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Pakistani (KSE) Diversified Financial Industry Analysis
UpdatedNov 07, 2025
DataAggregated Company Financials
Companies12
- 7D5.9%
- 3M55.6%
- 1Y209.6%
- YTD127.1%
Over the last 7 days, the Diversified Financial industry has dropped 4.5%, driven by a pullback from First Elite Capital Modaraba of 39%. Meanwhile, First Fidelity Leasing Modaraba actually outperformed within the industry, gaining 28% in the last week. This takes the industry's 12 month performance to a gain of 211%.
Industry Valuation and Performance
Has the Pakistani Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 07 Nov 2025 | PK₨11.3b | PK₨3.9b | PK₨1.3b | 18x | 9x | 2.9x |
| Sun, 05 Oct 2025 | PK₨8.6b | PK₨3.2b | PK₨553.2m | 21.3x | 15.6x | 2.7x |
| Tue, 02 Sep 2025 | PK₨8.0b | PK₨3.4b | PK₨556.9m | 13x | 14.3x | 2.4x |
| Thu, 31 Jul 2025 | PK₨6.7b | PK₨3.4b | PK₨556.9m | 15.3x | 12x | 2x |
| Sat, 28 Jun 2025 | PK₨6.0b | PK₨3.4b | PK₨556.9m | 11.4x | 10.8x | 1.8x |
| Mon, 26 May 2025 | PK₨4.3b | PK₨3.4b | PK₨556.9m | 7.5x | 7.7x | 1.3x |
| Wed, 23 Apr 2025 | PK₨4.3b | PK₨3.4b | PK₨492.7m | 6.7x | 8.7x | 1.3x |
| Fri, 21 Mar 2025 | PK₨3.9b | PK₨3.4b | PK₨492.7m | 5.9x | 7.9x | 1.1x |
| Sun, 16 Feb 2025 | PK₨4.2b | PK₨3.4b | PK₨178.9m | 5.7x | 23.2x | 1.2x |
| Tue, 14 Jan 2025 | PK₨4.8b | PK₨3.4b | PK₨178.9m | 6x | 26.9x | 1.4x |
| Thu, 12 Dec 2024 | PK₨4.0b | PK₨3.4b | PK₨178.9m | 6.1x | 22.4x | 1.2x |
| Sat, 09 Nov 2024 | PK₨3.6b | PK₨3.4b | PK₨201.1m | 4.9x | 17.8x | 1.1x |
| Mon, 07 Oct 2024 | PK₨3.7b | PK₨3.5b | PK₨37.1m | 5.1x | 101.1x | 1.1x |
| Wed, 04 Sep 2024 | PK₨3.5b | PK₨3.4b | PK₨95.1m | 5.9x | 36.5x | 1x |
| Fri, 02 Aug 2024 | PK₨3.3b | PK₨3.4b | PK₨95.1m | 5.3x | 35.1x | 1x |
| Sun, 30 Jun 2024 | PK₨2.7b | PK₨3.4b | PK₨95.1m | 4.8x | 28.6x | 0.8x |
| Tue, 28 May 2024 | PK₨3.0b | PK₨3.3b | PK₨166.4m | 5.2x | 17.9x | 0.9x |
| Thu, 25 Apr 2024 | PK₨2.9b | PK₨3.5b | PK₨317.2m | 5.2x | 9x | 0.8x |
| Sat, 23 Mar 2024 | PK₨2.9b | PK₨3.5b | PK₨315.9m | 4.9x | 9.3x | 0.8x |
| Mon, 19 Feb 2024 | PK₨2.8b | PK₨3.2b | PK₨82.9m | 6.2x | 33.4x | 0.9x |
| Wed, 17 Jan 2024 | PK₨2.9b | PK₨3.2b | PK₨107.4m | 6.3x | 27.4x | 0.9x |
| Fri, 15 Dec 2023 | PK₨3.1b | PK₨3.2b | PK₨289.1m | 6x | 10.7x | 1x |
| Sun, 12 Nov 2023 | PK₨2.6b | PK₨3.2b | PK₨301.4m | 4.5x | 8.5x | 0.8x |
| Tue, 10 Oct 2023 | PK₨2.5b | PK₨3.1b | PK₨217.1m | 5.5x | 11.4x | 0.8x |
| Thu, 07 Sep 2023 | PK₨2.4b | PK₨3.3b | PK₨362.3m | 5.1x | 6.7x | 0.7x |
| Sat, 05 Aug 2023 | PK₨2.6b | PK₨3.3b | PK₨362.3m | 5.5x | 7.2x | 0.8x |
| Mon, 03 Jul 2023 | PK₨2.4b | PK₨3.3b | PK₨362.3m | 5.1x | 6.7x | 0.7x |
| Wed, 31 May 2023 | PK₨2.2b | PK₨3.3b | PK₨415.6m | 4.3x | 5.3x | 0.7x |
| Fri, 28 Apr 2023 | PK₨2.1b | PK₨3.1b | PK₨299.1m | 4.9x | 6.9x | 0.7x |
| Sun, 26 Mar 2023 | PK₨2.2b | PK₨3.1b | PK₨291.2m | 5.3x | 7.5x | 0.7x |
| Tue, 21 Feb 2023 | PK₨2.5b | PK₨3.4b | PK₨465.7m | 5.8x | 5.3x | 0.7x |
| Thu, 19 Jan 2023 | PK₨2.4b | PK₨3.4b | PK₨465.7m | 5.6x | 5.2x | 0.7x |
| Sat, 17 Dec 2022 | PK₨2.7b | PK₨3.5b | PK₨524.3m | 5.9x | 5.1x | 0.8x |
| Mon, 14 Nov 2022 | PK₨2.9b | PK₨3.4b | PK₨497.9m | 6x | 5.8x | 0.8x |
Price to Earnings Ratio
5.8x
Current Industry PE
- Investors are pessimistic on the Pakistani Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 8.7x which is lower than its 3-year average PE of 14.1x.
- The 3-year average PS ratio of 1.1x is lower than the industry's current PS ratio of 2.8x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have grown 36% per year over the last three years.
- Revenues for these companies have grown 4.6% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Pakistani Financials industry?
| PK Market | 0.52% | |
| Financials | 0.65% | |
| Diversified Financial | 5.91% | |
| Other Diversified Financial Services | 13.55% | |
| Specialized Finance | 2.54% | |
Industry PE
- Investors are most optimistic about the Specialized Finance industry which is trading above its 3-year average PE ratio of 9.0x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Other Diversified Financial Services industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| FCSC First Capital Securities | PK₨8.65 | 12.6% +PK₨307.1m | 306.1% | PE2.9x | |
| NEXT Next Capital | PK₨12.30 | 20.8% +PK₨120.7m | 161.7% | PE18x | |
| UDLI UDL International | PK₨20.46 | 13.4% +PK₨84.6m | 154.2% | n/a | |
| WASL First Prudential Modaraba | PK₨7.35 | 8.7% +PK₨76.3m | 195.2% | PE28.8x | |
| FFLM First Fidelity Leasing Modaraba | PK₨10.89 | 29.6% +PK₨65.8m | 373.5% | PS27.5x |