Bank OCBC NISP Balance Sheet Health
Financial Health criteria checks 6/6
Bank OCBC NISP has total assets of IDR287,005.1B and total equity of IDR39,927.6B. Total deposits are IDR199,672.6B, and total loans are IDR154,231.2B.
Key information
7.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp199.67t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Rp10.70t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NISP's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: NISP has a sufficient allowance for bad loans (283%).
Low Risk Liabilities: 81% of NISP's liabilities are made up of primarily low risk sources of funding.
Loan Level: NISP has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: NISP's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: NISP has an appropriate level of bad loans (1.8%).