NOT FOR DISTRIBUTION
Header cover image

Market Cap

Rp20.0t

Last Updated

2021/04/11 10:17 UTC

Data Sources

Company Financials

Executive Summary

PT Bank OCBC NISP Tbk provides various banking products and services to corporate and individual customers in Indonesia. More Details


Snowflake Analysis

Flawless balance sheet and fair value.


Similar Companies

Share Price & News

How has Bank OCBC NISP's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: NISP is less volatile than 75% of ID stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: NISP's weekly volatility (4%) has been stable over the past year.


Market Performance


7 Day Return

1.2%

NISP

1.4%

ID Banks

0.9%

ID Market


1 Year Return

16.0%

NISP

37.1%

ID Banks

27.3%

ID Market

Return vs Industry: NISP underperformed the ID Banks industry which returned 37.1% over the past year.

Return vs Market: NISP underperformed the ID Market which returned 27.3% over the past year.


Shareholder returns

NISPIndustryMarket
7 Day1.2%1.4%0.9%
30 Day-3.3%-7.9%-3.3%
90 Day6.7%-4.8%-4.1%
1 Year16.0%16.0%45.1%37.1%31.7%27.3%
3 Year-17.5%-17.5%27.6%16.1%2.2%-6.1%
5 Year36.5%36.5%125.9%91.7%38.5%21.0%

Long-Term Price Volatility Vs. Market

How volatile is Bank OCBC NISP's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Bank OCBC NISP undervalued compared to its fair value and its price relative to the market?

9.5x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: NISP (IDR870) is trading above our estimate of fair value (IDR424.47)

Significantly Below Fair Value: NISP is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: NISP is good value based on its PE Ratio (9.5x) compared to the ID Banks industry average (32.1x).

PE vs Market: NISP is good value based on its PE Ratio (9.5x) compared to the ID market (22.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate NISP's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: NISP is good value based on its PB Ratio (0.7x) compared to the ID Banks industry average (1.6x).


Future Growth

How is Bank OCBC NISP forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

24.7%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank OCBC NISP has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Bank OCBC NISP performed over the past 5 years?

11.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: NISP has a high level of non-cash earnings.

Growing Profit Margin: NISP's current net profit margins (31.3%) are lower than last year (38.2%).


Past Earnings Growth Analysis

Earnings Trend: NISP's earnings have grown by 11.8% per year over the past 5 years.

Accelerating Growth: NISP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: NISP had negative earnings growth (-28.5%) over the past year, making it difficult to compare to the Banks industry average (-31.3%).


Return on Equity

High ROE: NISP's Return on Equity (7%) is considered low.


Financial Health

How is Bank OCBC NISP's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: NISP's Assets to Equity ratio (6.9x) is low.

Allowance for Bad Loans: NISP has a sufficient allowance for bad loans (234%).

Low Risk Liabilities: 90% of NISP's liabilities are made up of primarily low risk sources of funding.

Loan Level: NISP has an appropriate level of Loans to Assets ratio (53%).

Low Risk Deposits: NISP's Loans to Deposits ratio (69%) is appropriate.

Level of Bad Loans: NISP has an appropriate level of bad loans (1.9%).


Dividend

What is Bank OCBC NISP current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate NISP's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate NISP's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if NISP's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if NISP's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of NISP's dividend in 3 years as they are not forecast to pay a notable one for the ID market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

11.2yrs

Average management tenure


CEO

Parwati Surjaudaja (55 yo)

12.33yrs

Tenure

Ms. Parwati Surjaudaja has been the President Director and CEO of PT Bank OCBC NISP Tbk at OCBC Bank since December 16, 2008 and serves as its Human Capital, Operation and IT Director. Ms. Surjaudaja joine...


Leadership Team

Experienced Management: NISP's management team is seasoned and experienced (11.2 years average tenure).


Board Members

Experienced Board: NISP's board of directors are considered experienced (9.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

PT Bank OCBC NISP Tbk's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: PT Bank OCBC NISP Tbk
  • Ticker: NISP
  • Exchange: IDX
  • Founded: 1941
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: Rp19.962t
  • Shares outstanding: 22.95b
  • Website: https://www.ocbcnisp.com

Number of Employees


Location

  • PT Bank OCBC NISP Tbk
  • OCBC NISP Tower
  • Jl. Prof. Dr. Satrio Kav. 25
  • Jakarta
  • 12940
  • Indonesia

Listings


Biography

PT Bank OCBC NISP Tbk provides various banking products and services to corporate and individual customers in Indonesia. It offers savings and current accounts, and deposits; home, multipurpose, automobile...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/11 10:17
End of Day Share Price2021/04/09 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.