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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedJun 01, 2026
DataAggregated Company Financials
Companies7
  • 7D12.3%
  • 3M-32.7%
  • 1Y-52.2%
  • YTD-43.5%

Over the last 7 days, the Consumer Finance industry has risen 12%, driven by gains in goeasy and AmeriTrust Financial Technologies of 9.9% and 92%, respectively. In contrast, the industry has lost 52% in the last 12 months. As for the next few years, earnings are expected to grow by 63% per annum.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 02 Jun 2026CA$1.9bCA$1.5b-CA$194,854,783.129.4x-9.9x1.3x
Thu, 30 Apr 2026CA$1.7bCA$1.5b-CA$102,273,017.178.9x-16.2x1.1x
Sat, 28 Mar 2026CA$1.6bCA$1.8bCA$317.2m7.4x5.1x0.9x
Mon, 23 Feb 2026CA$3.1bCA$1.8bCA$341.9m8.5x9x1.7x
Wed, 21 Jan 2026CA$3.3bCA$1.8bCA$326.8m9.5x10.2x1.8x
Fri, 19 Dec 2025CA$3.3bCA$1.8bCA$326.5m9.7x10x1.8x
Sun, 16 Nov 2025CA$3.1bCA$1.8bCA$331.9m9.4x9.4x1.7x
Tue, 14 Oct 2025CA$3.9bCA$1.8bCA$373.7m15.2x10.4x2.2x
Thu, 11 Sep 2025CA$5.0bCA$1.8bCA$372.6m15.1x13.3x2.8x
Sat, 09 Aug 2025CA$5.0bCA$1.6bCA$374.9m13.9x13.4x3.2x
Mon, 07 Jul 2025CA$4.5bCA$1.7bCA$321.6m14.7x14.1x2.7x
Wed, 04 Jun 2025CA$3.9bCA$1.7bCA$322.7m12.8x12.2x2.3x
Fri, 02 May 2025CA$3.9bCA$1.7bCA$345.2m16.7x11.2x2.3x
Sun, 30 Mar 2025CA$3.6bCA$1.7bCA$341.4m25.3x10.6x2.2x
Tue, 25 Feb 2025CA$4.3bCA$1.6bCA$334.8m29.6x12.8x2.6x
Thu, 23 Jan 2025CA$4.7bCA$1.6bCA$343.5m18.1x13.6x2.9x
Sat, 21 Dec 2024CA$4.3bCA$1.6bCA$343.4m17.9x12.7x2.7x
Mon, 18 Nov 2024CA$4.4bCA$1.6bCA$342.0m17.1x12.8x2.7x
Wed, 16 Oct 2024CA$4.5bCA$1.5bCA$313.1m18.2x14.4x3x
Fri, 13 Sep 2024CA$4.2bCA$1.5bCA$286.7m16.5x14.7x2.7x
Sun, 11 Aug 2024CA$4.3bCA$1.5bCA$286.9m15.9x14.9x2.9x
Tue, 09 Jul 2024CA$4.1bCA$1.4bCA$269.6m16.8x15.3x2.8x
Thu, 06 Jun 2024CA$4.1bCA$1.5bCA$272.2m15.5x15.1x2.8x
Sat, 04 May 2024CA$4.1bCA$1.4bCA$228.0m12.9x18.1x3x
Mon, 01 Apr 2024CA$3.5bCA$1.4bCA$227.5m12.4x15.5x2.6x
Wed, 28 Feb 2024CA$3.6bCA$1.3bCA$140.3m11.4x26x2.8x
Fri, 26 Jan 2024CA$3.8bCA$1.3bCA$94.6m13.2x40x2.9x
Sun, 24 Dec 2023CA$3.7bCA$1.3bCA$96.6m13.2x38.1x2.9x
Tue, 21 Nov 2023CA$2.9bCA$1.3bCA$88.1m9.9x33.3x2.3x
Thu, 19 Oct 2023CA$2.6bCA$1.2bCA$57.2m9.2x46.2x2.2x
Sat, 16 Sep 2023CA$2.8bCA$1.2bCA$108.5m9.8x25.9x2.3x
Mon, 14 Aug 2023CA$3.1bCA$1.2bCA$80.0m10x39x2.6x
Wed, 12 Jul 2023CA$2.8bCA$1.2bCA$15.3m10.4x181x2.4x
Fri, 09 Jun 2023CA$2.6bCA$1.2bCA$15.7m9.3x165.6x2.2x
Price to Earnings Ratio

165.6x


Total Market Cap: CA$2.6bTotal Earnings: CA$15.7mTotal Revenue: CA$1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 26.3x202420252026
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The 3-year average PS ratio of 2.4x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
  • Meanwhile revenues have grown 7.7% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market-0.35%
Financials-1.03%
Consumer Finance12.27%
Consumer Finance12.27%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$40.239.9%
+CA$58.0m		-73.1%PS1.7x
AMT AmeriTrust Financial TechnologiesCA$0.1291.7%
+CA$55.9m		35.3%PS67.8x
PRL Propel HoldingsCA$22.504.8%
+CA$40.5m		-29.0%PE11.3x
INVR Inverite InsightsCA$0.287.8%
+CA$1.1m		14.6%PS12.9x
CXI Currency Exchange InternationalCA$24.200.8%
+CA$753.1k		21.9%PE7.4x

Latest News

PRL
CA$22.50
Propel Holdings
7D
4.8%
1Y
-29.0%
AMT
CA$0.12
AmeriTrust Financial Technologies
7D
91.7%
1Y
35.3%
GSY
CA$40.23
goeasy
7D
9.9%
1Y
-73.1%
ORIO
CA$1.30
Orion Digital
7D
-3.0%
1Y
-31.6%
EPF
CA$0.59
Everyday People Financial
7D
-1.7%
1Y
-16.3%
CXI
CA$24.20
Currency Exchange International
7D
0.8%
1Y
21.9%
Narrative Update • Apr 22

CXI: Share Buybacks And Stable Assumptions Will Support Future Upside

Analysts have adjusted their price target for Currency Exchange International to reflect a fair value of CA$32.25, with the update linked to slight revisions in discount rate assumptions and a modestly higher future P/E multiple. What's in the News Shareholders approved the appointment of BDO USA, P.C. as Currency Exchange International, Corp.'s auditors at the Annual General and Special Meeting held on March 24, 2026 (Key Developments).
INVR
CA$0.28
Inverite Insights
7D
7.8%
1Y
14.6%