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Pakistani (KSE) Banks Industry Analysis
UpdatedMar 26, 2026
DataAggregated Company Financials
Companies19
- 7D1.4%
- 3M-8.9%
- 1Y57.4%
- YTD-11.5%
In the last week, the Banks industry is up 1.4%, with Meezan Bank up 3.7%. In the same time, United Bank was down 5.7%. This means that the industry has gained 57% over the past year. Looking forward, earnings are forecast to decline by 3.0% per year.
Industry Valuation and Performance
Has the Pakistani Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 27 Mar 2026 | PK₨3.5t | PK₨2.3t | PK₨539.8b | 5.7x | 6.5x | 1.5x |
| Sun, 22 Feb 2026 | PK₨3.9t | PK₨2.3t | PK₨543.8b | 7x | 7.2x | 1.7x |
| Tue, 20 Jan 2026 | PK₨4.2t | PK₨2.3t | PK₨539.8b | 7.4x | 7.8x | 1.8x |
| Thu, 18 Dec 2025 | PK₨3.7t | PK₨2.3t | PK₨539.8b | 6.4x | 6.9x | 1.6x |
| Sat, 15 Nov 2025 | PK₨3.5t | PK₨2.3t | PK₨539.8b | 6.5x | 6.6x | 1.5x |
| Mon, 13 Oct 2025 | PK₨3.7t | PK₨2.3t | PK₨549.8b | 6.4x | 6.7x | 1.6x |
| Wed, 10 Sep 2025 | PK₨3.3t | PK₨2.3t | PK₨549.8b | 5.3x | 6.1x | 1.4x |
| Fri, 08 Aug 2025 | PK₨3.1t | PK₨2.3t | PK₨537.1b | 5x | 5.8x | 1.3x |
| Sun, 06 Jul 2025 | PK₨2.8t | PK₨2.3t | PK₨537.6b | 4.6x | 5.2x | 1.2x |
| Tue, 03 Jun 2025 | PK₨2.3t | PK₨2.3t | PK₨537.6b | 3.7x | 4.3x | 1x |
| Thu, 01 May 2025 | PK₨2.2t | PK₨2.2t | PK₨531.5b | 3.7x | 4.1x | 1x |
| Sat, 29 Mar 2025 | PK₨2.2t | PK₨2.2t | PK₨538.0b | 3.8x | 4x | 1x |
| Mon, 24 Feb 2025 | PK₨2.2t | PK₨2.2t | PK₨533.9b | 3.7x | 4.1x | 1x |
| Wed, 22 Jan 2025 | PK₨2.2t | PK₨2.2t | PK₨551.4b | 3.7x | 4x | 1x |
| Fri, 20 Dec 2024 | PK₨2.0t | PK₨2.2t | PK₨551.4b | 3.3x | 3.6x | 0.9x |
| Sun, 17 Nov 2024 | PK₨1.9t | PK₨2.2t | PK₨551.4b | 2.9x | 3.4x | 0.9x |
| Tue, 15 Oct 2024 | PK₨2.0t | PK₨2.1t | PK₨558.7b | 3x | 3.5x | 0.9x |
| Thu, 12 Sep 2024 | PK₨1.8t | PK₨2.1t | PK₨558.7b | 2.8x | 3.2x | 0.8x |
| Sat, 10 Aug 2024 | PK₨1.9t | PK₨2.0t | PK₨559.4b | 2.9x | 3.3x | 0.9x |
| Mon, 08 Jul 2024 | PK₨2.0t | PK₨2.0t | PK₨553.1b | 3.2x | 3.6x | 1x |
| Wed, 05 Jun 2024 | PK₨2.0t | PK₨2.2t | PK₨608.0b | 2.7x | 3.3x | 0.9x |
| Fri, 03 May 2024 | PK₨1.9t | PK₨2.2t | PK₨599.1b | 2.6x | 3.1x | 0.9x |
| Sun, 31 Mar 2024 | PK₨1.8t | PK₨2.0t | PK₨552.6b | 2.6x | 3.2x | 0.9x |
| Tue, 27 Feb 2024 | PK₨1.7t | PK₨1.9t | PK₨521.3b | 2.8x | 3.3x | 0.9x |
| Thu, 25 Jan 2024 | PK₨1.7t | PK₨1.8t | PK₨510.0b | 3.1x | 3.3x | 0.9x |
| Sat, 23 Dec 2023 | PK₨1.6t | PK₨1.8t | PK₨508.4b | 2.8x | 3.1x | 0.9x |
| Mon, 20 Nov 2023 | PK₨1.4t | PK₨1.8t | PK₨501.6b | 2.6x | 2.8x | 0.8x |
| Wed, 18 Oct 2023 | PK₨1.3t | PK₨1.6t | PK₨444.3b | 2.6x | 2.9x | 0.8x |
| Fri, 15 Sep 2023 | PK₨1.2t | PK₨1.6t | PK₨444.0b | 2.5x | 2.7x | 0.7x |
| Sun, 13 Aug 2023 | PK₨1.3t | PK₨1.5t | PK₨365.1b | 3.4x | 3.5x | 0.9x |
| Tue, 11 Jul 2023 | PK₨1.1t | PK₨1.5t | PK₨355.1b | 3.4x | 3.1x | 0.7x |
| Thu, 08 Jun 2023 | PK₨1.0t | PK₨1.5t | PK₨355.1b | 3.1x | 2.8x | 0.7x |
| Sat, 06 May 2023 | PK₨1.1t | PK₨1.4t | PK₨342.1b | 3.3x | 3.1x | 0.8x |
| Mon, 03 Apr 2023 | PK₨985.5b | PK₨1.3t | PK₨307.4b | 3.3x | 3.2x | 0.8x |
Price to Earnings Ratio
3.2x
Current Industry PE
- Investors are optimistic on the Pakistani Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 6.5x which is higher than its 3-year average PE of 4.2x.
- The 3-year average PS ratio of 1.0x is lower than the industry's current PS ratio of 1.5x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 21% per year over the last three years.
- Revenues for these companies have grown 21% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Pakistani Financials industry?
| PK Market | 2.18% | |
| Financials | 1.43% | |
| Banks | 1.40% | |
| Diversified Banks | 1.46% | |
| Regional Banks | -6.11% | |
Industry PE
- Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 4.2x.
- Analysts are expecting annual earnings decline of 3.0%, which is less than its past year's earnings decline of 8.4%.
- Investors are most pessimistic about the Regional Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 3.5x.
Forecasted Growth
- Despite it being negative, analysts are least pessimistic on the Diversified Banks industry since they expect its earnings to decline by only 3.0% per year over the next 5 years, which isn't as bad as the other industries.
- This is an improvement from its past earnings decline of 8.4% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings decline by 3.0% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MEBL Meezan Bank | PK₨453.50 | 3.7% +PK₨29.1b | 83.3% | PB2.9x | |
| BAHL Bank AL Habib | PK₨155.39 | 2.7% +PK₨4.5b | 9.2% | PB1x | |
| BML Bank Makramah | PK₨61.68 | 2.1% +PK₨1.2b | -16.0% | PB2.6x | |
| FABL Faysal Bank | PK₨84.25 | 0.9% +PK₨1.2b | 75.4% | PB1.1x | |
| HMB Habib Metropolitan Bank | PK₨107.05 | 0.5% +PK₨607.7m | 19.0% | PB0.9x |