%141.9%125.9%91.7%38.5%21.0%

Long-Term Price Volatility Vs. Market

How volatile is Bank Maybank Indonesia's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Bank Maybank Indonesia undervalued compared to its fair value and its price relative to the market?

24.31x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: BNII (IDR404) is trading above our estimate of fair value (IDR8.35)

Significantly Below Fair Value: BNII is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: BNII is good value based on its PE Ratio (24.3x) compared to the ID Banks industry average (32.8x).

PE vs Market: BNII is poor value based on its PE Ratio (24.3x) compared to the ID market (22.6x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BNII's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: BNII is good value based on its PB Ratio (1.1x) compared to the ID Banks industry average (1.6x).


Future Growth

How is Bank Maybank Indonesia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

24.7%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank Maybank Indonesia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Bank Maybank Indonesia performed over the past 5 years?

1.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BNII has high quality earnings.

Growing Profit Margin: BNII's current net profit margins (16.7%) are lower than last year (20.5%).


Past Earnings Growth Analysis

Earnings Trend: BNII's earnings have grown by 1.6% per year over the past 5 years.

Accelerating Growth: BNII's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BNII had negative earnings growth (-31.3%) over the past year, making it difficult to compare to the Banks industry average (-29.9%).


Return on Equity

High ROE: BNII's Return on Equity (4.7%) is considered low.


Financial Health

How is Bank Maybank Indonesia's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BNII's Assets to Equity ratio (6.4x) is low.

Allowance for Bad Loans: BNII has a low allowance for bad loans (79%).

Low Risk Liabilities: 83% of BNII's liabilities are made up of primarily low risk sources of funding.

Loan Level: BNII has an appropriate level of Loans to Assets ratio (59%).

Low Risk Deposits: BNII's Loans to Deposits ratio (84%) is appropriate.

Level of Bad Loans: BNII has a high level of bad loans (3.8%).


Dividend

What is Bank Maybank Indonesia current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate BNII's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate BNII's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if BNII's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if BNII's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: BNII is not paying a notable dividend for the ID market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of BNII's dividend in 3 years as they are not forecast to pay a notable one for the ID market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.3yrs

Average management tenure


CEO

Taswin Zakaria (52 yo)

7.08yrs

Tenure

Mr. Taswin Zakaria is President Director at PT Bank Maybank Indonesia Tbk since March 12, 2014. Mr. Zakaria has served as an Independent Commissioner for PT Bank Maybank Indonesia Tbk (“Maybank Indonesia”)...


Leadership Team

Experienced Management: BNII's management team is considered experienced (2.3 years average tenure).


Board Members

Experienced Board: BNII's board of directors are considered experienced (3.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

PT Bank Maybank Indonesia Tbk's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: PT Bank Maybank Indonesia Tbk
  • Ticker: BNII
  • Exchange: IDX
  • Founded: 1959
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: Rp30.791t
  • Shares outstanding: 76.22b
  • Website: https://www.maybank.co.id

Number of Employees


Location

  • PT Bank Maybank Indonesia Tbk
  • Sentral Senayan III
  • 26th floor
  • Jakarta
  • 10270
  • Indonesia

Listings


Biography

PT Bank Maybank Indonesia Tbk provides general banking services in Indonesia and internationally. The company operates through Global Banking, Business Banking, and Retail segments. It offers savings accou...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/11 10:12
End of Day Share Price2021/04/09 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.