Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedMar 25, 2026
DataAggregated Company Financials
Companies13
  • 7D0%
  • 3M-7.3%
  • 1Y-8.9%
  • YTD-8.2%

The Consumer Finance industry has stayed flat over the last week. As for the longer term, the industry has declined 8.9% in the last year. Earnings are forecast to grow by 8.7% annually.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 25 Mar 2026Rp29.9tRp19.3tRp3.8t7.7x7.9x1.5x
Fri, 20 Feb 2026Rp32.1tRp17.8tRp3.6t9.9x8.9x1.8x
Sun, 18 Jan 2026Rp33.2tRp17.8tRp3.6t10.7x9.2x1.9x
Tue, 16 Dec 2025Rp33.1tRp17.8tRp3.6t10.8x9.2x1.9x
Thu, 13 Nov 2025Rp33.0tRp19.4tRp3.6t9.6x9.2x1.7x
Sat, 11 Oct 2025Rp32.7tRp17.7tRp3.7t9.5x9x1.9x
Mon, 08 Sep 2025Rp36.5tRp19.3tRp4.2t10.2x8.7x1.9x
Wed, 06 Aug 2025Rp36.9tRp19.4tRp4.2t8.9x8.8x1.9x
Fri, 04 Jul 2025Rp47.0tRp19.3tRp4.2t8.8x11.1x2.4x
Sun, 01 Jun 2025Rp50.1tRp19.3tRp4.2t10.7x11.9x2.6x
Tue, 29 Apr 2025Rp57.9tRp19.4tRp4.4t9.9x13.1x3x
Thu, 27 Mar 2025Rp47.8tRp19.3tRp4.4t8.1x10.9x2.5x
Sat, 22 Feb 2025Rp48.8tRp19.5tRp4.5t8.8x10.9x2.5x
Mon, 20 Jan 2025Rp47.5tRp19.8tRp4.8t9.2x10x2.4x
Wed, 18 Dec 2024Rp50.2tRp19.7tRp4.9t9.8x10.2x2.5x
Fri, 15 Nov 2024Rp50.3tRp19.8tRp4.9t9.8x10.2x2.5x
Sun, 13 Oct 2024Rp47.4tRp19.6tRp4.9t10x9.7x2.4x
Tue, 10 Sep 2024Rp44.6tRp19.6tRp4.9t9.9x9.1x2.3x
Thu, 08 Aug 2024Rp43.1tRp19.6tRp4.9t10x8.8x2.2x
Sat, 06 Jul 2024Rp43.0tRp19.4tRp5.4t8.8x7.9x2.2x
Mon, 03 Jun 2024Rp45.3tRp19.4tRp5.4t9x8.3x2.3x
Wed, 01 May 2024Rp45.8tRp19.4tRp5.5t8.9x8.3x2.4x
Fri, 29 Mar 2024Rp53.5tRp19.7tRp5.6t12.9x9.6x2.7x
Sun, 25 Feb 2024Rp52.7tRp19.8tRp5.7t12.3x9.3x2.7x
Tue, 23 Jan 2024Rp50.0tRp19.5tRp5.6t12.2x9x2.6x
Thu, 21 Dec 2023Rp47.1tRp19.5tRp5.6t12x8.5x2.4x
Sat, 18 Nov 2023Rp46.3tRp19.8tRp5.6t12.1x8.3x2.3x
Mon, 16 Oct 2023Rp46.7tRp19.4tRp5.8t12.2x8x2.4x
Wed, 13 Sep 2023Rp48.4tRp19.4tRp5.8t11.5x8.3x2.5x
Fri, 11 Aug 2023Rp51.2tRp19.5tRp5.8t12.1x8.8x2.6x
Sun, 09 Jul 2023Rp50.9tRp19.1tRp5.4t11.4x9.4x2.7x
Tue, 06 Jun 2023Rp45.7tRp19.1tRp5.4t10.3x8.5x2.4x
Thu, 04 May 2023Rp47.5tRp18.7tRp5.3t10.6x9x2.5x
Sat, 01 Apr 2023Rp44.7tRp18.3tRp5.0t11.7x9x2.4x
Price to Earnings Ratio

9x


Total Market Cap: Rp44.7tTotal Earnings: Rp5.0tTotal Revenue: Rp18.3tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 9.3x202420252026
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.9x which is lower than its 3-year average PE of 9.3x.
  • The 3-year average PS ratio of 2.3x is higher than the industry's current PS ratio of 1.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 8.6% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Indonesian Financials industry?

ID Market0%0
Financials0%0
Consumer Finance0%0
Consumer Finance0%0
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
No data available

Latest News