Header cover image

Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedDec 08, 2023
DataAggregated Company Financials
Companies13
  • 7D0.03%
  • 3M-1.0%
  • 1Y14.9%
  • YTD16.4%

Over the last 7 days, the Consumer Finance industry has dropped 1.5%, driven by BFI Finance Indonesia declining 3.0%. Meanwhile, KDB Tifa Finance actually outperformed within the industry, gaining 7.5% in the last week. In the past year, the industry has gained 15%. As for the next few years, earnings are expected to grow by 14% per annum.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 09 Dec 2023Rp47.6tRp19.4tRp5.6t11.7x8.5x2.5x
Mon, 06 Nov 2023Rp45.8tRp19.4tRp5.7t12.6x8.1x2.4x
Wed, 04 Oct 2023Rp46.7tRp19.4tRp5.8t11.8x8x2.4x
Fri, 01 Sep 2023Rp49.2tRp19.4tRp5.8t11.8x8.5x2.5x
Sun, 30 Jul 2023Rp52.6tRp19.8tRp5.9t11.9x9x2.7x
Tue, 27 Jun 2023Rp51.8tRp19.1tRp5.4t11x9.6x2.7x
Thu, 25 May 2023Rp44.8tRp19.2tRp5.4t10x8.3x2.3x
Sat, 22 Apr 2023Rp46.5tRp18.4tRp5.1t11x9x2.5x
Mon, 20 Mar 2023Rp44.0tRp18.0tRp4.7t13.8x9.4x2.4x
Wed, 15 Feb 2023Rp44.4tRp17.3tRp4.5t14.7x9.8x2.6x
Fri, 13 Jan 2023Rp40.2tRp17.3tRp4.5t15.1x8.8x2.3x
Sun, 11 Dec 2022Rp41.1tRp17.3tRp4.5t16.7x9.1x2.4x
Tue, 08 Nov 2022Rp41.4tRp17.3tRp4.4t22.4x9.4x2.4x
Thu, 06 Oct 2022Rp40.5tRp16.2tRp3.9t19x10.4x2.5x
Sat, 03 Sep 2022Rp42.1tRp16.2tRp3.9t15.2x10.8x2.6x
Mon, 01 Aug 2022Rp41.3tRp16.0tRp3.7t18.2x11.2x2.6x
Wed, 29 Jun 2022Rp39.3tRp15.4tRp3.5t24.3x11.1x2.6x
Fri, 27 May 2022Rp39.0tRp15.2tRp3.5t22.9x11.3x2.6x
Sun, 24 Apr 2022Rp42.9tRp14.4tRp3.1t21.9x13.6x3x
Tue, 22 Mar 2022Rp46.0tRp15.0tRp2.9t18.7x15.9x3.1x
Thu, 17 Feb 2022Rp42.6tRp10.2tRp1.5t33.2x27.8x4.2x
Sat, 15 Jan 2022Rp44.8tRp14.3tRp2.5t25.2x17.9x3.1x
Mon, 13 Dec 2021Rp38.5tRp14.1tRp2.4t22.6x16.2x2.7x
Wed, 10 Nov 2021Rp38.6tRp14.2tRp2.3t20.6x16.5x2.7x
Fri, 08 Oct 2021Rp37.1tRp14.0tRp2.1t24.5x17.5x2.7x
Sun, 05 Sep 2021Rp42.1tRp13.9tRp2.1t23.1x19.9x3x
Tue, 03 Aug 2021Rp36.4tRp13.9tRp2.1t23x17.2x2.6x
Fri, 07 May 2021Rp33.4tRp13.4tRp1.4t19.9x23.8x2.5x
Mon, 08 Feb 2021Rp31.7tRp14.7tRp1.9t17.5x16.3x2.2x
Price to Earnings Ratio

16.2x


Total Market Cap: Rp31.4tTotal Earnings: Rp1.9tTotal Revenue: Rp14.7tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 13.5x20222023
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.5x which is lower than its 3-year average PE of 13.5x.
  • The industry is trading close to its 3-year average PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 42% per year over the last three years.
  • Revenues for these companies have grown 9.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indonesian Consumer Finance compare with similar industries?

ID Market1.46%
Financials-0.47%
Consumer Finance0.026%
Consumer Finance0.026%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TIFA KDB Tifa FinanceRp600.009.1%
+Rp177.6b		23.0%PE40.1x
CFIN PT. Clipan Finance IndonesiaRp525.005.4%
+Rp107.6b		64.1%PE2.2x
MFIN Mandala MultifinanceRp2.93k0.3%
+Rp26.5b		72.4%PE15.6x
WOMF Wahana Ottomitra MultiarthaRp368.000.5%
+Rp7.0b		39.4%PE5.9x
BPFI Woori Finance IndonesiaRp450.000.4%
+Rp5.3b		-35.3%PE18.9x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
Download on the App StoreGet it on Google Play
Popular Markets
USAUUKINCAZA
About UsCareersPlansLogin
Help CenterLatest CoveragePodcastsAffiliate ProgramBusiness & Enterprise
Financial Services GuideTerms and ConditionsPrivacy Policy
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

WOMF

Rp368.00

Wahana Ottomitra Multiartha

7D

0.5%

1Y

39.4%

HDFA

Rp101.00

Radana Bhaskara Finance

7D

-4.7%

1Y

-32.7%

TIFA

Rp600.00

KDB Tifa Finance

7D

9.1%

1Y

23.0%

BFIN

Rp1,125.00

BFI Finance Indonesia

7D

-3.0%

1Y

1.8%

TRUS

Rp396.00

Trust Finance Indonesia

7D

-2.9%

1Y

1.5%

IMJS

Rp306.00

Indomobil Multi Jasa

7D

-1.9%

1Y

2.7%

CFIN

Rp525.00

PT. Clipan Finance Indonesia

7D

5.4%

1Y

64.1%

BPFI

Rp450.00

Woori Finance Indonesia

7D

0.4%

1Y

-35.3%

BBLD

Rp695.00

Buana Finance

7D

-7.9%

1Y

15.8%

ADMF

Rp10,600.00

Adira Dinamika Multi Finance

7D

-0.9%

1Y

20.1%

MFIN

Rp2,930.00

Mandala Multifinance

7D

0.3%

1Y

72.4%

VRNA

Rp87.00

Mizuho Leasing Indonesia

7D

-1.1%

1Y

-21.6%