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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedSep 23, 2023
DataAggregated Company Financials
Companies13
  • 7D-1.8%
  • 3M-3.3%
  • 1Y10.5%
  • YTD14.4%

Over the last 7 days, the Consumer Finance industry has dropped 1.8%, driven by a pullback from BFI Finance Indonesia of 4.3%. This takes the industry's 12 month performance to a gain of 10%. Looking forward, earnings are forecast to grow by 21% annually.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 23 Sep 2023Rp46.8tRp19.4tRp5.8t11.4x8.1x2.4x
Mon, 21 Aug 2023Rp51.0tRp19.4tRp5.8t11.6x8.8x2.6x
Wed, 19 Jul 2023Rp52.5tRp19.1tRp5.4t12.4x9.7x2.7x
Fri, 16 Jun 2023Rp50.0tRp19.1tRp5.4t10.7x9.2x2.6x
Sun, 14 May 2023Rp46.1tRp18.8tRp5.3t10x8.8x2.5x
Tue, 11 Apr 2023Rp46.7tRp18.3tRp5.0t11.3x9.3x2.5x
Thu, 09 Mar 2023Rp46.1tRp17.9tRp4.7t15.6x9.7x2.6x
Sat, 04 Feb 2023Rp43.3tRp17.3tRp4.5t15.3x9.6x2.5x
Mon, 02 Jan 2023Rp40.1tRp17.3tRp4.5t16.2x8.8x2.3x
Wed, 30 Nov 2022Rp41.9tRp17.2tRp4.5t20.2x9.3x2.4x
Fri, 28 Oct 2022Rp40.6tRp16.7tRp4.0t22.7x10.2x2.4x
Sun, 25 Sep 2022Rp41.9tRp16.2tRp3.9t17.1x10.8x2.6x
Tue, 23 Aug 2022Rp40.8tRp16.2tRp3.9t15.7x10.5x2.5x
Thu, 21 Jul 2022Rp40.5tRp15.4tRp3.5t23.7x11.4x2.6x
Sat, 18 Jun 2022Rp38.3tRp15.4tRp3.5t27.2x10.9x2.5x
Mon, 16 May 2022Rp38.7tRp14.9tRp3.4t22.4x11.5x2.6x
Wed, 13 Apr 2022Rp44.0tRp15.4tRp3.1t21.9x14x2.9x
Fri, 11 Mar 2022Rp43.5tRp15.0tRp2.9t19.9x14.8x2.9x
Sun, 06 Feb 2022Rp43.6tRp14.3tRp2.5t24.5x17.5x3.1x
Tue, 04 Jan 2022Rp41.3tRp14.3tRp2.5t18.4x16.6x2.9x
Thu, 02 Dec 2021Rp37.0tRp14.0tRp2.4t21.7x15.5x2.6x
Sat, 30 Oct 2021Rp38.0tRp14.1tRp2.3t20.3x16.8x2.7x
Mon, 27 Sep 2021Rp39.2tRp14.0tRp2.1t22.4x18.5x2.8x
Wed, 25 Aug 2021Rp39.5tRp13.9tRp2.1t22.4x18.7x2.9x
Thu, 01 Jul 2021Rp36.0tRp13.9tRp2.1t23.6x17x2.6x
Sun, 04 Apr 2021Rp33.1tRp13.4tRp1.4t19.8x23.6x2.5x
Wed, 06 Jan 2021Rp31.4tRp14.7tRp1.9t17.7x16.2x2.1x
Sat, 10 Oct 2020Rp26.2tRp16.8tRp2.0t18.6x13.1x1.6x
Price to Earnings Ratio

13.1x


Total Market Cap: Rp26.2tTotal Earnings: Rp2.0tTotal Revenue: Rp16.8tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 13.9x202120222023
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.1x which is lower than its 3-year average PE of 13.9x.
  • The industry is trading close to its 3-year average PS ratio of 2.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 43% per year over the last three years.
  • Revenues for these companies have grown 5.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indonesian Financials industry?

ID Market0.48%
Financials0.45%
Consumer Finance-1.78%
Consumer Finance-1.78%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MFIN Mandala MultifinanceRp2.87k0.7%
+Rp53.0b		64.5%PE13x
BPFI Woori Finance IndonesiaRp472.004.0%
+Rp48.1b		-29.6%PE18.7x
IMJS Indomobil Multi JasaRp336.000.6%
+Rp17.3b		12.8%PE18.9x
WOMF Wahana Ottomitra MultiarthaRp364.001.1%
+Rp13.9b		29.1%PE6.2x
IBFN Intan Baru PranaRp33.0026.9%
+Rp10.6b		n/aPE-0.8x
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Latest News

HDFA

Rp112.00

Radana Bhaskara Finance

7D

-0.9%

1Y

-32.5%

IMJS

Rp336.00

Indomobil Multi Jasa

7D

0.6%

1Y

12.8%

WOMF

Rp364.00

Wahana Ottomitra Multiartha

7D

1.1%

1Y

29.1%

TIFA

Rp430.00

KDB Tifa Finance

7D

-0.9%

1Y

-12.6%

CFIN

Rp560.00

PT. Clipan Finance Indonesia

7D

-5.1%

1Y

73.9%

BPFI

Rp472.00

Woori Finance Indonesia

7D

4.0%

1Y

-29.6%

BBLD

Rp635.00

Buana Finance

7D

-7.3%

1Y

28.5%

MFIN

Rp2,870.00

Mandala Multifinance

7D

0.7%

1Y

64.5%

VRNA

Rp89.00

Mizuho Leasing Indonesia

7D

-1.1%

1Y

-31.5%

BFIN

Rp1,100.00

BFI Finance Indonesia

7D

-4.3%

1Y

-5.6%

TRUS

Rp378.00

Trust Finance Indonesia

7D

2.2%

1Y

-10.8%