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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedApr 26, 2024
DataAggregated Company Financials
Companies13
  • 7D-6.1%
  • 3M-5.6%
  • 1Y-2.9%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has dropped 2.6%, driven by BFI Finance Indonesia declining 5.5%. As for the longer term, the industry's performance has been flat for the past year. Earnings are forecast to grow by 16% annually.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 26 Apr 2024Rp47.8tRp19.6tRp5.7t9x8.4x2.4x
Sun, 24 Mar 2024Rp53.3tRp19.7tRp5.6t12.5x9.6x2.7x
Tue, 20 Feb 2024Rp50.6tRp19.8tRp5.7t11.5x8.9x2.6x
Thu, 18 Jan 2024Rp49.3tRp19.5tRp5.6t11.9x8.9x2.5x
Sat, 16 Dec 2023Rp47.5tRp19.5tRp5.6t11.9x8.5x2.4x
Mon, 13 Nov 2023Rp46.4tRp19.8tRp5.6t12.1x8.3x2.3x
Wed, 11 Oct 2023Rp46.5tRp19.4tRp5.8t11.7x8x2.4x
Fri, 08 Sep 2023Rp48.7tRp19.4tRp5.8t11.4x8.4x2.5x
Sun, 06 Aug 2023Rp51.7tRp20.2tRp5.8t11.9x8.9x2.6x
Tue, 04 Jul 2023Rp52.5tRp19.1tRp5.4t11.5x9.7x2.7x
Thu, 01 Jun 2023Rp46.2tRp19.1tRp5.4t10.1x8.5x2.4x
Sat, 29 Apr 2023Rp47.1tRp18.8tRp5.3t10.8x9x2.5x
Mon, 27 Mar 2023Rp44.5tRp18.3tRp5.0t11.7x8.9x2.4x
Wed, 22 Feb 2023Rp46.0tRp18.9tRp4.7t16.2x9.8x2.4x
Fri, 20 Jan 2023Rp40.7tRp17.3tRp4.5t15.4x9x2.4x
Sun, 18 Dec 2022Rp40.6tRp17.3tRp4.5t16.8x8.9x2.4x
Tue, 15 Nov 2022Rp41.5tRp17.1tRp4.4t21.9x9.4x2.4x
Thu, 13 Oct 2022Rp39.4tRp16.2tRp3.9t17.8x10.1x2.4x
Sat, 10 Sep 2022Rp41.1tRp16.2tRp3.9t18x10.6x2.5x
Mon, 08 Aug 2022Rp42.6tRp16.7tRp3.9t19.1x11x2.5x
Wed, 06 Jul 2022Rp38.8tRp15.4tRp3.5t23.9x11x2.5x
Fri, 03 Jun 2022Rp40.0tRp15.4tRp3.5t27.2x11.4x2.6x
Sun, 01 May 2022Rp43.7tRp14.4tRp3.1t22.2x13.9x3x
Tue, 29 Mar 2022Rp45.4tRp15.1tRp3.1t17.8x14.8x3x
Thu, 24 Feb 2022Rp43.8tRp15.2tRp2.9t22.9x14.9x2.9x
Sat, 22 Jan 2022Rp42.6tRp14.3tRp2.5t24.1x17x3x
Mon, 20 Dec 2021Rp39.4tRp14.1tRp2.4t22.5x16.6x2.8x
Wed, 17 Nov 2021Rp39.4tRp14.2tRp2.4t20.1x16.8x2.8x
Fri, 15 Oct 2021Rp37.3tRp14.0tRp2.1t24.3x17.6x2.7x
Sun, 12 Sep 2021Rp39.3tRp13.9tRp2.1t22.5x18.6x2.8x
Tue, 10 Aug 2021Rp39.4tRp13.9tRp2.1t22.9x18.6x2.8x
Mon, 03 May 2021Rp33.4tRp13.4tRp1.4t19.9x23.8x2.5x
Price to Earnings Ratio

23.8x


Total Market Cap: Rp33.4tTotal Earnings: Rp1.4tTotal Revenue: Rp13.4tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 12.4x202220232024
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.5x which is lower than its 3-year average PE of 12.4x.
  • The industry is trading close to its 3-year average PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 59% per year over the last three years.
  • Revenues for these companies have grown 13% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indonesian Consumer Finance compare with similar industries?

ID Market0.59%
Financials-0.44%
Consumer Finance-6.15%
Consumer Finance-6.15%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ADMF Adira Dinamika Multi FinanceRp12.43k1.4%
+Rp175.0b		23.0%PE6.4x
VRNA Mizuho Leasing IndonesiaRp94.006.8%
+Rp34.1b		2.2%PE8.7x
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Latest News

BFIN

Rp995.00

BFI Finance Indonesia

7D

-15.3%

1Y

-24.6%

ADMF

Rp12,425.00

Adira Dinamika Multi Finance

7D

1.4%

1Y

23.0%

WOMF

Rp386.00

Wahana Ottomitra Multiartha

7D

-2.0%

1Y

17.0%

TIFA

Rp388.00

KDB Tifa Finance

7D

-3.0%

1Y

-11.8%

BPFI

Rp374.00

Woori Finance Indonesia

7D

-2.6%

1Y

21.4%

HDFA

Rp92.00

Radana Bhaskara Finance

7D

-4.2%

1Y

-43.6%

IMJS

Rp240.00

Indomobil Multi Jasa

7D

-4.0%

1Y

-45.0%

BBLD

Rp575.00

Buana Finance

7D

-3.4%

1Y

11.7%

VRNA

Rp94.00

Mizuho Leasing Indonesia

7D

6.8%

1Y

2.2%

MFIN

Rp3,180.00

Mandala Multifinance

7D

-0.6%

1Y

64.8%