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Habib Insurance Company LimitedKASE:HICL Stock Report

Market Cap PK₨1.3b
Share Price
PK₨10.10
My Fair Value
n/a
1Y30.3%
7D-1.6%
Portfolio Value
View

Habib Insurance Company Limited

KASE:HICL Stock Report

Market Cap: PK₨1.3b

Habib Insurance (HICL) Stock Overview

Engages in the general insurance business in Pakistan. More details

HICL fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends2/6

HICL Community Fair Values

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Habib Insurance Company Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Habib Insurance
Historical stock prices
Current Share PricePK₨10.10
52 Week HighPK₨20.40
52 Week LowPK₨7.25
Beta0.27
1 Month Change-3.90%
3 Month Change-19.20%
1 Year Change30.32%
3 Year Change95.74%
5 Year Change38.17%
Change since IPO483.24%

Recent News & Updates

Recent updates

Shareholder Returns

HICLPK InsurancePK Market
7D-1.6%-1.7%-2.8%
1Y30.3%24.4%27.5%

Return vs Industry: HICL exceeded the PK Insurance industry which returned 25.8% over the past year.

Return vs Market: HICL matched the PK Market which returned 29.4% over the past year.

Price Volatility

Is HICL's price volatile compared to industry and market?
HICL volatility
HICL Average Weekly Movement8.0%
Insurance Industry Average Movement6.9%
Market Average Movement8.6%
10% most volatile stocks in PK Market11.3%
10% least volatile stocks in PK Market5.8%

Stable Share Price: HICL has not had significant price volatility in the past 3 months compared to the PK market.

Volatility Over Time: HICL's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1942221Murtaza Hussainwww.habibinsurance.net

Habib Insurance Company Limited engages in the general insurance business in Pakistan. The company operates through four segments: Fire and Property; Marine and Transport; Motor; and Other Classes. It offers fire and property insurance that covers fire, lightening, explosion, and allied perils, as well as damages caused by earthquake, atmospheric disturbance, aircraft and arial devices falling, impact damage, riot and strike, and malicious damages.

Habib Insurance Company Limited Fundamentals Summary

How do Habib Insurance's earnings and revenue compare to its market cap?
HICL fundamental statistics
Market capPK₨1.25b
Earnings (TTM)PK₨113.04m
Revenue (TTM)PK₨2.23b
11.1x
P/E Ratio
0.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HICL income statement (TTM)
RevenuePK₨2.23b
Cost of RevenuePK₨1.71b
Gross ProfitPK₨525.59m
Other ExpensesPK₨412.56m
EarningsPK₨113.04m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)0.91
Gross Margin23.53%
Net Profit Margin5.06%
Debt/Equity Ratio0%

How did HICL perform over the long term?

See historical performance and comparison

Dividends

6.2%
Current Dividend Yield
66%
Payout Ratio

Does HICL pay a reliable dividends?

See HICL dividend history and benchmarks
When do you need to buy HICL by to receive an upcoming dividend?
Habib Insurance dividend dates
Ex Dividend DateApr 09 2026
Dividend Pay DateMay 18 2026
Days until Ex dividend36 days
Days until Dividend pay date3 days

Does HICL pay a reliable dividends?

See HICL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/14 05:40
End of Day Share Price 2026/05/14 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Habib Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.