BBNI Share Price Performance
Rp0
-4070.00 (-100.00%)
Price Rp0
Fair ValueRp4,622.36
Share Pricen/a
Narrative Update • Jul 14
PT Bank Negara Indonesia (Persero) Tbk Stock Price
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BBNI Community Narratives
AN
Fair Value
·Fair Value Rp4.62k 22.1% undervalued intrinsic discount
Liquidity Support Measures Will Guide Next Phase Of Banking Sector Recovery
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42users have followed this narrative
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Fair Value
·Fair Value Rp3.24k 11.0% overvalued intrinsic discount
Rising Indonesian Fintech And Aging Demographics Will Erode Margins
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AN
Fair Value
·Fair Value Rp5.5k 34.5% undervalued intrinsic discount
Indonesia's Rising Middle Class And Digital Banking Will Drive Growth
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Rising Indonesian Fintech And Aging Demographics Will Erode Margins
Bank Negara Indonesia faces a tougher fight as fast-moving fintech rivals pull customers toward slicker ways to borrow, pay, and bank, putting pressure on how much it can earn from everyday services. It also leans heavily on government-linked business while an aging population may slow demand, even as it tries to defend itself with better funding, safer lending, and a push into digital and smaller-business banking.Read more
AN
Rp3.24k
11.0% overvalued intrinsic discount
Fair Value
Revenue
13.06% p.a.
Profit Margin
29.93%
Future PE
8.04x
Price in 2029
Rp4.72k
Liquidity Support Measures Will Guide Next Phase Of Banking Sector Recovery
Bank Negara Indonesia leans into mobile banking and small-business lending to bring in stickier customer deposits and keep loans growing, even as competition heats up. The catch is that funding costs, rising expenses, and early signs of stress in some consumer loans could slow the recovery if the economy or policy support turns.Read more
AN
Rp4.62k
22.1% undervalued intrinsic discount
Fair Value
Revenue
19.91% p.a.
Profit Margin
29.66%
Future PE
9.71x
Price in 2029
Rp6.74k
Indonesia's Rising Middle Class And Digital Banking Will Drive Growth
Indonesia’s growing middle class is moving money and payments online, and Bank Negara Indonesia aims to ride that shift with new apps, business tools, and partnerships. The upside comes from cheaper funding and new fee income, but the story hinges on whether the bank can keep up with fast-moving fintech rivals and avoid political pressure from government ownership.Read more
AN
Rp5.5k
34.5% undervalued intrinsic discount
Fair Value
Revenue
20.52% p.a.
Profit Margin
32.74%
Future PE
10.33x
Price in 2029
Rp8.04k
Trending Discussion
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Recently Updated Narratives
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BBNI: Future Profit Margins And P/E Reset Will Define Fair Value
Fair Value: Rp3.24k 11.0% overvalued intrinsic discount
2 fair values setusers have set this as their fair value
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BBNI: Upcoming Dividend Will Support Future Upside Despite Margin Assumptions
Fair Value: Rp4.62k 22.1% undervalued intrinsic discount
42 fair values setusers have set this as their fair value
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BBNI: Dividend And Completed Buyback Will Support Future Upside
Fair Value: Rp5.5k 34.5% undervalued intrinsic discount
3 fair values setusers have set this as their fair value
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Snowflake Analysis
PT Bank Negara Indonesia (Persero) Tbk Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
Aug 05, 2026
- 545.43
- 98.67%
- 40.03%
- 47.7%
About BBNI
- Founded
- 1946
- Employees
- 27651
- CEO
- WebsiteView website
PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Corporate Banking, Institutional Banking, Commercial Banking, Consumer Banking, Treasury & International Banking, Head Office, and Subsidiaries segments. The company offers savings; savings plan and FIPF products; loans; credit cards; bancassurance, payroll, and simulation services; safe deposit boxes, bank references, bonds, foreign bank notes, and mobile banking services; services to collect payments or valuable documents; and Xpora, a digital solution for small and medium enterprises. It also provides business banking, funding, lending, trade finance, smart remittance, foreign direct investment, collection and liquidity management, payment management, supply chain financing, consumer financing, wealth management, and custody and trust services; financial institution products; solutions for industrial sectors; and treasury products. In addition, the company offers insurance and venture capital services; securities; and ATM, phone and SMS banking, mobile and internet banking, and internet payment gateway services. PT Bank Negara Indonesia (Persero) Tbk was founded in 1946 and is headquartered in Jakarta Pusat, Indonesia.
Recent BBNI News & Updates
Narrative Update • Jun 30