IGIL Stock Overview

Provides life insurance products in Pakistan. More details

IGIL fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	5/6
Financial Health	5/6
Dividends	0/6

Rewards

Earnings grew by 80.4% over the past year

Risk Analysis

Does not have a meaningful market cap (PKR3B)

My Notes

Capture your thoughts, links and company narrative

IGI Life Insurance Limited Competitors

Adamjee Life Assurance

KASE:ALIFE

PK₨7.8b

Jubilee Life Insurance

KASE:JLICL

PK₨17.1b

EFU Life Assurance

KASE:EFUL

PK₨18.7b

IGI Holdings

KASE:IGIHL

PK₨24.1b

Price History & Performance

Summary of share price highs, lows and changes for IGI Life Insurance
Historical stock prices
Current Share Price	PK₨14.73
52 Week High	PK₨17.00
52 Week Low	PK₨12.00
Beta	1.36
1 Month Change	1.10%
3 Month Change	13.31%
1 Year Change	13.31%
3 Year Change	-59.05%
5 Year Change	-45.46%
Change since IPO	-10.58%

Recent updates

Shareholder Returns

	IGIL	PK Insurance	PK Market
7D	-5.6%	-4.6%	-4.6%
1Y	13.3%	32.4%	54.3%

Return vs Industry: IGIL underperformed the PK Insurance industry which returned 32.4% over the past year.

Return vs Market: IGIL underperformed the PK Market which returned 54.3% over the past year.

Price Volatility

Is IGIL's price volatile compared to industry and market?
IGIL volatility
IGIL Average Weekly Movement	6.7%
Insurance Industry Average Movement	6.4%
Market Average Movement	7.1%
10% most volatile stocks in PK Market	10.1%
10% least volatile stocks in PK Market	4.8%

Stable Share Price: IGIL has not had significant price volatility in the past 3 months compared to the PK market.

Volatility Over Time: IGIL's weekly volatility (7%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1952	178	Ali Nadim	www.igilife.com.pk

IGI Life Insurance Limited provides life insurance products in Pakistan. It operates through Life (Participating), Life (Non-Participating), Life (Non-Participating) Group, Investment Linked, Accident and Health-Individual, Accident and Health-Group, Pension Fund, Individual Family Takaful, Individual Accidental and Health Takaful, Group Family Takaful, and Group Health Takaful segments. The Life (Participating) segment offers life insurance to individuals under individual life policies.

IGI Life Insurance Limited Fundamentals Summary

How do IGI Life Insurance's earnings and revenue compare to its market cap?
IGIL fundamental statistics
Market cap	PK₨2.51b
Earnings (TTM)	PK₨226.69m
Revenue (TTM)	PK₨16.41b

11.1x

P/E Ratio

0.2x

P/S Ratio

Is IGIL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IGIL income statement (TTM)
Revenue	PK₨16.41b
Cost of Revenue	PK₨15.17b
Gross Profit	PK₨1.25b
Other Expenses	PK₨1.02b
Earnings	PK₨226.69m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.33
Gross Margin	7.60%
Net Profit Margin	1.38%
Debt/Equity Ratio	0%

How did IGIL perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/21 03:58
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

IGI Life Insurance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

IGIL Stock Overview

Rewards

Risk Analysis

IGI Life Insurance Limited Competitors

KASE:ALIFE

PK₨7.8b

KASE:JLICL

PK₨17.1b

KASE:EFUL

PK₨18.7b

KASE:IGIHL

PK₨24.1b

Price History & Performance

Recent News & Updates

Investor sentiment improves as stock rises 16%

Third quarter 2024 earnings released: EPS: PK₨0.46 (vs PK₨0.23 in 3Q 2023)

IGI Life Insurance Limited Appoints Saniya Saeed Khan as Company Secretary

Second quarter 2024 earnings released: EPS: PK₨0.37 (vs PK₨0.23 in 2Q 2023)

Investor sentiment improves as stock rises 18%

First quarter 2024 earnings released: EPS: PK₨0.25 (vs PK₨0.13 in 1Q 2023)

Recent updates

Investor sentiment improves as stock rises 16%

Third quarter 2024 earnings released: EPS: PK₨0.46 (vs PK₨0.23 in 3Q 2023)

IGI Life Insurance Limited Appoints Saniya Saeed Khan as Company Secretary

Second quarter 2024 earnings released: EPS: PK₨0.37 (vs PK₨0.23 in 2Q 2023)

Investor sentiment improves as stock rises 18%

First quarter 2024 earnings released: EPS: PK₨0.25 (vs PK₨0.13 in 1Q 2023)

Investor sentiment improves as stock rises 17%

Investor sentiment improves as stock rises 16%

Third quarter 2023 earnings released: EPS: PK₨0.23 (vs PK₨0.037 in 3Q 2022)

Second quarter 2023 earnings released: EPS: PK₨0.22 (vs PK₨0.042 in 2Q 2022)

Upcoming dividend of PK₨4.50 per share

Investor sentiment improves as stock rises 16%

Less than half of directors are independent

Full year 2022 earnings released: EPS: PK₨0.25 (vs PK₨2.05 loss in FY 2021)

Less than half of directors are independent

Less than half of directors are independent

Third quarter 2022 earnings released: EPS: PK₨0.04 (vs PK₨0.40 loss in 3Q 2021)

Second quarter 2022 earnings released: EPS: PK₨0.04 (vs PK₨0.46 loss in 2Q 2021)

Less than half of directors are independent

First quarter 2022 earnings released: EPS: PK₨0.02 (vs PK₨0.37 loss in 1Q 2021)

Less than half of directors are independent

Full year 2021 earnings released: PK₨2.05 loss per share (vs PK₨0.56 loss in FY 2020)

Third quarter 2021 earnings released: PK₨0.40 loss per share (vs PK₨0.13 loss in 3Q 2020)

Second quarter 2021 earnings released: PK₨0.46 loss per share (vs PK₨0.28 loss in 2Q 2020)

First quarter 2021 earnings released: PK₨0.37 loss per share (vs PK₨0.005 profit in 1Q 2020)

Full year 2020 earnings released: PK₨0.56 loss per share (vs PK₨1.29 loss in FY 2019)

New 90-day low: PK₨51.00

IGI Life Insurance Limited Announces Change of Company Secretary

New 90-day high: PK₨61.27

Third quarter earnings released

New 90-day high: PK₨47.45

New 90-day high - PK₨40.85

First half earnings released

New 90-day high - PK₨36.99

New 90-day high - PK₨33.29

Shareholder Returns

Price Volatility

About the Company

IGI Life Insurance Limited Fundamentals Summary

11.1x

0.2x

Earnings & Revenue

Company Analysis and Financial Data Status

Data Sources

Analysis Model and Snowflake

Industry and Sector Metrics

Analyst Sources