EFU Life Assurance Limited

KASE:EFUL Stock Report

Market Cap: PK₨18.7b

EFU Life Assurance Management

Management criteria checks 2/4

EFU Life Assurance's CEO is Mohammed Ahmed, appointed in Jul 2023, has a tenure of 1.42 years. total yearly compensation is PKR20.27M, comprised of 81.4% salary and 18.6% bonuses, including company stock and options. directly owns 0.015% of the company’s shares, worth PKR2.84M. The average tenure of the management team and the board of directors is 1.2 years and 4.9 years respectively.

Key information

Mohammed Ahmed

Chief executive officer

PK₨20.3m

Total compensation

CEO salary percentage81.4%
CEO tenure1.4yrs
CEO ownership0.02%
Management average tenure1.2yrs
Board average tenure4.9yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Mohammed Ahmed's remuneration changed compared to EFU Life Assurance's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

PK₨3b

Jun 30 2024n/an/a

PK₨3b

Mar 31 2024n/an/a

PK₨2b

Dec 31 2023PK₨20mPK₨17m

PK₨2b

Compensation vs Market: Mohammed's total compensation ($USD72.79K) is about average for companies of similar size in the PK market ($USD86.26K).

Compensation vs Earnings: Insufficient data to compare Mohammed's compensation with company performance.


CEO

Mohammed Ahmed

1.4yrs

Tenure

PK₨20,265,000

Compensation

Mr. Mohammed Ali Ahmed is Managing Director and Chief Executive Officer of EFU Life Assurance Limited from July 10, 2023 and its Director since 2023. Mr. Ahmed served as Chief Strategy Officer at EFU Life...


Leadership Team

NamePositionTenureCompensationOwnership
Mohammed Ahmed
MD, CEO & Director1.4yrsPK₨20.27m0.015%
PKR 2.8m
Taher Sachak
Executive Vice Chairman1.4yrsPK₨31.94m0.17%
PKR 31.3m
Syed Abbas
CFO & Senior Executive Directorno datano datano data
Azeem Pirani
COO & Executive Directorless than a yearno datano data
Jivani Hasan
Company Secretary & Compliance Officer2.5yrsno datano data
Arshad Iqbal
GM & Head of Grievance Departmentno datano datano data
Mohammad Abbas
Assistant GM & Head of Internal Auditno datano datano data
Ammara Moazzum
Head of Claims & Chief Managerno datano datano data
Abdul Mujeed
Head of Risk Managementno datano datano data
Masood Sheraz
Head of Window Takaful Operationsless than a yearno datano data
Hasan Amir
Deputy Head Group Benefits Marketingless than a yearno datano data
Omer Morshed
Appointed Actuaryno datano datano data

1.2yrs

Average Tenure

Experienced Management: EFUL's management team is not considered experienced ( 1.2 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Mohammed Ahmed
MD, CEO & Director1.9yrsPK₨20.27m0.015%
PKR 2.8m
Taher Sachak
Executive Vice Chairman1.4yrsPK₨31.94m0.17%
PKR 31.3m
Azeem Pirani
COO & Executive Directorless than a yearno datano data
Ruhail Muhammad
Independent Director4.9yrsPK₨1.58m0.00048%
PKR 89.6k
Ali Siddiqui
Non-Executive Directorno dataPK₨1.65m0.00048%
PKR 89.6k
Saifuddin Zoomkawala
Non Executive Directorno dataPK₨1.73m0.47%
PKR 88.7m
Rafique Bhimjee
Chairman of the Board32.3yrsno data5.12%
PKR 956.5m
Hasanali Abdullah
Non Executive Directorno dataPK₨1.95m0.18%
PKR 33.3m
Ahsen Ahmed
Independent Director4.9yrsPK₨1.35m0.00048%
PKR 89.6k
Syed Salman
Director1.9yrsPK₨750.00k0.00048%
PKR 89.6k
Rukhsana Shah
Independent Director5.7yrsPK₨1.65m0.00048%
PKR 89.6k
Daanish Bhimjee
Non-Executive Director4.9yrsno data0.00048%
PKR 89.6k

4.9yrs

Average Tenure

Experienced Board: EFUL's board of directors are considered experienced (4.9 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 10:00
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

EFU Life Assurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution