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Pakistani (KSE) Property and Casualty Insurance Industry Analysis

UpdatedApr 17, 2025
DataAggregated Company Financials
Companies16
  • 7D-0.5%
  • 3M-0.2%
  • 1Y38.5%
  • YTDn/a

The Property and Casualty Insurance is pretty flat in the last 7 days, but United Insurance Company of Pakistan has stood out, gaining 7.1%. The past year has been better, since the industry has gained 39% in that time.

Industry Valuation and Performance

Has the Pakistani Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 17 Apr 2025PK₨90.3bPK₨251.4bPK₨19.2b4.2x4.7x0.4x
Sat, 15 Mar 2025PK₨91.0bPK₨248.0bPK₨17.7b4.6x5.1x0.4x
Mon, 10 Feb 2025PK₨88.0bPK₨227.9bPK₨18.0b4.6x4.9x0.4x
Wed, 08 Jan 2025PK₨87.5bPK₨227.9bPK₨18.0b4.5x4.9x0.4x
Fri, 06 Dec 2024PK₨83.0bPK₨227.9bPK₨18.0b4.8x4.6x0.4x
Sun, 03 Nov 2024PK₨68.8bPK₨223.8bPK₨18.2b3.9x3.8x0.3x
Tue, 01 Oct 2024PK₨64.4bPK₨217.6bPK₨19.1b3.4x3.4x0.3x
Thu, 29 Aug 2024PK₨65.1bPK₨215.9bPK₨18.4b3.3x3.5x0.3x
Sat, 27 Jul 2024PK₨65.4bPK₨203.1bPK₨15.6b4x4.2x0.3x
Mon, 24 Jun 2024PK₨66.4bPK₨203.1bPK₨15.6b3.9x4.3x0.3x
Wed, 22 May 2024PK₨56.6bPK₨198.7bPK₨14.8b3.9x3.8x0.3x
Fri, 19 Apr 2024PK₨55.0bPK₨185.6bPK₨13.2b4.2x4.2x0.3x
Sun, 17 Mar 2024PK₨56.5bPK₨175.2bPK₨13.2b3.8x4.3x0.3x
Tue, 13 Feb 2024PK₨53.6bPK₨165.6bPK₨11.2b3.5x4.8x0.3x
Thu, 11 Jan 2024PK₨67.6bPK₨168.1bPK₨11.6b4.1x5.8x0.4x
Sat, 09 Dec 2023PK₨69.2bPK₨168.1bPK₨11.6b3.9x6x0.4x
Mon, 06 Nov 2023PK₨64.6bPK₨167.8bPK₨11.6b3.5x5.6x0.4x
Wed, 04 Oct 2023PK₨60.1bPK₨148.4bPK₨7.8b4.5x7.7x0.4x
Fri, 01 Sep 2023PK₨59.8bPK₨140.5bPK₨7.7b6x7.8x0.4x
Sun, 30 Jul 2023PK₨60.7bPK₨139.6bPK₨7.6b5.3x8x0.4x
Tue, 27 Jun 2023PK₨58.1bPK₨139.6bPK₨7.6b3.7x7.7x0.4x
Thu, 25 May 2023PK₨56.7bPK₨139.3bPK₨7.5b5.5x7.6x0.4x
Sat, 22 Apr 2023PK₨57.2bPK₨134.1bPK₨7.0b6.2x8.2x0.4x
Mon, 20 Mar 2023PK₨61.5bPK₨126.9bPK₨7.6b5.1x8.1x0.5x
Wed, 15 Feb 2023PK₨61.0bPK₨126.9bPK₨7.6b5.8x8x0.5x
Fri, 13 Jan 2023PK₨60.7bPK₨126.9bPK₨7.6b5.4x8x0.5x
Sun, 11 Dec 2022PK₨62.3bPK₨126.5bPK₨7.5b5.3x8.3x0.5x
Tue, 08 Nov 2022PK₨63.1bPK₨126.4bPK₨7.5b5.5x8.4x0.5x
Thu, 06 Oct 2022PK₨63.2bPK₨116.7bPK₨7.8b5.7x8.1x0.5x
Sat, 03 Sep 2022PK₨64.7bPK₨117.8bPK₨9.0b6.8x7.1x0.5x
Mon, 01 Aug 2022PK₨65.1bPK₨118.8bPK₨9.6b6.4x6.8x0.5x
Wed, 29 Jun 2022PK₨68.1bPK₨118.8bPK₨9.6b6.2x7.1x0.6x
Fri, 27 May 2022PK₨65.2bPK₨118.8bPK₨9.6b6.3x6.8x0.5x
Sun, 24 Apr 2022PK₨68.2bPK₨115.9bPK₨10.1b6.6x6.7x0.6x
Price to Earnings Ratio

6.7x


Total Market Cap: PK₨68.2bTotal Earnings: PK₨10.1bTotal Revenue: PK₨115.9bTotal Market Cap vs Earnings and Revenue0%0%0%
Pakistani Property and Casualty Insurance Industry Price to Earnings3Y Average 6.2x202320242025
Current Industry PE
  • Investors are pessimistic on the Pakistani Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 4.7x which is lower than its 3-year average PE of 6.2x.
  • The industry is trading close to its 3-year average PS ratio of 0.42x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 24% per year over the last three years.
  • Revenues for these companies have grown 29% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Pakistani Property and Casualty Insurance compare with similar industries?

PK Market1.33%
Financials0.25%
Insurance-0.077%
Property and Casualty Insurance-0.46%
General Insurance1.11%
Life and Health Insurance0.37%
Reinsurance-0.13%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
UNIC United Insurance Company of PakistanPK₨16.457.7%
+PK₨488.9m
51.6%PE3.4x
ATIL Atlas InsurancePK₨57.755.0%
+PK₨407.9m
47.7%PE4.6x
RICL Reliance InsurancePK₨17.3518.9%
+PK₨183.6m
78.3%PE3.8x
AGIC Askari General InsurancePK₨34.816.9%
+PK₨162.5m
84.1%PE3.8x
CENI Century InsurancePK₨49.502.7%
+PK₨71.9m
102.5%PE4.7x
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Latest News

HICL

PK₨7.74

Habib Insurance

7D

-15.6%

1Y

26.9%

RICL

PK₨17.35

Reliance Insurance

7D

18.9%

1Y

78.3%

AICL

PK₨43.79

Adamjee Insurance

7D

-2.7%

1Y

22.0%

SHNI

PK₨7.24

Shaheen Insurance

7D

-2.4%

1Y

70.0%

TPLI

PK₨9.01

TPL Insurance

7D

2.0%

1Y

-47.4%

AGIC

PK₨34.81

Askari General Insurance

7D

6.9%

1Y

84.1%

PINL

PK₨5.79

Premier Insurance

7D

4.3%

1Y

-8.1%

JGICL

PK₨54.22

Jubilee General Insurance

7D

-0.9%

1Y

89.4%

EFUG

PK₨115.01

EFU General Insurance

7D

-4.3%

1Y

34.5%

CSIL

PK₨2.89

Crescent Star Insurance

7D

7.8%

1Y

28.4%

UVIC

PK₨9.53

Universal Insurance

7D

-3.5%

1Y

64.9%

ATIL

PK₨57.75

Atlas Insurance

7D

5.0%

1Y

47.7%

UNIC

PK₨16.45

United Insurance Company of Pakistan

7D

7.7%

1Y

51.6%

CENI

PK₨49.50

Century Insurance

7D

2.7%

1Y

102.5%

PKGI

PK₨8.50

Pakistan General Insurance

7D

-10.3%

1Y

48.3%