Pakistani (KSE) Diversified Financial Industry Analysis

Industry Valuation and Performance

Has the Pakistani Diversified Financial Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sat, 23 May 2026	PK₨10.3b	PK₨4.6b	PK₨1.3b	10.4x	7.6x	2.2x
Mon, 20 Apr 2026	PK₨10.6b	PK₨4.1b	PK₨1.3b	23.6x	7.9x	2.6x
Wed, 18 Mar 2026	PK₨9.4b	PK₨4.1b	PK₨1.4b	30.9x	6.9x	2.3x
Fri, 13 Feb 2026	PK₨11.9b	PK₨3.9b	PK₨1.3b	18.2x	9.3x	3x
Sun, 11 Jan 2026	PK₨9.3b	PK₨3.9b	PK₨1.3b	21.1x	7.3x	2.4x
Tue, 09 Dec 2025	PK₨9.7b	PK₨3.9b	PK₨1.3b	19.1x	7.7x	2.5x
Thu, 06 Nov 2025	PK₨10.9b	PK₨3.9b	PK₨1.3b	17.2x	8.7x	2.8x
Sat, 04 Oct 2025	PK₨8.6b	PK₨3.2b	PK₨553.2m	21.3x	15.5x	2.7x
Mon, 01 Sep 2025	PK₨7.9b	PK₨3.4b	PK₨556.9m	13.3x	14.2x	2.3x
Wed, 30 Jul 2025	PK₨6.7b	PK₨3.4b	PK₨556.9m	15.5x	12x	2x
Fri, 27 Jun 2025	PK₨6.0b	PK₨3.4b	PK₨556.9m	10.6x	10.8x	1.8x
Sun, 25 May 2025	PK₨4.3b	PK₨3.4b	PK₨556.9m	7.5x	7.7x	1.3x
Tue, 22 Apr 2025	PK₨4.4b	PK₨3.4b	PK₨492.7m	6.8x	9x	1.3x
Thu, 20 Mar 2025	PK₨3.9b	PK₨3.4b	PK₨492.7m	5.9x	8x	1.2x
Sat, 15 Feb 2025	PK₨4.2b	PK₨3.4b	PK₨178.9m	5.7x	23.2x	1.2x
Mon, 13 Jan 2025	PK₨4.7b	PK₨3.4b	PK₨178.9m	6x	26.3x	1.4x
Wed, 11 Dec 2024	PK₨4.0b	PK₨3.4b	PK₨178.9m	5.6x	22.2x	1.2x
Fri, 08 Nov 2024	PK₨3.6b	PK₨3.4b	PK₨201.1m	5x	17.7x	1.1x
Sun, 06 Oct 2024	PK₨3.7b	PK₨3.5b	PK₨37.1m	5.1x	101.1x	1.1x
Tue, 03 Sep 2024	PK₨3.5b	PK₨3.4b	PK₨95.1m	5.9x	37.2x	1.1x
Thu, 01 Aug 2024	PK₨3.4b	PK₨3.4b	PK₨95.1m	5.4x	35.6x	1x
Sat, 29 Jun 2024	PK₨2.7b	PK₨3.4b	PK₨95.1m	4.8x	28.7x	0.8x
Mon, 27 May 2024	PK₨3.0b	PK₨3.3b	PK₨161.3m	5.2x	18.5x	0.9x
Wed, 24 Apr 2024	PK₨2.9b	PK₨3.5b	PK₨317.2m	5.2x	9.1x	0.8x
Fri, 22 Mar 2024	PK₨3.0b	PK₨3.5b	PK₨315.9m	4.9x	9.4x	0.9x
Sun, 18 Feb 2024	PK₨2.8b	PK₨3.2b	PK₨82.9m	6.2x	33.4x	0.9x
Tue, 16 Jan 2024	PK₨2.9b	PK₨3.2b	PK₨107.4m	6.3x	27.4x	0.9x
Thu, 14 Dec 2023	PK₨3.1b	PK₨3.2b	PK₨289.1m	6.2x	10.7x	1x
Sat, 11 Nov 2023	PK₨2.5b	PK₨3.2b	PK₨301.4m	4.5x	8.4x	0.8x
Mon, 09 Oct 2023	PK₨2.5b	PK₨3.1b	PK₨217.1m	5.6x	11.5x	0.8x
Wed, 06 Sep 2023	PK₨2.4b	PK₨3.3b	PK₨362.3m	5.2x	6.7x	0.7x
Fri, 04 Aug 2023	PK₨2.6b	PK₨3.3b	PK₨362.3m	5.4x	7.2x	0.8x
Sun, 02 Jul 2023	PK₨2.4b	PK₨3.3b	PK₨362.3m	5.1x	6.7x	0.7x
Tue, 30 May 2023	PK₨2.2b	PK₨3.3b	PK₨415.6m	4.3x	5.3x	0.7x

