EFUG Stock Overview
Provides non-life insurance products and services in Pakistan. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
EFU General Insurance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | PK₨116.02 |
| 52 Week High | PK₨138.00 |
| 52 Week Low | PK₨82.30 |
| Beta | 0.22 |
| 1 Month Change | -11.07% |
| 3 Month Change | 22.60% |
| 1 Year Change | 30.36% |
| 3 Year Change | 10.50% |
| 5 Year Change | 5.19% |
| Change since IPO | 1,649.81% |
Recent News & Updates
Recent updates
Shareholder Returns
| EFUG | PK Insurance | PK Market | |
|---|---|---|---|
| 7D | -1.8% | -2.1% | -2.5% |
| 1Y | 30.4% | 37.1% | 63.7% |
Return vs Industry: EFUG underperformed the PK Insurance industry which returned 37.1% over the past year.
Return vs Market: EFUG underperformed the PK Market which returned 63.7% over the past year.
Price Volatility
| EFUG volatility | |
|---|---|
| EFUG Average Weekly Movement | 8.3% |
| Insurance Industry Average Movement | 6.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in PK Market | 10.2% |
| 10% least volatile stocks in PK Market | 4.8% |
Stable Share Price: EFUG has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: EFUG's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1932 | 3,653 | Kamran Inam | www.efuinsurance.com |
EFU General Insurance Limited provides non-life insurance products and services in Pakistan. It operates through four segments: Fire and Property Damage, Marine, Motor, and Miscellaneous. The Fire and Property Damage segment offers insurance contracts primarily to compensate the customers for damage suffered to their property.
EFU General Insurance Limited Fundamentals Summary
| EFUG fundamental statistics | |
|---|---|
| Market cap | PK₨23.20b |
| Earnings (TTM) | PK₨5.06b |
| Revenue (TTM) | PK₨108.96b |
4.6x
P/E Ratio0.2x
P/S RatioIs EFUG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EFUG income statement (TTM) | |
|---|---|
| Revenue | PK₨108.96b |
| Cost of Revenue | PK₨91.18b |
| Gross Profit | PK₨17.78b |
| Other Expenses | PK₨12.72b |
| Earnings | PK₨5.06b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 25.32 |
| Gross Margin | 16.32% |
| Net Profit Margin | 4.65% |
| Debt/Equity Ratio | 0% |
How did EFUG perform over the long term?
See historical performance and comparisonDividends
8.6%
Current Dividend Yield39%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 19:30 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EFU General Insurance Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Muhammad Ismail | BMA Capital Management Ltd. |