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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedFeb 06, 2025
DataAggregated Company Financials
Companies13
  • 7D1.0%
  • 3M-4.2%
  • 1Y-0.03%
  • YTD-2.2%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Mandala Multifinance gained 6.3%. Furthermore, the industry has been flat for the past year as well. Looking forward, earnings are forecast to grow by 12% annually.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 06 Feb 2025Rp49.9tRp19.8tRp4.8t9.1x10.5x2.5x
Sat, 04 Jan 2025Rp49.9tRp19.7tRp4.9t9.8x10.2x2.5x
Mon, 02 Dec 2024Rp50.7tRp19.7tRp4.9t9.6x10.3x2.6x
Wed, 30 Oct 2024Rp53.4tRp20.7tRp4.9t9.9x10.8x2.6x
Fri, 27 Sep 2024Rp47.7tRp19.6tRp4.9t10.4x9.8x2.4x
Sun, 25 Aug 2024Rp44.5tRp19.6tRp4.9t10.4x9.1x2.3x
Tue, 23 Jul 2024Rp43.0tRp19.4tRp5.4t9x7.9x2.2x
Thu, 20 Jun 2024Rp41.9tRp19.4tRp5.4t8.5x7.7x2.2x
Sat, 18 May 2024Rp46.1tRp19.5tRp5.5t9x8.4x2.4x
Mon, 15 Apr 2024Rp52.6tRp19.6tRp5.6t9.4x9.3x2.7x
Wed, 13 Mar 2024Rp52.4tRp19.7tRp5.6t12.6x9.4x2.7x
Fri, 09 Feb 2024Rp50.3tRp19.5tRp5.6t11.7x9.1x2.6x
Sun, 07 Jan 2024Rp48.2tRp19.5tRp5.6t12x8.7x2.5x
Tue, 05 Dec 2023Rp47.8tRp19.8tRp5.6t11.9x8.5x2.4x
Thu, 02 Nov 2023Rp45.1tRp19.4tRp5.7t11.9x8x2.3x
Sat, 30 Sep 2023Rp47.3tRp19.4tRp5.8t11.7x8.1x2.4x
Mon, 28 Aug 2023Rp49.5tRp19.4tRp5.8t11.7x8.5x2.5x
Wed, 26 Jul 2023Rp53.5tRp19.1tRp5.4t11.8x9.9x2.8x
Fri, 23 Jun 2023Rp48.6tRp19.1tRp5.4t10.4x9x2.5x
Sun, 21 May 2023Rp45.9tRp19.2tRp5.4t10.1x8.5x2.4x
Tue, 18 Apr 2023Rp46.5tRp18.4tRp5.0t11.2x9.3x2.5x
Thu, 16 Mar 2023Rp44.4tRp18.1tRp4.7t15.1x9.4x2.5x
Sat, 11 Feb 2023Rp43.5tRp17.3tRp4.5t15.1x9.6x2.5x
Mon, 09 Jan 2023Rp39.9tRp17.3tRp4.5t16x8.8x2.3x
Wed, 07 Dec 2022Rp41.2tRp17.3tRp4.5t17.3x9.1x2.4x
Fri, 04 Nov 2022Rp41.0tRp18.4tRp4.4t21.9x9.4x2.2x
Sun, 02 Oct 2022Rp39.9tRp16.2tRp3.9t16.6x10.2x2.5x
Tue, 30 Aug 2022Rp41.4tRp16.2tRp3.9t15.9x10.7x2.6x
Thu, 28 Jul 2022Rp40.2tRp15.4tRp3.5t23.6x11.3x2.6x
Sat, 25 Jun 2022Rp38.5tRp15.4tRp3.5t24.7x11x2.5x
Mon, 23 May 2022Rp39.5tRp15.0tRp3.3t18x11.8x2.6x
Wed, 20 Apr 2022Rp43.4tRp14.4tRp3.1t21.9x13.8x3x
Fri, 18 Mar 2022Rp44.5tRp15.0tRp2.9t17.3x15.3x3x
Sun, 13 Feb 2022Rp42.9tRp14.3tRp2.5t23.7x17.2x3x
Price to Earnings Ratio

17.2x


Total Market Cap: Rp42.9tTotal Earnings: Rp2.5tTotal Revenue: Rp14.3tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 9.9x202320242025
Current Industry PE
  • Investors are relatively neutral on the Indonesian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 9.9x.
  • The industry is trading close to its 3-year average PS ratio of 2.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 24% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indonesian Financials industry?

ID Market-1.47%
Financials-2.72%
Consumer Finance0.96%
Consumer Finance0.96%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MFIN Mandala MultifinanceRp3.56k6.3%
+Rp1.1t		116.1%PE43.9x
TRUS Trust Finance IndonesiaRp830.007.1%
+Rp44.0b		117.3%PE23.1x
BPFI Woori Finance IndonesiaRp288.001.4%
+Rp10.7b		-26.5%PE9.1x
WOMF Wahana Ottomitra MultiarthaRp354.000.6%
+Rp7.0b		-1.7%PE5x
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7D

-3.6%

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-8.0%

IBFN

Rp15.00

Intan Baru Prana

7D

-11.8%

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IMJS

Rp144.00

Indomobil Multi Jasa

7D

-2.7%

1Y

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BFIN

Rp855.00

BFI Finance Indonesia

7D

-3.4%

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CFIN

Rp308.00

PT. Clipan Finance Indonesia

7D

-3.1%

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TRUS

Rp830.00

Trust Finance Indonesia

7D

7.1%

1Y

117.3%

MFIN

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Mandala Multifinance

7D

6.3%

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116.1%

BBLD

Rp615.00

Buana Finance

7D

-4.7%

1Y

16.0%

WOMF

Rp354.00

Wahana Ottomitra Multiartha

7D

0.6%

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-1.7%

BPFI

Rp288.00

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7D

1.4%

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7D

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