EFUL Stock Overview
Provides life insurance products and services in Pakistan. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
EFU Life Assurance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | PK₨146.00 |
| 52 Week High | PK₨201.57 |
| 52 Week Low | PK₨136.00 |
| Beta | 0.052 |
| 1 Month Change | -2.76% |
| 3 Month Change | -8.08% |
| 1 Year Change | n/a |
| 3 Year Change | -22.34% |
| 5 Year Change | -27.00% |
| Change since IPO | 4,796.32% |
Recent News & Updates
Recent updates
Shareholder Returns
| EFUL | PK Insurance | PK Market | |
|---|---|---|---|
| 7D | 1.9% | -0.08% | 1.3% |
| 1Y | n/a | 30.8% | 44.8% |
Return vs Industry: Insufficient data to determine how EFUL performed against the PK Insurance industry.
Return vs Market: Insufficient data to determine how EFUL performed against the PK Market.
Price Volatility
| EFUL volatility | |
|---|---|
| EFUL Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 4.5% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in PK Market | 7.9% |
| 10% least volatile stocks in PK Market | 3.2% |
Stable Share Price: EFUL has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: EFUL's weekly volatility (3%) has been stable over the past year.
Community vs My Fair Value
Select a narrative for quick price alerts from the community, or create your own.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | 2,369 | Mohammed Ahmed | www.efulife.com |
EFU Life Assurance Limited provides life insurance products and services in Pakistan. The company operates through eight segments: Investment Linked Business, Conventional Business, Participating Business, Pension Business, Accident and Health Business, Family Takaful Investment Linked Business, Family Takaful Protection Business, and Family Takaful Accidental and Health. It offers individual insurance products, such as savings and retirement plans; education, marriage, and head start plan; capital growth and emerald plan; and term life protection, personal accident, income and education continuation, COVID-19, security plus, and health insurance and hospitalization reimbursement plans.
EFU Life Assurance Limited Fundamentals Summary
| EFUL fundamental statistics | |
|---|---|
| Market cap | PK₨15.33b |
| Earnings (TTM) | PK₨2.99b |
| Revenue (TTM) | PK₨100.92b |
5.1x
P/E Ratio0.2x
P/S RatioIs EFUL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EFUL income statement (TTM) | |
|---|---|
| Revenue | PK₨100.92b |
| Cost of Revenue | PK₨91.89b |
| Gross Profit | PK₨9.03b |
| Other Expenses | PK₨6.04b |
| Earnings | PK₨2.99b |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 28.48 |
| Gross Margin | 8.95% |
| Net Profit Margin | 2.96% |
| Debt/Equity Ratio | 0% |
How did EFUL perform over the long term?
See historical performance and comparisonDividends
10.3%
Current Dividend Yield52%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 19:47 |
| End of Day Share Price | 2025/04/17 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
EFU Life Assurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.