PT Bank Negara Indonesia (Persero) Tbk

IDX:BBNI Stock Report

Market Cap: Rp162.1t

Bank Negara Indonesia (Persero) Past Earnings Performance

Past criteria checks 2/6

Bank Negara Indonesia (Persero) has been growing earnings at an average annual rate of 18.8%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 8.4% per year. Bank Negara Indonesia (Persero)'s return on equity is 13.4%, and it has net margins of 43.4%.

Key information

18.8%

Earnings growth rate

18.8%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate8.4%
Return on equity13.4%
Net Margin43.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Negara Indonesia (Persero) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:BBNI Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2449,416,54221,464,57123,354,0050
30 Jun 2448,598,47721,299,32322,938,9280
31 Mar 2448,585,48721,015,38922,399,9460
31 Dec 2348,521,23520,909,47622,395,5590
30 Sep 2348,907,35620,373,12721,854,8140
30 Jun 2346,981,17319,810,59721,922,5610
31 Mar 2348,073,18719,570,28721,913,4100
31 Dec 2246,177,91818,312,05421,695,3730
30 Sep 2242,337,80416,844,41921,026,6340
30 Jun 2239,494,82714,675,12720,727,5150
31 Mar 2236,876,45912,476,08120,804,5830
31 Dec 2134,987,36510,898,51820,253,6480
30 Sep 2131,559,2986,707,17520,349,0300
30 Jun 2128,328,8793,850,70019,765,4600
31 Mar 2124,405,9381,412,46919,274,6560
31 Dec 2027,896,6383,280,40319,186,2780
30 Sep 2032,344,2997,731,07318,730,4650
30 Jun 2037,445,86512,206,61118,851,9050
31 Mar 2042,200,84515,561,55019,032,7660
31 Dec 1940,819,15815,384,47619,105,8230
30 Sep 1941,262,62615,550,04918,690,1720
30 Jun 1940,171,91315,212,59618,427,1100
31 Mar 1940,103,17415,444,91418,017,6180
31 Dec 1839,385,20815,015,11817,881,2490
30 Sep 1838,471,84114,897,32717,935,6270
30 Jun 1837,993,84314,639,72017,387,9850
31 Mar 1836,790,04914,035,60917,109,9960
31 Dec 1735,886,76613,616,47616,699,6240
30 Sep 1735,969,53713,778,98516,407,0720
30 Jun 1735,312,87713,380,84416,314,7970
31 Mar 1732,960,92011,592,53116,006,8650
31 Dec 1632,068,23111,338,74815,491,2030
30 Sep 1630,316,69710,785,54714,797,1040
30 Jun 1629,844,25711,008,03314,331,2600
31 Mar 1627,165,0839,222,51013,991,6770
31 Dec 1526,331,5119,066,58113,555,4650
30 Sep 1526,331,3639,169,11913,416,8460
30 Jun 1524,550,8208,276,46912,911,7900
31 Mar 1527,109,59511,207,00612,636,9330
31 Dec 1426,250,23210,782,62812,226,3760
30 Sep 1425,103,64610,129,34911,747,6210
30 Jun 1424,819,4679,712,11811,771,1590
31 Mar 1424,421,4529,377,75111,203,0850
31 Dec 1323,653,7999,054,34511,051,3030

Quality Earnings: BBNI has a large one-off gain of IDR5,930.1B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BBNI's current net profit margins (43.4%) are higher than last year (41.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BBNI's earnings have grown by 18.8% per year over the past 5 years.

Accelerating Growth: BBNI's earnings growth over the past year (5.4%) is below its 5-year average (18.8% per year).

Earnings vs Industry: BBNI earnings growth over the past year (5.4%) did not outperform the Banks industry 5.7%.

Return on Equity

High ROE: BBNI's Return on Equity (13.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 00:50
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Negara Indonesia (Persero) Tbk is covered by 42 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Anish TawakleyBarclays
Wannapa AsavatevavithBNP Paribas Securities (Asia)
Anand SwaminathanBofA Global Research