Bank Sinarmas Balance Sheet Health
Financial Health criteria checks 6/6
Bank Sinarmas has total assets of IDR52,635.0B and total equity of IDR7,826.8B. Total deposits are IDR42,489.4B, and total loans are IDR15,185.2B.
Key information
6.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp42.49t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp9.33t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BSIM's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: BSIM has a sufficient allowance for bad loans (649%).
Low Risk Liabilities: 95% of BSIM's liabilities are made up of primarily low risk sources of funding.
Loan Level: BSIM has an appropriate level of Loans to Assets ratio (29%).
Low Risk Deposits: BSIM's Loans to Deposits ratio (36%) is appropriate.
Level of Bad Loans: BSIM has an appropriate level of bad loans (1.5%).