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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedJul 26, 2024
DataAggregated Company Financials
Companies13
  • 7D0.2%
  • 3M-7.1%
  • 1Y-20.7%
  • YTD-11.8%

Last week, the Consumer Finance industry hasn't moved much but Mandala Multifinance is up 4.5% in that time. Unfortunately though, the industry is down 21% over the past 12 months. As for the next few years, earnings are expected to grow by 17% per annum.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 26 Jul 2024Rp42.4tRp19.4tRp5.4t8.9x7.8x2.2x
Sun, 23 Jun 2024Rp43.2tRp19.4tRp5.4t9.1x8x2.2x
Tue, 21 May 2024Rp46.3tRp19.5tRp5.4t9x8.5x2.4x
Thu, 18 Apr 2024Rp50.3tRp19.6tRp5.7t9.3x8.9x2.6x
Sat, 16 Mar 2024Rp52.9tRp19.7tRp5.6t12.6x9.5x2.7x
Mon, 12 Feb 2024Rp50.3tRp19.5tRp5.6t11.7x9.1x2.6x
Wed, 10 Jan 2024Rp48.5tRp19.5tRp5.6t11.9x8.7x2.5x
Fri, 08 Dec 2023Rp47.6tRp19.4tRp5.6t11.7x8.5x2.5x
Sun, 05 Nov 2023Rp45.8tRp19.7tRp5.7t12.6x8.1x2.3x
Tue, 03 Oct 2023Rp46.7tRp19.4tRp5.8t11.8x8x2.4x
Thu, 31 Aug 2023Rp49.1tRp19.4tRp5.8t11.8x8.4x2.5x
Sat, 29 Jul 2023Rp52.6tRp19.8tRp5.9t11.9x9x2.7x
Mon, 26 Jun 2023Rp48.4tRp19.1tRp5.4t10.3x8.9x2.5x
Wed, 24 May 2023Rp45.2tRp19.1tRp5.4t9.7x8.4x2.4x
Fri, 21 Apr 2023Rp46.5tRp18.3tRp5.0t11x9.2x2.5x
Sun, 19 Mar 2023Rp44.0tRp18.0tRp4.7t13.8x9.4x2.4x
Tue, 14 Feb 2023Rp44.5tRp17.3tRp4.5t15.2x9.8x2.6x
Thu, 12 Jan 2023Rp40.2tRp17.3tRp4.5t14.8x8.9x2.3x
Sat, 10 Dec 2022Rp41.1tRp17.3tRp4.5t16.7x9.1x2.4x
Mon, 07 Nov 2022Rp40.8tRp17.3tRp4.4t22.1x9.2x2.4x
Wed, 05 Oct 2022Rp40.6tRp16.2tRp3.9t18.5x10.4x2.5x
Fri, 02 Sep 2022Rp42.1tRp16.2tRp3.9t15.3x10.8x2.6x
Sun, 31 Jul 2022Rp41.3tRp16.0tRp3.7t18.2x11.2x2.6x
Tue, 28 Jun 2022Rp39.2tRp15.4tRp3.5t24.8x11.1x2.6x
Thu, 26 May 2022Rp39.0tRp15.2tRp3.5t22.9x11.3x2.6x
Sat, 23 Apr 2022Rp42.9tRp14.4tRp3.1t21.9x13.6x3x
Mon, 21 Mar 2022Rp45.1tRp15.0tRp2.9t17.8x15.6x3x
Wed, 16 Feb 2022Rp42.8tRp14.3tRp2.5t23.8x17.1x3x
Fri, 14 Jan 2022Rp44.9tRp14.3tRp2.5t25.2x17.9x3.1x
Sun, 12 Dec 2021Rp38.5tRp14.1tRp2.4t22.6x16.2x2.7x
Tue, 09 Nov 2021Rp38.6tRp14.2tRp2.3t20.6x16.5x2.7x
Thu, 07 Oct 2021Rp36.6tRp14.0tRp2.1t24.7x17.3x2.6x
Sat, 04 Sep 2021Rp42.1tRp13.9tRp2.1t23.1x19.9x3x
Mon, 02 Aug 2021Rp36.3tRp13.9tRp2.1t23.1x17.2x2.6x
Price to Earnings Ratio

17.2x


Total Market Cap: Rp36.3tTotal Earnings: Rp2.1tTotal Revenue: Rp13.9tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 11.2x202220232024
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.8x which is lower than its 3-year average PE of 11.2x.
  • The 3-year average PS ratio of 2.6x is higher than the industry's current PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 37% per year over the last three years.
  • Revenues for these companies have grown 12% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indonesian Financials industry?

ID Market-1.21%
Financials-0.45%
Consumer Finance0.16%
Consumer Finance0.16%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TIFA KDB Tifa FinanceRp490.0032.4%
+Rp426.3b		12.4%PE29.6x
MFIN Mandala MultifinanceRp3.25k4.5%
+Rp371.0b		16.1%PE23.6x
ADMF Adira Dinamika Multi FinanceRp12.03k0.6%
+Rp75.0b		-4.0%PE6.1x
BPFI Woori Finance IndonesiaRp350.006.1%
+Rp53.5b		-24.2%PE11x
BBLD Buana FinanceRp655.004.0%
+Rp41.1b		-24.7%PE10.3x
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Latest News

TIFA

Rp490.00

KDB Tifa Finance

7D

32.4%

1Y

12.4%

BFIN

Rp805.00

BFI Finance Indonesia

7D

-4.2%

1Y

-37.1%

POLA

Rp10.00

Pool Advista Finance

7D

11.1%

1Y

-80.0%

BPFI

Rp350.00

Woori Finance Indonesia

7D

6.1%

1Y

-24.2%

IMJS

Rp170.00

Indomobil Multi Jasa

7D

-5.0%

1Y

-49.4%

HDFA

Rp89.00

Radana Bhaskara Finance

7D

-1.1%

1Y

-39.5%

CFIN

Rp412.00

PT. Clipan Finance Indonesia

7D

-12.3%

1Y

-39.9%

ADMF

Rp12,025.00

Adira Dinamika Multi Finance

7D

0.6%

1Y

-4.0%

IBFN

Rp5.00

Intan Baru Prana

7D

150.0%

1Y

-75.0%

MFIN

Rp3,250.00

Mandala Multifinance

7D

4.5%

1Y

16.1%

VRNA

Rp90.00

Mizuho Leasing Indonesia

7D

1.1%

1Y

-2.2%

BBLD

Rp655.00

Buana Finance

7D

4.0%

1Y

-24.7%