Bank CIMB Niaga Past Earnings Performance
Past criteria checks 4/6
Bank CIMB Niaga has been growing earnings at an average annual rate of 17.9%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 6.7% per year. Bank CIMB Niaga's return on equity is 13.5%, and it has net margins of 39.4%.
Key information
17.9%
Earnings growth rate
17.9%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 6.7% |
| Return on equity | 13.5% |
| Net Margin | 39.4% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank CIMB Niaga makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 16,880,446 | 6,648,113 | 8,426,754 | 0 |
| 31 Mar 24 | 16,844,236 | 6,574,193 | 8,480,724 | 0 |
| 31 Dec 23 | 16,783,983 | 6,474,195 | 8,563,181 | 0 |
| 30 Sep 23 | 16,508,406 | 6,100,662 | 8,755,575 | 0 |
| 30 Jun 23 | 16,055,445 | 5,740,162 | 8,670,494 | 0 |
| 31 Mar 23 | 15,622,471 | 5,428,771 | 8,592,056 | 0 |
| 31 Dec 22 | 15,048,432 | 5,041,781 | 8,433,392 | 0 |
| 30 Sep 22 | 14,448,554 | 4,792,645 | 8,268,798 | 0 |
| 30 Jun 22 | 14,010,038 | 4,502,270 | 8,340,581 | 0 |
| 31 Mar 22 | 13,746,946 | 4,298,483 | 8,222,914 | 0 |
| 31 Dec 21 | 13,399,896 | 4,100,340 | 8,174,689 | 0 |
| 30 Sep 21 | 12,550,412 | 3,298,441 | 8,034,996 | 0 |
| 30 Jun 21 | 11,575,853 | 2,400,019 | 7,887,135 | 0 |
| 31 Mar 21 | 10,824,276 | 1,953,111 | 7,955,318 | 0 |
| 31 Dec 20 | 10,956,477 | 2,012,401 | 7,897,359 | 0 |
| 30 Sep 20 | 11,978,371 | 2,830,848 | 7,991,490 | 0 |
| 30 Jun 20 | 13,046,594 | 3,413,441 | 8,462,397 | 0 |
| 31 Mar 20 | 13,658,263 | 3,756,145 | 8,395,557 | 0 |
| 31 Dec 19 | 13,569,584 | 3,645,154 | 8,452,386 | 0 |
| 30 Sep 19 | 13,449,664 | 3,569,311 | 8,479,459 | 0 |
| 30 Jun 19 | 13,275,983 | 3,691,176 | 8,026,326 | 0 |
| 31 Mar 19 | 12,981,895 | 3,554,657 | 7,843,138 | 0 |
| 31 Dec 18 | 12,800,826 | 3,482,304 | 7,710,291 | 0 |
| 30 Sep 18 | 12,717,361 | 3,370,854 | 7,420,110 | 0 |
| 30 Jun 18 | 12,371,594 | 3,363,647 | 7,307,453 | 0 |
| 31 Mar 18 | 12,120,388 | 3,208,510 | 7,410,026 | 0 |
| 31 Dec 17 | 11,677,073 | 2,976,199 | 7,391,480 | 0 |
| 30 Sep 17 | 11,293,937 | 2,979,890 | 7,465,453 | 0 |
| 30 Jun 17 | 11,083,151 | 2,725,815 | 7,503,420 | 0 |
| 31 Mar 17 | 10,729,202 | 2,452,556 | 7,482,965 | 0 |
| 31 Dec 16 | 10,219,285 | 2,081,687 | 7,406,454 | 0 |
| 30 Sep 16 | 9,542,927 | 1,461,412 | 6,832,625 | 0 |
| 30 Jun 16 | 9,172,634 | 987,597 | 7,124,646 | 0 |
| 31 Mar 16 | 8,643,189 | 613,790 | 7,101,838 | 0 |
| 31 Dec 15 | 8,378,543 | 427,831 | 7,105,702 | 0 |
| 30 Sep 15 | 8,017,819 | 311,681 | 7,499,989 | 0 |
| 30 Jun 15 | 7,900,115 | 566,151 | 7,030,779 | 0 |
| 31 Mar 15 | 8,799,911 | 1,326,706 | 6,922,171 | 0 |
| 31 Dec 14 | 10,031,341 | 2,342,431 | 6,792,239 | 0 |
| 30 Sep 14 | 11,420,843 | 3,366,629 | 6,725,224 | 0 |
| 30 Jun 14 | 12,371,706 | 4,101,369 | 6,691,251 | 0 |
| 31 Mar 14 | 12,555,591 | 4,326,913 | 6,553,270 | 0 |
| 31 Dec 13 | 12,361,505 | 4,282,417 | 6,392,530 | 0 |
Quality Earnings: BNGA has high quality earnings.
Growing Profit Margin: BNGA's current net profit margins (39.4%) are higher than last year (35.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BNGA's earnings have grown by 17.9% per year over the past 5 years.
Accelerating Growth: BNGA's earnings growth over the past year (15.8%) is below its 5-year average (17.9% per year).
Earnings vs Industry: BNGA earnings growth over the past year (15.8%) exceeded the Banks industry 7.3%.
Return on Equity
High ROE: BNGA's Return on Equity (13.5%) is considered low.