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Pakistani (KSE) Specialized Finance Industry Analysis
UpdatedAug 12, 2025
DataAggregated Company Financials
Companies9
- 7D8.0%
- 3M68.4%
- 1Y112.8%
- YTDn/a
Over the last 7 days, the Specialized Finance industry has risen 7.7%, driven by gains from Trust Modaraba of 22%. During this same period, the First Elite Capital Modaraba underperformed, falling 7.5%. This takes the industry's 12 month performance to a gain of 108%.
Industry Valuation and Performance
Has the Pakistani Specialized Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 12 Aug 2025 | PK₨5.7b | PK₨2.6b | PK₨291.8m | 17.1x | 19.4x | 2.2x |
| Thu, 10 Jul 2025 | PK₨4.7b | PK₨2.6b | PK₨291.8m | 15.7x | 16.2x | 1.9x |
| Sat, 07 Jun 2025 | PK₨3.7b | PK₨2.6b | PK₨291.8m | 13.9x | 12.8x | 1.5x |
| Mon, 05 May 2025 | PK₨3.2b | PK₨2.6b | PK₨291.6m | 6.1x | 10.9x | 1.2x |
| Wed, 02 Apr 2025 | PK₨2.9b | PK₨2.7b | PK₨305.9m | 5.6x | 9.4x | 1.1x |
| Fri, 28 Feb 2025 | PK₨3.0b | PK₨2.7b | PK₨315.6m | 4.8x | 9.7x | 1.1x |
| Sun, 26 Jan 2025 | PK₨3.1b | PK₨2.8b | PK₨324.7m | 5.8x | 9.6x | 1.1x |
| Tue, 24 Dec 2024 | PK₨2.9b | PK₨2.8b | PK₨324.7m | 5.7x | 9x | 1.1x |
| Thu, 21 Nov 2024 | PK₨2.6b | PK₨2.8b | PK₨323.0m | 5.3x | 8.1x | 1x |
| Sat, 19 Oct 2024 | PK₨2.5b | PK₨2.8b | PK₨345.3m | 5.4x | 7.1x | 0.9x |
| Mon, 16 Sep 2024 | PK₨2.8b | PK₨2.5b | PK₨321.0m | 5.7x | 8.6x | 1.1x |
| Wed, 14 Aug 2024 | PK₨2.6b | PK₨2.5b | PK₨327.0m | 5.4x | 8x | 1.1x |
| Fri, 12 Jul 2024 | PK₨2.2b | PK₨2.5b | PK₨327.0m | 5.5x | 6.7x | 0.9x |
| Sun, 09 Jun 2024 | PK₨2.2b | PK₨2.5b | PK₨337.5m | 5.1x | 6.4x | 0.9x |
| Tue, 07 May 2024 | PK₨1.9b | PK₨2.5b | PK₨335.4m | 4.6x | 5.6x | 0.8x |
| Thu, 04 Apr 2024 | PK₨1.9b | PK₨2.4b | PK₨359.6m | 4.3x | 5.3x | 0.8x |
| Sat, 02 Mar 2024 | PK₨1.9b | PK₨2.4b | PK₨329.6m | 4.7x | 5.7x | 0.8x |
| Mon, 29 Jan 2024 | PK₨1.9b | PK₨2.4b | PK₨312.3m | 5.5x | 6.2x | 0.8x |
| Wed, 27 Dec 2023 | PK₨2.0b | PK₨2.4b | PK₨312.3m | 5.4x | 6.3x | 0.8x |
| Fri, 24 Nov 2023 | PK₨2.0b | PK₨2.4b | PK₨324.6m | 4.6x | 6.1x | 0.8x |
| Sun, 22 Oct 2023 | PK₨1.6b | PK₨2.4b | PK₨296.7m | 4.3x | 5.4x | 0.7x |
| Tue, 19 Sep 2023 | PK₨1.6b | PK₨2.3b | PK₨231.6m | 3.5x | 6.7x | 0.7x |
| Thu, 17 Aug 2023 | PK₨1.7b | PK₨2.3b | PK₨231.6m | 3.5x | 7.1x | 0.7x |
| Sat, 15 Jul 2023 | PK₨1.6b | PK₨2.3b | PK₨231.6m | 3.4x | 6.9x | 0.7x |
| Mon, 12 Jun 2023 | PK₨1.4b | PK₨2.3b | PK₨237.3m | 2.9x | 5.8x | 0.6x |
| Wed, 10 May 2023 | PK₨1.3b | PK₨2.2b | PK₨224.4m | 4.3x | 5.9x | 0.6x |
| Fri, 07 Apr 2023 | PK₨1.4b | PK₨2.2b | PK₨188.8m | 4.9x | 7.4x | 0.6x |
| Sun, 05 Mar 2023 | PK₨1.3b | PK₨2.1b | PK₨256.6m | 5.9x | 5.2x | 0.6x |
| Tue, 31 Jan 2023 | PK₨1.4b | PK₨2.1b | PK₨239.6m | 5.6x | 6x | 0.7x |
| Thu, 29 Dec 2022 | PK₨1.5b | PK₨2.1b | PK₨252.0m | 5.6x | 5.9x | 0.7x |
| Sat, 26 Nov 2022 | PK₨1.6b | PK₨2.0b | PK₨273.4m | 6x | 6x | 0.8x |
| Mon, 24 Oct 2022 | PK₨1.6b | PK₨2.0b | PK₨294.4m | 8.1x | 5.4x | 0.8x |
| Wed, 21 Sep 2022 | PK₨1.7b | PK₨2.0b | PK₨374.3m | 5x | 4.6x | 0.9x |
| Fri, 19 Aug 2022 | PK₨1.8b | PK₨2.0b | PK₨373.7m | 5.5x | 4.9x | 0.9x |
Price to Earnings Ratio
4.9x
Current Industry PE
- Investors are optimistic on the Pakistani Specialized Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 19.4x which is higher than its 3-year average PE of 7.6x.
- The 3-year average PS ratio of 0.91x is lower than the industry's current PS ratio of 2.2x.
Past Earnings Growth
- The earnings for companies in the Specialized Finance industry have declined 7.9% per year over the last three years.
- Meanwhile revenues for these companies have grown 8.5% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Comparison
How does Pakistani Specialized Finance compare with similar industries?
| PK Market | 3.11% | |
| Financials | 5.28% | |
| Diversified Financial | 6.27% | |
| Specialized Finance | 8.00% | |
| Other Diversified Financial Services | 0.58% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| TRSM Trust Modaraba | PK₨30.13 | 21.8% +PK₨160.6m | 1,129.8% | PE39.1x | |
| PGLC Pak-Gulf Leasing | PK₨21.89 | 9.9% +PK₨97.5m | 152.5% | PE17.1x | |
| FDPL First Dawood Properties | PK₨6.43 | 7.5% +PK₨66.8m | 192.3% | PS47.4x | |
| OLPM OLP Modaraba | PK₨20.66 | 5.6% +PK₨49.9m | 43.6% | PE5.2x | |
| UDLI UDL International | PK₨9.52 | 12.0% +PK₨35.8m | 9.4% | n/a |