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Pakistani (KSE) Banks Industry Analysis

UpdatedFeb 15, 2025
DataAggregated Company Financials
Companies18
  • 7D0.5%
  • 3M14.7%
  • 1Y54.5%
  • YTD-1.1%

Last week, the Banks industry hasn't moved much but National Bank of Pakistan is up 5.8% in that time. As for the the longer term, the industry is up 55% over the past 12 months. Looking forward, earnings are forecast to grow by 1.5% annually.

Industry Valuation and Performance

Has the Pakistani Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 16 Feb 2025PK₨2.2tPK₨2.2tPK₨536.8b3.6x4x1x
Tue, 14 Jan 2025PK₨2.2tPK₨2.1tPK₨523.1b3.8x4.1x1x
Thu, 12 Dec 2024PK₨2.1tPK₨2.2tPK₨551.4b3.6x3.9x1x
Sat, 09 Nov 2024PK₨1.9tPK₨2.2tPK₨551.4b2.9x3.4x0.9x
Mon, 07 Oct 2024PK₨1.9tPK₨2.1tPK₨558.7b2.8x3.4x0.9x
Wed, 04 Sep 2024PK₨1.8tPK₨2.1tPK₨557.3b2.9x3.2x0.8x
Fri, 02 Aug 2024PK₨1.9tPK₨2.0tPK₨553.1b3x3.4x0.9x
Sun, 30 Jun 2024PK₨1.8tPK₨2.0tPK₨553.1b3x3.3x0.9x
Tue, 28 May 2024PK₨2.0tPK₨2.2tPK₨607.9b2.8x3.3x0.9x
Thu, 25 Apr 2024PK₨1.9tPK₨2.1tPK₨592.8b2.7x3.3x0.9x
Sat, 23 Mar 2024PK₨1.7tPK₨2.0tPK₨552.6b2.4x3x0.8x
Mon, 19 Feb 2024PK₨1.6tPK₨1.8tPK₨517.5b2.8x3.1x0.9x
Wed, 17 Jan 2024PK₨1.6tPK₨1.8tPK₨510.0b3x3.2x0.9x
Fri, 15 Dec 2023PK₨1.7tPK₨1.8tPK₨508.4b2.9x3.2x0.9x
Sun, 12 Nov 2023PK₨1.4tPK₨1.8tPK₨497.9b2.5x2.8x0.8x
Tue, 10 Oct 2023PK₨1.2tPK₨1.6tPK₨444.3b2.5x2.8x0.8x
Thu, 07 Sep 2023PK₨1.2tPK₨1.6tPK₨432.0b2.6x2.7x0.7x
Sat, 05 Aug 2023PK₨1.3tPK₨1.5tPK₨365.1b3.4x3.5x0.9x
Mon, 03 Jul 2023PK₨1.0tPK₨1.5tPK₨355.1b3x2.8x0.7x
Wed, 31 May 2023PK₨1.0tPK₨1.5tPK₨355.1b2.9x2.8x0.7x
Fri, 28 Apr 2023PK₨1.0tPK₨1.4tPK₨325.1b3.2x3.2x0.8x
Sun, 26 Mar 2023PK₨982.6bPK₨1.3tPK₨307.4b3.4x3.2x0.7x
Tue, 21 Feb 2023PK₨1.0tPK₨1.3tPK₨288.8b3.9x3.6x0.8x
Thu, 19 Jan 2023PK₨973.9bPK₨1.2tPK₨275.7b4.3x3.5x0.8x
Sat, 17 Dec 2022PK₨1.0tPK₨1.2tPK₨276.1b4.4x3.8x0.9x
Mon, 14 Nov 2022PK₨1.1tPK₨1.2tPK₨272.9b4.3x4x0.9x
Wed, 12 Oct 2022PK₨1.1tPK₨1.1tPK₨259.7b4.7x4.1x1x
Fri, 09 Sep 2022PK₨1.2tPK₨1.1tPK₨269.2b4.9x4.3x1.1x
Sun, 07 Aug 2022PK₨1.2tPK₨1.1tPK₨280.4b4.6x4.2x1.1x
Tue, 05 Jul 2022PK₨1.1tPK₨1.0tPK₨285.1b4.3x4x1.1x
Thu, 02 Jun 2022PK₨1.3tPK₨1.0tPK₨283.2b4.6x4.5x1.2x
Sat, 30 Apr 2022PK₨1.4tPK₨1.0tPK₨275.4b5x4.9x1.3x
Mon, 28 Mar 2022PK₨1.3tPK₨949.7bPK₨259.6b5.5x5x1.4x
Wed, 23 Feb 2022PK₨1.4tPK₨948.9bPK₨252.6b5.6x5.6x1.5x
Price to Earnings Ratio

5.6x


Total Market Cap: PK₨1.4tTotal Earnings: PK₨252.6bTotal Revenue: PK₨948.9bTotal Market Cap vs Earnings and Revenue0%0%0%
Pakistani Banks Industry Price to Earnings3Y Average 3.6x202320242025
Current Industry PE
  • Investors are optimistic on the Pakistani Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 4.0x which is higher than its 3-year average PE of 3.6x.
  • The industry is trading close to its 3-year average PS ratio of 0.93x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 28% per year over the last three years.
  • Revenues for these companies have grown 32% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Pakistani Financials industry?

PK Market1.62%
Financials0.32%
Banks0.51%
Diversified Banks0.53%
Regional Banks-1.43%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 3.6x.
    • Analysts are expecting annual earnings growth of 1.5%, which is lower than the prior year's growth of 17.0% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading below its 3-year average of 3.7x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 1.5% over the next 5 years.
  • In contrast, the Diversified Banks industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
NBP National Bank of PakistanPK₨76.665.8%
+PK₨9.0b
180.5%PB0.4x
BOP Bank of PunjabPK₨11.1015.5%
+PK₨4.9b
88.8%PB0.4x
SCBPL Standard Chartered Bank (Pakistan)PK₨53.881.8%
+PK₨3.8b
44.9%PB2x
AKBL Askari BankPK₨42.654.0%
+PK₨2.4b
82.0%PB0.5x
BIPL BankIslami PakistanPK₨25.015.9%
+PK₨1.6b
4.6%PB0.6x
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Latest News

MCB

PK₨277.34

MCB Bank

7D

-0.5%

1Y

48.8%

BOP

PK₨11.10

Bank of Punjab

7D

15.5%

1Y

88.8%

MEBL

PK₨236.33

Meezan Bank

7D

-0.3%

1Y

40.9%

HBL

PK₨162.52

Habib Bank

7D

-1.0%

1Y

47.7%

ABL

PK₨139.99

Allied Bank

7D

0.3%

1Y

62.8%

NBP

PK₨76.66

National Bank of Pakistan

7D

5.8%

1Y

180.5%

BAHL

PK₨134.63

Bank AL Habib

7D

-4.1%

1Y

62.9%

BAFL

PK₨79.25

Bank Alfalah

7D

0.5%

1Y

56.7%

AKBL

PK₨42.65

Askari Bank

7D

4.0%

1Y

82.0%

JSBL

PK₨9.65

JS Bank

7D

-1.4%

1Y

11.9%

HMB

PK₨92.18

Habib Metropolitan Bank

7D

-1.2%

1Y

58.1%

BML

PK₨4.15

Bank Makramah

7D

2.5%

1Y

93.0%

SCBPL

PK₨53.88

Standard Chartered Bank (Pakistan)

7D

1.8%

1Y

44.9%

BIPL

PK₨25.01

BankIslami Pakistan

7D

5.9%

1Y

4.6%