PT Bank Sinarmas Tbk

IDX:BSIM Stock Report

Market Cap: Rp16.2t

Bank Sinarmas Past Earnings Performance

Past criteria checks 1/6

Bank Sinarmas has been growing earnings at an average annual rate of 30%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 13.9% per year. Bank Sinarmas's return on equity is 1.7%, and it has net margins of 3.1%.

Key information

30.0%

Earnings growth rate

30.1%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate13.9%
Return on equity1.7%
Net Margin3.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Sinarmas makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:BSIM Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,703,62984,4472,554,7300
30 Jun 242,582,81992,9982,479,2940
31 Mar 242,424,05578,7642,363,8610
31 Dec 232,309,30375,7962,249,6300
30 Sep 232,819,417258,0022,169,8730
30 Jun 232,694,093213,2372,118,0370
31 Mar 232,643,135211,6902,112,6150
31 Dec 222,586,102221,1602,084,2190
30 Sep 222,591,889205,8052,110,0460
30 Jun 222,910,281432,8542,063,8750
31 Mar 222,570,649172,1452,006,0370
31 Dec 212,488,066127,7481,976,4340
30 Sep 211,867,442126,6491,939,6350
30 Jun 211,625,055-90,5181,930,7690
31 Mar 211,849,394122,7631,938,4510
31 Dec 201,874,009118,5221,964,1020
30 Sep 201,523,35692,9761,955,7130
30 Jun 201,409,99436,8221,904,4180
31 Mar 201,190,305-85,4071,829,1380
31 Dec 191,211,5026,7521,717,8290
30 Sep 191,740,311-195,0771,628,5110
30 Jun 191,671,204-152,9281,578,8140
31 Mar 191,873,70257,8721,531,6960
31 Dec 181,796,42450,4721,502,4240
30 Sep 182,177,543383,1941,473,8700
30 Jun 182,187,329420,7761,443,0510
31 Mar 182,087,963352,1171,431,4170
31 Dec 172,029,274318,9231,407,4160
30 Sep 171,909,333245,2561,375,1880
30 Jun 172,047,489303,4841,425,4300
31 Mar 172,158,933353,0881,475,1600
31 Dec 162,194,503370,6511,500,2240
30 Sep 162,139,971337,7951,509,0090
30 Jun 161,974,898301,3531,415,5340
31 Mar 161,786,210239,8461,321,2440
31 Dec 151,619,286185,1531,232,6410
30 Sep 151,505,768197,2891,131,4740
30 Jun 151,340,603147,6651,043,4480
31 Mar 151,281,330165,644973,2260
31 Dec 141,203,368154,932911,2700
30 Sep 141,157,520170,978864,0340
30 Jun 141,167,099188,299851,3700
31 Mar 141,118,207200,791795,7870

Quality Earnings: BSIM has a large one-off gain of IDR419.0B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BSIM's current net profit margins (3.1%) are lower than last year (9.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BSIM has become profitable over the past 5 years, growing earnings by 30% per year.

Accelerating Growth: BSIM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BSIM had negative earnings growth (-67.3%) over the past year, making it difficult to compare to the Banks industry average (5.7%).

Return on Equity

High ROE: BSIM's Return on Equity (1.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 23:36
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Sinarmas Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution