RICL Stock Overview
Engages in the general insurance business in Pakistan. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Reliance Insurance Company Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | PK₨12.99 |
| 52 Week High | PK₨13.85 |
| 52 Week Low | PK₨8.00 |
| Beta | 0.36 |
| 1 Month Change | 10.55% |
| 3 Month Change | 29.00% |
| 1 Year Change | 36.74% |
| 3 Year Change | 135.94% |
| 5 Year Change | 209.77% |
| Change since IPO | 524.58% |
Recent News & Updates
Recent updates
Shareholder Returns
| RICL | PK Insurance | PK Market | |
|---|---|---|---|
| 7D | 4.7% | 1.2% | 5.1% |
| 1Y | 36.7% | 35.7% | 58.7% |
Return vs Industry: RICL exceeded the PK Insurance industry which returned 32.6% over the past year.
Return vs Market: RICL underperformed the PK Market which returned 55.3% over the past year.
Price Volatility
| RICL volatility | |
|---|---|
| RICL Average Weekly Movement | 7.8% |
| Insurance Industry Average Movement | 6.3% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in PK Market | 10.0% |
| 10% least volatile stocks in PK Market | 4.7% |
Stable Share Price: RICL has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: RICL's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1981 | 190 | A. Ahmed | www.relianceins.com |
Reliance Insurance Company Limited engages in the general insurance business in Pakistan. It operates in four segments: Fire, Marine, Motor, and Miscellaneous. The company offers fire insurance that covers damages caused by fire, riot and strike damage, flood, electric fluctuation, malicious damage, atmospheric damage, earthquake, earthquake fire and shock, explosion, impact damage, and aircraft damage; and marine import and export cargo, inland transit insurance, and marine hull insurance, as well as coverage against war risk.
Reliance Insurance Company Limited Fundamentals Summary
| RICL fundamental statistics | |
|---|---|
| Market cap | PK₨864.33m |
| Earnings (TTM) | PK₨325.14m |
| Revenue (TTM) | PK₨948.46m |
2.7x
P/E Ratio0.9x
P/S RatioIs RICL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RICL income statement (TTM) | |
|---|---|
| Revenue | PK₨948.46m |
| Cost of Revenue | PK₨298.36m |
| Gross Profit | PK₨650.10m |
| Other Expenses | PK₨324.95m |
| Earnings | PK₨325.14m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.89 |
| Gross Margin | 68.54% |
| Net Profit Margin | 34.28% |
| Debt/Equity Ratio | 0% |
How did RICL perform over the long term?
See historical performance and comparisonDividends
7.7%
Current Dividend Yield20%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/17 04:21 |
| End of Day Share Price | 2024/12/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Reliance Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|