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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedJun 25, 2024
DataAggregated Company Financials
Companies13
  • 7D3.0%
  • 3M-20.1%
  • 1Y-17.7%
  • YTD-11.2%

In the last week, the Consumer Finance industry is up 3.0%, with BFI Finance Indonesia up 12%. In the past year, the industry is down 18%. Earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 25 Jun 2024Rp42.7tRp19.4tRp5.4t8.9x7.9x2.2x
Thu, 23 May 2024Rp47.1tRp19.5tRp5.4t9.2x8.7x2.4x
Sat, 20 Apr 2024Rp48.9tRp19.6tRp5.7t9.3x8.6x2.5x
Mon, 18 Mar 2024Rp52.9tRp19.7tRp5.6t12.5x9.5x2.7x
Wed, 14 Feb 2024Rp50.8tRp19.5tRp5.6t11.4x9.1x2.6x
Fri, 12 Jan 2024Rp48.8tRp19.5tRp5.6t12x8.8x2.5x
Sun, 10 Dec 2023Rp47.4tRp19.5tRp5.6t11.8x8.5x2.4x
Tue, 07 Nov 2023Rp45.8tRp19.4tRp5.7t12.7x8.1x2.4x
Thu, 05 Oct 2023Rp46.7tRp19.4tRp5.8t12.1x8x2.4x
Sat, 02 Sep 2023Rp48.9tRp19.4tRp5.8t11.4x8.4x2.5x
Mon, 31 Jul 2023Rp52.6tRp19.3tRp5.9t11.9x9x2.7x
Wed, 28 Jun 2023Rp52.4tRp19.1tRp5.4t11.3x9.7x2.7x
Fri, 26 May 2023Rp44.8tRp19.2tRp5.4t10x8.3x2.3x
Sun, 23 Apr 2023Rp46.5tRp18.4tRp5.1t11x9x2.5x
Tue, 21 Mar 2023Rp43.5tRp18.0tRp4.7t13.5x9.3x2.4x
Thu, 16 Feb 2023Rp44.5tRp17.3tRp4.5t14.8x9.8x2.6x
Sat, 14 Jan 2023Rp40.1tRp17.3tRp4.5t14.9x8.8x2.3x
Mon, 12 Dec 2022Rp41.1tRp17.3tRp4.5t16.7x9.1x2.4x
Wed, 09 Nov 2022Rp41.4tRp17.3tRp4.4t22.4x9.4x2.4x
Fri, 07 Oct 2022Rp40.5tRp16.2tRp3.9t19x10.4x2.5x
Sun, 04 Sep 2022Rp42.0tRp16.2tRp3.9t15.2x10.8x2.6x
Tue, 02 Aug 2022Rp41.4tRp16.1tRp3.7t18.9x11.2x2.6x
Thu, 30 Jun 2022Rp40.4tRp15.4tRp3.5t24.1x11.4x2.6x
Sat, 28 May 2022Rp38.6tRp15.3tRp3.5t22.9x11x2.5x
Mon, 25 Apr 2022Rp42.9tRp14.4tRp3.1t21.9x13.6x3x
Wed, 23 Mar 2022Rp46.1tRp15.0tRp2.9t18.5x15.9x3.1x
Fri, 18 Feb 2022Rp43.2tRp10.2tRp1.5t33x28.2x4.3x
Sun, 16 Jan 2022Rp44.4tRp14.3tRp2.5t25.2x17.8x3.1x
Tue, 14 Dec 2021Rp38.3tRp14.1tRp2.4t23x16.1x2.7x
Thu, 11 Nov 2021Rp38.8tRp14.2tRp2.3t20.3x16.5x2.7x
Sat, 09 Oct 2021Rp37.1tRp14.0tRp2.1t24.4x17.5x2.7x
Mon, 06 Sep 2021Rp40.9tRp13.9tRp2.1t23x19.4x3x
Wed, 04 Aug 2021Rp37.3tRp13.9tRp2.1t22.6x17.6x2.7x
Price to Earnings Ratio

17x


Total Market Cap: Rp36.0tTotal Earnings: Rp2.1tTotal Revenue: Rp13.9tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 11.5x202220232024
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.9x which is lower than its 3-year average PE of 11.5x.
  • The 3-year average PS ratio of 2.6x is higher than the industry's current PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 37% per year over the last three years.
  • Revenues for these companies have grown 12% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indonesian Financials industry?

ID Market2.44%
Financials3.96%
Consumer Finance3.02%
Consumer Finance3.02%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BFIN BFI Finance IndonesiaRp865.006.8%
+Rp827.2b
-39.5%PE8.7x
ADMF Adira Dinamika Multi FinanceRp11.90k0.6%
+Rp75.0b
4.6%PE6.1x
CFIN PT. Clipan Finance IndonesiaRp496.003.3%
+Rp63.8b
-10.6%PE2.5x
WOMF Wahana Ottomitra MultiarthaRp360.002.9%
+Rp34.8b
0.6%PE5.3x
BBLD Buana FinanceRp615.001.7%
+Rp16.5b
-7.5%PE9.6x
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Latest News

BFIN

Rp865.00

BFI Finance Indonesia

7D

6.8%

1Y

-39.5%

TRUS

Rp388.00

Trust Finance Indonesia

7D

-5.8%

1Y

-11.0%

POLA

Rp8.00

Pool Advista Finance

7D

-20.0%

1Y

-84.0%

BPFI

Rp324.00

Woori Finance Indonesia

7D

1.3%

1Y

1.3%

IMJS

Rp148.00

Indomobil Multi Jasa

7D

-8.6%

1Y

-59.3%

HDFA

Rp88.00

Radana Bhaskara Finance

7D

1.1%

1Y

-39.3%

CFIN

Rp496.00

PT. Clipan Finance Indonesia

7D

3.3%

1Y

-10.6%

MFIN

Rp3,100.00

Mandala Multifinance

7D

-1.0%

1Y

11.1%

WOMF

Rp360.00

Wahana Ottomitra Multiartha

7D

2.9%

1Y

0.6%

VRNA

Rp85.00

Mizuho Leasing Indonesia

7D

-1.2%

1Y

-7.6%

BBLD

Rp615.00

Buana Finance

7D

1.7%

1Y

-7.5%