Bank OCBC NISP Balance Sheet Health
Financial Health criteria checks 6/6
Bank OCBC NISP has total assets of IDR249,757.1B and total equity of IDR37,320.3B. Total deposits are IDR181,893.4B, and total loans are IDR145,891.8B.
Key information
6.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | Rp181.89t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Rp30.04t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NISP's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: NISP has a sufficient allowance for bad loans (325%).
Low Risk Liabilities: 86% of NISP's liabilities are made up of primarily low risk sources of funding.
Loan Level: NISP has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: NISP's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: NISP has an appropriate level of bad loans (1.6%).