Canadian (TSX) Consumer Finance Industry Analysis

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Mon, 03 Aug 2026	CA$2.3b	CA$1.5b	-CA$191,226,673.22	10.6x	-11.8x	1.5x
Wed, 01 Jul 2026	CA$2.2b	CA$1.5b	-CA$192,470,838.39	10.9x	-11.5x	1.5x
Fri, 29 May 2026	CA$1.8b	CA$1.5b	-CA$194,784,673.32	9.4x	-9.4x	1.3x
Sun, 26 Apr 2026	CA$1.7b	CA$1.5b	-CA$102,395,936.89	9x	-16.6x	1.1x
Tue, 24 Mar 2026	CA$1.6b	CA$1.8b	CA$316.1m	7.9x	5x	0.9x
Thu, 19 Feb 2026	CA$3.3b	CA$1.8b	CA$342.1m	8.6x	9.6x	1.8x
Sat, 17 Jan 2026	CA$3.4b	CA$1.8b	CA$327.4m	9.8x	10.4x	1.9x
Mon, 15 Dec 2025	CA$3.2b	CA$1.8b	CA$326.4m	9.6x	9.9x	1.8x
Wed, 12 Nov 2025	CA$3.2b	CA$1.8b	CA$331.8m	9.2x	9.7x	1.8x
Fri, 10 Oct 2025	CA$4.0b	CA$1.8b	CA$373.8m	14.1x	10.7x	2.3x
Sun, 07 Sep 2025	CA$5.1b	CA$1.8b	CA$372.5m	15.2x	13.6x	2.9x
Tue, 05 Aug 2025	CA$4.6b	CA$1.7b	CA$322.7m	14.2x	14.2x	2.7x
Thu, 03 Jul 2025	CA$4.5b	CA$1.7b	CA$321.4m	15x	13.9x	2.6x
Sat, 31 May 2025	CA$4.0b	CA$1.7b	CA$322.7m	12.6x	12.3x	2.3x
Mon, 28 Apr 2025	CA$3.9b	CA$1.7b	CA$345.3m	16.1x	11.2x	2.3x
Wed, 26 Mar 2025	CA$3.7b	CA$1.7b	CA$341.2m	25.8x	11x	2.2x
Fri, 21 Feb 2025	CA$4.5b	CA$1.6b	CA$334.4m	30.4x	13.4x	2.8x
Sun, 19 Jan 2025	CA$4.6b	CA$1.6b	CA$343.9m	17.6x	13.2x	2.8x
Tue, 17 Dec 2024	CA$4.4b	CA$1.6b	CA$342.8m	18.3x	12.8x	2.7x
Thu, 14 Nov 2024	CA$4.5b	CA$1.6b	CA$340.2m	17.6x	13.2x	2.8x
Sat, 12 Oct 2024	CA$4.5b	CA$1.5b	CA$313.0m	18.4x	14.3x	2.9x
Mon, 09 Sep 2024	CA$4.1b	CA$1.5b	CA$286.8m	16.2x	14.2x	2.7x
Wed, 07 Aug 2024	CA$4.4b	CA$1.5b	CA$272.1m	17.2x	16.1x	3x
Fri, 05 Jul 2024	CA$4.6b	CA$1.4b	CA$269.5m	17.4x	17x	3.2x
Sun, 02 Jun 2024	CA$4.1b	CA$1.4b	CA$271.9m	14.7x	14.9x	2.8x
Tue, 30 Apr 2024	CA$4.0b	CA$1.4b	CA$227.9m	12.8x	17.7x	2.9x
Thu, 28 Mar 2024	CA$3.5b	CA$1.4b	CA$227.6m	12.4x	15.6x	2.6x
Sat, 24 Feb 2024	CA$3.6b	CA$1.3b	CA$140.2m	11.4x	25.7x	2.7x
Mon, 22 Jan 2024	CA$3.9b	CA$1.3b	CA$97.2m	13.7x	40x	3x
Wed, 20 Dec 2023	CA$3.6b	CA$1.3b	CA$96.9m	13.1x	37.7x	2.9x
Fri, 17 Nov 2023	CA$2.9b	CA$1.3b	CA$89.4m	10.2x	32.5x	2.3x
Sun, 15 Oct 2023	CA$2.7b	CA$1.2b	CA$57.0m	9.4x	46.5x	2.2x
Tue, 12 Sep 2023	CA$2.9b	CA$1.2b	CA$109.5m	9.5x	26.2x	2.4x
Thu, 10 Aug 2023	CA$3.1b	CA$1.2b	CA$15.9m	11x	192.7x	2.6x

Current Industry PE

Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The 3-year average PS ratio of 2.4x is higher than the industry's current PS ratio of 1.5x.

Past Earnings Growth

Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
Meanwhile revenues have grown 7.9% per year.
This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?


CA Market	-0.41%
Financials	-0.25%
Consumer Finance	-3.90%
Consumer Finance	-3.90%

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

Company	Last Price	7D	1Y	Valuation
PRL Propel Holdings	CA$24.63	0.6% +CA$5.5m	-28.9%	PE12.2x
CXI Currency Exchange International	CA$29.46	1.4% +CA$2.5m	47.7%	PE9x
INVR Inverite Insights	CA$0.21	13.5% +CA$1.4m	-6.7%	PS9.2x

Company

Last Price

Valuation

PRL Propel Holdings

CA$24.63

0.6%
+CA$5.5m

-28.9%

PE12.2x

CXI Currency Exchange International

CA$29.46

1.4%
+CA$2.5m

47.7%

PE9x

INVR Inverite Insights

CA$0.21

13.5%
+CA$1.4m

-6.7%

PS9.2x

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Canadian (TSX) Consumer Finance Industry Analysis

Industry Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

Latest News

New major risk - Negative shareholders equity

Orion Digital Commercially Launches Intelligent Investing Platform

goeasy Ltd. to Report Q2, 2026 Results on Aug 06, 2026

Propel Holdings Inc. to Report Q2, 2026 Results on Aug 05, 2026

CXI: Higher Margin Assumptions Will Drive Future Upside Potential

First quarter 2026 earnings released: CA$0.004 loss per share (vs CA$0.002 loss in 1Q 2025)

Full year 2025 earnings released: CA$0.01 loss per share (vs CA$0.057 loss in FY 2024)