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PT Bank Negara Indonesia (Persero) TbkIDX:BBNI Stock Report

Market Cap Rp150.5t
Share Price
Rp4.04k
My Fair Value
Rp5.12k
21.1% undervalued intrinsic discount
1Y-24.1%
7D-3.3%
Portfolio Value
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PT Bank Negara Indonesia (Persero) Tbk

IDX:BBNI Stock Report

Market Cap: Rp150.5t

BBNI Community Fair Values

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PT Bank Negara Indonesia (Persero) Tbk Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bank Negara Indonesia (Persero)
Historical stock prices
Current Share PriceRp4,040.00
52 Week HighRp5,750.00
52 Week LowRp3,610.00
Beta0.27
1 Month Change-8.39%
3 Month Change1.00%
1 Year Change-24.13%
3 Year Change-7.92%
5 Year Change74.14%
Change since IPO-36.63%

Recent News & Updates

User avatar

BNI's Retail Transformation And Digital Innovation To Drive Growth Amidst Indonesia's Economic Expansion

Government initiatives to boost economic growth and infrastructure may create new business opportunities for BNI, driving loan demand and revenue growth.

Recent updates

User avatar

BNI's Retail Transformation And Digital Innovation To Drive Growth Amidst Indonesia's Economic Expansion

Government initiatives to boost economic growth and infrastructure may create new business opportunities for BNI, driving loan demand and revenue growth.

Shareholder Returns

BBNIID BanksID Market
7D-3.3%-2.1%1.3%
1Y-24.1%-19.8%14.9%

Return vs Industry: BBNI underperformed the ID Banks industry which returned -20.5% over the past year.

Return vs Market: BBNI underperformed the ID Market which returned 13.3% over the past year.

Price Volatility

Is BBNI's price volatile compared to industry and market?
BBNI volatility
BBNI Average Weekly Movement4.7%
Banks Industry Average Movement5.4%
Market Average Movement7.7%
10% most volatile stocks in ID Market15.3%
10% least volatile stocks in ID Market2.9%

Stable Share Price: BBNI has not had significant price volatility in the past 3 months compared to the ID market.

Volatility Over Time: BBNI's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
194628,089Putrama Setyawanwww.bni.co.id

PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Wholesale and International Banking, Institutional Banking, Enterprises and Commercial Banking, Retail Banking, Treasury, and Subsidiaries segments. The company offers savings; savings plan and FIPF products; loans; credit cards; bancassurance, payroll, and simulation services; safe deposit boxes, bank references, bonds, foreign bank notes, and mobile banking services; services to collect payments or valuable documents; and Xpora, a digital solution for small and medium enterprises.

PT Bank Negara Indonesia (Persero) Tbk Fundamentals Summary

How do Bank Negara Indonesia (Persero)'s earnings and revenue compare to its market cap?
BBNI fundamental statistics
Market capRp150.52t
Earnings (TTM)Rp20.87t
Revenue (TTM)Rp50.31t
7.2x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BBNI income statement (TTM)
RevenueRp50.31t
Cost of RevenueRp634.49b
Gross ProfitRp49.68t
Other ExpensesRp28.81t
EarningsRp20.87t

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)560.06
Gross Margin98.74%
Net Profit Margin41.47%
Debt/Equity Ratio46.9%

How did BBNI perform over the long term?

See historical performance and comparison

Dividends

9.3%
Current Dividend Yield
67%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 06:07
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PT Bank Negara Indonesia (Persero) Tbk is covered by 41 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Angus MackintoshAletheia Analyst Network Limited
Anish TawakleyBarclays
Wannapa AsavatevavithBNP Paribas Securities (Asia)