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Indonesian (IDX) Financials Sector Analysis

UpdatedFeb 16, 2025
DataAggregated Company Financials
Companies106
  • 7D-2.0%
  • 3M-11.0%
  • 1Y-18.4%
  • YTD-6.8%

Over the last 7 days, the Financials industry has dropped 2.0%, driven by a pullback from Bank Central Asia of 4.0%. On the other hand Bank Permata is actually up 23%. However, the industry is down 18% over the past year. Looking forward, earnings are forecast to grow by 9.3% annually.

Sector Valuation and Performance

Has the Indonesian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 16 Feb 2025Rp3285.5tRp712.4tRp251.3t18.3x13.1x4.6x
Tue, 14 Jan 2025Rp3383.3tRp672.3tRp248.2t19.5x13.6x5x
Thu, 12 Dec 2024Rp3705.7tRp724.8tRp253.4t19.3x14.6x5.1x
Sat, 09 Nov 2024Rp3723.5tRp725.0tRp253.8t19.8x14.7x5.1x
Mon, 07 Oct 2024Rp3843.0tRp712.0tRp243.3t19.8x15.8x5.4x
Wed, 04 Sep 2024Rp3845.8tRp711.2tRp243.1t19.6x15.8x5.4x
Fri, 02 Aug 2024Rp3682.8tRp707.5tRp241.7t19.2x15.2x5.2x
Sun, 30 Jun 2024Rp3549.6tRp703.8tRp240.4t17.8x14.8x5x
Tue, 28 May 2024Rp3511.9tRp703.6tRp240.5t18.4x14.6x5x
Thu, 25 Apr 2024Rp3736.8tRp703.7tRp241.4t19.1x15.5x5.3x
Sat, 23 Mar 2024Rp4003.2tRp670.1tRp241.1t17.7x16.6x6x
Mon, 19 Feb 2024Rp3982.9tRp671.0tRp241.2t17.7x16.5x5.9x
Wed, 17 Jan 2024Rp3815.1tRp665.5tRp229.8t17.8x16.6x5.7x
Fri, 15 Dec 2023Rp3594.5tRp666.9tRp229.6t17.9x15.7x5.4x
Sun, 12 Nov 2023Rp3425.5tRp666.4tRp229.3t16.9x14.9x5.1x
Tue, 10 Oct 2023Rp3495.7tRp655.2tRp224.3t16.4x15.6x5.3x
Thu, 07 Sep 2023Rp3600.5tRp655.3tRp224.5t17.2x16x5.5x
Sat, 05 Aug 2023Rp3618.6tRp653.9tRp222.3t18.4x16.3x5.5x
Mon, 03 Jul 2023Rp3511.4tRp646.3tRp216.5t17.6x16.2x5.4x
Wed, 31 May 2023Rp3475.9tRp646.2tRp216.4t17.8x16.1x5.4x
Fri, 28 Apr 2023Rp3445.8tRp644.2tRp211.8t19.2x16.3x5.3x
Sun, 26 Mar 2023Rp3370.0tRp634.0tRp206.0t14.4x16.4x5.3x
Tue, 21 Feb 2023Rp3384.2tRp635.5tRp218.3t16.8x15.5x5.3x
Thu, 19 Jan 2023Rp3193.2tRp613.7tRp213.1t15.2x15x5.2x
Sat, 17 Dec 2022Rp3377.2tRp618.6tRp218.2t18.3x15.5x5.5x
Mon, 14 Nov 2022Rp3435.6tRp605.4tRp203.8t21.2x16.9x5.7x
Wed, 12 Oct 2022Rp3256.0tRp580.0tRp186.6t23.5x17.4x5.6x
Fri, 09 Sep 2022Rp3336.5tRp577.5tRp187.8t23.4x17.8x5.8x
Sun, 07 Aug 2022Rp3226.2tRp603.4tRp200.0t25x16.1x5.3x
Tue, 05 Jul 2022Rp2915.6tRp577.0tRp182.6t23.9x16x5.1x
Thu, 02 Jun 2022Rp3263.9tRp581.5tRp182.5t29.2x17.9x5.6x
Sat, 30 Apr 2022Rp3464.1tRp572.4tRp176.2t23.7x19.7x6.1x
Mon, 28 Mar 2022Rp3305.8tRp566.1tRp168.6t23.5x19.6x5.8x
Wed, 23 Feb 2022Rp3301.3tRp561.1tRp163.1t24.6x20.2x5.9x
Price to Earnings Ratio

