PT Bank CIMB Niaga Tbk provides various banking products and services to small to medium enterprises, individuals, and corporate customers in Indonesia and internationally. More Details
Excellent balance sheet and good value.
Share Price & News
How has Bank CIMB Niaga's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BNGA is not significantly more volatile than the rest of ID stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: BNGA's weekly volatility (7%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BNGA exceeded the ID Banks industry which returned 42.6% over the past year.
Return vs Market: BNGA exceeded the ID Market which returned 27.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bank CIMB Niaga's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Bank CIMB Niaga undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BNGA (IDR1085) is trading above our estimate of fair value (IDR184.38)
Significantly Below Fair Value: BNGA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BNGA is good value based on its PE Ratio (13.4x) compared to the ID Banks industry average (33.9x).
PE vs Market: BNGA is good value based on its PE Ratio (13.4x) compared to the ID market (22.9x).
Price to Earnings Growth Ratio
PEG Ratio: BNGA is good value based on its PEG Ratio (0.6x)
Price to Book Ratio
PB vs Industry: BNGA is good value based on its PB Ratio (0.7x) compared to the ID Banks industry average (1.6x).
How is Bank CIMB Niaga forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BNGA's forecast earnings growth (21.7% per year) is above the savings rate (7.3%).
Earnings vs Market: BNGA's earnings (21.7% per year) are forecast to grow slower than the ID market (23% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: BNGA's revenue (16.7% per year) is forecast to grow faster than the ID market (13.2% per year).
High Growth Revenue: BNGA's revenue (16.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BNGA's Return on Equity is forecast to be low in 3 years time (9.7%).
How has Bank CIMB Niaga performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BNGA has high quality earnings.
Growing Profit Margin: BNGA's current net profit margins (18.4%) are lower than last year (26.9%).
Past Earnings Growth Analysis
Earnings Trend: BNGA's earnings have grown by 17.9% per year over the past 5 years.
Accelerating Growth: BNGA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BNGA had negative earnings growth (-44.8%) over the past year, making it difficult to compare to the Banks industry average (-31.7%).
Return on Equity
High ROE: BNGA's Return on Equity (4.9%) is considered low.
How is Bank CIMB Niaga's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BNGA's Assets to Equity ratio (6.8x) is low.
Allowance for Bad Loans: BNGA has a sufficient allowance for bad loans (192%).
Low Risk Liabilities: 87% of BNGA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNGA has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: BNGA's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: BNGA has a high level of bad loans (3.5%).
What is Bank CIMB Niaga current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BNGA's dividend (2.55%) is higher than the bottom 25% of dividend payers in the ID market (1.16%).
High Dividend: BNGA's dividend (2.55%) is low compared to the top 25% of dividend payers in the ID market (5.03%).
Stability and Growth of Payments
Stable Dividend: BNGA's dividend payments have been volatile in the past 10 years.
Growing Dividend: BNGA's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BNGA's dividends in 3 years are forecast to be well covered by earnings (35.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Tigor Siahaan (48 yo)
Mr. Tigor Marsahala Siahaan serves as Chief Executive Officer of Indonesia at CIMB Bank Berhad, Singapore Branch. Mr. Siahaan has been Country Head of Indonesia and President Director of CIMB Niaga at CIMB...
Experienced Management: BNGA's management team is considered experienced (4.8 years average tenure).
Experienced Board: BNGA's board of directors are considered experienced (4.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PT Bank CIMB Niaga Tbk's company bio, employee growth, exchange listings and data sources
- Name: PT Bank CIMB Niaga Tbk
- Ticker: BNGA
- Exchange: IDX
- Founded: 1955
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Rp27.048t
- Shares outstanding: 24.93b
- Website: https://www.cimbniaga.co.id
Number of Employees
- PT Bank CIMB Niaga Tbk
- Jl. Jend. Sudirman Kav. 58
- Jakarta Raya
PT Bank CIMB Niaga Tbk provides various banking products and services to small to medium enterprises, individuals, and corporate customers in Indonesia and internationally. The company operates through Cor...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/17 10:11|
|End of Day Share Price||2021/04/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.