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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedDec 07, 2021
DataAggregated Company Financials
Companies14
  • 7D2.5%
  • 3M-3.8%
  • 1Y34.9%
  • YTD18.4%

Over the last 7 days, the Consumer Finance industry has dropped 4.4%, driven by a decline by BFI Finance Indonesia of 5.8%. This takes the industry's 12 month performance to a gain of 35%.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPE
Thu, 09 Dec 2021Rp38.0tRp14.1tRp2.4t21.7x
Sat, 06 Nov 2021Rp38.7tRp15.3tRp2.3t20.6x
Mon, 04 Oct 2021Rp37.2tRp14.0tRp2.1t24.6x
Wed, 01 Sep 2021Rp40.9tRp13.9tRp2.1t23x
Thu, 08 Jul 2021Rp36.0tRp13.9tRp2.1t23.6x
Wed, 31 Mar 2021Rp33.1tRp13.4tRp1.4t19.8x
Sat, 02 Jan 2021Rp31.4tRp14.7tRp1.9t17.7x
Tue, 06 Oct 2020Rp26.2tRp16.8tRp2.0t18.6x
Fri, 10 Jul 2020Rp22.9tRp17.6tRp3.0t11.9x
Thu, 02 Apr 2020Rp22.2tRp18.8tRp4.0t9.9x
Sun, 05 Jan 2020Rp31.6tRp18.6tRp4.1t11.5x
Wed, 09 Oct 2019Rp34.7tRp17.2tRp4.5t7.8x
Tue, 02 Jul 2019Rp36.3tRp17.5tRp4.6t10.9x
Fri, 05 Apr 2019Rp39.2tRp17.3tRp4.4t10.8x
Mon, 07 Jan 2019Rp38.4tRp17.1tRp4.3t9.7x
PE Ratio

9.7x

Total Market Cap: Rp38.4tTotal Earnings: Rp4.3tTotal Revenue: Rp17.1t0%0%0%3 Year10 Year
20202021

Current Industry PE: Investors are more optimistic on the industry, considering it's trading at a PE ratio of 21.7x which is higher than its 3-year average PE of 14.5x. It appears they are confident that earnings will grow faster in the future than they have historically.

Past Earnings Growth: The earnings for companies in the Consumer Finance industry have declined 16% per year over the last three years, and revenues have also declined 6.7% per year. This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the Indonesian Consumer Finance industry?

Consumer Finance2.45%

Industry PE: Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 14.5x. This is likely because analysts are expecting annual earnings growth of 23%, which is higher than its past year's earnings decline of 31% per year.

Forecasted Growth: Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 23% over the next 5 years. This is better than its past earnings decline of 31% per year.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company7D1YValuation
BFIN BFI Finance Indonesia5.8%+Rp823.0b147.5%PE15.5x
VRNA Verena Multi Finance13.3%+Rp130.8b88.5%PE37.1x
MFIN Mandala Multifinance3.8%+Rp106.0b2.3%PE12x
ADMF Adira Dinamika Multi Finance1.3%+Rp100.0b-10.3%PE8.1x
TIFA KDB Tifa Finance9.9%+Rp81.0b94.2%PE79.2x
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