20.2x


Total Market Cap: Rp3301.3tTotal Earnings: Rp163.1tTotal Revenue: Rp561.1tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Financials Sector Price to Earnings3Y Average 16.1x202320242025
Current Industry PE
  • Investors are pessimistic on the Indonesian Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 13.1x which is lower than its 3-year average PE of 16.1x.
  • The 3-year average PS ratio of 5.4x is higher than the industry's current PS ratio of 4.4x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 16% per year over the last three years.
  • Revenues for these companies have grown 10% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indonesian Financials sector?

ID Market-1.65%
Financials-2.00%
Diversified Financial10.24%
Insurance1.00%
Consumer Finance0.60%
Mortgage Finance0%0
Mortgage REITs0%0
Capital Markets-0.77%
Banks-2.26%
Industry PE
  • Investors are most optimistic about the Diversified Financial industry which is trading above its 3-year average PE ratio.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Capital Markets industry, which is trading below its 3-year average of 22.7x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 12% over the next 5 years.
  • This is better than its past earnings decline of 4.8% per year.
  • In contrast, the Capital Markets industry is expected to see its earnings decline by 4.9% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BNLI Bank PermataRp1.63k23.0%
+Rp11.0t
74.3%PB1.4x
BBNI Bank Negara Indonesia (Persero)Rp4.37k2.3%
+Rp3.7t
-27.2%PB1x
CASA Capital Financial IndonesiaRp690.0010.4%
+Rp3.5t
-5.5%PE463.2x
MFIN Mandala MultifinanceRp3.68k5.4%
+Rp966.4b
124.1%PE45.8x
NOBU Bank NationalnobuRp635.007.6%
+Rp336.5b
-26.2%PB1.3x
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Latest News

BBTN

Rp975.00

Bank Tabungan Negara (Persero)

7D

1.0%

1Y

-28.6%

BBNI

Rp4,370.00

Bank Negara Indonesia (Persero)

7D

2.3%

1Y

-27.2%

BBRI

Rp3,860.00

Bank Rakyat Indonesia (Persero)

7D

-4.2%

1Y

-37.2%

BBCA

Rp8,975.00

Bank Central Asia

7D

-4.0%

1Y

-9.8%

BNII

Rp200.00

Bank Maybank Indonesia

7D

1.0%

1Y

-20.6%

PNBN

Rp1,745.00

Bank Pan Indonesia

7D

-4.1%

1Y

57.9%

PNLF

Rp372.00

Panin Financial

7D

-7.9%

1Y

40.9%

NOBU

Rp635.00

Bank Nationalnobu

7D

7.6%

1Y

-26.2%

MCAS

Rp1,385.00

M Cash Integrasi

7D

33.2%

1Y

-58.0%

ARTO

Rp1,920.00

Bank Jago

7D

-9.4%

1Y

-35.1%

BNLI

Rp1,630.00

Bank Permata

7D

23.0%

1Y

74.3%

MFIN

Rp3,680.00

Mandala Multifinance

7D

5.4%

1Y

124.1%

BRIS

Rp2,980.00

Bank Syariah Indonesia

7D

-1.3%

1Y

27.9%

BMAS

Rp464.00

Bank Maspion Indonesia

7D

-9.9%

1Y

-12.5%

CASA

Rp690.00

Capital Financial Indonesia

7D

10.4%

1Y

-5.5%