EFU Life Assurance Past Earnings Performance
Past criteria checks 4/6
EFU Life Assurance has been growing earnings at an average annual rate of 5.6%, while the Insurance industry saw earnings growing at 22.3% annually. Revenues have been growing at an average rate of 15.7% per year. EFU Life Assurance's return on equity is 35.1%, and it has net margins of 2.9%.
Key information
5.6%
Earnings growth rate
5.6%
EPS growth rate
| Insurance Industry Growth | 18.8% |
| Revenue growth rate | 15.7% |
| Return on equity | 35.1% |
| Net Margin | 2.9% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How EFU Life Assurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 82,107 | 2,349 | 3,145 | 0 |
| 31 Dec 23 | 75,589 | 2,066 | 2,903 | 0 |
| 30 Sep 23 | 67,328 | 1,988 | 2,568 | 0 |
| 31 Mar 23 | 54,309 | 1,735 | 2,357 | 0 |
| 31 Dec 22 | 52,958 | 1,692 | 2,252 | 0 |
| 30 Sep 22 | 48,029 | 1,658 | 2,296 | 0 |
| 30 Jun 22 | 43,025 | 1,370 | 2,227 | 0 |
| 31 Mar 22 | 44,641 | 1,556 | 2,119 | 0 |
| 31 Dec 21 | 43,781 | 1,508 | 2,088 | 0 |
| 30 Sep 21 | 47,587 | 1,564 | 1,899 | 0 |
| 30 Jun 21 | 53,002 | 1,859 | 1,850 | 0 |
| 31 Mar 21 | 54,469 | 1,831 | 1,789 | 0 |
| 31 Dec 20 | 52,521 | 1,784 | 1,780 | 0 |
| 30 Sep 20 | 52,372 | 2,040 | 1,621 | 0 |
| 30 Jun 20 | 45,618 | 1,785 | 1,583 | 0 |
| 31 Mar 20 | 38,652 | 1,679 | 1,600 | 0 |
| 31 Dec 19 | 38,028 | 1,549 | 1,552 | 0 |
| 30 Sep 19 | 30,355 | 1,228 | 1,623 | 0 |
| 30 Jun 19 | 29,599 | 1,410 | 1,572 | 0 |
| 31 Mar 19 | 27,805 | 1,566 | 1,624 | 0 |
| 31 Dec 18 | 30,332 | 1,546 | 1,541 | 0 |
| 30 Sep 18 | 29,021 | 1,667 | 1,507 | 0 |
| 30 Jun 18 | 25,018 | 1,667 | 1,498 | 0 |
| 31 Mar 18 | 28,550 | 1,538 | 1,403 | 0 |
| 31 Dec 17 | 27,146 | 1,910 | 1,361 | 0 |
| 30 Sep 17 | 27,093 | 1,995 | 2,742 | 0 |
| 30 Jun 17 | 34,028 | 2,007 | 3,574 | 0 |
| 31 Mar 17 | 35,010 | 2,044 | 4,631 | 0 |
| 31 Dec 16 | 32,414 | 1,873 | 5,520 | 0 |
| 30 Sep 16 | 36,115 | 1,585 | 5,370 | 0 |
| 30 Jun 16 | 34,514 | 1,466 | 5,373 | 0 |
| 31 Mar 16 | 37,625 | 1,586 | 5,350 | 0 |
| 31 Dec 15 | 39,176 | 1,475 | 5,394 | 0 |
| 30 Sep 15 | 39,103 | 1,359 | 5,181 | 0 |
| 30 Jun 15 | 37,293 | 1,213 | 5,046 | 0 |
| 31 Mar 15 | 31,477 | 1,040 | 4,885 | 0 |
| 31 Dec 14 | 28,497 | 951 | 4,705 | 0 |
| 30 Sep 14 | 24,154 | 990 | 4,726 | 0 |
| 30 Jun 14 | 22,180 | 1,023 | 4,606 | 0 |
| 31 Mar 14 | 20,804 | 957 | 4,424 | 0 |
| 31 Dec 13 | 18,984 | 929 | 4,257 | 0 |
| 30 Sep 13 | 17,537 | 749 | 3,914 | 0 |
| 30 Jun 13 | 17,921 | 815 | 3,701 | 0 |
Quality Earnings: EFUL has high quality earnings.
Growing Profit Margin: EFUL's current net profit margins (2.9%) are lower than last year (3.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EFUL's earnings have grown by 5.6% per year over the past 5 years.
Accelerating Growth: EFUL's earnings growth over the past year (35.4%) exceeds its 5-year average (5.6% per year).
Earnings vs Industry: EFUL earnings growth over the past year (35.4%) did not outperform the Insurance industry 55%.
Return on Equity
High ROE: EFUL's Return on Equity (35.1%) is considered high.