Pakistani (KSE) Property and Casualty Insurance Industry Analysis

Industry Valuation and Performance

Has the Pakistani Property and Casualty Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Tue, 11 Aug 2026	PK₨144.6b	PK₨266.7b	PK₨22.7b	6.2x	6.4x	0.5x
Thu, 09 Jul 2026	PK₨126.4b	PK₨266.7b	PK₨22.7b	5.7x	5.6x	0.5x
Sat, 06 Jun 2026	PK₨121.5b	PK₨266.7b	PK₨22.7b	5.4x	5.3x	0.5x
Mon, 04 May 2026	PK₨121.9b	PK₨266.5b	PK₨22.9b	5.1x	5.3x	0.5x
Wed, 01 Apr 2026	PK₨107.1b	PK₨276.6b	PK₨22.5b	5.4x	4.8x	0.4x
Fri, 27 Feb 2026	PK₨120.7b	PK₨284.4b	PK₨22.5b	5.3x	5.4x	0.4x
Sun, 25 Jan 2026	PK₨134.2b	PK₨286.8b	PK₨22.6b	6x	5.9x	0.5x
Tue, 23 Dec 2025	PK₨119.0b	PK₨286.8b	PK₨22.6b	5.2x	5.3x	0.4x
Thu, 20 Nov 2025	PK₨120.1b	PK₨286.8b	PK₨22.6b	5.4x	5.3x	0.4x
Sat, 18 Oct 2025	PK₨123.1b	PK₨261.9b	PK₨20.3b	6x	6.1x	0.5x
Mon, 15 Sep 2025	PK₨116.1b	PK₨261.9b	PK₨20.3b	5.9x	5.7x	0.4x
Wed, 13 Aug 2025	PK₨112.7b	PK₨258.3b	PK₨20.4b	5x	5.5x	0.4x
Fri, 11 Jul 2025	PK₨104.5b	PK₨258.3b	PK₨20.4b	5.4x	5.1x	0.4x
Sun, 08 Jun 2025	PK₨92.7b	PK₨258.3b	PK₨20.4b	3.7x	4.6x	0.4x
Tue, 06 May 2025	PK₨89.9b	PK₨258.2b	PK₨20.3b	3.8x	4.4x	0.3x
Thu, 03 Apr 2025	PK₨89.0b	PK₨248.7b	PK₨17.8b	4.6x	5x	0.4x
Sat, 01 Mar 2025	PK₨90.5b	PK₨227.9b	PK₨18.0b	4.6x	5x	0.4x
Mon, 27 Jan 2025	PK₨88.4b	PK₨227.9b	PK₨18.0b	4.5x	4.9x	0.4x
Wed, 25 Dec 2024	PK₨86.2b	PK₨227.9b	PK₨18.0b	4.5x	4.8x	0.4x
Fri, 22 Nov 2024	PK₨77.3b	PK₨227.9b	PK₨18.0b	4.4x	4.3x	0.3x
Sun, 20 Oct 2024	PK₨65.7b	PK₨217.6b	PK₨19.1b	3.3x	3.4x	0.3x
Tue, 17 Sep 2024	PK₨65.1b	PK₨217.6b	PK₨19.1b	3.3x	3.4x	0.3x
Thu, 15 Aug 2024	PK₨64.4b	PK₨203.1b	PK₨15.6b	4.3x	4.1x	0.3x
Sat, 13 Jul 2024	PK₨66.7b	PK₨203.1b	PK₨15.6b	4.3x	4.3x	0.3x
Mon, 10 Jun 2024	PK₨57.1b	PK₨198.9b	PK₨14.9b	4.1x	3.8x	0.3x
Wed, 08 May 2024	PK₨55.3b	PK₨198.2b	PK₨14.7b	4x	3.8x	0.3x
Fri, 05 Apr 2024	PK₨54.9b	PK₨176.7b	PK₨13.9b	3.9x	4x	0.3x
Sun, 03 Mar 2024	PK₨55.9b	PK₨165.6b	PK₨11.2b	3.8x	5x	0.3x
Tue, 30 Jan 2024	PK₨66.4b	PK₨168.1b	PK₨11.6b	4.1x	5.7x	0.4x
Thu, 28 Dec 2023	PK₨66.7b	PK₨168.1b	PK₨11.6b	3.8x	5.8x	0.4x
Sat, 25 Nov 2023	PK₨65.9b	PK₨168.0b	PK₨11.6b	3.8x	5.7x	0.4x
Mon, 23 Oct 2023	PK₨63.6b	PK₨154.4b	PK₨8.1b	4.3x	7.8x	0.4x
Wed, 20 Sep 2023	PK₨58.0b	PK₨148.3b	PK₨7.8b	4.6x	7.4x	0.4x
Fri, 18 Aug 2023	PK₨61.3b	PK₨139.6b	PK₨7.6b	5.7x	8.1x	0.4x

Current Industry PE

Investors are optimistic on the Pakistani Property and Casualty Insurance industry, and appear confident in long term growth rates.

The industry is trading at a PE ratio of 6.4x which is higher than its 3-year average PE of 5.1x.

The industry is trading close to its 3-year average PS ratio of 0.39x.

Past Earnings Growth

The earnings for companies in the Property and Casualty Insurance industry have grown 44% per year over the last three years.
Revenues for these companies have grown 24% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Pakistani Property and Casualty Insurance compare with similar industries?


PK Market	1.53%
Financials	2.62%
Insurance	1.79%
Property and Casualty Insurance	3.81%
Reinsurance	1.60%
Life and Health Insurance	-0.64%
General Insurance	-9.02%

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
EWIC East West Insurance	PK₨67.22	34.4% +PK₨5.9b	42.0%	PE15.5x
PKGI Pakistan General Insurance	PK₨26.37	28.5% +PK₨292.5m	143.9%	PE33.7x
ATIL Atlas Insurance	PK₨78.99	2.4% +PK₨271.9m	-7.9%	PE5.2x
EFUG EFU General Insurance	PK₨124.49	0.4% +PK₨98.0m	-0.8%	PE4.5x
SHNI Shaheen Insurance	PK₨9.06	2.8% +PK₨26.2m	26.0%	PE6.1x

New minor risk - Share price stability

The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 7.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (25% accrual ratio). Market cap is less than US$10m (PK₨1.10b market cap, or US$3.96m). Minor Risks Share price has been volatile over the past 3 months (7.7% average weekly change). Revenue is less than US$5m (PK₨1.2b revenue, or US$4.3m).

Pakistani (KSE) Property and Casualty Insurance Industry Analysis

Industry Valuation and Performance

Industry Comparison

Top Stock Gainers and Losers

Latest News

Century Insurance Company Limited to Report First Half, 2026 Results on Aug 17, 2026

Investor sentiment improves as stock rises 26%

Investor sentiment improves as stock rises 22%

Investor sentiment improves as stock rises 21%

Investor sentiment improves as stock rises 20%

Investor sentiment improves as stock rises 17%

TPL Insurance Limited Announces Management Changes

New minor risk - Share price stability

Efu General Insurance Limited Announces Retirement of Directors

Investor sentiment improves as stock rises 18%

First quarter 2026 earnings released: EPS: PK₨0.59 (vs PK₨0.71 in 1Q 2025)

First quarter 2026 earnings released: PK₨0.27 loss per share (vs PK₨0.11 profit in 1Q 2025)

First quarter 2026 earnings released: EPS: PK₨1.11 (vs PK₨0.97 in 1Q 2025)

First quarter 2026 earnings released: EPS: PK₨3.62 (vs PK₨2.20 in 1Q 2025)