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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedApr 01, 2025
DataAggregated Company Financials
Companies5
  • 7D-2.6%
  • 3M-17.4%
  • 1Y4.3%
  • YTD-17.4%

Over the last 7 days, the Consumer Finance industry has dropped 2.6%, driven by pullbacks from every company within the industry. This takes the industry's 12 month performance to a gain of 4.3%. As for the next few years, earnings are expected to grow by 22% per annum.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 01 Apr 2025CA$3.6bCA$1.7bCA$341.7m25.2x10.6x2.1x
Thu, 27 Feb 2025CA$4.2bCA$1.6bCA$335.2m28.8x12.5x2.6x
Sat, 25 Jan 2025CA$5.0bCA$1.6bCA$336.0m33.2x15x3.1x
Mon, 23 Dec 2024CA$4.4bCA$1.6bCA$343.4m17.9x12.8x2.7x
Wed, 20 Nov 2024CA$4.5bCA$1.6bCA$341.4m18.1x13.1x2.8x
Fri, 18 Oct 2024CA$4.6bCA$1.5bCA$313.2m18.6x14.6x3x
Sun, 15 Sep 2024CA$4.2bCA$1.5bCA$286.7m16.5x14.6x2.7x
Tue, 13 Aug 2024CA$4.3bCA$1.5bCA$286.9m15.8x14.9x2.8x
Thu, 11 Jul 2024CA$4.0bCA$1.4bCA$269.5m16.7x15x2.8x
Sat, 08 Jun 2024CA$4.4bCA$1.5bCA$272.5m15.6x16x3x
Mon, 06 May 2024CA$4.1bCA$1.4bCA$249.0m12.9x16.6x3x
Wed, 03 Apr 2024CA$3.5bCA$1.4bCA$227.6m12.4x15.4x2.6x
Fri, 01 Mar 2024CA$3.7bCA$1.3bCA$140.4m11.4x26x2.8x
Sun, 28 Jan 2024CA$3.8bCA$1.3bCA$94.5m13.3x40.4x3x
Tue, 26 Dec 2023CA$3.7bCA$1.3bCA$96.6m13.2x38.1x2.9x
Thu, 23 Nov 2023CA$3.0bCA$1.3bCA$88.1m9.9x33.8x2.3x
Sat, 21 Oct 2023CA$2.6bCA$1.2bCA$57.2m8.9x44.8x2.1x
Mon, 18 Sep 2023CA$2.8bCA$1.2bCA$88.1m9.4x31.6x2.3x
Wed, 16 Aug 2023CA$3.1bCA$1.2bCA$83.9m9.9x36.7x2.5x
Fri, 14 Jul 2023CA$2.9bCA$1.2bCA$14.9m10.6x192.9x2.5x
Sun, 11 Jun 2023CA$2.6bCA$1.2bCA$15.7m9.4x166.1x2.2x
Tue, 09 May 2023CA$2.4bCA$1.1b-CA$5,412,373.0010.7x-448.4x2.1x
Thu, 06 Apr 2023CA$2.4bCA$1.1b-CA$4,798,622.0010.6x-506.5x2.1x
Sat, 04 Mar 2023CA$2.9bCA$1.1bCA$30.9m12.5x95.2x2.7x
Mon, 30 Jan 2023CA$3.0bCA$1.1bCA$52.4m11.4x56.7x2.7x
Wed, 28 Dec 2022CA$2.6bCA$1.1bCA$76.3m10.9x33.4x2.4x
Fri, 25 Nov 2022CA$2.8bCA$1.1bCA$74.4m11.2x38.1x2.7x
Sun, 23 Oct 2022CA$2.5bCA$1.0bCA$106.5m9.4x23.8x2.5x
Tue, 20 Sep 2022CA$2.8bCA$1.0bCA$105.9m10.8x26.2x2.7x
Thu, 18 Aug 2022CA$3.1bCA$973.6mCA$80.6m29.8x38.1x3.1x
Sat, 16 Jul 2022CA$2.3bCA$917.3mCA$123.3m27.1x18.4x2.5x
Mon, 13 Jun 2022CA$2.5bCA$904.4mCA$107.9m45.6x23.3x2.8x
Wed, 11 May 2022CA$2.6bCA$846.3mCA$211.3m36.2x12.5x3.1x
Fri, 08 Apr 2022CA$3.1bCA$839.0mCA$211.2m41x14.5x3.6x
Price to Earnings Ratio

14.5x


Total Market Cap: CA$3.1bTotal Earnings: CA$211.2mTotal Revenue: CA$839.0mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 15.4x202320242025
Current Industry PE
  • Investors are pessimistic on the Canadian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.6x which is lower than its 3-year average PE of 15.4x.
  • The 3-year average PS ratio of 2.7x is higher than the industry's current PS ratio of 2.1x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 17% per year over the last three years.
  • Revenues for these companies have grown 26% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market-1.22%
Financials-1.50%
Consumer Finance-2.63%
Consumer Finance-2.63%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
INVR Inverite InsightsCA$0.04512.5%
+CA$1.1m		-10.0%PS11.2x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
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