Have your own idea? Try our Stock Screener
Pakistani (KSE) Insurance Industry Analysis
UpdatedAug 11, 2025
DataAggregated Company Financials
Companies26
- 7D5.1%
- 3M35.9%
- 1Y50.2%
- YTD19.9%
In the last week, the Insurance industry is up 5.1%, with IGI Holdings up 28%. In the same time, TPL Life Insurance was down 12%. In the last 12 months, the industry was up 50%.
Industry Valuation and Performance
Has the Pakistani Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 12 Aug 2025 | PK₨230.0b | PK₨579.3b | PK₨31.5b | 6.5x | 7.3x | 0.4x |
| Thu, 10 Jul 2025 | PK₨212.3b | PK₨579.3b | PK₨31.5b | 5.6x | 6.7x | 0.4x |
| Sat, 07 Jun 2025 | PK₨183.6b | PK₨579.3b | PK₨31.5b | 4.9x | 5.8x | 0.3x |
| Mon, 05 May 2025 | PK₨172.9b | PK₨575.9b | PK₨31.7b | 4.5x | 5.4x | 0.3x |
| Wed, 02 Apr 2025 | PK₨181.3b | PK₨564.4b | PK₨31.1b | 5.4x | 5.8x | 0.3x |
| Fri, 28 Feb 2025 | PK₨169.2b | PK₨521.6b | PK₨30.8b | 5.1x | 5.5x | 0.3x |
| Sun, 26 Jan 2025 | PK₨171.6b | PK₨521.6b | PK₨30.9b | 5.4x | 5.6x | 0.3x |
| Tue, 24 Dec 2024 | PK₨173.1b | PK₨521.6b | PK₨30.9b | 5.1x | 5.6x | 0.3x |
| Thu, 21 Nov 2024 | PK₨162.8b | PK₨521.6b | PK₨30.9b | 4.9x | 5.3x | 0.3x |
| Sat, 19 Oct 2024 | PK₨141.3b | PK₨492.9b | PK₨32.2b | 4.3x | 4.4x | 0.3x |
| Mon, 16 Sep 2024 | PK₨141.0b | PK₨492.9b | PK₨32.2b | 4.4x | 4.4x | 0.3x |
| Wed, 14 Aug 2024 | PK₨142.1b | PK₨456.9b | PK₨28.5b | 4.6x | 5x | 0.3x |
| Fri, 12 Jul 2024 | PK₨139.5b | PK₨456.9b | PK₨28.5b | 4.6x | 4.9x | 0.3x |
| Sun, 09 Jun 2024 | PK₨130.1b | PK₨452.1b | PK₨27.5b | 4.7x | 4.7x | 0.3x |
| Tue, 07 May 2024 | PK₨122.8b | PK₨449.1b | PK₨27.2b | 4.2x | 4.5x | 0.3x |
| Thu, 04 Apr 2024 | PK₨126.7b | PK₨391.8b | PK₨25.2b | 5.1x | 5x | 0.3x |
| Sat, 02 Mar 2024 | PK₨121.7b | PK₨372.9b | PK₨22.6b | 5x | 5.4x | 0.3x |
| Mon, 29 Jan 2024 | PK₨131.2b | PK₨375.4b | PK₨23.0b | 4.6x | 5.7x | 0.3x |
| Wed, 27 Dec 2023 | PK₨127.4b | PK₨362.4b | PK₨22.7b | 4.3x | 5.6x | 0.4x |
| Fri, 24 Nov 2023 | PK₨130.0b | PK₨358.8b | PK₨22.6b | 4.3x | 5.7x | 0.4x |
| Sun, 22 Oct 2023 | PK₨118.9b | PK₨335.7b | PK₨18.4b | 4.5x | 6.5x | 0.4x |
| Tue, 19 Sep 2023 | PK₨111.2b | PK₨329.6b | PK₨18.1b | 4.9x | 6.1x | 0.3x |
| Thu, 17 Aug 2023 | PK₨117.8b | PK₨304.0b | PK₨16.9b | 6x | 7x | 0.4x |
| Sat, 15 Jul 2023 | PK₨113.5b | PK₨304.0b | PK₨16.9b | 5.5x | 6.7x | 0.4x |
| Mon, 12 Jun 2023 | PK₨113.1b | PK₨304.0b | PK₨16.9b | 5.7x | 6.7x | 0.4x |
| Wed, 10 May 2023 | PK₨112.3b | PK₨298.5b | PK₨16.2b | 6.4x | 7x | 0.4x |
| Fri, 07 Apr 2023 | PK₨114.7b | PK₨289.5b | PK₨16.1b | 5.4x | 7.1x | 0.4x |
| Sun, 05 Mar 2023 | PK₨116.7b | PK₨280.0b | PK₨17.4b | 5.6x | 6.7x | 0.4x |
| Tue, 31 Jan 2023 | PK₨118.5b | PK₨280.0b | PK₨17.4b | 5.5x | 6.8x | 0.4x |
| Thu, 29 Dec 2022 | PK₨119.0b | PK₨280.0b | PK₨17.4b | 5.6x | 6.8x | 0.4x |
| Sat, 26 Nov 2022 | PK₨124.4b | PK₨274.3b | PK₨17.2b | 6.2x | 7.2x | 0.5x |
| Mon, 24 Oct 2022 | PK₨121.8b | PK₨256.3b | PK₨16.9b | 6.6x | 7.2x | 0.5x |
| Wed, 21 Sep 2022 | PK₨126.1b | PK₨233.2b | PK₨16.9b | 6.4x | 7.5x | 0.5x |
| Fri, 19 Aug 2022 | PK₨133.3b | PK₨243.8b | PK₨18.0b | 6.7x | 7.4x | 0.5x |
Price to Earnings Ratio
7.4x
Current Industry PE
- Investors are optimistic on the Pakistani Insurance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 7.3x which is higher than its 3-year average PE of 6.0x.
- The industry is trading close to its 3-year average PS ratio of 0.36x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 20% per year over the last three years.
- Revenues for these companies have grown 33% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Pakistani Financials industry?
| PK Market | 2.55% | |
| Financials | 3.72% | |
| Insurance | 5.13% | |
| Life and Health Insurance | 7.91% | |
| Property and Casualty Insurance | 3.37% | |
| Reinsurance | 0.76% | |
| General Insurance | -5.85% | |
Industry PE
- Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 321x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Reinsurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 2.7x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| IGIHL IGI Holdings | PK₨315.06 | 31.0% +PK₨10.6b | 84.1% | PE60.2x | |
| JGICL Jubilee General Insurance | PK₨75.51 | 14.4% +PK₨1.9b | 73.6% | PE3.8x | |
| AICL Adamjee Insurance | PK₨71.41 | 6.1% +PK₨1.4b | 107.7% | PE4.8x | |
| EFUG EFU General Insurance | PK₨125.45 | 3.9% +PK₨936.0m | 45.0% | PE6.5x | |
| EFUL EFU Life Assurance | PK₨160.41 | 2.2% +PK₨356.0m | -6.0% | PE5.9x |