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Pakistani (KSE) Banks Industry Analysis

UpdatedDec 03, 2022
DataAggregated Company Financials
Companies20
  • 7D-1.1%
  • 3M-7.3%
  • 1Y-23.1%
  • YTD-22.6%

Over the last 7 days, the Banks industry has dropped 1.1%, driven by Meezan Bank declining 2.6%. The industry has fallen 23% in the last year. Looking forward, earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the Pakistani Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 03 Dec 2022PK₨1.1tPK₨1.2tPK₨275.3b4.3x3.9x0.9x
Mon, 31 Oct 2022PK₨1.1tPK₨1.2tPK₨266.1b4.7x4x0.9x
Wed, 28 Sep 2022PK₨1.1tPK₨1.1tPK₨257.6b4.8x4.3x1x
Fri, 26 Aug 2022PK₨1.2tPK₨1.1tPK₨277.8b4.5x4.3x1.1x
Sun, 24 Jul 2022PK₨1.1tPK₨1.0tPK₨285.1b4.2x3.9x1.1x
Tue, 21 Jun 2022PK₨1.2tPK₨1.0tPK₨285.1b4.4x4.1x1.1x
Thu, 19 May 2022PK₨1.3tPK₨1.0tPK₨283.2b4.9x4.5x1.2x
Sat, 16 Apr 2022PK₨1.4tPK₨1.0tPK₨269.4b5.6x5.2x1.4x
Mon, 14 Mar 2022PK₨1.4tPK₨949.7bPK₨259.6b5.5x5.2x1.4x
Wed, 09 Feb 2022PK₨1.4tPK₨943.7bPK₨251.5b5.6x5.7x1.5x
Fri, 07 Jan 2022PK₨1.4tPK₨943.7bPK₨251.5bn/a5.5x1.5x
Sun, 05 Dec 2021PK₨1.4tPK₨943.7bPK₨251.5b5.6x5.6x1.5x
Tue, 02 Nov 2021PK₨1.4tPK₨943.7bPK₨251.5b5.9x5.7x1.5x
Thu, 30 Sep 2021PK₨1.3tPK₨936.6bPK₨253.4b5.7x5.2x1.4x
Sat, 28 Aug 2021PK₨1.4tPK₨936.6bPK₨253.4b5.6x5.4x1.5x
Sun, 04 Jul 2021PK₨1.3tPK₨936.6bPK₨253.4b5.4x5.1x1.4x
Wed, 07 Apr 2021PK₨1.2tPK₨921.7bPK₨254.4b4.9x4.9x1.3x
Sat, 09 Jan 2021PK₨1.4tPK₨893.9bPK₨239.0b6.3x5.7x1.5x
Fri, 02 Oct 2020PK₨1.3tPK₨890.2bPK₨241.0b5.5x5.2x1.4x
Mon, 06 Jul 2020PK₨1.1tPK₨846.9bPK₨213.2b5.3x5x1.3x
Thu, 09 Apr 2020PK₨1.0tPK₨793.1bPK₨183.1b5.3x5.6x1.3x
Wed, 01 Jan 2020PK₨1.4tPK₨778.2bPK₨175.1b7.6x8.3x1.9x
Price to Earnings Ratio

8.6x


Total Market Cap: PK₨1.4tTotal Earnings: PK₨163.6bTotal Revenue: PK₨731.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Pakistani Banks Industry Price to Earnings3Y Average 5.4x202020212022
Current Industry PE
  • Investors are pessimistic on the Pakistani Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 3.9x which is lower than its 3-year average PE of 5.4x.
  • The 3-year average PS ratio of 1.4x is higher than the industry's current PS ratio of 0.88x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 19% per year over the last three years.
  • Revenues for these companies have grown 19% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Pakistani Financials industry?

PK Market-1.96%
Financials-1.11%
Banks-1.08%
Diversified Banks-1.05%
Regional Banks-6.72%
Industry PE
  • Investors are most optimistic about the Regional Banks industry even though it's trading below its 3-year average PE ratio of 6.5x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Diversified Banks industry, which is trading below its 3-year average of 5.4x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 19% over the next 5 years.
  • This is better than its past earnings growth rate of 4.3% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 19% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HBL Habib BankPK₨68.600.9%
+PK₨880.1m
-44.3%PB0.4x
BOK Bank of KhyberPK₨13.253.5%
+PK₨496.3m
-6.1%PB0.9x
SNBL Soneri BankPK₨9.902.1%
+PK₨220.5m
2.6%PB0.5x
BOP Bank of PunjabPK₨5.261.2%
+PK₨178.4m
-28.7%PB0.2x
BAHL Bank AL HabibPK₨56.300.3%
+PK₨166.7m
-21.3%PB0.7x
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Latest News

SBL

PK₨6.80

Samba Bank

7D

-14.5%

1Y

-42.2%

HBL

PK₨68.60

Habib Bank

7D

0.9%

1Y

-44.3%

UBL

PK₨108.65

United Bank

7D

-0.8%

1Y

-24.4%

SMBL

PK₨1.66

Summit Bank

7D

3.8%

1Y

-23.1%

SNBL

PK₨9.90

Soneri Bank

7D

2.1%

1Y

2.6%

MEBL

PK₨108.87

Meezan Bank

7D

-2.6%

1Y

-18.0%

NBP

PK₨24.99

National Bank of Pakistan

7D

-1.4%

1Y

-26.0%

FABL

PK₨27.45

Faysal Bank

7D

-5.5%

1Y

18.1%

BOK

PK₨13.25

Bank of Khyber

7D

3.5%

1Y

-6.1%

BAFL

PK₨31.98

Bank Alfalah

7D

-0.8%

1Y

-7.2%

BOP

PK₨5.26

Bank of Punjab

7D

1.2%

1Y

-28.7%

BIPL

PK₨14.72

BankIslami Pakistan

7D

-3.9%

1Y

12.8%

BAHL

PK₨56.30

Bank AL Habib

7D

0.3%

1Y

-21.3%

ABL

PK₨63.75

Allied Bank

7D

-0.9%

1Y

-18.5%