PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. More Details
Adequate balance sheet with questionable track record.
Share Price & News
How has Bank Sinarmas's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BSIM is more volatile than 75% of ID stocks over the past 3 months, typically moving +/- 14% a week.
Volatility Over Time: BSIM's weekly volatility has increased from 9% to 14% over the past year.
7 Day Return
1 Year Return
Return vs Industry: BSIM matched the ID Banks industry which returned 35.5% over the past year.
Return vs Market: BSIM exceeded the ID Market which returned 26.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bank Sinarmas's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Bank Sinarmas undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate BSIM's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate BSIM's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: BSIM is poor value based on its PE Ratio (123.3x) compared to the ID Banks industry average (32.8x).
PE vs Market: BSIM is poor value based on its PE Ratio (123.3x) compared to the ID market (22.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BSIM's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BSIM is overvalued based on its PB Ratio (2x) compared to the ID Banks industry average (1.6x).
How is Bank Sinarmas forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank Sinarmas has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Bank Sinarmas performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BSIM has high quality earnings.
Growing Profit Margin: BSIM became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: BSIM's earnings have declined by 33.6% per year over the past 5 years.
Accelerating Growth: BSIM has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: BSIM has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (-29.9%).
Return on Equity
High ROE: BSIM's Return on Equity (1.6%) is considered low.
How is Bank Sinarmas's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BSIM's Assets to Equity ratio (6.5x) is low.
Allowance for Bad Loans: BSIM has a low allowance for bad loans (66%).
Low Risk Liabilities: 96% of BSIM's liabilities are made up of primarily low risk sources of funding.
Loan Level: BSIM has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: BSIM's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: BSIM has a high level of bad loans (8%).
What is Bank Sinarmas's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BSIM's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BSIM's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BSIM's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BSIM's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BSIM's dividend in 3 years as they are not forecast to pay a notable one for the ID market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frenky Tirtowijoyo Susilo (43 yo)
Mr. Frenky Tirtowijoyo Susilo is President Director of PT Bank Sinarmas Tbk and serves as its Director since 2015. He began his career at Legacy Texas Bank as Senior Banking Officer and Credit Analyst in 1...
Experienced Management: BSIM's management team is seasoned and experienced (5.4 years average tenure).
Experienced Board: BSIM's board of directors are considered experienced (7.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PT Bank Sinarmas Tbk's company bio, employee growth, exchange listings and data sources
- Name: PT Bank Sinarmas Tbk
- Ticker: BSIM
- Exchange: IDX
- Founded: 1989
- Industry: Regional Banks
- Sector: Banks
- Market Cap: Rp11.578t
- Shares outstanding: 17.28b
- Website: https://www.banksinarmas.com
Number of Employees
- PT Bank Sinarmas Tbk
- Sinar Mas Land Plaza
- Menara 1 Lt. 1 & 2
- Jakarta Raya
PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. The company operates through Marketing and Credit, Treasury, and Trade Finance segments. It is involved in treasury activit...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/11 10:25|
|End of Day Share Price||2021/04/09 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.