Header cover image

Pakistani (KSE) Insurance Industry Analysis

UpdatedNov 26, 2022
DataAggregated Company Financials
Companies24
  • 7D1.1%
  • 3M-4.3%
  • 1Y-22.1%
  • YTD-18.2%

In the last week, the Insurance industry is up 1.1%, with EFU Life Assurance up 3.9%. However, the industry is down 22% over the past year.

Industry Valuation and Performance

Has the Pakistani Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022PK₨124.4bPK₨274.3bPK₨17.2b6.2x7.2x0.5x
Tue, 25 Oct 2022PK₨121.8bPK₨256.3bPK₨16.9b6.6x7.2x0.5x
Thu, 22 Sep 2022PK₨125.7bPK₨233.2bPK₨16.9b6.4x7.5x0.5x
Sat, 20 Aug 2022PK₨133.3bPK₨243.8bPK₨18.0b6.6x7.4x0.5x
Mon, 18 Jul 2022PK₨131.8bPK₨243.8bPK₨18.0b6.4x7.3x0.5x
Wed, 15 Jun 2022PK₨131.1bPK₨263.8bPK₨18.3b6.5x7.2x0.5x
Fri, 13 May 2022PK₨137.1bPK₨264.6bPK₨18.3b6.6x7.5x0.5x
Sun, 10 Apr 2022PK₨141.1bPK₨265.5bPK₨17.0b7.1x8.3x0.5x
Tue, 08 Mar 2022PK₨140.7bPK₨251.5bPK₨17.0b6.8x8.3x0.6x
Thu, 03 Feb 2022PK₨143.9bPK₨251.9bPK₨17.2b7.5x8.4x0.6x
Sat, 01 Jan 2022PK₨147.4bPK₨251.9bPK₨17.2b7.3x8.6x0.6x
Mon, 29 Nov 2021PK₨148.3bPK₨251.9bPK₨17.2b7.8x8.6x0.6x
Wed, 27 Oct 2021PK₨150.8bPK₨279.1bPK₨17.2b7.8x8.8x0.5x
Fri, 24 Sep 2021PK₨153.6bPK₨279.1bPK₨17.2b7.6x8.9x0.6x
Sun, 22 Aug 2021PK₨162.3bPK₨279.1bPK₨17.2b8.7x9.5x0.6x
Fri, 09 Jul 2021PK₨169.8bPK₨279.1bPK₨17.2b9x9.9x0.6x
Thu, 01 Apr 2021PK₨167.0bPK₨286.6bPK₨17.7b6.8x9.4x0.6x
Sun, 03 Jan 2021PK₨177.7bPK₨256.1bPK₨15.4b7.3x11.5x0.7x
Wed, 07 Oct 2020PK₨173.7bPK₨270.0bPK₨16.6b6.6x10.5x0.6x
Tue, 30 Jun 2020PK₨150.0bPK₨241.0bPK₨15.5b6.2x9.7x0.6x
Fri, 03 Apr 2020PK₨125.7bPK₨207.6bPK₨12.6b6.1x10x0.6x
Mon, 06 Jan 2020PK₨168.4bPK₨231.6bPK₨13.0b7.9x13x0.7x
Price to Earnings Ratio

16.8x


Total Market Cap: PK₨155.6bTotal Earnings: PK₨9.3bTotal Revenue: PK₨186.0bTotal Market Cap vs Earnings and Revenue0%0%0%
Pakistani Insurance Industry Price to Earnings3Y Average 9.8x202020212022
Current Industry PE
  • Investors are pessimistic on the Pakistani Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.2x which is lower than its 3-year average PE of 9.8x.
  • The industry is trading close to its 3-year average PS ratio of 0.61x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 23% per year over the last three years.
  • Revenues for these companies have grown 14% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Pakistani Financials industry?

PK Market0.40%
Financials0.53%
Insurance1.10%
Life and Health Insurance2.62%
Property and Casualty Insurance0.29%
Insurance Brokers0%
General Insurance-1.18%
Reinsurance-3.38%
Industry PE
  • Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 4.8x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
EFUL EFU Life AssurancePK₨192.333.9%
+PK₨727.0m
4.4%PE14x
JLICL Jubilee Life InsurancePK₨146.504.6%
+PK₨567.2m
-37.2%PE6.2x
IGIHL IGI HoldingsPK₨100.102.0%
+PK₨282.4m
-36.0%PE4.2x
JGICL Jubilee General InsurancePK₨27.962.7%
+PK₨146.9m
-38.0%PE4x
ATIL Atlas InsurancePK₨56.001.8%
+PK₨93.4m
-0.5%PE7.6x
Simply Wall St
Simply Wall Street Pty Ltd
17-21 Bellevue Street, Surry Hills, Sydney
Download on the App StoreGet it on Google Play
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

CENI

PK₨18.35

Century Insurance

7D

-3.1%

1Y

12.7%

UNIC

PK₨7.89

United Insurance Company of Pakistan

7D

2.5%

1Y

1.9%

TPLI

PK₨18.56

TPL Insurance

7D

-0.05%

1Y

-28.1%

RICL

PK₨5.66

Reliance Insurance

7D

-10.0%

1Y

-12.0%

PIL

PK₨0.84

PICIC Insurance

7D

-1.2%

1Y

-30.6%

PAKRI

PK₨7.14

Pakistan Reinsurance

7D

-3.4%

1Y

-6.2%

IGIHL

PK₨100.10

IGI Holdings

7D

2.0%

1Y

-36.0%

IGIL

PK₨17.02

IGI Life Insurance

7D

-5.4%

1Y

-52.7%

JGICL

PK₨27.96

Jubilee General Insurance

7D

2.7%

1Y

-38.0%

HICL

PK₨7.00

Habib Insurance

7D

7.7%

1Y

-6.5%

EFUG

PK₨96.00

EFU General Insurance

7D

-1.0%

1Y

-13.2%

EFUL

PK₨192.33

EFU Life Assurance

7D

3.9%

1Y

4.4%

ATIL

PK₨56.00

Atlas Insurance

7D

1.8%

1Y

-0.5%

ALIFE

PK₨20.00

Adamjee Life Assurance

7D

0.8%

1Y

n/a

ALAC

PK₨5.24

Askari Life Assurance

7D

-5.2%

1Y

-32.8%

JLICL

PK₨146.50

Jubilee Life Insurance

7D

4.6%

1Y

-37.2%