Current Industry PE

Investors are pessimistic on the Pakistani Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 7.7x which is lower than its 3-year average PE of 14.4x.

The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 2.3x.

Past Earnings Growth

The earnings for companies in the Diversified Financial industry have grown 48% per year over the last three years.
Revenues for these companies have grown 13% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Pakistani Financials industry?


PK Market	0.91%
Financials	1.06%
Diversified Financial	0.092%
Multi-Sector Holdings	0%	0
Other Diversified Financial Services	-0.31%
Specialized Finance	-1.51%

Industry PE

Investors are most optimistic about the Specialized Finance industry which is trading above its 3-year average PE ratio of 11.5x.

It looks like they are confident that earnings will grow faster in the future than they have historically.

Investors are most pessimistic about the Other Diversified Financial Services industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average.

Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
LSEVL LSE Ventures	PK₨9.27	2.3% +PK₨83.8m	65.1%	n/a
NEXT Next Capital	PK₨11.62	9.1% +PK₨55.2m	50.3%	PE9.3x
OLPM OLP Modaraba	PK₨23.65	1.7% +PK₨18.2m	48.8%	PE6.9x
PIM Popular Islamic Modaraba	PK₨23.63	2.3% +PK₨10.4m	58.1%	n/a

New minor risk - Share price stability

The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 10.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Payout ratio: 130% Paying a dividend despite having no free cash flows. High level of non-cash earnings (25% accrual ratio). Revenue is less than US$1m (PK₨144m revenue, or US$515k). Market cap is less than US$10m (PK₨654.0m market cap, or US$2.35m). Minor Risk Share price has been volatile over the past 3 months (10.0% average weekly change).

Pakistani (KSE) Diversified Financial Industry Analysis

Industry Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

Latest News

New minor risk - Share price stability

IBMU Builders (Private) Limited acquired 14.16% stake in First IBL Modaraba (KASE:FIBLM).

Third quarter 2026 earnings released: EPS: PK₨0.06 (vs PK₨0.04 loss in 3Q 2025)

Third quarter 2026 earnings released: PK₨0.07 loss per share (vs PK₨0.005 loss in 3Q 2025)

Third quarter 2026 earnings released: PK₨0.08 loss per share (vs PK₨0.085 profit in 3Q 2025)

New major risk - Financial position

Third quarter 2026 earnings released: EPS: PK₨0.99 (vs PK₨1.01 in 3Q 2025)

Third quarter 2026 earnings released: EPS: PK₨0.88 (vs PK₨0.12 loss in 3Q 2025)

LSE Ventures Limited to Report Q3, 2026 Results on Apr 28, 2026

First Elite Capital Modaraba to Report Q3, 2026 Results on Apr 24, 2026

Popular Islamic Modaraba to Report Q3, 2026 Results on Apr 24, 2026

UDL International Limited to Report Q3, 2026 Results on Apr 29, 2026